# EC

Msg1:
(RC-R II 9Q) MUST = (RC-R II 11Q) &  & Sum =  & (!RCONS477!+!RCONS482!+!RCONS487!+!RCONS492!) &  ;  Reported =  & !RCONS510! &  ;  Difference =  & !RCONS510!-(!RCONS477!+!RCONS482!+!RCONS487!+!RCONS492!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 9., Column Q) of $ & (!RCONS477!+!RCONS482!+!RCONS487!+!RCONS492!) &  must equal "Total balance sheet assets" (RC-R II 11., Column Q) of $ & !RCONS510! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2B.,4.,5.,7. and and 8., Column R) of $ & (!RCONH271!+!RCONH273!+!RCONH275!+!RCONH277!+!RCONH279!+!RCONH281!+!RCONH283!+!RCONH285!+!RCONH287!+!RCONH291!+!RCONH294!+!RCONH296!+!RCONH298!) &  must equal "Total balance sheet assets" (RC-R II 11., Column R) of $ & !RCONH300! & .  Please revise your reported data.


Msg1:
(RC-R II 2AA+9AA) MUST = (RC 2A) &  & Sum =  & (!RCOND961!+!RCONS475!) &  ;  Reported =  & !RCONJJ34! &  ;  Difference =  & !RCONJJ34!-(!RCOND961!+!RCONS475!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2a. and 9a., Column A) of $ & (!RCOND961!+!RCONS475!) &  must equal "Total Held-to-maturity securities" (RC 2a.) of $ & !RCONJJ34! & .  Please revise your reported data.


Msg1:
(RC-R II 7A+9CA) MUST = (RC 5) &  & Sum =  & (!RCOND976!+!RCONS485!) &  ;  Reported =  & !RCON3545! &  ;  Difference =  & !RCON3545!-(!RCOND976!+!RCONS485!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 7. and 9c., Column A) of $ & (!RCOND976!+!RCONS485!) &  must equal "Trading Assets" (RC 5.) of $ & !RCON3545! & .  Please revise your reported data.


Msg1:
IF SUM OF RC-R II (9AT+9BT+9CT+9DT+10T)>0 THEN SUM OF RC-R II (9AU+9BU+9CU+9DU+10U)=0 &  & RC-R II 9AU+9BU+9CU+9DU+10U=$ & (!RCONS479!+!RCONS484!+!RCONS489!+!RCONS494!+!RCONS499!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 9.a through 10., Column U) of $ & (!RCONS479!+!RCONS484!+!RCONS489!+!RCONS494!+!RCONS499!) &  must equal zero as the sum of the components of Balance Sheet assets (RC-R II 9.a through 10., Column T) of $ & (!RCONS478!+!RCONS483!+!RCONS488!+!RCONS493!+!RCONS498!) & is greater than zero.  Please revise your reported data.


Msg1:
IF SUM OF RC-R II (9AU+9BU+9CU+9DU+10U)>0 THEN SUM OF RC-R II (9AT+9BT+9CT+9DT+10T)=0 &  & RC-R II 9AT+9BT+9CT+9DT+10T=$ & (!RCONS478!+!RCONS483!+!RCONS488!+!RCONS493!+!RCONS498!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 9.a through 10., Column T) of $ & (!RCONS478!+!RCONS483!+!RCONS488!+!RCONS493!+!RCONS498!) &  must equal zero as the sum of the components of Balance Sheet assets (RC-R II 9.a through 10., Column U) of $ & (!RCONS479!+!RCONS484!+!RCONS489!+!RCONS494!+!RCONS499!) & is greater than zero.  Please revise your reported data.


Msg1:
ALL OTHER ASSETS (RC-R II 8) MUST BE LESS THAN OR EQUAL SUM OF (RC ITEMS 6 + 7 + 8 + 9 + 10 +11) &  & Sum =  & (!RCON2145! + !RCON2150! + !RCON2130! + !RCON3656! + !RCON2143! + !RCON2160!) &  ;  Reported =  & !RCOND981! &  ;  Difference =  & !RCOND981!-(!RCON2145! + !RCON2150! + !RCON2130! + !RCON3656! + !RCON2143! + !RCON2160!)

Msg2:
"Total all other assets" (RC-R II 8., Column A) of $ & !RCOND981! &  must be less than or equal to the sum of the components of all other assets on the "Balance Sheet" (RC 6. through RC 11.) of $ & (!RCON2145! + !RCON2150! + !RCON2130! + !RCON3656! + !RCON2143! + !RCON2160!) & .  Please revise your reported data.


Msg1:
(RC-R II 3A) SHOULD BE LESS THAN OR EQUAL TO FED FUNDS SOLD (RC-3A) &  & Difference=& !RCOND971!-!RCONB987!

Msg2:
"Federal funds sold (in domestic offices)" (RC-R II 3a., Column A) of $ & !RCOND971! &   must be less than or equal to the amount reported for "Federal funds sold" (RC 3.a.) on the "Balance Sheet" of $ & (!RCONB987!) & .  Please revise your reported data.


Msg1:
(RC-R II 3B) SHOULD BE LESS THAN OR EQUAL TO REV REPOS (RC-3B) &  & Difference=& !RCONH171!-!RCONB989!

Msg2:
"Securities purchased under agreements to resell" (RC-R II 3b., Column A) of $ & !RCONH171! &   must be less than or equal to the amount reported for "Securities purchased under agreements to resell" (RC 3.b.) on the "Balance Sheet" of $ & (!RCONB989!) & .  Please revise your reported data.


Msg2:
The sum of "All other assets" allocated by risk weight (RC-R II 8., Columns B,C,D,E,G,H,I,J,K,L,M,N and R, and 8a. and 8b., Column R) of $ & (!RCONS469!+!RCOND982!+!RCOND983!+!RCOND984!+!RCOND985!+!RCONH185!+!RCONH293!+!RCONH188!+!RCONS470!+!RCONS471!+!RCONH294!+!RCONH296!+!RCONH298!+!RCONHJ88!+!RCONHJ89!) &  must equal "Total All other assets" (RC-R II 8., Column A) of $ & !RCOND981! & .  Please revise your reported data.


Msg1:
(RC-R II 2BS) SHOULD BE GREATER THAN ZERO IF (RC-R II 2BR) IS GREATER THAN ZERO &  &  RC-R II 2BR =  & !RCONH271! & ;   RC-R II 2BS =  & !RCONH272!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Securities: Available-for-sale securities" (RC-R II 2b., Column S) of $ & !RCONH272! &  should be greater than zero if the "Exposure Amount" for  "Securities: Available-for-sale securities" (RC-R II 2b., Column R) of $ & !RCONH271! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4AS) SHOULD BE GREATER THAN ZERO IF (RC-R II 4AR) IS GREATER THAN ZERO &  &  RC-R II 4AR =  & !RCONH273! & ;   RC-R II 4AS =  & !RCONH274!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of  "Loans and leases held for sale: Residential mortgage exposures" (RC-R II 4a., Column S) of $ & !RCONH274! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for sale: Residential mortgage exposures"(RC-R II 4a., Column R) of $ & !RCONH273! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4BS) SHOULD BE GREATER THAN ZERO IF (RC-R II 4BR) IS GREATER THAN ZERO &  &  RC-R II 4BR =  & !RCONH275! & ;   RC-R II 4BS =  & !RCONH276!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of  "Loans and leases held for sale: High volatiity commercial real estate exposures" (RC-R II 4.b., Column S) of $ & !RCONH276! &  should be greater than zero if the "Exposure Amount" for  "Loans and leases held for sale: High volatiity commercial real estate exposures" (RC-R II 4.b, Column R) of $ & !RCONH275! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4CS) SHOULD BE GREATER THAN ZERO IF (RC-R II 4CR) IS GREATER THAN ZERO &  &  RC-R II 4CR =  & !RCONH277! & ;   RC-R II 4CS =  & !RCONH278!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases held for sale: Exposures past due 90 days or more or on nonaccrual" (RC-R II 4c., Column S) of $ & !RCONH278! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for sale: Exposures past due 90 days or more or on nonaccrual" (RC-R II 4c., Column R) of $ & !RCONH277! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4DS) SHOULD BE GREATER THAN ZERO IF (RC-R II 4DR) IS GREATER THAN ZERO &  &  RC-R II 4DR =  & !RCONH279! & ;   RC-R II 4DS =  & !RCONH280!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases held for sale: All other exposures" (RC-R II 4d., Column S) of $ & !RCONH280! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for sale: All other exposures" (RC-R II 4d., Column R) of $ & !RCONH279! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5AS) SHOULD BE GREATER THAN ZERO IF (RC-R II 5AR) IS GREATER THAN ZERO &  &  RC-R II 5AR =  & !RCONH281! & ;   RC-R II 5AS =  & !RCONH282!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases held for investment : Residential mortgage exposures" (RC-R II 5a., Column S) of $ & !RCONH282! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for investment : Residential mortgage exposures" (RC-R II 5a., Column R) of $ & !RCONH281! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5BS) SHOULD BE GREATER THAN ZERO IF (RC-R II 5BR) IS GREATER THAN ZERO &  &  RC-R II 5BR =  & !RCONH283! & ;   RC-R II 5BS =  & !RCONH284!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases held for investment : High volatility commercial real estate exposures" (RC-R II 5b., Column S) of $ & !RCONH284! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for investment : High volatility commercial real estate exposures"  (RC-R II 5b., Column R) of $ & !RCONH283! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5CS) SHOULD BE GREATER THAN ZERO IF (RC-R II 5CR) IS GREATER THAN ZERO &  &  RC-R II 5CR =  & !RCONH285! & ;   RC-R II 5CS =  & !RCONH286!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases held for investment : Exposures past due 90 days or more or on nonaccrual" (RC-R II 5c., Column S) of $ & !RCONH286! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for investment : Exposures past due 90 days or more or on nonaccrual"  (RC-R II 5c., Column R) of $ & !RCONH285! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5DS) SHOULD BE GREATER THAN ZERO IF (RC-R II 5DR) IS GREATER THAN ZERO &  &  RC-R II 5DR =  & !RCONH287! & ;   RC-R II 5DS =  & !RCONH288!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Loans and leases net of unearned income: held for investment " (RC-R II 5d., Column S) of $ & !RCONH288! &  should be greater than zero if the "Exposure Amount" for "Loans and leases held for investment : All other exposures"  (RC-R II 5d., Column R) of $ & !RCONH287! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 7S) SHOULD BE GREATER THAN ZERO IF (RC-R II 7R) IS GREATER THAN ZERO &  &  RC-R II 7R =  & !RCONH291! & ;   RC-R II 7S =  & !RCONH292!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "Trading assets" (RC-R II 7., Column S) of $ & !RCONH292! &  should be greater than zero if the "Exposure Amount" for "Trading assets"  (RC-R II 7., Column R) of $ & !RCONH291! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 8S) SHOULD BE GREATER THAN ZERO IF (RC-R II 8R) IS GREATER THAN ZERO &  &  RC-R II 8R =  & !RCONH294! & ;   RC-R II 8S =  & !RCONH295!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "All other assets" (RC-R II 8., Column S) of $ & !RCONH295! &  should be greater than zero if the "Exposure Amount" for "All other assets"  (RC-R II 8., Column R) of $ & !RCONH294! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 8AS) SHOULD BE GREATER THAN ZERO IF (RC-R II 8AR) IS GREATER THAN ZERO &  &  RC-R II 8AR =  & !RCONH296! & ;   RC-R II 8AS =  & !RCONH297!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "All other assets: Separate account bank-owned life insurance" (RC-R II 8.a., Column S) of $ & !RCONH297! &  should be greater than zero if the "Exposure Amount" for "All other assets: Separate account bank-owned life insurance"  (RC-R II 8a., Column R) of $ & !RCONH296! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 8BS) SHOULD BE GREATER THAN ZERO IF (RC-R II 8BR) IS GREATER THAN ZERO &  &  RC-R II 8BR =  & !RCONH298! & ;   RC-R II 8BS =  & !RCONH299!

Msg2:
Generally, the "Risk-Weighted Asset Amount" of "All other assets: Default fund contributions to central counterparties" (RC-R II 8b., Column S) of $ & !RCONH299! &  should be greater than zero if the "Exposure Amount" for "All other assets: Default fund contributions to central counterparties"  (RC-R II 8b., Column R) of $ & !RCONH298! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 2BR) SHOULD BE GREATER THAN ZERO IF (RC-R II 2BS) IS GREATER THAN ZERO &  &  RC-R II 2BR =  & !RCONH271! & ;   RC-R II 2BS =  & !RCONH272!

Msg2:
Generally the "Exposure Amount" for  "Securities: Available-for-sale securities" (RC-R II 2b., Column R) of $ & !RCONH271! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Securities: Available-for-sale securities" (RC-R II 2b., Column S) of $ & !RCONH272! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4AR) SHOULD BE GREATER THAN ZERO IF (RC-R II 4AS) IS GREATER THAN ZERO &  &  RC-R II 4AS =  & !RCONH274! & ; RC-R II 4AR =  & !RCONH273!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for sale: Residential mortgage exposures" (RC-R II 4a., Column R) of $ & !RCONH273! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Loans and leases held for sale: Residential mortgage exposures" (RC-R II 4a., Column S) of $ & !RCONH274! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4BR) SHOULD BE GREATER THAN ZERO IF (RC-R II 4BS) IS GREATER THAN ZERO &  &  RC-R II 4BS =  & !RCONH276! & ; RC-R II 4BR =  & !RCONH275!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for sale: High volatility commerical real estate exposures" (RC-R II 4b., Column R) of $ & !RCONH275! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Loans and leases held for sale: High volatility commerical real estate exposures" (RC-R II 4b., Column S) of $ & !RCONH276! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4CR) SHOULD BE GREATER THAN ZERO IF (RC-R II 4CS) IS GREATER THAN ZERO &  &  RC-R II 4CS =  & !RCONH278! & ; RC-R II 4CR =  & !RCONH277!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for sale: Exposures past due 90 days or more or on nonaccrual" (RC-R II 4c., Column R) of $ & !RCONH277! &  should be greater than zero if the “Risk-Weighted Asset Amount” of "Loans and leases held for sale: Exposures past due 90 days or more or on nonaccrual" (RC-R II 4c., Column S) of $ & !RCONH278! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 4DR) SHOULD BE GREATER THAN ZERO IF (RC-R II 4DS) IS GREATER THAN ZERO &  &  RC-R II 4DS =  & !RCONH280! & ; RC-R II 4DR =  & !RCONH279!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for sale: All other exposures" (RC-R II 4d., Column R) of $ & !RCONH279! &  should be greater than zero if the “Risk-Weighted Asset Amount” of "Loans and leases held for sale: All other exposures" (RC-R II 4d., Column S) of $ & !RCONH280! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5AR) SHOULD BE GREATER THAN ZERO IF (RC-R II 5AS) IS GREATER THAN ZERO &  &  RC-R II 5AS =  & !RCONH282! & ; RC-R II 5AR =  & !RCONH281!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for investment : Residential mortgage exposures" (RC-R II 5a., Column R) of $ & !RCONH281! &  should be greater than zero if the “Risk-Weighted Asset Amount” of "Loans and leases held for investment : Residential mortgage exposures"  (RC-R II 5a., Column S) of $ & !RCONH282! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5BR) SHOULD BE GREATER THAN ZERO IF (RC-R II 5BS) IS GREATER THAN ZERO &  &  RC-R II 5BS =  & !RCONH284! & ; RC-R II 5BR =  & !RCONH283!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for investment : High volatility commercial real estate exposures" (RC-R II 5.b, Column R) of $ & !RCONH283! &  should be greater than zero if the “Risk-Weighted Asset Amount” of "Loans and leases held for investment : High volatility commercial real estate exposures" (RC-R II 5.b, Column S) of $ & !RCONH284! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5CR) SHOULD BE GREATER THAN ZERO IF (RC-R II 5CS) IS GREATER THAN ZERO &  & RC-R II 5CS =  & !RCONH286! & ; RC-R II 5CR =  & !RCONH285!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for investment : Exposures past due 90 days or more or on nonaccrual" (RC-R II 5c., Column R) of $ & !RCONH285! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Loans and leases held for investment : Exposures past due 90 days or more or on nonaccrual" (RC-R II 5c., Column S) of $ & !RCONH286! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 5DR) SHOULD BE GREATER THAN ZERO IF (RC-R II 5DS) IS GREATER THAN ZERO &  & RC-R II 5DS =  & !RCONH288! & ; RC-R II 5DR =  & !RCONH287!

Msg2:
Generally the “Exposure Amount” for "Loans and leases held for investment : All other exposures" (RC-R II 5d., Column R) of $ & !RCONH287! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Loans and leases held for investment : All other exposures" (RC-R II 5d., Column S) of $ & !RCONH288! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 7R) SHOULD BE GREATER THAN ZERO IF (RC-R II 7S) IS GREATER THAN ZERO &  & RC-R II 7S =  & !RCONH292! & ; RC-R II 7R =  & !RCONH291!

Msg2:
Generally the “Exposure Amount” for "Trading assets" (RC-R II 7., Column R) of $ & !RCONH291! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "Trading assets"  (RC-R II 7., Column S) of $ & !RCONH292! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 8R) SHOULD BE GREATER THAN ZERO IF (RC-R II 8S) IS GREATER THAN ZERO &  &  RC-R II 8S =  & !RCONH295! & ; RC-R II 8R =  & !RCONH294!

Msg2:
Generally the “Exposure Amount” for "All other assets" (RC-R II 8., Column R) of $ & !RCONH294! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "All other assets"  (RC-R II 8., Column S) of $ & !RCONH295! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII12B) MUST EQUAL 100% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII12A) &  & RCRII12B $ & !RCOND992! & <> RCRII12A $& !RCOND991!

Msg2:
The "Credit Equivalent Amount" of "Financial standby letters of credit" (RC-R II 12, Column B) of $& !RCOND992! & must equal the "Face, Notional, or Other Amount" (RC-R II 12, Column A)  multiplied  by the "Credit Conversion Factor (1.0) of $  & !RCOND991!*1.0 &".    Please revise your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII13B) MUST EQUAL 50% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII13A) &  &  & !RCOND998! &   does not equal  & !RCOND997! * 0.50 &  , difference =  & !RCOND998! - (!RCOND997! * 0.50) &

Msg2:
The "Credit Equivalent Amount" of "Performance standby letters of credit and transaction-related contingent items" (RC-R II 13, Column B) of $ & !RCOND998! &  must equal the "Face, Notional, or Other Amount" (RC-R II 13, Column A)  multiplied by the "Credit Conversion Factor (0.50)" of $ & (!RCOND997!* 0.50) & .  Please review your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII14B) MUST EQUAL 20% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII14A) &  &   & !RCONG607! &   does not equal  & (!RCONG606! * 0.20) &  , difference =  & !RCONG607! - (!RCONG606! * 0.20)

Msg2:
The "Credit Equivalent Amount" of "Commercial and similar letters of credit with an original maturity of one year or less" (RC-R II 14, Column B) of $ & !RCONG607! &  must equal the "Face, Notional, or Other Amount" (RC-R II 14, Column A)  multiplied by the "Credit Conversion Factor (0.20)" of $ & (!RCONG606!* 0.20) & .  Please review your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII15B) MUST EQUAL FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII15A) &  & RC-R II 15B $& !RCONG613! &  does not equal RC-R II 15A $& !RCONG612! &.

Msg2:
The "Credit Equivalent Amount" of "Retained recourse on small business obligations sold with recourse" (RC-R II 15, Column B) of $ & !RCONG613! &  must equal the "Face, Notional, or Other Amount" (RC-R II 15, Column A) multiplied by the "Credit Conversion Factor (1.0)"  of $ & (!RCONG612!*1.0) &  .  Please revise your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII16B) MUST EQUAL FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII16A) &  & RC-R II 16B $& !RCONS516! &  does not equal RC-R II 16A $& !RCONS515! &.

Msg2:
The "Credit Equivalent Amount" of "Repo-style transactions" (RC-R II 16, Column B) of $ & !RCONS516! &  must equal the "Face, Notional, or Other Amount" (RC-R II 16, Column A) multiplied by the "Credit Conversion Factor (1.0)"  of $ & (!RCONS515!*1.0) &  .  Please revise your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII17B) MUST EQUAL FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII17A) &  & RC-R II 17B $& !RCONG619! &  does not equal RC-R II 17A $& !RCONG618! &.

Msg2:
The "Credit Equivalent Amount" of "All other off-balance sheet liabilities" (RC-R II 17, Column B) of $ & !RCONG619! &  must equal the "Face, Notional, or Other Amount" (RC-R II 17, Column A) multiplied by the "Credit Conversion Factor (1.0)"  of $ & (!RCONG618!*1.0) &  .  Please revise your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII18AB) MUST EQUAL 20% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII18AA) &  &   &  !RCONS526! &   does not equal  & (!RCONS525! * 0.20) &  , difference =  & !RCONS526! - (!RCONS525! * 0.20) &

Msg2:
The "Credit Equivalent Amount" of "Unused commitments: Original maturity of one year or less" (RC-R II 18.a, Column B) of $ & !RCONS526! &  must equal the "Face, Notional, or Other Amount" (RC-R II 18.a, Column A)  multiplied by the "Credit Conversion Factor (0.20)" of $ & (!RCONS525!* 0.20) & .  Please review your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII18BB) MUST EQUAL 50% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII18BA)  &  &  & !RCONG625! &   does not equal  & (!RCONG624! * 0.50) &  , difference =  & !RCONG625! - (!RCONG624! * 0.50) &

Msg2:
The "Credit Equivalent Amount" of "Unused commitments: Original maturity exceeding one year" (RC-R II 18.b, Column B) of $ & !RCONG625! &  must equal the "Face, Notional, or Other Amount" (RC-R II 18.b, Column A)  multiplied by the "Credit Conversion Factor (0.50)" of $ & (!RCONG624!* 0.50) & .  Please review your reported data.


Msg1:
CREDIT EQUIV. AMOUNT (RC-RII19 COL B) MUST BE ACTUAL AND EQUAL ZERO (0% OF FACE, NOTIONAL, OR OTHER AMOUNT (RC-RII19 COL A))  &  & RC-R II 19 Col B  ($& !RCONS541! & ) does not equal zero.

Msg2:
The "Credit Equivalent Amount" of "Unconditionally cancelable commitments" (RC-R II 19, Column B) of $ & !RCONS541! &  must equal zero which is the "Face, Notional, or Other Amount" (RC-R II 19, Column A)  multiplied by the "Credit Conversion Factor (0.0)" of $ & (!RCONS540!* 0) & .  Please review your reported data.


Msg1:
SUM (RC-RII12C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII12B) &  & Sum =  & (!RCOND993! + !RCOND994! + !RCOND995! + !RCOND996! + !RCONS511!+!RCONHJ92!+!RCONHJ93!) &  ;  Reported =  & !RCOND992! &  ;  Difference =  & !RCOND992! - (!RCOND993! + !RCOND994! + !RCOND995! + !RCOND996! + !RCONS511!+!RCONHJ92!+!RCONHJ93!)

Msg2:
The sum of total "Financial standby letters of credit" allocated by risk weight category (RC-R II 12, Columns C through J) of $ & (!RCOND993! + !RCOND994! + !RCOND995! + !RCOND996! + !RCONS511!+!RCONHJ92!+!RCONHJ93!) &  must equal the "Credit Equivalent Amount" (RC-R II 12, Column B) of $ & !RCOND992! & .  Please revise your reported data.


Msg1:
SUM (RC-RII13C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII13B) &  & Sum =  & (!RCOND999! + !RCONG603! + !RCONG604! + !RCONG605! + !RCONS512! ) &  ;  Reported =  & !RCOND998! &  ;  Difference =  & !RCOND998! - (!RCOND999! + !RCONG603! + !RCONG604! + !RCONG605! + !RCONS512!)

Msg2:
The sum of total "Performance standby letters of credit and transaction-related contingent items" allocated by risk weight category (RC-R II 13, Columns C through J) of $ & (!RCOND999! + !RCONG603! + !RCONG604! + !RCONG605! + !RCONS512! ) &  must equal the "Credit Equivalent Amount" (RC-R II 13, Column B) of $ & !RCOND998! & .  Please revise your reported data.


Msg1:
SUM (RC-RII14C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII14B) &  & Sum =  & (!RCONG608! + !RCONG609! + !RCONG610! + !RCONG611! + !RCONS513!+!RCONHJ94!+!RCONHJ95!) &  ;  Reported =  & !RCONG607! &  ;  Difference =  & !RCONG607! - (!RCONG608! + !RCONG609! + !RCONG610! + !RCONG611! + !RCONS513!+!RCONHJ94!+!RCONHJ95!)

Msg2:
The sum of total "Commercial and similar letters of credit with an original maturity of one year or less" allocated by risk weight category (RC-R II 14, Columns C through J) of $ & (!RCONG608! + !RCONG609! + !RCONG610! + !RCONG611! + !RCONS513!+!RCONHJ94!+!RCONHJ95!) &  must equal the "Credit Equivalent Amount" (RC-R II 14, Column B) of $ & !RCONG607! & .  Please revise your reported data.


Msg1:
SUM (RC-RII15C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII15B) &  & Sum =  & (!RCONG614! + !RCONG615! + !RCONG616! + !RCONG617! + !RCONS514!) &  ;  Reported =  & !RCONG613! &  ;  Difference =  & !RCONG613! - (!RCONG614! + !RCONG615! + !RCONG616! + !RCONG617! + !RCONS514!)

Msg2:
The sum of total "Retained recourse on small business obligations sold with recourse" allocated by risk weight category (RC-R II 15, Columns C through J) of $ & (!RCONG614! + !RCONG615! + !RCONG616! + !RCONG617! + !RCONS514!) &  must equal the "Credit Equivalent Amount" (RC-R II 15, Column B) of $ & !RCONG613! & .  Please revise your reported data.


Msg1:
SUM (RC-RII16C THRU R MUST = CREDIT EQUIV AMT IN (RC-RII16B) &  & Sum =  & (!RCONS517! + !RCONS518! + !RCONS519! + !RCONS520! + !RCONS521! + !RCONS522! + !RCONS523! + !RCONH301!) &  ;  Reported =  & !RCONS516! &  ;  Difference =  & !RCONS516! - (!RCONS517! + !RCONS518! + !RCONS519! + !RCONS520! + !RCONS521! + !RCONS522! + !RCONS523! + !RCONH301!)

Msg2:
The sum of total "Repo-style transactions" allocated by risk weight category (RC-R II 16, Columns C through J) and the "Credit Equivalent Amount" for "Application of Other Risk-Weighting Approaches"  (RC-R II 16 Column R) of $ & (!RCONS517! + !RCONS518! + !RCONS519! + !RCONS520! + !RCONS521! + !RCONS522! + !RCONS523! + !RCONH301!) &  must equal the "Credit Equivalent Amount" (RC-R II 16, Column B) of $ & !RCONS516! & .  Please revise your reported data.


Msg1:
SUM (RC-RII17C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII17B) &  & Sum =  & (!RCONG620! + !RCONG621! + !RCONG622! + !RCONG623! + !RCONS524!) &  ;  Reported =  & !RCONG619! &  ;  Difference =  & !RCONG619! - (!RCONG620! + !RCONG621! + !RCONG622! + !RCONG623! + !RCONS524!)

Msg2:
The sum of total "All other off-balance sheet liabilities" allocated by risk weight category (RC-R II 17, Columns C through J) of $ & (!RCONG620! + !RCONG621! + !RCONG622! + !RCONG623! + !RCONS524!) &  must equal the "Credit Equivalent Amount" (RC-R II 17, Column B) of $ & !RCONG619! & .  Please revise your reported data.


Msg1:
SUM (RC-RII18A COL C THRU R) MUST = CREDIT EQUIV AMT IN (RC-RII18A COL B) &  & Sum =  & (!RCONS527! + !RCONS528! + !RCONS529! + !RCONS530! + !RCONS531!+ !RCONH303! + !RCONHJ96!+!RCONHJ97!) &  ;  Reported =  & !RCONS526! &  ;  Difference =  & !RCONS526! - (!RCONS527! + !RCONS528! + !RCONS529! + !RCONS530! + !RCONS531! + !RCONH303!+!RCONHJ96!+!RCONHJ97!)

Msg2:
The sum of total "Unused commitments: Original maturity of one year or less" allocated by risk weight category (RC-R II 18.a, Columns C through J) and the "Credit Equivalent Amount" for "Application of Other Risk-Weighting Approaches"  (RC-R II 18.a Column R) of $ & (!RCONS527! + !RCONS528! + !RCONS529! + !RCONS530! + !RCONS531! + !RCONH303!+!RCONHJ96!+!RCONHJ97!) &  must equal the "Credit Equivalent Amount" (RC-R II 18.a, Column B) of $ & !RCONS526! & .  Please revise your reported data.


Msg1:
SUM (RC-RII18B COL C THRU R) MUST = CREDIT EQUIV AMT IN (RC-RII18B COL B) &  & Sum =  & (!RCONG626! + !RCONG627! + !RCONG628! + !RCONG629! + !RCONS539! + !RCONH307!+!RCONHJ98!+!RCONHJ99!) &  ;  Reported =  & !RCONG625! &  ;  Difference =  & !RCONG625! - (!RCONG626! + !RCONG627! + !RCONG628! + !RCONG629! + !RCONS539! + !RCONH307!+!RCONHJ98!+!RCONHJ99!)

Msg2:
The sum of total "Unused commitments: Original maturity exceeding one year" allocated by risk weight category (RC-R II 18.b, Columns C through J) and the "Credit Equivalent Amount" for "Application of Other Risk-Weighting Approaches"  (RC-R II 18.b Column R)  of $ & (!RCONG626! + !RCONG627! + !RCONG628! + !RCONG629! + !RCONS539! + !RCONH307!+!RCONHJ98!+!RCONHJ99!) &  must equal the "Credit Equivalent Amount" (RC-R II 18.b, Column B) of $ & !RCONG625! & .  Please revise your reported data.


Msg1:
SUM (RC-RII20 COL C THRU R) MUST = CREDIT EQUIV AMT IN (RC-RII20 COL B) &  & Sum =  & (!RCONS543! + !RCONS544! + !RCONS545! + !RCONS546! + !RCONS547! + !RCONS548! + !RCONH309!+!RCONHK00!+!RCONHK01!) &  ;  Reported =  & !RCONS542! &  ;  Difference =  & !RCONS542! - (!RCONS543! + !RCONS544! + !RCONS545! + !RCONS546! + !RCONS547! + !RCONS548! + !RCONH309!+!RCONHK00!+!RCONHK01!)

Msg2:
The sum of total "Over-the-counter derivatives" allocated by risk weight category (RC-R II 20, Columns C through J) and the "Credit Equivalent Amount" for "Application of Other Risk-Weighting Approaches"  (RC-R II 20 Column R) of $ & (!RCONS543! + !RCONS544! + !RCONS545! + !RCONS546! + !RCONS547! + !RCONS548! + !RCONH309!+!RCONHK00!+!RCONHK01!) &  must equal the "Credit Equivalent Amount" (RC-R II 20, Column B) of $ & !RCONS542! & .  Please revise your reported data.


Msg1:
SUM (RC-RII21 COL C THRU J) MUST = CREDIT EQUIV AMT IN (RC-RII21 COL B) &  & Sum =  & (!RCONS550! + !RCONS551! + !RCONS552! + !RCONS554! + !RCONS555! + !RCONS556! + !RCONS557!) &  ;  Reported =  & !RCONS549! &  ;  Difference =  & !RCONS549! - (!RCONS550! + !RCONS551! + !RCONS552! + !RCONS554! + !RCONS555! + !RCONS556! + !RCONS557!)

Msg2:
The sum of total "Centrally cleared derivatives" allocated by risk weight category (RC-R II 21, Columns C through J) of $ & (!RCONS550! + !RCONS551! + !RCONS552! + !RCONS554! + !RCONS555! + !RCONS556! + !RCONS557!) &  must equal the "Credit Equivalent Amount" (RC-R II 21, Column B) of $ & !RCONS549! & .  Please revise your reported data.


Msg1:
SUM (RC-RII22 COL C THRU Q) MUST = FACE, NOTIONAL, OR OTHER AMT IN (RC-RII22 COL A) &  & Sum =  & (!RCONH193! + !RCONH194! + !RCONH195! + !RCONH196! + !RCONH197! + !RCONH198! + !RCONH199! + !RCONH200!) &  ;  Reported =  & !RCONH191! &  ;  Difference =  & !RCONH191! - (!RCONH193! + !RCONH194! + !RCONH195! + !RCONH196! + !RCONH197! + !RCONH198! + !RCONH199! + !RCONH200!)

Msg2:
The sum of total "Unsettled transactions (failed trades)" allocated by risk weight category (RC-R II 22, Columns C through Q) of $ & (!RCONH193! + !RCONH194! + !RCONH195! + !RCONH196! + !RCONH197! + !RCONH198! + !RCONH199! + !RCONH200!) &  must equal the "Face, Notional, or Other Amount" (RC-R II 22, Column A) of $ & !RCONH191! & .  Please revise your reported data.


Msg1:
SUM OF (RC-R II 11C THRU R II 22C) MUST EQUAL (RC-R II 23C) &  & Sum RC-R II 11 through 22 Col C = $& (!RCOND987! + !RCOND993! + !RCOND999! + !RCONG608! + !RCONG614! + !RCONS517! + !RCONG620! + !RCONS527! + !RCONG626! + !RCONS543! + !RCONS550! + !RCONH193!) &;  RC-R II 23 Col C = $ &!RCONG630! &  ; Difference = $ & !RCONG630! - (!RCOND987! + !RCOND993! + !RCOND999! + !RCONG608! + !RCONG614! + !RCONS517! + !RCONG620! + !RCONS527! + !RCONG626! + !RCONS543! + !RCONS550! + !RCONH193!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 0% risk weight category (RC-R II 11 through 22., Column C) of $ & !RCOND987! + !RCOND993! + !RCOND999! + !RCONG608! + !RCONG614! + !RCONS517! + !RCONG620! + !RCONS527! + !RCONG626! + !RCONS543! + !RCONS550! + !RCONH193!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column C) of $ & !RCONG630! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11D THRU R II 22D) MUST EQUAL (RC-R II 23D) &  & Sum RC-R II 11 through 22 Col D = $& (!RCONHJ90!+!RCONHJ92!+!RCONHJ94!+!RCONHJ96!+!RCONHJ98!+!RCONHK00!+!RCONS518! + !RCONS551!) &;  RC-R II 23 Col D = $ &!RCONS558! &  ;  Difference = $ & !RCONS558! - (!RCONHJ90!+!RCONHJ92!+!RCONHJ94!+!RCONHJ96!+!RCONHJ98!+!RCONHK00!+!RCONS518! + !RCONS551!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 2% risk weight category (RC-R II 11 through 22., Column D) of $ & (!RCONHJ90!+!RCONHJ92!+!RCONHJ94!+!RCONHJ96!+!RCONHJ98!+!RCONHK00!+!RCONS518! + !RCONS551!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column D) of $ & !RCONS558! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11E THRU R II 22E) MUST EQUAL (RC-R II 23E) &  & Sum RC-R II 11 through 22 Col E = $& (!RCONHJ91! +!RCONHJ93! +!RCONHJ95! +!RCONHJ97! +!RCONHJ99! +!RCONHK01! +!RCONS519! + !RCONS552!) &;  RC-R II 23 Col E = $ &!RCONS559! &   ;  Difference = $ & !RCONS559! -  (!RCONHJ91! +!RCONHJ93! +!RCONHJ95! +!RCONHJ97! +!RCONHJ99! +!RCONHK01! +!RCONS519! + !RCONS552!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items"  allocated to the 4% risk weight category (RC-R II 11 through 22., Column E) of $ & (!RCONHJ91! +!RCONHJ93! +!RCONHJ95! +!RCONHJ97! +!RCONHJ99! +!RCONHK01! +!RCONS519! + !RCONS552!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column E) of $ & !RCONS559! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11F THRU R II 22F) MUST EQUAL (RC-R II 23F) &  & Sum RC-R II 11 through 22 Col F = $& !RCONS544! &;  RC-R II 23 Col F = $ &!RCONS560! &   ;  Difference = $ & !RCONS560! - !RCONS544!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 10% risk weight category (RC-R II 11 through 22., Column F) of $ & !RCONS544! & must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column F) of $ & !RCONS560! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11G THRU R II 22G) MUST EQUAL (RC-R II 23G) &  & Sum RC-R II 11 through 22 Col G = $& (!RCOND988! + !RCOND994! + !RCONG603! + !RCONG609! + !RCONG615! + !RCONS520! + !RCONG621! + !RCONS528! + !RCONG627! + !RCONS545! + !RCONS554! + !RCONH194!) &;  RC-R II 23 Col G = $ &!RCONG631! &  ;  Difference = $ & !RCONG631! -  (!RCOND988! + !RCOND994! + !RCONG603! + !RCONG609! + !RCONG615! + !RCONS520! + !RCONG621! + !RCONS528!  + !RCONG627! + !RCONS545! + !RCONS554! + !RCONH194!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 20% risk weight category (RC-R II 11 through 22., Column G) of $ &(!RCOND988! + !RCOND994! + !RCONG603! + !RCONG609! + !RCONG615! + !RCONS520! + !RCONG621! + !RCONS528! + !RCONG627! + !RCONS545! + !RCONS554! + !RCONH194!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column G) of $ & !RCONG631! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11H THRU R II 22H) MUST EQUAL (RC-R II 23H) &  & Sum RC-R II 11 through 22 Col H = $& (!RCOND989! + !RCOND995! + !RCONG604! + !RCONG610! + !RCONG616! + !RCONS521! + !RCONG622! + !RCONS529!  + !RCONG628! + !RCONS546! + !RCONS555! + !RCONH195!) &;  RC-R II 23 Col H = $ &!RCONG632! &  ;  Difference = $ & !RCONG632! - (!RCOND989! + !RCOND995! + !RCONG604! + !RCONG610! + !RCONG616! + !RCONS521! + !RCONG622! + !RCONS529!  + !RCONG628! + !RCONS546! + !RCONS555! + !RCONH195!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 50% risk weight category (RC-R II 11 through 22., Column H) of $ &(!RCOND989! + !RCOND995! + !RCONG604! + !RCONG610! + !RCONG616! + !RCONS521! + !RCONG622! + !RCONS529!  + !RCONG628! + !RCONS546! + !RCONS555! + !RCONH195!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column H) of $ & !RCONG632! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11I THRU R II 22I) MUST EQUAL (RC-R II 23I) &  & Sum RC-R II 11 through 22 Col I = $& (!RCOND990! + !RCOND996! + !RCONG605! + !RCONG611! + !RCONG617! + !RCONS522! + !RCONG623! + !RCONS530!  + !RCONG629! + !RCONS547! + !RCONS556! + !RCONH196!) &;  RC-R II 23 Col I = $ &!RCONG633! &  ;  Difference = $ & !RCONG633! -  (!RCOND990! + !RCOND996! + !RCONG605! + !RCONG611! + !RCONG617! + !RCONS522! + !RCONG623! + !RCONS530!  + !RCONG629! + !RCONS547! + !RCONS556! + !RCONH196!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 100% risk weight category (RC-R II 11 through 22., Column I) of $ &(!RCOND990! + !RCOND996! + !RCONG605! + !RCONG611! + !RCONG617! + !RCONS522! + !RCONG623! + !RCONS530! + !RCONG629! + !RCONS547! + !RCONS556! + !RCONH196!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column I) of $ & !RCONG633! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11J THRU R II 22J) MUST EQUAL (RC-R II 23J) &  & Sum RC-R II 11 through 22 Col J = $& (!RCONS503! + !RCONS511! + !RCONS512! + !RCONS513! + !RCONS514! + !RCONS523! + !RCONS524! + !RCONS531! + !RCONS539! + !RCONS548! + !RCONS557! + !RCONH197!) &;  RC-R II 23 Col J = $ &!RCONS561! &   ;  Difference = $ & !RCONS561! - (!RCONS503! + !RCONS511! + !RCONS512! + !RCONS513! + !RCONS514! + !RCONS523! + !RCONS524! + !RCONS531! + !RCONS539! + !RCONS548! + !RCONS557! + !RCONH197!)

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 150% risk weight category (RC-R II 11 through 22., Column J) of $ &(!RCONS503! + !RCONS511! + !RCONS512! + !RCONS513! + !RCONS514! + !RCONS523! + !RCONS524! + !RCONS531! + !RCONS539! + !RCONS548! + !RCONS557! + !RCONH197!)& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column J) of $ & !RCONS561! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11L THRU R II 22L) MUST EQUAL (RC-R II 23L) &  & Sum RC-R II 11 through 22 Col L = $ & !RCONS505! & ;  RC-R II 23 Col L = $ &!RCONS563! &  ; difference = & !RCONS563! - !RCONS505!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 300% risk weight category (RC-R II 11 through 22, Column L) of $ &!RCONS505!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column L) of $ & !RCONS563! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11M THRU R II 22M) MUST EQUAL (RC-R II 23M) &  & Sum RC-R II 11 through 22 Col M = $ & !RCONS506! & ;  RC-R II 23 Col M = $ &!RCONS564! &  ; difference = & !RCONS564! - !RCONS506!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 400% risk weight category (RC-R II 11 through 22, Column M) of $ &!RCONS506!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column M) of $ & !RCONS564! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11N THRU R II 22N) MUST EQUAL (RC-R II 23N) &  & Sum RC-R II 11 through 22 Col N = $ & !RCONS507! & ;  RC-R II 23 Col N = $ &!RCONS565! &  ; difference = & !RCONS565! - !RCONS507!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 600% risk weight category (RC-R II 11 through 22, Column N) of $ &!RCONS507!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column N) of $ & !RCONS565! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11O THRU R II 22O) MUST EQUAL (RC-R II 23O) &  & Sum RC-R II 11 through 22 Col O = $ & !RCONH198! & ;  RC-R II 23 Col O = $ &!RCONS566! &  difference = & !RCONS566! - !RCONH198!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 625% risk weight category (RC-R II 11 through 22, Column O) of $ &!RCONH198!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column O) of $ & !RCONS566! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 11P THRU R II 22P) MUST EQUAL (RC-R II 23P) &  & Sum RC-R II 11 through 22 Col P = $ & !RCONH199! & ;  RC-R II 23 Col P = $ &!RCONS567! &  difference = & !RCONS567! - !RCONH199!

Msg2:
The sum of  "Total balance sheet assets" and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 937.5% risk weight category (RC-R II 11 through 22, Column P) of $ &!RCONH199!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column P) of $ & !RCONS567! &.   Please revise your reported data.


Msg1:
SUM OF (RC-R II 10Q THRU R II 22Q) MUST EQUAL (RC-R II 23Q) &  & Sum RC-R II 10 through 22 Col Q = $ & !RCONS497! + !RCONS510! + !RCONH200! & ;  RC-R II 23 Col Q = $ &!RCONS568! &  difference = & !RCONS568! - (!RCONS497! + !RCONS510! + !RCONH200!)

Msg2:
The sum of  "Off-balance sheet securitization exposures", "Total balance sheet assets", and "Derivatives, Off-Balance Sheet, and Other Items" allocated to the 1250% risk weight category (RC-R II 10 through 22, Column Q) of $ & !RCONS497! + !RCONS510! + !RCONH200! & must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23 Column Q) of $ & !RCONS568! &.   Please revise your reported data.


Msg1:
RISK WEIGHTED ASSETS AT 0% RISK (RC-R II 25C) MUST BE ACTUAL AND EQ ZERO. &  & RC-R II 25 Col C =  & !RCONG634!

Msg2:
"Risk-weighted assets" in the 0% category (RC-R II 25., Column C) must equal zero. Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25D) MUST EQUAL 2% OF (RC-R II 23D) &  &  RC-R II 25 Col D = & !RCONS569! &   does not equal  & !RCONS558! * 0.02 &  ; Difference =  & !RCONS569! - (!RCONS558! * 0.02)

Msg2:
"Risk-weighted assets" in the 2% category (RC-R II 25., Column D) of $ & !RCONS569! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column D) multiplied by the 2% risk weight factor of $ & !RCONS558! * 0.02 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25E) MUST EQUAL 4% OF (RC-R II 23E) &  & RC-R II 25 Col E =  & !RCONS570! &   does not equal  & !RCONS559! * 0.04 &  , Difference =  & !RCONS570! - (!RCONS559! * 0.04)

Msg2:
"Risk-weighted assets" in the 4% category (RC-R II 25., Column E) of $ & !RCONS570! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column E) multiplied by the 4% risk weight factor of $ & !RCONS559! * 0.04 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25F) MUST EQUAL 10% OF (RC-R II 23F) &  & RC-R II 25 Col F =  & !RCONS571! &   does not equal  & !RCONS560! * 0.10 &  , Difference =  & !RCONS571! - (!RCONS560! * 0.10)

Msg2:
"Risk-weighted assets" in the 10% category (RC-R II 25., Column F) of $ & !RCONS571! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column F) multiplied by the 10% risk weight factor of $ & !RCONS560! * 0.10 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25G) MUST EQUAL 20% OF (RC-R II 23G) &  & RC-R II 25 Col G =  & !RCONG635! &   does not equal  & !RCONG631! * 0.20 &  , Difference =  & !RCONG635! - (!RCONG631! * 0.20)

Msg2:
"Risk-weighted assets" in the 20% category (RC-R II 25., Column G) of $ & !RCONG635! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column G) multiplied by the 20% risk weight factor of $ & !RCONG631! * 0.20 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25H) MUST EQUAL 50% OF (RC-R II 23H) &  & RC-R II 25 Col H =  & !RCONG636! &   does not equal  & !RCONG632! * 0.50 &  , Difference =  & !RCONG636! - (!RCONG632! * 0.50)

Msg2:
"Risk-weighted assets" in the 50% category (RC-R II 25., Column H) of $ & !RCONG636! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column H) multiplied by the 50% risk weight factor of $ & !RCONG632! * 0.50 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25I) MUST EQUAL 100% OF (RC-R II 23I) &  & RC-R II 25 Col I =  & !RCONG637! &   does not equal  & !RCONG633! * 1.00 &  , Difference =  & !RCONG637! - (!RCONG633! * 1.00)

Msg2:
"Risk-weighted assets" in the 100% category (RC-R II 25., Column I) of $ & !RCONG637! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column I) multiplied by the 100% risk weight factor of $ & !RCONG633! * 1.00 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25J) MUST EQUAL 150% OF (RC-R II 23J) &  & RC-R II 25 Col J =  & !RCONS572! &   does not equal  & !RCONS561! * 1.50 &  , Difference =  & !RCONS572! - (!RCONS561! * 1.50)

Msg2:
"Risk-weighted assets" in the 150% category (RC-R II 25., Column J) of $ & !RCONS572! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column J) multiplied by the 150% risk weight factor of $ & !RCONS561! * 1.50 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25L) MUST EQUAL 300% OF (RC-R II 23L) &  & RC-R II 25 Col L =  & !RCONS574! &   does not equal  & !RCONS563! * 3.00 &  , Difference =  & !RCONS574! - (!RCONS563! * 3.00)

Msg2:
"Risk-weighted assets" in the 300% category (RC-R II 25., Column L) of $ & !RCONS574! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column L) multiplied by the 300% risk weight factor of $ & !RCONS563! * 3.00 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25M) MUST EQUAL 400% OF (RC-R II 23M) &  & RC-R II 25 Col M =  & !RCONS575! &   does not equal  & !RCONS564! * 4.00 &  , Difference =  & !RCONS575! - (!RCONS564! * 4.00)

Msg2:
"Risk-weighted assets" in the 400% category (RC-R II 25, Column M) of $ & !RCONS575! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column M) multiplied by the 400% risk weight factor of $ & !RCONS564! * 4.00 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25N) MUST EQUAL 600% OF (RC-R II 23N) &  & RC-R II 25 Col N =  & !RCONS576! &   does not equal  & !RCONS565! * 6.00 &  , Difference =  & !RCONS576! - (!RCONS565! * 6.00)

Msg2:
"Risk-weighted assets" in the 600% category (RC-R II 25., Column N) of $ & !RCONS576! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column N) multiplied by the 600% risk weight factor of $ & !RCONS565! * 6.00 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25O) MUST EQUAL 625% OF (RC-R II 23O) &  & RC-R II 25 Col O =  & !RCONS577! &   does not equal  & !RCONS566! * 6.25 &  , Difference =  & !RCONS577! - (!RCONS566! * 6.25)

Msg2:
"Risk-weighted assets" in the 625% category (RC-R II 25., Column O) of $ & !RCONS577! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column O) multiplied by the 625% risk weight factor of $ & !RCONS566! * 6.25 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25P) MUST EQUAL 937.5% OF (RC-R II 23P) &  & RC-R II 25 Col P =  & !RCONS578! &   does not equal  & !RCONS567! * 9.375 &  , Difference =  & !RCONS578! - (!RCONS567! * 9.375)

Msg2:
"Risk-weighted assets" in the 937.5% category (RC-R II 25., Column P) of $ & !RCONS578! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column P) multiplied by the 937.5% risk weight factor of $ & !RCONS567! * 9.375 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25Q) MUST EQUAL 1250% OF (RC-R II 23Q) &  & RC-R II 25 Col Q =  & !RCONS579! &   does not equal  & !RCONS568! * 12.50 &  , Difference =  & !RCONS579! - (!RCONS568! * 12.50)

Msg2:
"Risk-weighted assets" in the 1250% category (RC-R II 25., Column Q) of $ & !RCONS579! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column Q) multiplied by the 1250% risk weight factor of $ & !RCONS568! * 12.50 & .  Please revise your reported data.


Msg1:
RC-R II 12A SHLD BE <= RC-L2 &  & RC-R II 12A =  & !RCOND991! &  ;  RC-L 2 =  & !RCON3819!

Msg2:
Generally, the "Face, Notional, or Other Amount" of "Financial standby letters of credit" excluding those that qualify as securitization exposures as defined in the regulatory capital rules (RC-R II 12, Column A) of $ & !RCOND991! &  should be less than or equal to the amount of "Financial standby letters of credit" (RC-L 2) of $ & !RCON3819!& .   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 13A SHLD BE <= RC-L3 &  & RC-R II 13A =  & !RCOND997! &  ;  RC-L3 =  & !RCON3821!

Msg2:
Generally, the "Face, Notional, or Other Amount" of "Performance standby letters of credit and transaction-related contingent items" excluding those that qualify as securitization exposures  as defined in the regulatory capital rules (RC-R II 13, Column A) of $ & !RCOND997! &  should be less than or equal to the amount of "Performance standby letters of credit" (RC-L 3) of $ & !RCON3821!& .   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 14A SHLD BE <= RC-L4 &  & RC-R II 14A =  & !RCONG606! &  ;  RC-L4 =  & !RCON3411!

Msg2:
Generally, the "Face, Notional, or Other Amount" of "Commercial and similar letters of credit with an original maturity of one year or less" excluding those that qualify as securitization exposures as defined in the regulatory capital rules (RC-R II 14, Column A) of $ & !RCONG606! &  should be less than or equal to the amount of "Commercial and similar letters of credit" outstanding (RC-L 4) of $ & !RCON3411!& .   Please review your reported data, and explain or revise as appropriate.


Msg1:
UNUSED COMMIT (RC-R II (18AA + 18AC + 19) AND COMMERCIAL AND SIMILAR LTRS OF CRD MATURITY <= 1 YR (RC-R II 14A)  S/B <= SUM OF (RC-L1A +L1B +L1C1A THRU L1E4 + L4) &  & RC-R II (18.a + 18.b + 19 + 14) Col A of $ & !RCONS525! + !RCONG624! + !RCONS540! + !RCONG606! &   should be <=  RC-L (1.a + 1.b +  1.c thru  1.e.(4)) + RC-L 4 of $ & (!RCON3814! +  !RCON3815! + !RCONF164! +  !RCONF165! + !RCON6550! + !RCON3817! + !RCONJ457! + !RCONPV10! + !RCONPV11! + !RCONJ459! + !RCON3411!)

Msg2:
The "Face, Notional, or Other Amount" of "Commercial and similar letters of credit" with maturity <=1 year (RC-R II 14, Col A), "Unused commitments"  (RC-R II 18.a, Col A + 18.b, Col A), and "Unconditionally cancelable commitments" (RC-R II 19, Col A) of $ & !RCONG606! + !RCONS525! + !RCONG624! + !RCONS540! & excluding those that qualify as securitization exposures as defined in the regulatory capital rules, should be less than or equal to the sum of "Unused commitments" and "Commercial and similar letters of credit" (RC-L 1.a. + 1.b. + 1.c.(1)(a). through 1.e.(4) + L 4) of $ & (!RCON3814! +  !RCON3815! + !RCONF164! +  !RCONF165! + !RCON6550! + !RCON3817! + !RCONJ457! + !RCONPV10! + !RCONPV11! + !RCONJ459! + !RCON3411!) &   . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII16R > 0, RC-RII16S >0 &  & RC-R II 16 Col R = $ &!RCONH301! & ;  RC-R II 16 Col S = $ &!RCONH302!

Msg2:
Your bank reported $ & !RCONH301! &  for the "Credit Equivalent Amount" of "Repo-style transactions" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 16, Column R).  However, you should report a corresponding "Risk-Weighted Asset Amount" in (RC-R II 16, Column S).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII18AR > 0, RC-RII18AS >0 &  & RC-R II 18.a Col R = $ &!RCONH303! & ;  RC-R II 18.a Col S = $ &!RCONH304!

Msg2:
Your bank reported $ & !RCONH303! &  for the "Credit Equivalent Amount" of "Unused Commitments: Original maturity of one year or less" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 18.a, Column R).  However, you should report a corresponding "Risk-Weighted Asset Amount" in (RC-R II 18.a, Column S).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII18BR > 0, RC-RII18BS >0 &  & RC-R II 18.b Col R = $ &!RCONH307! & ;  RC-R II 18.b Col S = $ &!RCONH308!

Msg2:
Your bank reported $ & !RCONH307! &  for the "Credit Equivalent Amount" of "Unused Commitments: Original maturity exceeding one year " related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 18.b, Column R).  However, you should report a corresponding "Risk-Weighted Asset Amount" in (RC-R II 18.b, Column S).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII20CR > 0, RC-RII20CS >0 &  & RC-R II 20 Col R = $ &!RCONH309! & ;  RC-R II 20 Col S = $ &!RCONH310!

Msg2:
Your bank reported $ & !RCONH309! &  for the "Credit Equivalent Amount" of "Over-the-counter derivatives " related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 20, Column R).  However, you should report a corresponding "Risk-Weighted Asset Amount" in (RC-R II 20, Column S).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII16S > 0, RC-RII16R >0 &  & RC-R II 16 Col R = $ &!RCONH301! & ;  RC-R II 16 Col S = $ &!RCONH302!

Msg2:
Your bank reported $ & !RCONH302! &  for the "Risk-Weighted Asset Amount" of "Repo-style transactions" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 16, Column S).  However, you should report a corresponding "Credit Equivalent Amount" in (RC-R II 16, Column R).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII18AS > 0, RC-RII18AR >0 &  & RC-R II 18.a Col R = $ &!RCONH303! & ;  RC-R II 18.a Col S = $ &!RCONH304!

Msg2:
Your bank reported $ & !RCONH304! &  for the "Risk-Weighted Asset Amount" of "Unused Commitments: Original maturity of one year or less" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 18.a, Column S).  However, you should report a corresponding "Credit Equivalent Amount" in (RC-R II 18.a, Column R).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII18BS > 0, RC-RII18BR >0 &  & RC-R II 18.b Col R = $ &!RCONH307! & ;  RC-R II 18.b Col S = $ &!RCONH308!

Msg2:
Your bank reported $ & !RCONH308! &  for the "Risk-Weighted Asset Amount" of "Unused Commitments: Original maturity exceeding one year" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 18.b, Column S).  However, you should report a corresponding "Credit Equivalent Amount" in (RC-R II 18.b, Column R).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII20S > 0, RC-RII20R >0 &  & RC-R II 20 Col R = $ &!RCONH309! & ;  RC-R II 20 Col S = $ &!RCONH310!

Msg2:
Your bank reported $ & !RCONH310! &  for the "Risk-Weighted Asset Amount" of "Over-the-counter derivatives" related to the "Application of Other Risk-Weighting Approaches" in (RC-R II 20, Column S).  However, you should report a corresponding "Credit Equivalent Amount" in (RC-R II 20, Column R).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RW ASSETS BEFORE DEDUCTIONS FOR EXCESS AACL AND ALLOC TRNSF RISK RSV (RC-RII28) MUST EQ SUM ON-BAL AND OFF BAL RW ASSET AMT BY OTHR APPRCHS (RC-RII2B THRU 20, COL S), ON-BAL AND OFF BAL SECURTZ EXPSRS FOR RW ASSETS BY SSFA OR GRSSUP (RC-RII9A THRU 10, COL T AND U), RW ASSETS BY RW CATEGORY (RC-RII25, COL C THRU Q) AND IF APPL, STD MKT-RW ASSETS (RC-RII27). &  &  RC-R II 28 =  $ & !RCONB704! &   does not equal $  &  (!RCONH272! + !RCONH274! + !RCONH276! + !RCONH278! + !RCONH280! + !RCONH282! + !RCONH284! + !RCONH286! + !RCONH288! + !RCONH292! + !RCONH295! + !RCONH297! + !RCONH299! + !RCONH302! + !RCONH304! + !RCONH308! + !RCONH310!) + (!RCONS478! + !RCONS479! + !RCONS483! + !RCONS484! + !RCONS488! + !RCONS489! + !RCONS493! + !RCONS494! + !RCONS498! + !RCONS499!) + (!RCONG634! + !RCONS569! + !RCONS570! + !RCONS571! + !RCONG635! + !RCONG636! + !RCONG637! + !RCONS572! + !RCONS573! + !RCONS574! + !RCONS575! + !RCONS576! + !RCONS577!+ !RCONS578!+ !RCONS579!) + !RCONS581!

Msg2:
"Risk-weighted assets before deductions for excess adjusted allowances for credit losses (AACL) and allocated risk transfer risk reserve" (RC-R II 28) of $ & !RCONB704! & must equal sum of On and Off-balance sheet "Risk-weighted Asset Amount" for application of other approaches (RC-R II 2.b thru 20, Col S),  "Securitization exposures" calculated using the SSFA or Gross-Up Approach (RC-R II 9a thru 10, Col T and U), "Risk-weighted assets by risk weight category" (RC-R II 25 Col C thru Q), and if applicable, "Standardized market risk-weighted assets" for banks subject to the market risk capital rules (RC-R II 27) of $  &  (!RCONH272! + !RCONH274! + !RCONH276! + !RCONH278! + !RCONH280! + !RCONH282! + !RCONH284! + !RCONH286! + !RCONH288! + !RCONH292! + !RCONH295! + !RCONH297! + !RCONH299! + !RCONH302! + !RCONH304! + !RCONH308! + !RCONH310!) + (!RCONS478! + !RCONS479! + !RCONS483! + !RCONS484! + !RCONS488! + !RCONS489! + !RCONS493! + !RCONS494! + !RCONS498! + !RCONS499!) + (!RCONG634! + !RCONS569! + !RCONS570! + !RCONS571! + !RCONG635! + !RCONG636! + !RCONG637! + !RCONS572! + !RCONS573! + !RCONS574! + !RCONS575! + !RCONS576! + !RCONS577!+ !RCONS578!+ !RCONS579!) + !RCONS581! & .  Please revise your reported data.


Msg1:
IF TRD ASSETS + LIAB PREV QTR < $1BIL  &  < 10% TOT ASSETS PREV QTR,  STD MKT-RSK WTG ASSETS S/B 0. &  & RC-R II 27 = $  & !RCONS581! &  ; (RC-5 +15 PREV)= & (!PQ1RCON3545! + !PQ1RCON3548!) &  ; TRD ASSTS+LIAB AS % TTL ASSTS:    & (!PQ1RCON3545! + !PQ1RCON3548!) / (!PQ1RCON2170!) * 100 & %

Msg2:
Your bank is not subject to the market risk capital rules since the sum of "Trading assets" plus "Trading liabilities" prior quarter (RC 5 + 15) of $ & (!PQ1RCON3545! + !PQ1RCON3548!) &  is neither (1) greater than or equal to 10 percent of your "Total Assets" prior quarter (RC 12) of $ & !PQ1RCON2170! * 0.1 & , nor (2) greater than or equal to $1 billion,.  However, you reported an amount for "Standardized market-risk weighted assets" (RC-R II 27).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF TRD ASSETS + LIAB PREV QTR >= 10% TOT ASSETS PREV QTR  OR  >=  $1BIL,  STD MKT-RSK WTG ASSETS SHOULD BE GREATER THAN ZERO. &  & RC-R II 27 = $  & !RCONS581! &  ; (RC-5 +15 PREV)= & (!PQ1RCON3545! + !PQ1RCON3548!) &  ; TRD ASSTS+LIAB AS % TTL ASSTS:    & (!PQ1RCON3545! + !PQ1RCON3548!) / (!PQ1RCON2170!) * 100 & %

Msg2:
Your bank is subject to the market risk capital rules since the sum of "Trading assets" plus "Trading liabilities" prior quarter (RC 5 + 15) of $ & (!PQ1RCON3545! + !PQ1RCON3548!) &  is either (1) greater than or equal to 10 percent of your "Total Assets" prior quarter (RC 12) of $ & !PQ1RCON2170! * 0.1 & , or (2) greater than or equal to $1 billion,.  Therefore,  "Standardized market-risk weighted assets" (RC-R II 27) should be greater than zero.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The "Face, Notional, or Other Amount" of the unused portion of "Unconditionally cancelable commitments"  (RC-R II 19., Column A) of $ & !RCONS540! &  should be less than or equal to the sum of "Unused commitments" components (RC-L 1.a. + 1.b. + 1.c.(1)(a). through 1.e.(4)) of $ & (!RCON3814! +  !RCON3815! + !RCONF164! +  !RCONF165! + !RCON6550! + !RCON3817! + !RCONJ457! + !RCONPV10! + !RCONPV11! + !RCONJ459!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-RIIM1 MUST NOT BE NEGATIVE.  &  & RC-R II M.1  =   & !RCONG642!

Msg2:
"Current credit exposure across all derivative contracts covered by the regulatory capital rules" (RC-R II M.1.) of $ & !RCONG642! &   must be greater than or equal to zero.   Please revise your reported data.


Msg1:
IF CURR CRED EXPOSURE-DERIV`S(RC-RIIM1) > 0,  SUM(RC-RII 20B + 21B) >0 &  & RC-R II M.1  =  $  & !RCONG642! & ; RC-R II (20 + 21, Col B) = $  & !RCONS542! + !RCONS549!

Msg2:
If the "Current credit exposure across all derivative contracts covered by the regulatory capital rules" (RC-R II M.1.) of $ & !RCONG642! &  is greater than zero,  the sum of the credit equivalent amounts of  "Over-the-counter derivatives" and "Centrally cleared derivatives" (RC-R II 20 and 21, Column B, respectively) of $  & !RCONS542! + !RCONS549! & should be greater than zero.   Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s "Current credit exposure across all derivative contracts covered by the regulatory capital rules" (RC-R II M.1.) of $ & !RCONG642! &  should be less than or equal to the sum of the "Gross positive fair values" of all derivative contracts (RC-L 15.a.(1) + 15.b.(1), Columns A through D) and credit derivatives (RC-L 7.b.(1), Column B) of $ & (!RCON8733! + !RCON8734! + !RCON8735! + !RCON8736! + !RCON8741! + !RCON8742! + !RCON8743! + !RCON8744! + !RCONC221!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
THE "SUBTOTAL" (RC-RI 12) MUST EQUAL RC-RI 5 MINUS SUM OF (RC-RI 6 THROUGH 10B). &  & RC-RI 12 = $ & !RCOAP852! &  ; RC-R I 5 minus RC-RI 6 through 10.b = $ & (!RCOAP840! - (!RCOAP841! + !RCOAP842! + !RCOAP843!  + !RCOAP844! + !RCOAP846! + !RCOAP847! + !RCOAP848! + !RCOAQ258! + !RCOAP850!))

Msg2:
The "Subtotal" (RC-RI 12) of $  & !RCOAP852! &  must equal "Common equity tier 1 capital before adjustments and deductions" minus the sum of the components of "Common equity tier 1 capital: adjustments and deductions" (RC-RI 5 - (6 through 10.b)) of  $ & (!RCOAP840! - (!RCOAP841! + !RCOAP842! + !RCOAP843!  + !RCOAP844! + !RCOAP846! + !RCOAP847! + !RCOAP848! + !RCOAQ258! + !RCOAP850!)) & .   Please revise your reported data.


Msg1:
IF ABSOLUTE VALUE OF (RC-B8D -B8C) >$25, (RC-RI (9A) SHOULD NOT EQUAL ZERO.

Msg2:
'Generally, "Net Unrealized gains/losses on available-for-sale securities" occur when the fair values of the securities are not equal to their amortized costs.  Your bank reported a difference in the "Fair Value" and "Amortized Cost" of total "Available-for-sale" securities (RC-B 8, Column D minus (RC-B 8 less RC-B 7, Column C)).  However, you did not report a "Net unrealized gains (losses) on available-for-sale debt securities" in (RC-RI 9.a). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RI-M11=0(NO), ABS VAL(RC-B8D-B8C)>$250K, IT S/NOT = ABS VAL (RC-RI 9A)  &  &  (RC-B8D -B8C).

Msg2:
" Net unrealized gains (losses) on available-for-sale debt securities" for risk-based capital calculations (RC-RI 9.a) of $ & !RCOAP844! &  is reported on the "Balance Sheet" as part of "Accumulated other comprehensive income" in (RC 26.b.).  This amount


Msg1:
IF RC 2A EQUALS ZERO, RC-RI 9E SHOULD BE ZERO &  & RC-RI 9E = $ & !RCOAP848!

Msg2:
Your bank reported a "net gain (loss) on held-to-maturity securities that are included in AOCI" (RC-RI, 9.e.) of $ & !RCOAP848! & . However, you did not report an amount for "Held-to-maturities" (RC, 2.a.) on the balance sheet. Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-RI 3 = ZERO, RC-RI 9F = ZERO &  & RC-RI 3 = $ & !RCOAB530! &; RC-RI 9F = $ & !RCOAP849!

Msg2:
Your bank reported $ & !RCOAP849! & as an "Accumulated net gain (loss) on cash flow hedges included in AOCI" (RC-RI 9.f.). However, you reported zero in "Accumulated other comprehensive income" (RC-RI, 3.). Please review your reported data and revise or explain as appropriate.


Msg1:
OTH CET1 DEDUCTIONS ADDITIONS (RC-RI 10B, CUR MINUS PREV) S/B WITHIN + OR - $1 MILLION &  & CURR =  & !RCOAP850! &  ; PREV =  & !PQ1RCOAP850!

Msg2:
The change in your bank`s "Other deductions from (additions to) common equity tier 1 capital" (RC-RI 10.b) of $ & !RCOAP850! - !PQ1RCOAP850! & from the previous quarter seems high, and exceeds our tolerance range of -$1 million to $1 million.  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-R II 8AR) SHOULD BE GREATER THAN ZERO IF (RC-R II 8AS) IS GREATER THAN ZERO &  & RC-R II 8AS =  & !RCONH297! & ; RC-R II 8AR =  & !RCONH296!

Msg2:
Generally the “Exposure Amount” for "All other assets: Separate account bank-owned life insurance" (RC-R II 8a., Column R) of $ & !RCONH296! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "All other assets: Separate account bank-owned life insurance"  (RC-R II 8a., Column S) of $ & !RCONH297! &  is greater than zero.  Please review your data and revise or explain as appropriate.


Msg1:
(RC-R II 8BR) SHOULD BE GREATER THAN ZERO IF (RC-R II 8BS) IS GREATER THAN ZERO &  & RC-R II 8BS =  & !RCONH299! & ; RC-R II 8BR =  & !RCONH298!

Msg2:
Generally the “Exposure Amount” for "All other assets: Default fund contributions to central counterparties" (RC-R II 8b., Column R) of $ & !RCONH298! &  should be greater than zero if the “Risk-Weighted Asset Amount” of  "All other assets: Default fund contributions to central counterparties"  (RC-R II 8b., Column S) of $ & !RCONH299! &  is greater than zero.  Please review your data and revise or explain as appropriate.


exp1:
((!RCONC752!)="FFIEC041" AND [EXNONEMPTY((!RCON0010!))]=FALSE) OR ((!RCONC752!)="FFIEC051")

Msg1:
RC-R II 1C / RC-R II 1A SHLD BE <= 99.5% TOL. &  &  RC-R II 1C =  & !RCOND958! & ; EXCEEDS 99.5% OF  & !RCOND957!

Msg2:
The amount of "Cash and balances due from depository institutions" risk-weighted at 0% (RC-R II 1., Column C) seems high when compared to your total "Cash and balances due from depository institutions" (RC-R II 1., Column A) of $ & !RCOND957! & , and exceeds our tolerance of 99.5%.  NOTE that cash items in process of collection should be risk-weighted at 20 percent, not zero percent. Please review your reported data, and explain (i.e., confirm that the assets reported in the zero percent risk weight category do qualify for zero percent risk-weighting according to the Call Report instructions) or revise as appropriate.


Msg1:
RC-R II 3AC SHLD BE ZERO UNLESS "DIRECT AND UNCONDITIONAL GUARANTEE OR EXPOSURE SECURED BY COLLATERAL OF 0% RW"  &  & RC-R II 3.a Col C = $&!RCOND972!

Msg2:
The amount of "Federal funds sold (in domestic offices)" risk-weighted at 0% (RC-R II 3a., Column C) of $&!RCOND972!& should generally be reported zero unless a portion of your Fed funds sold on Schedule RC, item 3.a.,  is directly and unconditionally guaranteed by U.S. Government agencies or OECD central governments, or it is secured by collateral or has a guarantee that qualifies for a zero percent risk weight.  Please review your reported data, and explain how this portion is directly and unconditionally guaranteed or qualifies for a zero percent risk weight, otherwise revise as appropriate.


Msg1:
RC-R II 4DC SHLD BE ZERO UNLESS RC-C I 3B+4B GUARANTEED SBA LOANS HELD-FOR-SALE, SECURED BY COLLATERAL, OR 0% RW GUARANTEE &  &  RC-R II 4DC =$  & !RCONS433!

Msg2:
The amount of "Loans and leases held for sale: All other exposures" risk-weighted at 0% (RC-R II 4d., Column C) should generally be reported zero unless a portion of your "Loans to finance agricultural production and other loans to farmers" or your "Commercial and industrial loans" (RC-C Part I, 3. + 4., Column B) are guaranteed SBA loans held-for sale that were purchased in the secondary market, or they are secured by collateral or have a guarantee that qualifies for a zero percent risk weight.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the amount of "Cash and balances due from depository institutions" risk-weighted at 0% (RC-R II 1., Column C) should include the amount of "Currency and coin" (RC-A 1.b.), "Balances due from Federal Reserve Banks" (RC-A 4.),  any balances due from central banks in other OECD countries reported in "Balances due from other banks in foreign countries and foreign central banks" (RC-A 3), and any "Balances due from depository institutions in the U.S." (RC-A 2), that are FDIC-insured or in NCUA insured credit unions. The amount of $ & !RCOND958! &  reported in (RC-R II 1., Column C) seems high compared to the amounts reported in (RC-A 1.b. + (.995* RC-A 2) + 3. + 4.) of $ & (!RCON0080! + !RCON0070! + !RCON0090!) + (0.995* !RCON0082!) &  and should not include "Balances due from depository institutions in the U.S." (RC-A 2) that are not FDIC-insured. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank may be subject to the market risk capital reporting guidelines since the sum of "Trading assets" plus "Trading liabilities" (RC 5. + 15.) of $ & (!PQ1RCON3545! + !PQ1RCON3548!) &  is  (1) greater than or equal to 10 percent of your "Total Assets" (RC 12.) of $ & !PQ1RCON2170! * 0.1 & , or (2) greater than or equal to $1 billion,.  The sum of the components of Balance Sheet assets (RC-R II 9. and 10., Column U) of $ & (!RCONS479!+!RCONS484!+!RCONS489!+!RCONS494!+!RCONS499!) &  should equal zero. Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,3.,4.,5.,8., and 9d., Column A) of $ & (!RCOND957!+!RCOND971!+!RCONH171!+!RCONS413!+!RCONS419!+!RCONS423!+!RCONS431!+!RCONS439!+!RCONS445!+!RCONS449!+!RCONS457!+!RCOND981!+!RCONS490!) &  must equal sum of the components of Balance Sheet assets (RC 1a.,1b.,3a.,3b.,4a.,4b.,6.,7.,8.,9.,10., and 11.) of $ & (!RCON0081!+!RCON0071!+!RCONB987!+!RCONB989!+!RCON5369!+!RCONB528!+!RCON2145!+!RCON2150!+!RCON2130!+!RCON3656!+!RCON2143!+!RCON2160!) & .  Please review your reported data and revise or explain as appropriate.


Msg1:
RC-R II 2BB+9BB SHOULD = 0 if RC-R I 3A=0 &  & RC-R II 2BB+ 9BB = $& !RCONS402!+!RCONS481!

Msg2:
"Your bank reported a value of  & !RCOAP838! &  for "AOCI opt-out election" (RC-R I 3a), so the amount of "Securities: Available-for-sale securites" including securitizations (RC-R II 2b and 9b Col B.)  of $ & !RCONS402!+!RCONS481! &  should equal zero. Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 2AB+9AB SHOULD <> 0 if RC-R I 3A=1 and RC-R II 2AA+9AA>0 and RC-R I 9E <>0 &  & RC-R II 2AB+9AB = $& !RCONS399!+!RCONS476!

Msg2:
"Your bank reported a value of  & !RCOAP838! &  for "AOCI opt-out election" (RC-R I 3a), & !RCOAP848! &  for "AOCI-related adjustments: LESS: Net unrealized gains (losses) on held-to-maturity securities that are included in AOCI" (RC-R I 9e), and & !RCOND961!+!RCONS475! &  for  "Securities: Held-to-maturity securities" including securitizations (RC-R II 2a and 9a Col A.) , so the amount of "Securities: Held-to-maturity securities" including securitizations (RC-R II 2a and 9a Col B.) of $ & !RCONS399!+!RCONS476! &  should not equal zero. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R I 3A=1 AND RC-R II 2B + 9B, COL A >0 AND RC-R I 9A <> 0, RC-R II 2B + 9B, COL B SHOULD <> 0 .  &  & RC-R I 9.a = $ &!RCOAP844!&; RC-R II 2.b + 9.b, Col B = $& !RCONS402! + !RCONS481!

Msg2:
Your bank made AOCI Opt-out election in RC-R I 3.a,  and reported  "Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading" including securitizations (RC-R II 2.b and 9.b, Col A.) of $& !RCONJA21! + !RCONS480!& .  Also reported were "AOCI-related adjustments" for  "Net unrealized gains (losses) on available-for-sale debt securities" (RC-R I 9.a) of  $ & !RCOAP844! & . Therefore "Adjustments to Totals in Column A"  (RC-R II 2.b and 9.b, Col B.) should not equal zero. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported "Gross amounts (e.g.; notional amounts)" of "Interest rate contracts" (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Column A) of $ & (!RCON8693! + !RCON8697! + !RCON8705!  + !RCON8713! + !RCON3450!) & .  However, you did not report any "Notional principal amounts of over-the-counter" and "Notional principal amounts of centrally cleared" interest rate contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules for derivatives "With a remaining maturity of One year or less," "Over one year through five years," or "Over five years" in (RC-R II M.2.a and M.3.a, Columns A through C).  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" interest rate contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules for derivatives "With a remaining maturity of One year or less," "Over one year through five years," or "Over five years" (RC-R II M.2.a + M.3.a, Columns A through C) of $ & (!RCONS582! + !RCONS583! + !RCONS584! + !RCONS603! + !RCONS604! + !RCONS605!) &  should be less than or equal to the sum of the components of "Gross notional principal amount" of "Interest rate contracts" (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Column A) of $&(!RCON8693! + !RCON8697!+ !RCON8705! + !RCON8713! + !RCON3450!)& .  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported "Gross amounts" of "Foreign exchange contracts"  and "Commodity and Other Contracts" (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Columns B and D) of $ & (!RCON8694! + !RCON8698! + !RCON8706! + !RCON8714! + !RCON3826! + !RCON8696! + !RCON8700! + !RCON8708! + !RCON8716! + !RCON8720!) & .  However, you did not report any "Notional principal amounts of over-the-counter" and "Notional principal amounts of centrally cleared" for "Foreign exchange rate and gold" contracts (RC-R M.2.b + M.3.b., Columns A through C), "Precious metals (except gold)" contracts (RC-R II M.2.f + M.3.f, Columns A through C), and "Other" contracts (RC-R II M.2.g + M.3.g, Columns A through C) that do not meet the definition of a securitization exposure, subject to the regulatory capital rules  for derivatives "With a remaining maturity of One year or less," "Over one year through five years," or "Over five years".  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" for "Foreign exchange rate and gold" contracts (RC-R M.2.b + M.3.b., Columns A through C), "Precious metals (except gold)" contracts (RC-R M.2.f + M.3.f., Columns A through C), and "Other" contracts (RC-R M.2.g + M.3.g., Columns A through C)  that do not meet the definition of a securitization exposure, subject to the regulatory capital rules for derivatives with a remaining maturity of "One year or less," "Over one year through five years," or "Over five years"  of $ & (!RCONS585! + !RCONS586! + !RCONS587! + !RCONS606!  + !RCONS607! + !RCONS608!  + !RCONS597! + !RCONS598! + !RCONS599! + !RCONS618! + !RCONS619! + !RCONS620! + !RCONS600! + !RCONS601! + !RCONS602! + !RCONS621! + !RCONS622! + !RCONS623!) &  should be less than or equal to the sum of the "Gross amounts" of "Foreign Exchange Contracts", "Commodity and Other Contracts", and "Spot foreign exchange contracts"  (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Columns B and D) of $ & (!RCON8694! + !RCON8698! + !RCON8706! + !RCON8714! + !RCON3826! + !RCON8696! + !RCON8700! + !RCON8708! + !RCON8716! + !RCON8720!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported "Gross amounts" of "Equity derivative contracts" (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Column C) of $ & (!RCON8695! + !RCON8699! + !RCON8707! + !RCON8715! + !RCON8719!) & .  However, you did not report any "Notional principal amounts of over-the-counter" and "Notional principal amounts of centrally cleared" equity contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules for derivatives "With a remaining maturity of One year or less", "Over one year through five years", or "Over five years" in (RC-R II M.2.e + M.3.e, Columns A through C).  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" equity contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules for derivatives "With a remaining maturity of One year or less," "Over one year through five years," or "Over five years" (RC-R M.2.e + M.3.e, Columns A through C) of $ & (!RCONS594! + !RCONS595! + !RCONS596! + !RCONS615! + !RCONS616! + !RCONS617!) &  should be less than or equal to the "Gross amounts" of "Equity derivative contracts" (RC-L (12.a, 12.b, 12.c.(2), 12.d.(2), and 12.e), Column C) of $ & (!RCON8695! + !RCON8699!  + !RCON8707! + !RCON8715! + !RCON8719!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of One year or less"  (RC-R II M.2.c + M.3.c, Column A) of $ & (!RCONS588! + !RCONS609!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Investment grade" and "Purchased credit protection: Investment grade" credit derivatives with "Remaining maturity of One Year or Less" (RC-L 7.d.(1)(a) + RC-L 7.d.(2)(a) , Column A) of $ & (!RCONG406!+!RCONG412!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of Over one year through five years"  (RC-R II M.2.c + M.3.c, Column B) of $ & (!RCONS589! + !RCONS610!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Investment grade" and "Purchased credit protection: Investment grade" credit derivatives with "With a remaining maturity of Over one year through five years" (RC-L 7.d.(1)(a) + RC-L 7.d.(2)(a) , Column B) of $ & (!RCONG407!+!RCONG413!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of Over five years"  (RC-R II M.2.c + M.3.c, Column C) of $ & (!RCONS590! + !RCONS611!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Investment grade" and "Purchased credit protection: Investment grade" credit derivatives with "With a remaining maturity of Over five years" (RC-L 7.d.(1)(a) + RC-L 7.d.(2)(a) , Column C) of $ & (!RCONG408!+!RCONG414!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (non-Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of One year or Less"  (RC-R II M.2.d + M.3.d, Column A) of $ & (!RCONS591! + !RCONS612!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Subinvestment grade" and "Purchased credit protection: Subinvestment grade" credit derivatives with "With a remaining maturity of One year or Less" (RC-L 7.d.(1)(b) + RC-L 7.d.(2)(b) , Column A) of $ & (!RCONG409!+!RCONG415!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (non-Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of Over one year through five years"  (RC-R II M.2.d + M.3.d, Column B) of $ & (!RCONS592! + !RCONS613!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Subinvestment grade" and "Purchased credit protection: Subinvestment grade" credit derivatives with "With a remaining maturity of Over one year through five years" (RC-L 7.d.(1)(b) + RC-L 7.d.(2)(b) , Column B) of $ & (!RCONG410!+!RCONG416!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of  "Notional principal amounts of over-the-counter" and  "Notional principal amounts of centrally cleared" derivatives that are  "Credit (non-Investment grade reference asset)" contracts that do not meet the definition of a securitization exposure, subject to the regulatory capital rules "With a remaining maturity of Over five years"  (RC-R II M.2.d + M.3.d, Column C) of $ & (!RCONS593! + !RCONS614!) &  should be less than or equal to the sum of Notional amount for "Sold credit protection: Subinvestment grade" and "Purchased credit protection: Subinvestment grade" credit derivatives with "With a remaining maturity of Over five years" (RC-L 7.d.(1)(b) + RC-L 7.d.(2)(b) , Column C) of $ & (!RCONG411!+!RCONG417!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
TOTAL RISK-WEIGHTED ASSETS (RC-R II 31) MUST EQUAL RW ASSETS BEFORE DEDUCTIONS AACL AND ATTR (RC-R II 28 - (R II 29 + R II 30)). &  &  Ttl RW Assets (RC-R II 31) of  $ & !RCONG641! &   does not equal $ & !RCONB704! - (!RCONA222! + !RCON3128!) &  ; Difference =  & !RCONG641! - (!RCONB704! - (!RCONA222! + !RCON3128!))

Msg2:
"Total risk-weighted assets" (RC-R II 31) of $ & !RCONG641! &  must equal the sum of "Risk-weighted assets before deductions" (RC-R II 28) minus the "Excess AACL" (RC-R II 29) and the "Allocated transfer risk reserve" (RC-R II 30) of $ & !RCONB704! - (!RCONA222! + !RCON3128!) & .  Please revise your reported data.


Msg1:
EXCESS AACL (RC-RII29) SHOULD NOT BE NEGATIVE.  &  & EXCESS AACL RC-R II 29  =   & !RCONA222!

Msg2:
"Excess AACL" (RC-R II 29) of $&!RCONA222!& should be greater than or equal to zero.       Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R I 45 > 44, RC-R I 24 >= (RC-R I 45 - 44).  &  & RC-R Part I 24 ($&!RCOAP864!&) is not equal to or greater than RC-R Part I 45 - 44 ($&!RCOAP872! - !RCOAP870!&)

Msg2:
If "Tier 2 capital deductions" (RC-R Part I 45) is greater than "Tier 2 capital before deductions"  (RC-R Part I 44),  then the shortfall  reported in "Additional tier 1 capital deduction" (RC-R I 24) of $&!RCOAP864!& should be equal to or greater than "Tier 2 capital deductions" (RC-R Part I 45) of  $&!RCOAP872!&  less "Tier 2 capital before deductions"  (RC-R Part I 44) of  $&!RCOAP870!&.  Please review your reported data and revise or explain as appropriate.


Msg2:
If "Additional tier 1 capital" (RC-R I 23) of $&!RCOAP863!& is greater than "Additional tier 1 deductions" (RC-R I 24) of $&!RCOAP864!&, then "Deductions applied to common equity tier 1 capital due to insufficient amounts of additional tier 1 capital and tier 2 capital" (RC-R I 17) of $  & !RCOAP857! & should equal 0 . Please review your reported data, and explain or revise as appropriate.


Msg2:
ALLL includable in Tier 2 capital (RC-R I 42)  of $&!RCOA5310!& should not exceed 1.25% of risk-weighted asset base (RC-R Part II 26) of $&!RCONS580!& (or $&!RCONS580!*.0125&). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUSLY ELECTED AOCI OPT OUT  (RC-RI3A =1), THEN CURRENT SHOULD ALSO HAVE OPTED OUT. &  & Previous RC-R I 3.a = &!PQ1RCOAP838!&; Current RC-R I 3.a = &!RCOAP838!

Msg2:
Last quarter, your bank chose to opt-out of AOCI (reported RC-R I 3.a = &!PQ1RCOAP838! &).  However, this quarter you chose not to opt-out of AOCI (reported RC-R I 3.a = &!RCOAP838!&).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUSLY DID NOT OPT OUT OF AOCI  (RC-RI3A =0), THEN CURRENT SHOULD ALSO HAVE NOT OPTED OUT. &  & Previous RC-R I 3.a = &!PQ1RCOAP838!&; Current RC-R I 3.a = &!RCOAP838!

Msg2:
Last quarter, your bank did not opt-out of AOCI (reported RC-R I 3.a = & !PQ1RCOAP838! &).  However, this quarter you chose to opt-out of AOCI (reported RC-R I 3.a = &!RCOAP838!&).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RII27 AND RC-RI (10B, 13 THRU 15, 24, AND 45) = 0, RC-RII26 SHLD EQ RC-RII28. &  & RC-R II 26 = $&!RCONS580!&;  RC-R II 28 = $&!RCONB704!&; Difference = $&!RCONS580! - !RCONB704!

Msg2:
If "Standardized market risk-weighted assets" (RC-R II 27) and RC-R I ( items(10B, 13 THRU 15, 24, and 45) equal zero, then "Risk-weighted assets base for purposes of calculating the adjusted allowances for credit losses (AACL) 1.25 percent threshold" (RC-R II 26) of $&!RCONS580!& should equal "Risk-weighted assets before deductions for excess adjusted allowances for credit losses (AACL) and allocated transfer risk reserve" (RC-R II 28) of $&!RCONB704!&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
GENERALLY HVCRE LNS AND LS HFS SHLD BE RW AT 150% (RC-RII4B COL J).  &  & RC-R II 4.b Col A = $&(!RCONS419!)& ; RC-R II 4.b Col J = $&(!RCONS421!)

Msg2:
Generally, "Loans and leases held for sale:  High volatility commercial real estate exposures" should be risk-weighted at 150% (RC-R II 4.b Col J) of $&!RCONS421!&.    However, your bank did not risk-weight the full HVCRE exposures at 150%.   Please review your reported data and revise or explain as appropriate.


Msg1:
GENERALLY HVCRE LNS AND LS, HELD FOR INV SHLD BE RW AT 150% (RC-RII5B COL J).  &  & RC-R II 5.b Col A = $&(!RCONS445!)& ; RC-R II 5.b Col J = $&(!RCONS447!)

Msg2:
Generally, "Loans and leases, held for investment :  High volatility commercial real estate exposures" should be risk-weighted at 150% (RC-R II 5.b Col J) of $&!RCONS447!&.    However, your bank did not risk-weight the full HVCRE exposures at 150%.   Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-R I 48) SHOULD= (RC-R II 31) &  & (RC-R I 48) =  & !RCOAA223!&  ; (RC-R II 31)=  & !RCONG641!& ; Difference = &!RCOAA223!-!RCONG641!

Msg2:
"Total risk-weighted assets" (RC-R I 48) of $ & !RCOAA223!&  should equal "Total risk-weighted assets" (RC-R II 31) of $ &!RCONG641!& . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF SUM RC-RII 9AT+9AU>0,RC-R II 9AB SHLD <>0 &  & Sum=  &!RCONS478!+!RCONS479! & ; RC-R II 9AB = &!RCONS476!

Msg2:
If the sum of "On-balance sheet securitization exposures: Held-to-maturity securities" risk-weighted by SSFA or Gross up approach (RC-R II 9.a, Columns T and U) of $ & (!RCONS478!+!RCONS479!)&  is greater than zero, "Adjustments to Total On-balance sheet securitization exposures: Held-to-maturity securities" (RC-R II 9.a, Column B) of $ & !RCONS476! &  should not be zero.  Please review your reported data and explain or revise as appropriate.


Msg1:
IF SUM RC-RII 9BT+9BU>0,RC-R II 9BB SHLD <>0

Msg2:
If the sum of "On-balance sheet securitization exposures: Available-for-sale securities" risk-weighted by SSFA or Gross up approach (RC-R II 9.b, Columns T and U) of $ & (!RCONS483!+!RCONS484!)&  is greater than zero, "Adjustments to Total On-balance sheet securitization exposures: Available-for-sale" (RC-R II 9.b, Column B) of $ & !RCONS481! &  should not be zero.  Please review your reported data and explain or revise as appropriate.


Msg1:
IF SUM RC-RII 9CT+9CU>0,RC-R II 9CB SHLD <>0 &  & Sum=  &!RCONS488!+!RCONS489! & ; RC-R II 9CB = &!RCONS486!

Msg2:
If the sum of "On-balance sheet securitization exposures: Trading assets" risk-weighted by SSFA or Gross up approach (RC-R II 9.c, Columns T and U) of $ & (!RCONS488!+!RCONS489!)&  is greater than zero, "Adjustments to Total On-balance sheet securitization exposures: Trading assets" (RC-R II 9.c, Column B) of $ & !RCONS486! &  should not be zero.  Please review your reported data and explain or revise as appropriate.


Msg1:
IF SUM RC-RII 9DT+9DU>0,RC-R II 9DB SHLD <>0 &  & Sum=  &!RCONS493!+!RCONS494! & ; RC-R II 9DB = &!RCONS491!

Msg2:
If the sum of "On-balance sheet securitization exposures: All other non-balance sheet securitization exposures" risk-weighted by SSFA or Gross up approach (RC-R II 9.d, Columns T and U) of $ & (!RCONS493!+!RCONS494!)&  is greater than zero, "Adjustments to Total On-balance sheet securitization exposures: All other non-balance sheet securitization exposures" (RC-R II 9.d, Column B) of $ & !RCONS491! &  should not be zero.  Please review your reported data and explain or revise as appropriate.


Msg1:
IF SUM RC-RII 10T+10U>0,RC-R II 10B SHLD <>0 &  & Sum=  &!RCONS498!+!RCONS499! & ; RC-R II 10B = &!RCONS496!

Msg2:
If the sum of "Off-balance sheet securitization exposures" risk-weighted by SSFA or Gross up approach (RC-R II 10, Columns T and U) of $ & (!RCONS498!+!RCONS499!)&  is greater than zero, "Adjustments to Total Off-balance sheet securitization exposures" (RC-R II 10, Column B) of $ & !RCONS496! &  should not be zero.  Please review your reported data and explain or revise as appropriate.


Msg1:
IF RC-RI24 >= RI23, RC-RI17 + RI23 SHLD EQ RC-RI24. &  & RC-R I 24  = $&!RCOAP864!& does not equal RC-R I 17 ($&!RCOAP857!&) + RC-R I 23 ($&!RCOAP863!&) = $&!RCOAP857! + !RCOAP863!&.   Difference = $&!RCOAP864! - (!RCOAP857! + !RCOAP863!)

Msg2:
If "Additional tier 1 capital deductions" (RC-R I 24) of $&!RCOAP864!& is greater than or equal to "Additional tier 1 capital before deductions" (RC-R I 23) of $&!RCOAP863!&, then "Deductions applied to common equity tier 1 capital" (RC-R I 17)  and "Additional tier 1 capital before deductions" (RC-R I 23) of ($&!RCOAP857!& + &!RCOAP863!&) should equal RC-R I 24 of $&!RCOAP864!&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
AOCI IN RC-R PART I 3  SHOULD EQUAL AOCI IN RC 26B.  &  & RC-R I 3 = $ & !RCOAB530! &;  RC 26.B  = $ & !RCONB530!

Msg2:
Generally  "Accumulated other comprehensive income (AOCI)"  (RC-R I 3) of $&!RCOAB530!& should equal "Accumulated other comprehensive income" (RC 26.b) of $ & !RCONB530!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 9AA SHOULD =RC-R II 9AB. &  & RC-R II 9AQ=  &!RCONS477!&; Difference=&!RCONS475!-!RCONS476!

Msg2:
"Total on-balance sheet securitization exposures: Held-to-maturity securities" (RC-R II 9.a, Columns A) of $ &!RCONS475!& should equal "Adjustments to Total On-balance sheet securitization exposures: Held-to-maturity securities" (RC-R II 9.a, Column B) of $&!RCONS476!& . Please review your reported data and explain or revise as appropriate.


Msg1:
RC-R II 9BA SHOULD =RC-R II 9BB. &  & RC-R II 9BQ=  &!RCONS482!&; Difference=&!RCONS480!-!RCONS481!

Msg2:
"Total on-balance sheet securitization exposures: Available-for-sale securities" (RC-R II 9.b, Columns A) of $ &!RCONS480!& should equal "Adjustments to Total On-balance sheet securitization exposures: Available-for-sale securities" (RC-R II 9.b, Column B) of $&!RCONS481!& . Please review your reported data and explain or revise as appropriate.


Msg1:
RC-R II 9CA SHOULD =RC-R II 9CB. &  & RC-R II 9CQ=  &!RCONS487!&; Difference=&!RCONS485!-!RCONS486!

Msg2:
"Total on-balance sheet securitization exposures: Trading assets" (RC-R II 9.c, Columns A) of $ &!RCONS485!& should equal "Adjustments to Total On-balance sheet securitization exposures: Trading assets" (RC-R II 9.c, Column B) of $&!RCONS486!& . Please review your reported data and explain or revise as appropriate.


Msg1:
RC-R II 9DA SHOULD =RC-R II 9DB &  & RC-R II 9DQ=  &!RCONS492!&; Difference=&!RCONS490!-!RCONS491!

Msg2:
"Total on-balance sheet securitization exposures: All other on-balance sheet securitization exposures" (RC-R II 9.d, Columns A) of $ &!RCONS490!& should equal "Adjustments to Total On-balance sheet securitization exposures: All other on-balance sheet securitization exposures" (RC-R II 9.d, Column B) of $&!RCONS491!& . Please review your reported data and explain or revise as appropriate.


Msg2:
"Total Off-balance sheet securitization exposures" (RC-R II 10, Columns A) of $ &!RCONS495!& should equal "Adjustments to Total Off-balance sheet securitization exposures" (RC-R II 10, Column B) of $&!RCONS496!& . Please review your reported data and explain or revise as appropriate.


Msg1:
RC-R II 3BA  SHLD =RC-R II 3BB &  & Reported =  & !RCONH171! &  ;  Difference =  & !RCONH171!-!RCONH172!

Msg2:
The Adjustments to Totals Reported in Column A for "Federal funds sold and securities purchased under agreements to resell: Securities purchased under agreements to resell"  (RC-R II 3.b, Columns B) of $ & !RCONH172! &  should equal "Federal funds sold and securities purchased under agreements to resell: Securities purchased under agreements to resell" (RC-R II 3.b, Column A) of $ & !RCONH171! & .   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-L 4 > 0, (RC-R II 14 + 18B) COL A > 0. &  & Unused Commit RC-L 4 of $ &!RCON3411!&;  Unused Commit RC-R II (14 + 18.b Col A) of $ & !RCONG606! + !RCONG624!

Msg2:
If "Commercial and similar letters of credit" (RC-L 4) of $ &!RCON3411!& is greater than zero, then the "Face, Notional, or Other Amount" of  "Commercial and similar letters of credit with maturity <=1 year"  (RC-R II 14, Col A) and  "Unused commitments: Original maturity exceeding one year" (RC-R II 18.b, Col A) of $ &!RCONG606!  + !RCONG624!& excluding those that qualify as securitization exposures should be greater than zero . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R II 9AA = RC-R II 9AB, THEN RC-R II 9AT OR RC-R II 9AU > 0. &  & RC-R II 9.a Col A =$&!RCONS475!& and Col B = $&!RCONS476!&;  RC-R II 9.a Col T and RC-R II 9.a Col U = $&!RCONS478! + !RCONS479!

Msg2:
Generally, if your On-Balance Sheet Securitization Exposures value for "Held-to-maturity securities" (RC-R II 9.a Col A) of $&!RCONS475!& equals its "Adjustments" to the balance sheet value (RC-R II 9.a Col B) of $&!RCONS476!& , then the risk-weight asset amount using either the SSFA (RC-R II 9.a Col T) or Gross-Up Approach (RC-R II 9.a Col U) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R II 9BA = RC-R II 9BB, THEN RC-R II 9BT OR RC-R II 9BU > 0. &  & RC-R II 9.b Col A =$&!RCONS480!& and Col B = $&!RCONS481!&;  RC-R II 9.b Col T and RC-R II 9.b Col U = $&!RCONS483! + !RCONS484!

Msg2:
Generally, if your On-Balance Sheet Securitization Exposures value for "Available-for-sale securities" (RC-R II 9.b Col A) of $&!RCONS480!& equals its "Adjustments" to the balance sheet value (RC-R II 9.b Col B) of $&!RCONS481!& , then the risk-weight asset amount using either the SSFA (RC-R II 9.b Col T) or Gross-Up Approach (RC-R II 9.b Col U) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R II 9CA = RC-R II 9CB, THEN RC-R II 9CT OR RC-R II 9CU > 0. &  & RC-R II 9.c Col A =$&!RCONS485!& and Col B = $&!RCONS486!&;  RC-R II 9.c Col T and RC-R II 9.c Col U = $&!RCONS488! + !RCONS489!

Msg2:
Generally, if your On-Balance Sheet Securitization Exposures value for "Trading Assets" (RC-R II 9.c Col A) of $&!RCONS485!& equals its "Adjustments" to the balance sheet value (RC-R II 9.c Col B) of $&!RCONS486!& , then the risk-weight asset amount using either the SSFA (RC-R II 9.c Col T) or Gross-Up Approach (RC-R II 9.c Col U) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R II 10A = RC-R II 10B, THEN RC-R II 10T OR RC-R II 10U > 0. &  & RC-R II 10 Col A =$&!RCONS495!& and Col B = $&!RCONS496!&;  RC-R II 10 Col T and RC-R II 10 Col U = $&!RCONS498! + !RCONS499!

Msg2:
Generally, if your "Off-balance sheet securitization exposures"  (RC-R II 10 Col A) of $&!RCONS495!& equals its "Adjustments" to the balance sheet value (RC-R II 10 Col B) of $&!RCONS496!& , then the risk-weight asset amount using either the SSFA (RC-R II 10 Col T) or Gross-Up Approach (RC-R II 10 Col U) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-F5B OR RC-F5C >0, THEN RC-R II 8AR >0. &  & RC-F 5.b = $&!RCONK202!&; RC-F 5.c =  $&!RCONK270!&; RC-R II 8.a Col R = $&!RCONH296!

Msg2:
Your bank reported having "Separate account life insurance assets" (RC-F 5.b) of $ & !RCONK202!&  or "Hybrid account life insurance assets" (RC-F 5.c) of $ & !RCONK270!&  .  Therefore, the exposure amount for "All other assets: Separate account bank-owned life insurance" including hybrid separate account life insurance products  (RC-R II 8.a Col R) should not equal zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 8AS S/B >= 20% OF RC-R II 8AR. &  & RC-R II 8.a Col S = $&!RCONH297!& is not  >= 20% of RC-R II 8.a Col R = (&!RCONH296!& * 20%) =  $&!RCONH296!*.20

Msg2:
Generally, investment in separate account life insurance products is an equity exposure to an investment fund that should be measured under the full look-through approach, the simple modified look-through approach, or the alternative modified lookthrough approach, which all require a minimum risk weight of 20 percent.    The risk-weighted amount reported for "Separate account bank-owned life insurance" (RC-R II 8.a Col S) of &!RCONH297!& should be risk-weighted greater than or equal to 20% of the "Exposure amount" (RC-R II 8.a Col R) of (&!RCONH296!& * 20%) =  &!RCONH296! * .2&.    Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of "Credit Equivalent Amount" of "Over-the-Counter derivatives" (RC-R II 20., Column B) of $ & !RCONS542!& and "Centrally cleared derivatives" (RC-R II 21., Column B) of $ & !RCONS549!& should equal  the sum of "Current credit exposure across all derivative contracts covered by the regulatory capital rules" (RC-R II M.1) of $ &!RCONG642!& and the potential future exposure of "Notional principal amounts of over-the-counter derivative contracts" (RC-R II M.2.a. through M.2.g., Columns A through C) multiplied by their corresponding credit conversion factors of $ & ((!RCONS582! * 0.000) + (!RCONS583! * 0.005) + (!RCONS584! * 0.015) + (!RCONS585! * 0.01) + (!RCONS586! * 0.05) + (!RCONS587! * 0.075) + (!RCONS588! * 0.05) + (!RCONS589! * 0.05) + (!RCONS590! * 0.05) + (!RCONS591! * 0.10) + (!RCONS592! * 0.10) + (!RCONS593! * 0.10) + (!RCONS594! * 0.06) + (!RCONS595! * 0.08) + (!RCONS596! * 0.10) + (!RCONS597! * 0.07) + (!RCONS598! * 0.07) + (!RCONS599! * 0.08) +(!RCONS600! * 0.10) + (!RCONS601! * 0.12) + (!RCONS602! * 0.15)) &  and the  potential future exposure of "Notional principal amounts of centrally cleared derivative contracts" (RC-R II M.3.a. through M.3.g., Columns A through C) multiplied by their corresponding credit conversion factors of $ & ((!RCONS603! * 0.000) + (!RCONS604! * 0.005) + (!RCONS605! * 0.015) + (!RCONS606! * 0.01) + (!RCONS607! * 0.05) + (!RCONS608! * 0.075) + (!RCONS609! * 0.05) + (!RCONS610! * 0.05) + (!RCONS611! * 0.05) + (!RCONS612! * 0.10) + (!RCONS613! * 0.10) + (!RCONS614! * 0.10) + (!RCONS615! * 0.06) + (!RCONS616! * 0.08) + (!RCONS617! * 0.10) + (!RCONS618! * 0.07) + (!RCONS619! * 0.07) + (!RCONS620! * 0.08) +(!RCONS621! * 0.10) + (!RCONS622! * 0.12) + (!RCONS623! * 0.15)) &  .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-F 5A >0, THEN RC-R II 8I >0. &  & General account life insurance assets RC-F 5.a = $&!RCONK201!&; All other assets (100% RW) RC-R II 8 Col I = $&!RCOND985!

Msg2:
Your bank reported having "General account life insurance assets" (RC-F 5.a) of $ & !RCONK201!& .  Therefore, the amount for "All other assets" risk-weight 100% category  (RC-R II 8 Col I)  should not equal zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF SUM(RC-L 7D1A + 2A, COL A TO C) >0, SUM(RC-R II M2C+M3C, COL A TO C) > 0. &  & RC-L 7.d.(1)(a) + (2)(a), Col A to C = &!RCONG412!+!RCONG413!+!RCONG414!+!RCONG406!+!RCONG407!+!RCONG408!&; RC-R II M.2.c + M.3.c, Col A to C = &!RCONS588!+!RCONS589!+!RCONS590!+!RCONS609!+!RCONS610!+!RCONS611!

Msg2:
Generally, if your bank reported notional amounts of "sold credit protection investment grade" and "purchased credit protection investment grade" credit derivatives by remaining maturity in RC-L 7.d.(1)(a) and (2)(a) Col A to C of $&!RCONG412!+!RCONG413!+!RCONG414!+!RCONG406!+!RCONG407!+!RCONG408!&, then the notional principal amounts of "over-the-counter" and "centrally cleared" "investment grade" credit derivative contracts (RC-R II M.2.c and M.3.c, Col A to C) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF SUM(RC-L 7D1B + 2B, COL A TO C) >0, SUM(RC-R II M2D+M3D, COL A TO C) > 0. &  & RC-L 7.d.(1)(b)+(2)(b), Col A to C = &!RCONG415!+!RCONG416!+!RCONG417!+!RCONG409!+!RCONG410!+!RCONG411!&; RC-R II M.2.d + M.3.d, Col A to C = &!RCONS591!+!RCONS592!+!RCONS593!+!RCONS612!+!RCONS613!+!RCONS614!

Msg2:
Generally, if your bank reported notional amounts of "sold credit protection subinvestment grade" and "purchased credit protection subinvestment grade" credit derivatives by remaining maturity in RC-L 7.d.(1)(b) and (2)(b) Col A to C of  $&!RCONG415!+!RCONG416!+!RCONG417!+!RCONG409!+!RCONG410!+!RCONG411!& , then the notional principal amounts of "over-the-counter" and "centrally cleared" "non-investment grade" credit derivative contracts (RC-R II M.2.d and M.3.d, Col A to C) should not equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF SUM OF RC-L 16A COL A AND E > 0, THEN RC-R II M1 > 0. &  & Sum of RC-L 16.a = $&!RCONG418!+!RCONG422!&; RC-R II M.1 = $&!RCONG642!

Msg2:
Generally, if the "Net current credit exposure" of OTC derivatives (RC-L 16.a Col A and E) of $&!RCONG418!+!RCONG422!& is greater than zero, then the "Current credit exposure across all derivative contracts covered by the regulatory capital rules" (RC-R II M.1.) should be greater than zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25D) SHOULD EQUAL 2% OF (RC-R II 23D) &  &  RC-R II 25 Col D = & !RCONS569! &   is not equal to 2% of RC-R II 23 Col D =  & !RCONS558!

Msg2:
"Risk-weighted assets" in the 2% category (RC-R II 25., Column D) of $ & !RCONS569! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column D) of $ & !RCONS558!& multiplied by the 2% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25E) SHOULD EQUAL 4% OF (RC-R II 23E) &  & RC-R II 25 Col E =  & !RCONS570! &   is not equal to 4% of RC-R II 23 Col E =  & !RCONS559!

Msg2:
"Risk-weighted assets" in the 4% category (RC-R II 25., Column E) of $ & !RCONS570! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column E) of $& !RCONS559!& multiplied by the 4% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25F) SHOULD EQUAL 10% OF (RC-R II 23F) &  & RC-R II 25 Col F =  & !RCONS571! &   is not equal to 10% of RC-R II 23 Col F = & !RCONS560!

Msg2:
"Risk-weighted assets" in the 10% category (RC-R II 25., Column F) of $ & !RCONS571! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column F) of $ & !RCONS560!& multiplied by the 10% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25G) SHOULD EQUAL 20% OF (RC-R II 23G) &  & RC-R II 25 Col G =  & !RCONG635! &   is not equal to 20% of RC-R II 23 Col G =  & !RCONG631!

Msg2:
"Risk-weighted assets" in the 20% category (RC-R II 25., Column G) of $ & !RCONG635! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column G) of $ & !RCONG631!& multiplied by the 20% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25H) SHOULD EQUAL 50% OF (RC-R II 23H) &  & RC-R II 25 Col H =  & !RCONG636! &   is not equal to 50% of RC-R II 23 Col H =  & !RCONG632!

Msg2:
"Risk-weighted assets" in the 50% category (RC-R II 25., Column H) of $ & !RCONG636! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column H) of $ & !RCONG632!& multiplied by the 50% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25I) SHOULD EQUAL 100% OF (RC-R II 23I) &  & RC-R II 25 Col I =  & !RCONG637! &   is not equal to 100% of RC-R II 23 Col I =  & !RCONG633!

Msg2:
"Risk-weighted assets" in the 100% category (RC-R II 25., Column I) of $ & !RCONG637! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column I) of $ & !RCONG633! & multiplied by the 100% risk weight factor.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25J) SHOULD EQUAL 150% OF (RC-R II 23J) &  & RC-R II 25 Col J =  & !RCONS572! &   is not equal to 150% of RC-R II 23 Col J =  & !RCONS561!

Msg2:
"Risk-weighted assets" in the 150% category (RC-R II 25., Column J) of $ & !RCONS572! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column J) of $ & !RCONS561! & multiplied by the 150% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25L) SHOULD EQUAL 300% OF (RC-R II 23L) &  & RC-R II 25 Col L =  & !RCONS574! &   is not equal to 300% of RC-R II 23 Col L =  & !RCONS563!

Msg2:
"Risk-weighted assets" in the 300% category (RC-R II 25., Column L) of $ & !RCONS574! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column L) of $ & !RCONS563! & multiplied by the 300% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25M) SHOULD EQUAL 400% OF (RC-R II 23M). &  & RC-R II 25 Col M =  & !RCONS575! &   is not equal to 400% of RC-R II 23 Col M = & !RCONS564!

Msg2:
"Risk-weighted assets" in the 400% category (RC-R II 25., Column M) of $ & !RCONS575! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column M) of $ & !RCONS564!& multiplied by the 400% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25N) SHOULD EQUAL 600% OF (RC-R II 23N) &  & RC-R II 25 Col N =  & !RCONS576! &   is not equal to 600% of RC-R II 23 Col N =  & !RCONS565!

Msg2:
"Risk-weighted assets" in the 600% category (RC-R II 25., Column N) of $ & !RCONS576! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column N) of $ & !RCONS565!& multiplied by the 600% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25O) SHOULD EQUAL 625% OF (RC-R II 23O). &  & RC-R II 25 Col O =  & !RCONS577! &  is not equal to 625% of RC-R II 23 Col O =  & !RCONS566!

Msg2:
Risk-weighted assets in the 625% category (RC-R II 25., Column O) of $ & !RCONS577! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column O) of $ & !RCONS566!& multiplied by the 625% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25P) SHOULD EQUAL 937.5% OF (RC-R II 23P) &  & RC-R II 25 Col P =  & !RCONS578! &   is not equal to 937.50% of RC-R II 23 Col P = & !RCONS567!

Msg2:
"Risk-weighted assets" in the 937.5% category (RC-R II 25., Column P) of $ & !RCONS578! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column P) of $ & !RCONS567!&  multiplied by the 937.5% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RISK-WEIGHTED ASSETS (RC-R II 25Q) SHOULD EQUAL 1250% OF (RC-R II 23Q) &  & RC-R II 25 Col Q =  & !RCONS579! &   is not equal to 1250% of RC-R II 23 Col Q = & !RCONS568!

Msg2:
"Risk-weighted assets" in the 1250% category (RC-R II 25., Column Q) of $ & !RCONS579! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column Q) of  $ & !RCONS568! & multiplied by the 1250% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-C I M13A AND M13B SHOULD NOT EQ NULL IF PREV DEC (RC-C I 1A1 + 1A2 (COL B on 041)  > RCR I 26 + RC 4C). &  & Previous Dec, RC-C I 1.a(1) + 1.a(2), Col B ($&!PQ1RCONF158! + !PQ1RCONF159!&)  > 100% of RCR I 26 + RC 4.c  ($&!PQ1RCOA8274! + !PQ1RCON3123!&).

Msg2:
If "Construction, land development, and other land loans in domestic offices" (RC-C Part I, 1.a.(1) and 1.a.(2), (Column B on FFIEC 041) of $&!PQ1RCONF158! + !PQ1RCONF159!& exceeded 100% of the sum of "Tier 1 capital" (RC-R Part I, 26) plus the "Allowance for credit losses" (RC 4.c) of $&!PQ1RCOA8274! + !PQ1RCON3123!& as of previous December, then the "Amount of loans that provide for use of interest reserves" (RC-C Part I, M.13.a) and the "Amount of interest capitalized from interest reserves" (RC-C Part I, M.13.b) should not equal null.  Please review your reported data and revise or explain as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041) DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS.  IF NEGATIVE, PUT ZERO.    &  & RC-R I 52 (or 52.a) Reported = &!RCOAH311!*100&%;  RC-R I 52 (or 52.a) should equal &(!RCOA7205!-0.08)*100&% or if negative, 0%.

Msg2:
The "Capital conservation buffer" (RC-R Part I, 52, or 52.a on FFIEC 041 form) should equal the lowest of the following ratios: 1) RC-R Part I, 49 less 4.5% = &(!RCOAP793! - 0.045)*100&%;  2) RC-R Part I, 50 less 6.0% = &(!RCOA7206! - 0.06)*100&%;  and 3) RC-R Part I, 51 less 8% = &(!RCOA7205! - 0.08)*100&%.      The amount reported in RC-R Part I, 52 (or 52.a) of &!RCOAH311!*100&%  does not equal the lowest of the three listed here.    If negative, please put zero and explain this is per the instructions.  If amount reported is not negative, please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041) DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS.  IF NEGATIVE, PUT ZERO.  &  & RC-R I 52 (or 52.a) Reported = &!RCOAH311!*100&%;  RC-R I 52 (or 52.a) should equal &(!RCOA7205!-0.08)*100&% or if negative, 0%.

Msg2:
The "Capital conservation buffer" (RC-R Part I, 52, or 52.a on FFIEC 041 form)  should equal the lowest of the following ratios: 1) RC-R Part I, 49 less 4.5% = &(!RCOAP793! - 0.045)*100&%;  2) RC-R Part I, 50 less 6.0% = &(!RCOA7206! - 0.06)*100&%;  and 3) RC-R Part I, 51 less 8% = &(!RCOA7205! - 0.08)*100&%.      The amount reported in RC-R Part I, 52 (or 52.a) of &!RCOAH311!*100&%  does not equal the lowest of the three listed here.   If negative, please put zero and explain this is per the instructions.  If amount reported is not negative, please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041)  DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS. IF NEGATIVE, PUT ZERO.  &  & RC-R I 52 (or 52.a) Reported = &!RCOAH311!*100&%;  RC-R I 52 (or 52.a) should equal &(!RCOA7206!-0.06)*100&% or if negative, 0%.

Msg2:
The "Capital conservation buffer" (RC-R Part I, 52, or 52.a on FFIEC 041 form) should equal the lowest of the following ratios: 1) RC-R Part I, 49 less 4.5% = &(!RCOAP793! - 0.045)*100&%;  2) RC-R Part I, 50 less 6.0% = &(!RCOA7206! - 0.06)*100&%;  and 3) RC-R Part I, 51 less 8% = &(!RCOA7205! - 0.08)*100&%.      The amount reported in RC-R Part I, 52 (or 52.a) of &!RCOAH311!*100&%  does not equal the lowest of the three listed here.   If negative, please put zero and explain this is per the instructions.  If amount reported is not negative, please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041) DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS.  IF NEGATIVE, PUT ZERO.    &  & RC-R I 52 (or 52.a) Reported = &!RCOAH311!*100&%;  RC-R I 52 (or 52.a) should equal &(!RCOA7206!-0.06)*100&% or if negative, 0%.

Msg2:
The "Capital conservation buffer" (RC-R Part I, 52, or 52.a on FFIEC 041 form) should equal the lowest of the following ratios: 1) RC-R Part I, 49 less 4.5% = &(!RCOAP793! - 0.045)*100&%;  2) RC-R Part I, 50 less 6.0% = &(!RCOA7206! - 0.06)*100&%;  and 3) RC-R Part I, 51 less 8% = &(!RCOA7205! - 0.08)*100&%.      The amount reported in RC-R Part I, 52 (or 52.a)  of &!RCOAH311!*100&%  does not equal the lowest of the three listed here.  If negative, please put zero and explain this is per the instructions.  If amount reported is not negative, please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041) DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS.   IF NEGATIVE, PUT ZERO.  &  & RC-R I 52 (or 52.a) Reported  = &!RCOAH311!*100 &%;  RC-R I 52 (or 52.a) should equal &(!RCOAP793!-0.045)*100 &% or if negative, 0%.

Msg2:
The "Capital conservation buffer" (RC-R Part I, 52, or 52.a on FFIEC 041 form) should equal the lowest of the following ratios: 1) RC-R Part I, 49 less 4.5% = &(!RCOAP793! - 0.045)*100 &%;  2) RC-R Part I, 50 less 6.0% = &(!RCOA7206! - 0.06)*100 &%;  and 3) RC-R Part I, 51 less 8% = &(!RCOA7205! - 0.08)*100&%.      The amount reported in RC-R Part I, 52 (or 52.a) of &!RCOAH311!*100 &%  does not equal the lowest of the three listed here.    If negative, please put zero and explain this is per the instructions.  If amount reported is not negative, please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 52 (OR 52A ON 041) DOES NOT EQUAL THE LOWEST OF CET1, TIER 1, AND TOTAL CAPITAL RATIOS LESS THEIR MINIMUM CAPITAL REQUIREMENTS.  IF NEGATIVE, PUT ZERO.  &  & RC-R I 52 (or 52.a) Reported  = &!RCOAH311!*100&%;  RC-R I 52 (or 52.a) should equal &(!RCOAP793!-0.045)*100&% or if negative, 0%.


Msg2:
For institutions that are not Category III, the amount reported for  "Capital conservation buffer" (RC-R I 52 or 52.a on FFIEC041) of &!RCOAH311!*100&% is less than or equal to the applicable capital conservation buffer of 2.5%.  Therefore your bank should report "Eligible retained income" (RC-R I 53).   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-C I M13A AND M13B SHOULD NOT BE NULL IF PREVIOUS NOT EQUAL NULL.  &  & Previous RC-C I M.13.a  = &!PQ1RCONG376!&; previous RC-C I M.13.b  = &!PQ1RIADG377!

Msg2:
Last quarter, your institution reported "Amount of loans that provide for the use of interest reserves" (RC-C I M.13.a) of  &!PQ1RCONG376!&  and "Amount of interest capitalized from interest reserves included in interest and fee income on loans during the quarter" (RC-C I M.13.b) of $&!PQ1RIADG377!& for "Construction, land development, and other loans with interest reserves".   Therefore, this quarter, RC-C I M.13.a and M.13.b should be completed and not be null.  Please review your reported data, and explain or revise as appropriate.


Msg2:
For institutions that are not Category III, your institution reported "Capital conservation buffer" (RC-R I 52 or 52.a on FFIEC041) of &!RCOAH311!*100&% that is greater than 2.5%.   Therefore, "Eligible retained income" (RC-R I 53) should be left blank.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-RI52 (OR 52A ON FFIEC041) MUST NOT BE NEGATIVE.  &  & RC-R I 52 (or 52.a on 041 form)  =   & !RCOAH311!

Msg2:
The "Capital conservation buffer" (RC-R I 52 on FFIEC051 or RC-R I 52.a on FFIEC041) of &!RCOAH311!&  must equal zero if any of the ratios less the applicable percentages is negative.   Please revise your reported data.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS.  &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income (RI 14) for 4 qtrs less(RI-A 8 and 9) = $&((!RIAD4340! + !PQ2RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ2RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ2RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ2RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& is not equal to $&((!RIAD4340! + !PQ2RIAD4340! - !PQ4RIAD4340!) -  (!RIAD4470! + !PQ2RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ2RIAD4460! - !PQ4RIAD4460!))& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ2RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ2RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ2RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ2RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS. &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income (RI 14) for 4 qtrs less(RI-A 8 and 9) = $&!RIAD4340!  - !RIAD4470! - !RIAD4460!&; (2) Avg of Net Inc = $& !RIAD4340!/4

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& is not equal to $&(!RIAD4340! -  !RIAD4470! - !RIAD4460!)& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340!- !RIAD4470! - !RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& (!RIAD4340!/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS. &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income (RI 14) for 4 qtrs less (RI-A 8 and 9) = $&((!RIAD4340! + !PQ1RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ1RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ1RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ1RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& is not equal to $&((!RIAD4340! + !PQ1RIAD4340! - !PQ4RIAD4340!) -  (!RIAD4470! + !PQ1RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ1RIAD4460! - !PQ4RIAD4460!))& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ1RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ1RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ1RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ1RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-R II 2AD +R2BD+R4CD+R4DD+R5CD+R5DD+R7D+R8D) MUST = (RC-R II 11D) &  & Sum =  & (!RCONHJ74! + !RCONHJ76!+ !RCONHJ78! + !RCONHJ80!+ !RCONHJ82!+ !RCONHJ84!+ !RCONHJ86!+ !RCONHJ88!) &  ;  Reported =  & !RCONHJ90! &  ;  Difference =  & !RCONHJ90!-(!RCONHJ74! + !RCONHJ76!+ !RCONHJ78! + !RCONHJ80!+ !RCONHJ82!+ !RCONHJ84!+ !RCONHJ86!+ !RCONHJ88!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2A.,2B., 4C.,4D.,5C.,5D., 7. and 8., Column D) of $ & (!RCONHJ74! + !RCONHJ76!+ !RCONHJ78! + !RCONHJ80!+ !RCONHJ82!+ !RCONHJ84!+ !RCONHJ86!+ !RCONHJ88!) &  must equal "Total balance sheet assets" (RC-R II 11., Column D) of $ & !RCONHJ90! & .  Please revise your reported data.


Msg1:
(RC-R II 2AE +R2BE+R4CE+R4DE+R5CE+R5DE+R7E+R8E) MUST = (RC-R II 11E) &  & Sum =  & (!RCONHJ75! + !RCONHJ77!+ !RCONHJ79! + !RCONHJ81!+ !RCONHJ83!+ !RCONHJ85!+ !RCONHJ87!+ !RCONHJ89!) &  ;  Reported =  & !RCONHJ91! &  ;  Difference =  & !RCONHJ91!-(!RCONHJ75! + !RCONHJ77!+ !RCONHJ79! + !RCONHJ81!+ !RCONHJ83!+ !RCONHJ85!+ !RCONHJ87!+ !RCONHJ89!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2A.,2B., 4C.,4D.,5C.,5D., 7. and 8., Column E) of $ & (!RCONHJ75! + !RCONHJ77!+ !RCONHJ79! + !RCONHJ81!+ !RCONHJ83!+ !RCONHJ85!+ !RCONHJ87!+ !RCONHJ89!) &  must equal "Total balance sheet assets" (RC-R II 11., Column E) of $ & !RCONHJ91! & .  Please revise your reported data.


Msg1:
RC-R II 8 COL K DOES NOT EQ RC-R II 11 COL K.  &  & RC-R II 8 Col K = $ & !RCONH293! & ;  RC-R II 11 Col K = $& !RCONS504! & ; Difference = $& !RCONS504! - !RCONH293!

Msg2:
"All Other Assets" risk-weighted at 250% (RC-R II 8, Column K) of $& !RCONH293! & must equal "Total balance sheet assets" risk-weighted at 250% (RC-R II 11., Column K) of $ & !RCONS504! & .  Please revise your reported data.


Msg1:
(RC-R II 11 COL K) MUST EQUAL (RC-R II 23 COL K).  &  & RC-R II 11 Col K = $ & !RCONS504! & ;  RC-R II 23 Col K = $ &!RCONS562! &  ; Difference = & !RCONS562! - !RCONS504!

Msg2:
"Total balance sheet assets" allocated to the 250% risk weight category (RC-R II 11 Column K) of $ &!RCONS504!& must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting" in the 250% risk weight (RC-R II 23 Column K) of $ & !RCONS562! &.   Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS IN 250% CATEGORY (RC-R II 25K) MUST EQUAL 250% OF (RC-R II 23K).   &  & RC-R II 25 Col K =  & !RCONS573! &   does not equal  & !RCONS562! * 2.50 &  , Difference =  & !RCONS573! - (!RCONS562! * 2.50)

Msg2:
"Risk-weighted assets" in the 250% category (RC-R II 25., Column K) of $ & !RCONS573! &  must equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column K) multiplied by the 250% risk weight factor of $ & !RCONS562! * 2.50 & .  Please revise your reported data.


Msg1:
RISK-WEIGHTED ASSETS IN 250% CATEGORY (RC-R II 25K) MUST EQUAL 250% OF (RC-R II 23K).   &  & RC-R II 25 Col K =  & !RCONS573! &   is not equal to 250% of RC-R II 23 Col K =  & !RCONS562!

Msg2:
"Risk-weighted assets" in the 250% category (RC-R II 25., Column K) of $ & !RCONS573! &  should equal "Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category" (RC-R II 23, Column K) of $ & !RCONS562! & multiplied by the 250% risk weight factor.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R II 2B + 9B, COL A MUST EQ RC 2B + 2C.  &  &  RC-R II 2b + 9b Col A Sum =  & (!RCONJA21!+!RCONS480!) &  ;  RC 2.b + 2.c =  & !RCON1773! + !RCONJA22!&  ;  Difference =  & (!RCON1773! + !RCONJA22!) -(!RCONJA21!+!RCONS480!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2b. and 9b., Column A) of $ & (!RCONJA21!+!RCONS480!) &  must equal "Available-for-sale debt securities" (RC 2.b) of $ & !RCON1773! &  and "Equity securities with readily determinable fair values not held for trading" (RC 2.c) of $& !RCONJA22! & ..   Please revise your reported data.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS. &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income (RI 14) for 4 qtrs less(RI-A 8 and 9) = $&((!RIAD4340! + !PQ3RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ3RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ3RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ3RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& is not equal to $&((!RIAD4340! + !PQ3RIAD4340! - !PQ4RIAD4340!) -  (!RIAD4470! + !PQ3RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ3RIAD4460! - !PQ4RIAD4460!))& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ3RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ3RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ3RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ3RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CECL TRANSITION PROVISION ELECTION = NO, RC-R I 2 MUST EQ RC 26A. &  & RC-R I 2 = $ & !RCOAKW00!&;  RC 26.a = $ & !RCON3632!

Msg2:
If you elected not to apply CECL transition provisions (RC-R I 2.a = No), then "Retained earnings" in Regulatory Capital schedule (RC-R I 2) of $& !RCOAKW00! &must equal "Retained earnings" (RC 26.a) of $& !RCON3632! &reported on the Balance Sheet.   Please revise your reported data.


Msg1:
IF RWA (RC-R II 26*1.25%) < AACL REG CAP (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3), THEN TIER 2 AACL (RC-R I 42) SHD EQ RWA (RC-R II 26*1.25%).  &  & Reported RC-R Part I 42 = $&(!RCOA5310!)& does not equal  RC-R II 26 *1.25% =  ($&!RCONS580!& * 1.25% = $&!RCONS580!*.0125&)

Msg2:
The amount of "Adjusted Allowance for Credit Losses (AACL) includable in Tier 2 capital" (RC-R I 42) is equal to the lesser of  1) AACL for regulatory capital purposes (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3)  or   2) 1.25% of risk-weighted asset base (RC-R II 26).  If 1.25% of risk-weighted asset base (RC-R Part II 26) of ($&!RCONS580!& * 1.25% = $&!RCONS580!*.0125&) < AACL for regulatory capital purposes of $&(!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)&, then your reported amount for "AACL includable in Tier 2 capital" (RC-R I 42) of $&!RCOA5310!& should equal 1.25% of RC-R Part II 26 of $&!RCONS580!*.0125&.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF DID NOT ELECT TRANS PROV (RC-R I 2A = 0), RC-R I 27 MUST EQUAL RC-K 9. &  & RC-R Part I 27 = $  & !RCOAKW03! & ;  RC-K 9 = $ & !RCON3368!

Msg2:
If your institution did not elect to apply the CECL transition provision (RC-R I 2.a = 0),  then "Average total consolidated assets" (RC-R I 27) of $ & !RCOAKW03!& must equal "Quarterly Average Total Assets" (RC-K 9) of $ & !RCON3368! &.   Please revise your reported data.


Msg1:
IF AACL FOR REG CAP (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3)  <  RWA (RC-R II 26*1.25%),  THEN TIER 2 AACL (RC-R I 42) SHD EQ AACL FOR REG CAP .  &  & Reported RC-R Part I 42 = $&(!RCOA5310!)& does not equal  AACL for Reg Cap = $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)

Msg2:
The amount of "Adjusted Allowances for Credit Losses (AACL) includable in Tier 2 capital" (RC-R I 42) is equal to the lesser of 1) AACL for regulatory capital purposes (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3) or  2) 1.25% of risk-weighted asset base (RC-R II 26).  If AACL for regulatory capital purposes of $&(!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)& < 1.25% of risk-weighted asset base (RC-R Part II 26) of ($&!RCONS580!& * 1.25% = $&!RCONS580!*.0125&) , then your reported amount for "ACL includable in Tier 2 capital" (RC-R I 42) of $&!RCOA5310!& should equal AACL for regulatory capital purposes of $&(!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CECL TRANS PROV ELECTION = NO, EXCESS AACL (RC-RII29) SHLD EQ AACL FOR REG CAP AMT GREATER THAN 1.25% OF GROSS RWA.  &  & Reported Excess AACL RC-R II 29 = $ &!RCONA222!& ;   Calculated Excess AACL ((RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3)  - (1.25% of RC-RII 26) of $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!) -(!RCONS580!*.0125)

Msg2:
Your bank reported "Excess AACL" (RC-R II 29) of $&!RCONA222!&.  However, the calculated amount where AACL for regulatory capital purposes (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3) exceeds 1.25% RWA (RC-R II 26) should equal $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!) -(!RCONS580!*.0125)& .       Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CECL TRANS PROV ELECTION (RC-R I 2.a = NO) AND IF AACL <=1.25% RWA (RC-RII26) , EXCESS AACL (RC-RII29) SHLD EQ ZERO .  &  & Reported Excess AACL RC-R II 29 = $ &!RCONA222!&;   Calculated AACL (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C  + RC-G 3) = $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)& is less than 1.25% of RC-R II 26 of $&!RCONS580!*.0125 & so shld report 0.

Msg2:
"Excess AACL" (RC-R II 29) of $&!RCONA222!& should equal zero if AACL (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3) of $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)& is not greater than 1.25% of gross risk-weighted assets (RC-R II 26) of $&!RCONS580!*.0125 &.       Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CECL TRANS PROV ELECTION (RC-R I 2A= NO), AACL TIER 2 (RC-R I 42) + EXCESS AACL (RC-R II 29) SHLD EQUAL AACL REG CAP.   &  & (RC-R I 42 + RC-R II 29) =  &(!RCOA5310! + !RCONA222!) &; (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3)) =  & (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)&; Difference =  &(!RCOA5310! + !RCONA222!) -  (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)&.

Msg2:
The sum of the "Adjusted allowance for credit losses (AACL) includable in Tier 2 capital" (RC-R I 42) of $&!RCOA5310!&  and "Excess AACL" (RC-R II 29) of $&!RCONA222!&  for a total of  $&(!RCOA5310! + !RCONA222!)& should equal AACL for regulatory capital purposes  (RI-B II 7 COL A+B + RI-B II M6 - RC-R II M4A THRU M4C + RC-G 3)  of $& (!RIAD3123! + !RIADJH93! + !RCONJJ03! - (!RCONJJ30! + !RCONJJ31! + !RCONJJ32!) + !RCONB557!)&.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CECL TRANSITION ELECTION (RCRI 2A) REPORTED LAST QTR BUT NOT REPORTED CURR QTR.  &  & Prev RC-R I 2.a = & !PQ1RCOAJJ29!

Msg2:
Last quarter, your institution reported whether to apply the CECL transition election (RC-R I 2.a) of " &!PQ1RCOAJJ29!& ".   However, this quarter, you did not report anything and left the field blank.   Note that once you made the initial election, you cannot change your election in subsequent quarters.   Please revise to the value you reported last quarter.


Msg1:
DECREASE IN CURR RW ASSETS BASE (RC-RII26) IS GREATER THAN 10% OF PRIOR QTR.   &  & RC-R II 26 (Curr - Prev) =  (& !RCONS580! & -& !PQ1RCONS580! & = $& !RCONS580! - !PQ1RCONS580! &); % Chng  =  &((!RCONS580!-!PQ1RCONS580!)/!PQ1RCONS580!) *100&%

Msg2:
Current "Risk-weighted assets base for purposes of calculating the adjusted allowances for credit losses (AACL)" (RC-R II 26) of $ & !RCONS580! & seems inconsistent with prior period reporting of $ & !PQ1RCONS580! & and the variance ($&!RCONS580!-!PQ1RCONS580!& or &((!RCONS580!-!PQ1RCONS580!)/!PQ1RCONS580!) *100&%) is outside of our tolerance of -10%.   Please review your reported data, and explain or revise as appropriate.


exp1:
((!RCOALE74!)=1) AND ([EXNONEMPTY((!RCOND957!))] OR [EXNONEMPTY((!RCOND961!))] OR [EXNONEMPTY((!RCONJA21!))] OR [EXNONEMPTY((!RCOND971!))] OR [EXNONEMPTY((!RCONH171!))] OR [EXNONEMPTY((!RCONS413!))] OR [EXNONEMPTY((!RCONS419!))] OR [EXNONEMPTY((!RCONS423!))] OR [EXNONEMPTY((!RCONS431!))] OR [EXNONEMPTY((!RCONS439!))] OR [EXNONEMPTY((!RCONS445!))] OR [EXNONEMPTY((!RCONS449!))] OR [EXNONEMPTY((!RCONS457!))] OR [EXNONEMPTY((!RCOND976!))] OR [EXNONEMPTY((!RCOND981!))] OR [EXNONEMPTY((!RCONS475!))] OR [EXNONEMPTY((!RCONS480!))] OR [EXNONEMPTY((!RCONS485!))] OR [EXNONEMPTY((!RCONS490!))] OR [EXNONEMPTY((!RCONS495!))] OR [EXNONEMPTY((!RCOND991!))] OR [EXNONEMPTY((!RCOND997!))] OR [EXNONEMPTY((!RCONG606!))] OR [EXNONEMPTY((!RCONG612!))] OR [EXNONEMPTY((!RCONS515!))] OR [EXNONEMPTY((!RCONG618!))] OR [EXNONEMPTY((!RCONS525!))] OR [EXNONEMPTY((!RCONG624!))] OR [EXNONEMPTY((!RCONS540!))] OR [EXNONEMPTY((!RCONS542!))] OR [EXNONEMPTY((!RCONS549!))] OR [EXNONEMPTY((!RCONH191!))] OR [EXNONEMPTY((!RCONG634!))] OR [EXNONEMPTY((!RCONS569!))] OR [EXNONEMPTY((!RCONS570!))] OR [EXNONEMPTY((!RCONS571!))] OR [EXNONEMPTY((!RCONG635!))] OR [EXNONEMPTY((!RCONG636!))] OR [EXNONEMPTY((!RCONG637!))] OR [EXNONEMPTY((!RCONS572!))] OR [EXNONEMPTY((!RCONS573!))] OR [EXNONEMPTY((!RCONS574!))] OR [EXNONEMPTY((!RCONS575!))] OR [EXNONEMPTY((!RCONS576!))] OR [EXNONEMPTY((!RCONS577!))] OR [EXNONEMPTY((!RCONS578!))] OR [EXNONEMPTY((!RCONS579!))] OR [EXNONEMPTY((!RCONH272!))] OR [EXNONEMPTY((!RCONH274!))] OR [EXNONEMPTY((!RCONH276!))] OR [EXNONEMPTY((!RCONH278!))] OR [EXNONEMPTY((!RCONH280!))] OR [EXNONEMPTY((!RCONH282!))] OR [EXNONEMPTY((!RCONH284!))] OR [EXNONEMPTY((!RCONH286!))] OR [EXNONEMPTY((!RCONH288!))] OR [EXNONEMPTY((!RCONH292!))] OR [EXNONEMPTY((!RCONH295!))] OR [EXNONEMPTY((!RCONH297!))] OR [EXNONEMPTY((!RCONH299!))] OR [EXNONEMPTY((!RCONH302!))] OR [EXNONEMPTY((!RCONH304!))] OR [EXNONEMPTY((!RCONH308!))] OR [EXNONEMPTY((!RCONH310!))] OR [EXNONEMPTY((!RCONS478!))] OR [EXNONEMPTY((!RCONS483!))] OR [EXNONEMPTY((!RCONS488!))] OR [EXNONEMPTY((!RCONS493!))] OR [EXNONEMPTY((!RCONS498!))] OR [EXNONEMPTY((!RCONS479!))] OR [EXNONEMPTY((!RCONS484!))] OR [EXNONEMPTY((!RCONS489!))] OR [EXNONEMPTY((!RCONS494!))] OR [EXNONEMPTY((!RCONS499!))] OR [EXNONEMPTY((!RCONS580!))] OR [EXNONEMPTY((!RCONS581!))] OR [EXNONEMPTY((!RCONB704!))] OR [EXNONEMPTY((!RCONA222!))] OR [EXNONEMPTY((!RCON3128!))] OR [EXNONEMPTY((!RCONG641!))])

Msg1:
IF CBLR ELECTION = YES, RC-R PART II S/B BLANK. DO NOT PUT ZEROES.  &  & RC-R Part II does not equal blank.

Msg2:
If your Community Bank Leverage Ratio (CBLR) framework election equals "Yes" (RC-R I 31.a = 1), then all of RC-R Part II should be left blank. Please review your reported data and revise or explain as appropriate.


exp1:
((!RCOALE74!)=1) AND ([EXNONEMPTY((!RCONG642!))] OR [EXNONEMPTY((!RCONS582!))] OR [EXNONEMPTY((!RCONS585!))] OR [EXNONEMPTY((!RCONS588!))] OR [EXNONEMPTY((!RCONS591!))] OR [EXNONEMPTY((!RCONS594!))] OR [EXNONEMPTY((!RCONS597!))] OR [EXNONEMPTY((!RCONS600!))] OR [EXNONEMPTY((!RCONS603!))] OR [EXNONEMPTY((!RCONS606!))] OR [EXNONEMPTY((!RCONS609!))] OR [EXNONEMPTY((!RCONS612!))] OR [EXNONEMPTY((!RCONS615!))] OR [EXNONEMPTY((!RCONS618!))] OR [EXNONEMPTY((!RCONS621!))] OR [EXNONEMPTY((!RCONS583!))] OR [EXNONEMPTY((!RCONS586!))] OR [EXNONEMPTY((!RCONS589!))] OR [EXNONEMPTY((!RCONS592!))] OR [EXNONEMPTY((!RCONS595!))] OR [EXNONEMPTY((!RCONS598!))] OR [EXNONEMPTY((!RCONS601!))] OR [EXNONEMPTY((!RCONS604!))] OR [EXNONEMPTY((!RCONS607!))] OR [EXNONEMPTY((!RCONS610!))] OR [EXNONEMPTY((!RCONS613!))] OR [EXNONEMPTY((!RCONS616!))] OR [EXNONEMPTY((!RCONS619!))] OR [EXNONEMPTY((!RCONS622!))] OR [EXNONEMPTY((!RCONS584!))] OR [EXNONEMPTY((!RCONS587!))] OR [EXNONEMPTY((!RCONS590!))] OR [EXNONEMPTY((!RCONS593!))] OR [EXNONEMPTY((!RCONS596!))] OR [EXNONEMPTY((!RCONS599!))] OR [EXNONEMPTY((!RCONS602!))] OR [EXNONEMPTY((!RCONS605!))] OR [EXNONEMPTY((!RCONS608!))] OR [EXNONEMPTY((!RCONS611!))] OR [EXNONEMPTY((!RCONS614!))] OR [EXNONEMPTY((!RCONS617!))] OR [EXNONEMPTY((!RCONS620!))] OR [EXNONEMPTY((!RCONS623!))] OR [EXNONEMPTY((!RCONJJ30!))] OR [EXNONEMPTY((!RCONJJ31!))] OR [EXNONEMPTY((!RCONJJ32!))])

Msg1:
IF CBLR ELECTION = YES, RC-R PART II MEMO SECTION S/B BLANK. DO NOT PUT ZEROES.  &  & RC-R Part II M.1 thru M.4 does not equal blank.

Msg2:
If your Community Bank Leverage Ratio (CBLR) framework election equals "Yes" (RC-R I 31.a = 1), then all of RC-R Part II Memoranda items 1 through 4 should be left blank. Please review your reported data and revise or explain as appropriate.


exp2:
([EXNONEMPTY((!RCOWH312!))] OR [EXNONEMPTY((!RCOAH015!))] OR [EXNONEMPTY((!RCOAH036!))])=FALSE

Msg1:
IF NOT CATEGORY III INSTITUTION, RC-R I (52B, 55A, AND 55B) S/B BLANK.  DO NOT PUT ZEROES.   &  & RC-R I (52.b, 55.a, and 55.b) does not equal blank.

Msg2:
If your institution is not subject to Category III capital standards,  then RC-R I, (items 52.b, 55.a, and 55.b) should be left blank.   Please review your reported data and revise or explain as appropriate.


exp1:
((!RCONC752!)="FFIEC041" AND (!RCOALE74!)=1) AND ([EXNONEMPTY((!RCOAP866!))] OR [EXNONEMPTY((!RCOAP867!))] OR [EXNONEMPTY((!RCOAP868!))] OR [EXNONEMPTY((!RCOA5310!))] OR [EXNONEMPTY((!RCOAP870!))] OR [EXNONEMPTY((!RCOAP872!))] OR [EXNONEMPTY((!RCOA5311!))] OR [EXNONEMPTY((!RCOA3792!))] OR [EXNONEMPTY((!RCOAA223!))] OR [EXNONEMPTY((!RCOAP793!))] OR [EXNONEMPTY((!RCOA7206!))] OR [EXNONEMPTY((!RCOA7205!))] OR [EXNONEMPTY((!RCOAH311!))] OR [EXNONEMPTY((!RCOAH313!))] OR [EXNONEMPTY((!RCOAH314!))] OR [EXNONEMPTY((!RCOAH015!))] OR [EXNONEMPTY((!RCOAH036!))])

Msg1:
IF CBLR ELECTION = YES, RC-R I 39 THRU 55B  MUST BE BLANK.  DO NOT PUT ZEROES.  &  & RC-R Part I 39 through 55.b does not equal blank.

Msg2:
If your Community Bank Leverage Ratio (CBLR) framework election equals "Yes" (RC-R I 31.a = 1), then RC-R I, items 39 through 55.b must be left blank.  Please revise your data.


exp1:
((!RCONC752!)="FFIEC051" AND (!RCOALE74!)=1) AND ([EXNONEMPTY((!RCOAP866!))] OR [EXNONEMPTY((!RCOAP867!))] OR [EXNONEMPTY((!RCOAP868!))] OR [EXNONEMPTY((!RCOA5310!))] OR [EXNONEMPTY((!RCOAP870!))] OR [EXNONEMPTY((!RCOAP872!))] OR [EXNONEMPTY((!RCOA5311!))] OR [EXNONEMPTY((!RCOA3792!))] OR [EXNONEMPTY((!RCOAA223!))] OR [EXNONEMPTY((!RCOAP793!))] OR [EXNONEMPTY((!RCOA7206!))] OR [EXNONEMPTY((!RCOA7205!))] OR [EXNONEMPTY((!RCOAH311!))] OR [EXNONEMPTY((!RCOAH313!))] OR [EXNONEMPTY((!RCOAH314!))])

Msg1:
IF CBLR ELECTION = YES, RC-R I 39 THRU 54  MUST BE BLANK. DO NOT PUT ZEROES.  &  & RC-R Part I 39 through 54 does not equal blank.

Msg2:
If your Community Bank Leverage Ratio (CBLR) framework election equals "Yes" (RC-R I 31.a = 1), then RC-R I, items 39 through 54 must be left blank.  Please revise your data.


exp1:
((!RCOALE74!)=0) AND ([EXNONEMPTY((!RCOA2170!))] OR [EXNONEMPTY((!RCOAKX77!))] OR [EXNONEMPTY((!RCOAKX78!))] OR [EXNONEMPTY((!RCOAKX79!))] OR [EXNONEMPTY((!RCOAKX80!))] OR [EXNONEMPTY((!RCOAKX81!))] OR [EXNONEMPTY((!RCOAKX82!))] OR [EXNONEMPTY((!RCOAKX83!))] OR [EXNONEMPTY((!RCOAS540!))] OR [EXNONEMPTY((!RCOALB61!))] OR [EXNONEMPTY((!RCOA3128!))] OR [EXNONEMPTY((!RCOAJJ30!))] OR [EXNONEMPTY((!RCOAJJ31!))] OR [EXNONEMPTY((!RCOAJJ32!))])

Msg1:
IF CBLR ELECTION = NO, RC-R I 32 THRU 38C  MUST BE BLANK.  DO NOT PUT ZEROES.  &  & RC-R Part I 32 through 38.c does not equal blank.

Msg2:
If your Community Bank Leverage Ratio (CBLR) framework election equals "No" (RC-R I 31.a = 0), then RC-R I, items 32 through 38.c must be left blank.  Please revise your data.


Msg1:
IF PRIOR RC-RI 52 (52A ON 041) <= 2.5% (or .025000), CURR QTR RC-RI 54 SHOULD BE COMPLETED. &  & PRIOR RC-R I 52 (or 52.a on 041) = &!PQ1RCOAH311!*100&%  and is  <= 2.5%.

Msg2:
The amount reported for  "Capital conservation buffer" (RC-R I 52, or 52.a on 041) of &!PQ1RCOAH311!*100&% in the prior quarter is less than or equal to the applicable capital conservation buffer of 2.5%.  Therefore your bank should report "Distributions and discretionary bonus payments" (RC-R I 54) this quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PRIOR RC-R I 52 (52A on 041) > 2.5% (or .025000),  CURR RC-R I 54 S/B NULL. &  &  PRIOR RC-R I 52 (or 52.a on 041) = &!PQ1RCOAH311!&;   CURR RC-R I 54 = &!RCOAH314!

Msg2:
For institutions that are not Category III, your institution reported "Capital conservation buffer"  (RC-R I 52 or 52.a on FFIEC041) of &!PQ1RCOAH311!*100&% in the previous quarter  that is greater than 2.5%.   Therefore, "Distributions and discretionary bonus payments during the quarter" (RC-R I 54) for this quarter should be left blank.   Please review your reported data, and explain or revise as appropriate.


Msg1:
TOTAL ASSETS (QUAL CRITERIA FOR CBLR) (RC-R I 32, COL A) MUST EQ TOTAL ASSETS ON BAL SHT (RC 12). &  & RC-R I 32, Col A = &!RCOA2170!&; RC 12 = &!RCON2170!&; Difference = &!RCOA2170! - !RCON2170!

Msg2:
For qualifying institutions using the CBLR framework, the "Total Assets" reported in RC-R Part I, 32, Column A ($&!RCOA2170!&) must equal the "Total Assets" reported on the Balance Sheet (RC 12) of $&!RCON2170!&.   Please revise your reported data.


Msg1:
TRD ASSETS AND LIAB (QUAL CRITERIA FOR CBLR) (RC-R I 33, COL A)  MUST EQ TRD ASSETS (RC 5) AND TRD LIAB (RC 15). &  & RC-R I 33, Col A =  & !RCOAKX77!&;  RC 5 + 15 = & !RCON3545! + !RCON3548! &;  Difference = & !RCOAKX77! - (!RCON3545! + !RCON3548!)

Msg2:
For qualifying institutions using the CBLR framework, "Trading assets and trading liabilities" (RC-R Part I, 33, Col A) of $&!RCOAKX77!& must equal "Trading Assets" and "Trading Liabilities"  (RC 5 + 15) of $ & !RCON3545! + !RCON3548!&.   Please revise your reported data.


Msg1:
(RC-R I 33, COL B) SHLD EQ (RC-R I 33, COL A / RC-R I 32, COL A).  &  & RC-R I 33, Col B reported =  & !RCOAKX78!&;  Calculated =  & !RCOAKX77!/!RCOA2170!

Msg2:
For qualifying institutions using the CBLR framework, your reported "Trading assets and trading liabilities" as percentage of "Total assets" as reported in RC-R I 32, Col A, as of the current quarter-end report date (RC-R Part I, 33, Col B) of &!RCOAKX78!& (or &!RCOAKX78! * 100&%) should equal "Trading Assets and Trading Liabilities"  (RC-R I 33, Col A) divided by "Total Assets" (RC-R I 32, Col A) of & !RCOAKX77!/!RCOA2170!& (or &(!RCOAKX77!/!RCOA2170!)*100&%).    Please review your reported data, and explain or revise as appropriate.


Msg1:
SEC LENT AND BORROWED (RC-R I 34B) MUST EQ SEC LENT (RC-L 6A) AND SEC BORROWED (RC-L 6B).  &  & RC-R I 34.b =  & !RCOAKX80!&;  RC-L 6.a + 6.b = & !RCON3433! + !RCON3432!&;  Difference =   & !RCOAKX80! - (!RCON3433! + !RCON3432!)

Msg2:
For qualifying institutions using the CBLR framework, "Securities Lent and Borrowed" (RC-R Part I, 34.b) of $&!RCOAKX80!& must equal "Securities Lent" and "Securities Borrowed"  (RC-L 6.a + 6.b) of $ & !RCON3433! + !RCON3432!&.   Please revise your reported data.


Msg1:
OFF-BAL SHT EXPOSURES (RC-R I 34D, COL A) MUST EQ SUM(RC-R I 34A THRU 34C, COL A).  &  & RC-R I 34.d, Col A =  & !RCOAKX82!&;  Sum of RC-R I 34.a thru 34.c, Col A = & !RCOAKX79! + !RCOAKX80! + !RCOAKX81!&;  Difference =   & !RCOAKX82! - (!RCOAKX79! + !RCOAKX80! + !RCOAKX81!)

Msg2:
For qualifying institutions using the CBLR framework, "Total off-balance sheet exposures" (RC-R Part I, 34.d, Col A) of $&!RCOAKX82!& must equal "Unused portion of conditionally cancellable commitments", "Securities lent and borrowed", and "Other off-balance sheet exposures" reported respectively in RC-R Part I, 34.a through 34.c, Col A of $  & !RCOAKX79! + !RCOAKX80! + !RCOAKX81!&.   Please revise your reported data.


Msg1:
(RC-R I 34D, COL B) SHLD EQ  (RC-R I 34D, COL A / RC-R I 32, COL A).   &  & RC-R I 34.d, Col B reported =  & !RCOAKX83!&;  Calculated =  & !RCOAKX82!/!RCOA2170!

Msg2:
For qualifying institutions using the CBLR framework, your reported  "Total off-balance sheet exposures " as a percentage of "Total assets" as reported in RC-R I 32, Col A, as of the current quarter-end report date (RC-R Part I, 34.d, Col B) of &!RCOAKX83!& (or &!RCOAKX83!*100&%) should equal "Total off-balance sheet exposures "  (RC-R I 34.d, Col A) divided by "Total Assets" (RC-R I 32, Col A) of  & !RCOAKX82!/!RCOA2170!& (or &(!RCOAKX82!/!RCOA2170!)*100&%).    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 31A SHOULD NOT EQ YES (OR "1") IF ONE OR MORE OF THE CBLR QUALIFYING CRITERIA NOT MET. &  & Refer to Long Message Text.

Msg2:
Your institution should NOT report "Yes" (or "1") in RC-R I 31.a for opting into the Community Bank Leverage Ratio (CBLR) framework if it does not meet one or more of the qualifying criteria:  1) Leverage ratio (RC-R I 31) should be greater than 9.0%  (Reported: &!RCOA7204!*100&%);   2) Total assets (RC-R I 32, Col A) must be less than $10 billion in the current reporting period (Reported:  Total assets  = $&!RCOA2170!&);   3) Is not an Advanced Approaches institution (Reported: Adv Appr = &!RCONN256!&;   4) Total trading assets and trading liabilities (RC-R I 33, Col B) must be 5 percent or less of total assets (Reported: &!RCOAKX78!*100&%);   5) Total off-balance sheet exposures (RC-R I 34.d, Col B) must be 25% or less of total assets (Reported: &!RCOAKX83!*100&%).   Please review your reported data, and explain or revise as appropriate.


Msg2:
The amount reported for "Unused portion of conditionally cancellable commitments" and "Unconditionally cancellable commitments" (RC-R I 34.a, Column A + 35) of $&!RCOAKX79! + !RCOAS540!&  should be less than or equal to "Unused commitments" (RC-L 1.a through 1.e.(4)) of $& !RCON3814! + !RCON3815! + !RCONF164! + !RCONF165! + !RCON3817! + !RCON6550!  + !RCONJ457! + !RCONPV10! + !RCONPV11!  + !RCONJ459!&.    Please review your reported data and revise or explain as appropriate.


Msg2:
The amount reported for "Unconditionally cancellable commitments" (RC-R I 35) of $&!RCOAS540!&  should be less than or equal to sum of "Unused commitments" for "Revolving open-end lines secured by 1-4 family residential properties" (RC-L 1.a), "Credit card lines" (RC-L 1.b), and "Other unused commitments" (RC-L 1.e.(1) through 1.e.(4)) of $&!RCON3814! + !RCON3815! + !RCONJ457! + !RCONPV10! + !RCONPV11! + !RCONJ459!&.    Please review your reported data and revise or explain as appropriate.


Msg2:
Your institution reported "Financial standby letters of credit",  "Performance standby letters of credit", or "Commercial and similar letters of credit" (RC-L 2,3, and 4, respectively) of $&(!RCON3819! + !RCON3821! + !RCON3411!)&  but did not report any "Other off-balance sheet exposures" (RC-R I 34.c).  Please review your reported data and revise or explain as appropriate.


Msg1:
RC-R I 31A SHLD NOT EQ YES (OR "1") IF ONE OR MORE OF THE CBLR QUALIFYING CRITERIA NOT MET AND THE GRACE PERIOD LEVERAGE RATIO IS NOT > 8.0% .  &  & Refer to Long Message Text.

Msg2:
Your institution should NOT report "Yes" (or "1") in RC-R I 31.a for opting into the Community Bank Leverage Ratio (CBLR) framework if: 1) It does not meet leverage ratio requirement during the grace period of greater than 8.0% (Reported RC-R I 31: &!RCOA7204!*100&%);   or 2) Is an Advanced Approaches institution (Reported: Adv Appr = &!RCONN256!&).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 31A SHLD NOT EQ YES (OR "1")  IF ONE OR MORE OF THE CBLR QUALIFYING CRITERIA NOT MET.  GRACE PERIOD NOT APPLICABLE IN CASE OF MERGER OR ACQUISITION. &  & Refer to Long Message Text.

Msg2:
Your institution should NOT report "Yes" (or "1") in RC-R I 31.a for opting into the Community Bank Leverage Ratio (CBLR) framework if it does not meet one or more of the qualifying criteria after a merger or acquisition:  1) Leverage ratio (RC-R I 31) should be greater than 9.0% *grace period does not apply for mergers or acquisitions* (Reported: &!RCOA7204!*100&%);   2) Total assets (RC-R I 32, Col A) must be less than $10 billion in the current reporting period (Reported: Total assets  = $&!RCOA2170!&);   3) Is not an Advanced Approaches institution (Reported: Adv Appr = &!RCONN256!&);   4) Total trading assets and trading liabilities (RC-R I 33, Col B) must be 5 percent or less of total assets (Reported: &!RCOAKX78!*100&%);   5) Total off-balance sheet exposures (RC-R I 34.d, Col B) must be 25% or less of total assets (Reported: &!RCOAKX83!*100&%).   Please review your reported data, and explain or revise as appropriate.


Msg1:
CECL TRANSITION ELECTION (RC-R I 2A) MUST EQ 0, 1, OR 2.  &  & RC-R I 2.a = & !RCOAJJ29!

Msg2:
Your institution reported &!RCOAJJ29!& in RC-R I, 2.a for your CECL transition election which does not equal the following options: 0 (No CECL transition election), 1 (Yes with a  3-year CECL Transition), or 2 (Yes with a 5-year 2020 CECL Transition).   Please revise your reported data.


Msg1:
CECL ADOPTION INDICATOR (RCONKX18) MUST EQ TRUE.  ALL INSTITUTIONS SHLD HAVE ADOPTED BY END OF 2023.  &  & RCONKX18 = &!RCONKX18!

Msg2:
Your institution reported "FALSE" for indicator RCONKX18 (Did your institution adopt CECL - ASU 2016-13?).   All institutions are required to have adopted CECL by end of 12/31/2023.   Please revise your reported data.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS.   &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income for 4 qtrs less distributions = $&((!RIAD4340! + !PQ2RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ2RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ2RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ2RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& does not equal $& ((!RIAD4340! + (!PQ2RIAD4340! - !PQ4RIAD4340!))/4)& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ2RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ2RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ2RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ2RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
CURR CECL TRANS ELECTION RC-R I 2A SHLD EQ PRIOR ELECTION.  &  & Prior RC-R I 2.a = & !PQ1RCOAJJ29!&;   Current = & !RCOAJJ29!

Msg2:
The CECL transition election is a one-time election chosen in the first quarter an institution adopts ASU 2016-13 and cannot be changed in subsequent quarters.   Last quarter, your institution reported  " &!PQ1RCOAJJ29!& " in RC-R I 2.a.   However this quarter, your institution reported " &!RCOAJJ29!& ".   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R I 52A <= RC-R I 52B, RC-R I 53 SHLD BE COMPLETED. &  & RC-R I 52.a = & !RCOAH311!&; RC-R I 52.b = & !RCOWH312!

Msg2:
Your bank reported its "Capital conservation buffer" (RC-R I 52.a) of  & !RCOAH311! &  that is less than or equal to the "Total applicable capital buffer" (RC-R I 52.b) of & !RCOWH312! & for Category III institutions.  Therefore, "Eligible retained income" (RC-R I 53) should be completed.   Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the "Total applicable capital buffer" (RC-R I 52.b) for Category III institutions should not be less than 2.5%. Your institution reported & !RCOWH312! & (or & !RCOWH312! * 100&%).   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PRIOR CAP CONSV BUFF (RC-R I 52A) <= PRIOR TTL APPL CAP BUFF (RC-R I 52B), CURR DIST AND DISC BONUS (RC-R I 54) SHLD BE COMPLETED.  &  & Prior RC-R I 52.a = & !PQ1RCOAH311!&; Prior RC-R I 52.b = & !PQ1RCOWH312!

Msg2:
Your bank reported its prior period "Capital conservation buffer" (RC-R I 52.a) of  & !PQ1RCOAH311! &  that is less than or equal to the prior period "Total applicable capital buffer" (RC-R I 52.b) of & !PQ1RCOWH312! & for Category III institutions.  Therefore, "Distributions and discretionary bonus payments during the quarter" (RC-R I 54) should be completed for the current quarter.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF QTRLY AVG PPP LNS PLDGD TO PPPLF (RC-M 17E) > 0, OTHR DEDUCT FROM ASSTS FOR LEV RATIO (RC-R I 29) SHLD BE > 0.  &  & RC-M 17.e =&!RCONLL57!& ;  RC-R I 29 = &!RCOAB596!

Msg2:
Your institution reported "Quarterly average amount of PPP loans pledged to the PPPLF"  (RC-M 17.e) of $&!RCONLL57!&.    However, you did not report any  "Other deductions from assets for leverage ratio purposes" (RC-R I 29).  Please review your reported data and revise or explain as appropriate.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS.  &  &  RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income for 4 qtrs less distributions = $&((!RIAD4340! + !PQ3RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ3RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ3RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ3RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& does not equal $& ((!RIAD4340! + (!PQ3RIAD4340! - !PQ4RIAD4340!))/4)& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ3RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ3RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ3RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ3RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PRIOR RC-RI 52  <= 2.5% (or .025000), RC-RI 54 SHLD BE REPORTED . &  & PRIOR RC-R I 52  = &!PQ1RCOAH311!*100&%  and is  <= 2.5%.

Msg2:
Your institution reported in the previous quarter the "Capital conservation buffer" (RC-R I 52)  of &!PQ1RCOAH311!*100&% that is less than or equal to 2.5%.   Therefore your institution should report the current quarter  "Distributions and discretionary bonus payments during the quarter" (RC-R I 54).   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS.   &  & RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income for 4 qtrs less distributions = $&(!RIAD4340! - !RIAD4470! - !RIAD4460!)&; (2) Avg of Net Inc = $& (!RIAD4340!/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& does not equal $& (!RIAD4340!/4)& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! - !RIAD4470! - !RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& (!RIAD4340!/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 31A SHLD NOT EQ YES (OR "1") IF IT FAILS TO MEET ALL CBLR QUALIFYING CRITERIA AFTER THE 2 QTR GRACE PERIOD. &  & Refer to Long Message Text.

Msg2:
Your institution should NOT report "Yes" (or "1") in RC-R I 31.a for opting into the Community Bank Leverage Ratio (CBLR) framework if it after the 2 period grace period, it does not meet all of the qualifying criteria:  1) Leverage ratio (RC-R I 31) must be greater than 9.0% (Reported: &!RCOA7204!*100&%);   2) Total assets (RC-R I 32, Col A) must be less than $10 billion in the current reporting period (Reported: Total assets  = $&!RCOA2170!&);   3) Total trading assets and trading liabilities (RC-R I 33, Col B) must be 5 percent or less of total assets (Reported: &!RCOAKX78!*100&%);   4) Total off-balance sheet exposures (RC-R I 34.d, Col B) must be 25% or less of total assets (Reported: &!RCOAKX83!*100&%).   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 31A MUST NOT EQ YES (OR "1") IF YOUR INSTITUTION IS AN ADVANCED APPROACHES INSTITUTION. &  &  Refer to Long Message Text.

Msg2:
Your institution must NOT report "Yes" (or "1") in RC-R I 31.a for opting into the Community Bank Leverage Ratio (CBLR) framework if it is an Advanced Approaches institution.  Please revise your data.


Msg1:
RC-R I 53 SHLD EQ GREATER OF (1) NET INC (RI 14) FOR 4 PRECED QTRS, NET DIST (RI-A8 AND RI-A9), OR (2) AVG OF NET INC OVER 4 PRECED QTRS.  &  &  RC-R I 53 Reported = $&!RCOAH313!&; (1) Net Income for 4 qtrs less distributions = $&((!RIAD4340! + !PQ1RIAD4340! -  !PQ4RIAD4340!) - (!RIAD4470! + !PQ1RIAD4470! -  !PQ4RIAD4470!) - (!RIAD4460! + !PQ1RIAD4460! -  !PQ4RIAD4460!))&; (2) Avg of Net Inc = $& ((!RIAD4340! + (!PQ1RIAD4340! - !PQ4RIAD4340!))/4)

Msg2:
The reported "Eligible Retained Income" (RC-R I 53) of $&!RCOAH313!& does not equal $& ((!RIAD4340! + (!PQ1RIAD4340! - !PQ4RIAD4340!))/4)& which is the greater of (1) "Net Income" (RI 14) for the four preceding calendar quarters, net of any distributions (RI-A 8 and 9) and associated tax effects of $&(!RIAD4340! + !PQ1RIAD4340! - !PQ4RIAD4340!) - (!RIAD4470! + !PQ1RIAD4470! - !PQ4RIAD4470!) - (!RIAD4460! + !PQ1RIAD4460! - !PQ4RIAD4460!)& or (2) the average net income over the four preceding calendar quarters of $& ((!RIAD4340! + (!PQ1RIAD4340! - !PQ4RIAD4340!))/4)&.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-M 2A > 0 AND RC-R I 14 = 0, THEN RC-R II 8 COL K > 0.  &  & RC-M 2A = $ &!RCON3164! &;  RC-R II 8 COL K = $ 0

Msg2:
Generally institutions should apply a 250% risk-weight to MSAs that are not deducted from common equity tier 1 capital.   Your institution reported "Mortgage servicing assets" (RC-M 2.a) of $&!RCON3164!& and deducted zero for risk-based capital purposes in "MSAs, net of associated DTLs, that exceed 25 percent of item 12" (RC-R I 14).  Therefore, the 250% risk-weight category of "All other assets" (RC-R II 8, Column K) should not equal zero and should include the MSAs reported in RC-M 2.a.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-M 17B IS GREATER THAN ZERO, SUM OF RC-R II 4D COL C AND RC-R II 5D COL C AND RC-R II 7 COL C SHOULD BE GREATER THAN ZERO

Msg2:
Generally, PPP loans are risk-weighted at 0%, but your institution did not report anything in the 0% risk-weight category. Your institution reported "Outstanding balance of PPP loans" (RC-M.17b.) of $&!RCONLG27!&.  Therefore, the total value of "Loans and Leases Held for Sale: All other exposures" (RC-R II 4.d. Col C) plus "Loans and Leases Held for Investment: All other exposures" (RC-R II 5.d. Col C) plus "Trading assets" (RC-R II 7 Col C) risk-weighted at 0% should be greater than zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-M 17B IS GREATER THAN ZERO, SUM OF RC-R II 4D COL C AND RC-R II 5D COL C AND RC-R II 7 COL C SHOULD BE GREATER THAN ZERO &  & RC-M 17B EQUALS $ &!RCONLG27! &; RC-R II 4D COL C + RC-R II 5D COL C + RC-R II 7 COL C EQUALS $0


Msg1:
IF CBLR ELECTION (RC-R I 31A) = NO, RWA (RC-R II, 26 AND 31) MUST BE > 0.  &  & RC-R II 26 = $ &!RCONS580!&;  RC-R II 31 = $ &!RCONG641!

Msg2:
If the CBLR framework is not in effect (RC-R I 31.a = 0), then the "Risk-weighted assets base" (RC-R II 26) of $ &!RCONS580!& and "Total risk-weighted assets" (RC-R II 31) of $ &!RCONG641!& must be greater than zero.   Please revise your reported data.


Msg1:
IF SA-CCR ELECTED, RC-R I 31B MUST EQ 1. IF NOT ELECTED OR ADV APPRCH, LEAVE BLANK.  DO NOT REPORT 0.  &  & RC-R I 31.b = & !RCOANC99!

Msg2:
If your institution have elected to use the Standardized Approach for Counterparty Credit Risk (SA-CCR), then the SA-CCR opt-in election (RC-R I 31.b) must equal  "1" for Yes.  However, (1) your institution reported " &!RCOANC99!& " in RC-R I, 31.b which is not an allowable option or (2) your institution DID NOT ELECT to use SA-CCR or (3) is an Advanced Approaches institution, then RC-R I, 31.b must be left blank.   Please do not report zero (0).   Please revise your reported data.


Msg1:
IF NON-ADV APPRCH AND PRIOR SA-CCR OPT-IN ELECTION (RC-R I 31B) EQ 1 FOR YES, CURRENT RC-R I 31B SHLD BE COMPLETED.  &  &  PRIOR RC-R I 31.b = & !PQ1RCOANC99!

Msg2:
If your institution is a non-Advanced Approaches institution and previously elected to opt-in to use the Standardized Approach for Counterparty Credit Risk (SA-CCR) with a "1" for Yes in RC-R I 31.b, then this quarter your institution should continue to fill in RC-R I 31.b with a "1" for Yes.     Please review your reported data and explain or revise as appropriate.


Msg1:
SA-CCR OPT-IN ELECTION (RC-R I 31B) NOT APPLICABLE FOR ADV APPRCH FIs AND MUST BE LEFT BLANK.  &  & Adv Apprch indicator (RCONN256) = &!RCONN256!&; RC-R I 31.b = & !RCOANC99!

Msg2:
For Advanced Approaches institutions, adoption of the Standardized Approach for Counterparty Credit Risk (SA-CCR) methodology is mandatory beginning January 1, 2022.   Therefore,  the SA-CCR opt-in election (RC-R I 31.b) would no longer be applicable for Advanced Approaches institutions and the field must be left blank.   Please revise your reported data.


exp1:
(!RCONN256!)=FALSE AND [EXNONEMPTY((!PQ1RCOANC99!))]=FALSE AND [EXNONEMPTY((!RCOANC99!))]

Msg1:
THIS EDIT IS TO CONFIRM YOUR INSTITUTION INTENDED TO OPT-IN TO USE SA-CCR (RC-R I 31B = 1 FOR YES).  IF NOT OPTING-IN, PLS LEAVE RC-R I 31B BLANK.  &  &  RC-R I 31.b = & !RCOANC99!

Msg2:
If your institution is certain about opting-in to use the Standardized Approach for Counterparty Credit Risk (SA-CCR),  then the opt-in election (RC-R I 31.b) should equal "1" for Yes. However, if your institution is NOT opting-in to use SA-CCR, please leave RC-R I 31.b blank.   Please review your reported data and explain or revise as appropriate.


Msg1:
IF TRANSFER OF AFS (RC-B 8, COL D) TO HTM (RC-B 8, COL A), HTM NET UNREALZ GAINS(LOSS) (RC-R I 9E) SHLD NOT EQ ZERO.    &  & RC-B 8, Col D (AFS Curr - Prev) =  $ & !RCON1773! - !PQ1RCON1773! &;  RC-B 8, Col A (HTM Curr - Prev) = $ & !RCON1754! - !PQ1RCON1754!

Msg2:
It appears your institution may have transferred some Available-for-Sale (AFS) securities to Held-to-Maturity (HTM) since your decrease in the fair value of AFS securities this quarter (RC-B 8, Column D, current - previous) of $ & !RCON1773! - !PQ1RCON1773! &; is very similar to the increase in amortized cost of HTM securities this quarter (RC-B 8, Column A, current - previous) of  $ & !RCON1754! - !PQ1RCON1754! & .   However, you reported zero for “Net unrealized gains (losses) on held-to-maturity securities that are included in AOCI.” (RC-R I 9.e).   Please review your reported data and provide an explanation for this variance or revise as appropriate.


Msg1:
IF CECL ELECTION RC-R I 2A = 1 OR 2 AND PRIOR QTR RC-R I 2 > RC 26A, CURR RC-R I 2 SHLD BE > RC 26A.  &  & CECL ELECTION RC-R I 2.a = & !RCOAJJ29! &;    Prior RC-R I 2 > RC 26.a  ($ & !PQ1RCOAKW00! & > & !PQ1RCON3632! &) but  Curr RC-R I 2 ($ & !RCOAKW00! &) is not > RC 26.a ($ & !RCON3632!&)

Msg2:
Your institution reported "& !RCOAJJ29! &" (1 = 3 Years, 2 = 5 Years) for your CECL transition election and last quarter, you reported "Retained Earnings" with applicable modified CECL transitional amount (RC-R I 2) of $& !PQ1RCOAKW00!& that was greater than "Retained Earnings" on the Balance Sheet (RC 26.a) of $ &!PQ1RCON3632!&.    Therefore, this quarter assuming your CECL transition election is still in effect (Note: if expired for 3 yr, please update RC-R I 2.a to zero), your  "Retained Earnings" with applicable modified CECL transitional amount (RC-R I 2) of $& !RCOAKW00! & should continue to be greater than "Retained Earnings" (RC 26.a) of $ &!RCON3632!&.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CECL ELECTION RC-R I 2A = 1 OR 2 AND PRIOR QTR RC-R I 27  > RC-K 9, CURR RC-R I 27 SHLD BE > RC-K 9.  &  & CECL ELECTION RC-R I 2.a = & !RCOAJJ29! &;    Prior RC-R I 27 > RC-K 9   ($ & !PQ1RCOAKW03! & > & !PQ1RCON3368! &) but Curr RC-R I 27 ($ & !RCOAKW03! &) is not > RC-K 9 ($ & !RCON3368!&)

Msg2:
Your institution reported "&!RCOAJJ29!&" (1 = 3 Years, 2 = 5 Years) for your CECL transition election and last quarter, you reported "Average total consolidated assets" with applicable modified CECL transitional amount (RC-R I 27) of $& !PQ1RCOAKW03!& that was greater than the quarterly average for "Total assets" (RC-K 9 ) of $ &!PQ1RCON3368!&.    Therefore, this quarter assuming your CECL transition election is still in effect (Note: if expired for 3 yr, please update RC-R I 2.a to zero), your  "Average total consolidated assets" with applicable modified CECL transitional amount (RC-R I 27) of $&!RCOAKW03!&  should continue to be greater than the quarterly average for "Total assets" (RC-K 9 ) of $ &!RCON3368!&.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 2A (CECL TRANSITION ELECTION) SHLD EQ 0 IF 5YR TRANSITION NO LONGER IN EFFECT.  &  & RC-R I 2.a = &!RCOAJJ29!

Msg2:
Your institution reported a CECL transition election of "&!RCOAJJ29!&" in RC-R Part I, 2.a.   If your CECL 5-year transition period has ended, RC-R Part I, 2.a should equal "0" to indicate the CECL transition is no longer in effect.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF SEC PURCH UNDER AGRMTS TO RESELL (RC-R II 3B, COL A) > 0, THEN REPO-STYLE TRANSACTIONS (RC-R II 16, COL A) SHOULD BE > 0.  &  & RC-R II 3.b, Col A = $ &!RCONH171!&;  RC-R II 16, Col A = $ &!RCONS515!

Msg2:
Your institution reported "Securities purchased under agreements to resell" (RC-R II 3.b, Column A) of $&!RCONH171!&.   However, you did not report anything in "Repo-style transactions" (RC-R II 16, Column A) where the exposure of these securities are to be risk-weighted.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SCHEDULE RC-R II, ITEMS 12 THROUGH 22 COLS A TO S CONTAIN NEGATIVE ENTRIES &  & RC-R Part II Items 12 through 22, Cols A to S should not have negative entries.

Msg2:
Negative entries are not appropriate on Schedule RC-R, Part II items 12 through 22, Columns A to S and should not be reported.  Please review your reported data and revise or explain as appropriate.


Msg1:
SCHEDULE RC-R II, ITEMS 1 THROUGH 4 CONTAIN NEGATIVE ENTRIES &  & RC-R, Part II, items 1 through 4.d (except for Column B) should not contain negative values.

Msg2:
Except for amounts in Column B, negative entries are not appropriate on Schedule RC-R II, items 1 through 4 and shall not be reported. Hence, assets with credit balances must be reported in liability items and liabilities with debit balances must be reported in asset items, as appropriate, and in accordance with the instructions. Please revise.


Msg1:
SCHEDULE RC-R II, ITEMS 5 THROUGH 11 CONTAIN NEGATIVE ENTRIES &  & RC-R, Part II, items 5 through 11 (except for Column B) should not contain negative values.

Msg2:
Except for amounts in Column B, negative entries are generally not appropriate on Schedule RC-R II, items 5 through 11 and should not be reported. Hence, assets with credit balances must be reported in liability items and liabilities with debit balances must be reported in asset items, as appropriate, and in accordance with the instructions. Please review your reported data and revise or explain as appropriate.


Msg1:
IF CURR (RC-S1, COL. A) >=PREV, CURR (S5A, COL. A) S/B >= PREVIOUSCurr =  & !RIADB747! &  ;  Prior =  & !PQ1RIADB747! &  ;  Difference =  & !RIADB747! - !PQ1RIADB747!

Msg2:
For securitized assets that are outstanding as of the report date, the related charge-off items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADB747! &  your bank reported this quarter for "Charge-offs on 1-4 family residential loans" sold and securitized  (RC-S 5.a., Column A) should be greater than or equal to the $ & !PQ1RIADB747! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CURR (RC-S1, COL. G) >=PREV, CURR (S5A, COL. G) S/B >= PREVIOUSCurr =  & !RIADB753! &  ;  Prior =  & !PQ1RIADB753! &  ;  Difference =  & !RIADB753! - !PQ1RIADB753!

Msg2:
For securitized assets that are outstanding as of the report date, the related charge-off items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADB753! &  your reported this quarter for "Charge-offs on All other loans and all leases" sold and securitized  (RC-S 5.a., Column G) should be greater than or equal to the $ & !PQ1RIADB753! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s "Charge-offs and recoveries on All other loans and all leases" sold and securitized (RC-S 5.a. + 5.b., Columns A and G) seem high when compared to the related outstanding principal balance (RC-S 1., Columns A and G).   Currently, the sum of the charge-offs and recoveries as a % of the principal balance exceeds our tolerance of 25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your banks "Charge-offs and recoveries" sold and securitized (RC-S 5.a. + 5.b., Columns A and G, current minus previous) seem high when compared to the related outstanding principal balance (RC-S 1., Columns A through G)  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CURR (RC-S1, COL A..G) >=PREV, CURR (S5B, COLS A..G) S/B >= PREVCurr =  & !RIADB754! &  ;  Prior =  & !PQ1RIADB754! &  ;  Difference =  & !RIADB754! - !PQ1RIADB754!

Msg2:
For securitized assets that are outstanding as of the report date, the related recovery items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADB754! &  your bank reported this quarter for "Recoveries on 1-4 family residential loans"  sold and securitized (RC-S 5.b., Column A) should be greater than or equal to the $ & !PQ1RIADB754! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CURR (RC-S1, COL A..G) >=PREV, CURR (S5B, COLS A..G) S/B >= PREVCurr =  & !RIADB760! &  ;  Prior =  & !PQ1RIADB760! &  ;  Difference =  & !RIADB760! - !PQ1RIADB760!

Msg2:
For securitized assets that are outstanding as of the report date, the related recovery items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADB760! &  your bank reported this quarter for "Recoveries on All other loans and all leases" sold and securitized (RC-S 5.b., Column G) should be greater than or equal to the $ & !PQ1RIADB760! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S 6, COL G) > $100K, CURR (RC-S 6, COL G) S/B > 0.  &  & Previous =  & !PQ1RCONHU19!

Msg2:
Last quarter, your bank reported "Total amount of ownership (or seller`s) interests carried as securities or loans" (RC-S 6, Column G) of $ & (!PQ1RCONHU19!) & .  However, this quarter you reported none. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S9, COL. A) > 0, CURR (S9, COL. A) S/B > 0Previous =  & !PQ1RCONB776!

Msg2:
Last quarter, your bank reported "Maximum amount of credit exposure on 1-4 family residential loans arising from credit enhancements provided by the reporting bank to other institutions` securitization structures in the form of standby letters of credit, purchased subordinated securities, and other enhancements" (RC-S 9., Column A) of $ & !PQ1RCONB776! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S9, COL. G) > 0, CURR (S9, COL. G) S/B > 0Previous =  & !PQ1RCONB782!

Msg2:
Last quarter, your bank reported "Maximum amount of credit exposure on All other loans and all leases arising from credit enhancements provided by the reporting bank to other institutions` securitization structures in the form of standby letters of credit, purchased subordinated securities, and other enhancements" (RC-S 9., Column G) of $ & !PQ1RCONB782! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S10, COL. A) > 0, CURR (S10, COL. A) S/B > 0Previous =  & !PQ1RCONB783!

Msg2:
Last quarter, your bank reported "Reporting bank`s unused commitments to provide liquidity to other institutions` securitization structures on 1-4 family residential loans" (RC-S 10., Column A) of $ & !PQ1RCONB783! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S10, COL. G) > 0, CURR (S10, COL. G) S/B > 0Previous =  & !PQ1RCONB789!

Msg2:
Last quarter, your bank reported "Reporting bank`s unused commitments to provide liquidity to other institutions` securitization structures on All other loans and all leases" (RC-S 10., Column G) of $ & !PQ1RCONB789! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S11, COL. A) > 0, CURR (S11, COL. A) S/B > 0  Previous =  & !PQ1RCONB790!

Msg2:
Last quarter, your bank reported "1-4 family residential loans sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" (RC-S 11., Column A) of $ & !PQ1RCONB790! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S11, COL. G) > 0, CURR (S11, COL. G) S/B > 0  Previous =  & !PQ1RCONB796!

Msg2:
Last quarter, your bank reported "All other loans and all leases sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" (RC-S 11., Column G) of $ & !PQ1RCONB796! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-S11 COLS A..G) > $100K, THEN (RC-S12 COLS A..G) SHOULD BE > 0

Msg2:
Your bank reported "1-4 family residential loans sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" (RC-S 11., Column A) of $ & !RCONB790! & .  However, you did not report any "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided" to those assets (RC-S 12., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported "All other loans and all leases sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" (RC-S 11., Column G) of $ & !RCONB796! & .  However, you did not report any "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided" to those assets (RC-S 12., Column G).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-S 11 COL A <  RC-S M2A) & (RC-S 11, COL A NOT = RC-S 12, COL A), (RC-S 2 + 9, COL A) S/B >0.

Msg2:
Your bank reported "1-4 family residential mortgages serviced with recourse or other service-provided credit enhancements" (RC-S M.2.a.) of  $ & !RCONB804! & .  However,  you did not report any "Maximum amount of credit exposure arising from recourse or other seller-provided enhancements" for "1-4 family residential loans" in (RC-S 2  or  9., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MARCH:  IF RI-5F > $250K, THEN SUM (RC-SM2A+SM2B+SM2C) SHOULD BE > 0  RI-5f =  & !RIADB492! &  ; SM2a + SM2b + SM2c =  & !RCONB804! + !RCONB805! + !RCONA591!

Msg2:
Your bank reported "Net servicing fees" (RI 5.f.) of $ & !RIADB492! & , reflecting noninterest income from servicing financial assets held by others. However, you did not report any "Outstanding principal balance of assets serviced for others" in (RC-S M.2.a. + M.2.b. + M.2.c.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
Jun, Sep, Dec: IF SERVICING FEES (RI-5F) (Current - Previous) >$250K, ASSETS (RC-SM2A +SM2B +SM2C) S/B >0  Difference = & !RIADB492! - !PQ1RIADB492!

Msg2:
This quarter, your bank accrued "Net servicing fees" (RI 5.f. current minus previous) of $ & (!RIADB492! - !PQ1RIADB492!) & , reflecting noninterest income from servicing financial assets held by others. However, you did not report any "Outstanding principal balance of assets serviced for others" in (RC-S M.2.a. + M.2.b. + M.2.c.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-SM2A+SM2B+SM2C) > $10 MIL., CURR (SM2A+SM2B+SM2C) S/B >0  Previous Sum= & !PQ1RCONB804! + !PQ1RCONB805! + !PQ1RCONA591!

Msg2:
Last quarter, your bank reported "Outstanding principal balance of 1-4 family residential mortgages and other financial assets serviced for others" (RC-S M.2.a. + M.2.b. + M.2.c.) of $ & (!PQ1RCONB804! +   !PQ1RCONB805! +  !PQ1RCONA591!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS (RC-SM3A1+SM3A2) > 0, THEN CURRENT (RC-SM3A1+SM3A2) S/B >0. &  & Previous =  & (!PQ1RCONB806! + !PQ1RCONB807!)

Msg2:
Last quarter, your bank reported "Maximum amount of credit exposure arising from credit enhancements provided to asset-backed commercial paper conduit structures in the form of standby letters of credit, subordinated securities, and other enhancements" (RC-S M.3.a.(1) + M.3.a.(2)) of $&(!PQ1RCONB806! + !PQ1RCONB807!)& .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS (RC-SM3B1+SM3B2) > 0, THEN CURRENT (RC-SM3B1+SM3B2) S/B >0. &  & Previous =  & (!PQ1RCONB808! + !PQ1RCONB809!)

Msg2:
Last quarter, your bank reported "Unused commitments to provide liquidity to asset-backed commercial paper conduit structures" (RC-S M3.b.(1) + M.3.b.(2)) of $&(!PQ1RCONB808! + !PQ1RCONB809!)&.  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FIDUCIARY POWERS (RC-T1) SHOULD BE ACTUAL AND EQUAL "YES" OR "NO"

Msg2:
Your bank should answer "Yes" or "No" in the "Does the institution have fiduciary powers?" (RC-T 1.) box.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T1 PREV) EQUAL `YES`, THEN (RC-T1 CURR) SHOULD EQUAL `YES` Previous =  & !PQ1RCONA345!

Msg2:
Generally, once a bank offers fiduciary services it continues to do so on an ongoing basis. Last quarter, your bank answered "Yes" in the "Does the institution have fiduciary powers?" (RC-T 1.) box.  However, this quarter your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
FIDUCIARY POWER (RC-T1)=1, (RC-T2) SHLD BE ACTUAL AND= `YES` OR `NO` (RC-T1) =  & !RCONA345!

Msg2:
Your bank answered "Yes" in the "Does the institution have fiduciary powers?" (RC-T 1.) box.  Therefore, you must also respond either "Yes" or "No" in the "Does the institution exercise the fiduciary powers it has been granted?" (RC-T 2.) box.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T1) = `NO`, EXERCISE OF FIDUCIARY POWERS (RC-T2) SHLD BE `NO` (RC-T1) =  & !RCONA345!

Msg2:
Your bank answered "No" in the "Does the institution have fiduciary powers?" (RC-T 1.) box. Therefore, the rest of "Schedule RC-T -- Fiduciary and Related Services" should not be completed.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T2 PREV) EQUAL `YES`, THEN (RC-T2 CURR) SHOULD EQUAL `YES` Previous =  & !PQ1RCONA346!

Msg2:
Generally, when a bank serves in a fiduciary capacity it does so on an ongoing basis.  Last quarter, your bank answered "Yes" in the "Does the institution exercise the fiduciary powers it has been granted?" (RC-T 2.) box.  However, this quarter your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T1) = `YES`, (RC-T3) SHLD BE ACTUAL AND EQUAL `YES` OR `NO` (RC-T1) =  & !RCONA345!

Msg2:
Your bank answered "Yes" in the "Does the institution have fiduciary powers?" (RC-T 1.) box.  Therefore, you must also respond either "Yes" or "No" in the "Does the institution have any fiduciary or related activity (in the form of assets or accounts) to report in this schedule?" (RC-T 3.) box.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T1) = `NO`, FIDUCIARY ACTIVITIES (RC-T3) SHLD BE `NO` (RC-T1) =  & !RCONA345!

Msg2:
Your bank answered "No" in the "Does the institution have fiduciary powers?" (RC-T 1.) box.  Therefore, the rest of "Schedule RC-T -- Fiduciary and Related Services" should not be completed.  Please review your reported data, and explain or revise as appropriate.


exp2:
(((!RCONA345!)=TRUE) AND ((!RCONA346!)=TRUE) AND ((!RCONB867!)=TRUE))

Msg1:
IF RI 5A > 0, RC-T 1 THRU 3 SHOULD BE YES &  & RI 5a = $ & !RIAD4070!

Msg2:
Your bank reported $& !RIAD4070! & for "Income from fiduciary activities" (RI 5.a). However, one or more of your responses related to your fiduciary powers (and their excercising of those powers) on RC-T, items 1, 2, and 3 is "No." Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T3 PREV) EQUAL `YES`, THEN (RC-T3 CURR) SHOULD EQUAL `YES` (RC-T3 PREV) =  & !PQ1RCONB867!

Msg2:
Generally, when a bank serves in a fiduciary capacity it does so on an ongoing basis.  Last quarter, your bank answered "Yes" in the  "Does the institution have any fiduciary or related activity (in the form of assets or accounts) to report in this schedule?" (RC-T 3.) box.  However, this quarter your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T10A + T10B) >$100K, THEN (RC-T3) SHOULD BE YES  &  &  (RC-T10A + T10B) =  & !RCONB894! + !RCONB895!

Msg2:
Your bank reported $ & !RCONB894! + !RCONB895! &  for both "Managed Assets" and "Non-Managed Assets" for "Total fiduciary accounts" (RC-T 10., Column A and Column B).  However, your bank answered "No" in the "Does the institution have any fiduciary or related activity (in the form of assets or accounts) to report in this schedule?" (RC-T 3.) box. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-T2) = "0" (NO), THEN (RC-T3) SHOULD BE "0" (NO)

Msg2:
Your bank answered "No" in the "Does the institution exercise the fiduciary powers it has been granted?" (RC-T 2.) box.  Therefore, the rest of "Schedule RC-T -- Fiduciary and Related Services" should not be completed.  Please review your reported data, and explain or revise as appropriate.


Msg1:
DEC:  IF (RC-T3) = `YES`, THEN THE SUM OF (RC-T10A + T10B) SHOULD BE > 0 &  & (RC-T3 CURR) =  & !RCONB867!

Msg2:
Your bank answered "Yes" in the "Does the institution have any fiduciary or related activity (in the form of assets or accounts) to report in this schedule?" (RC-T 3.) box.  However, you did not report any related "Managed Assets" or "Non-Managed Assets" in "Total fiduciary accounts" (RC-T 10., Column A and Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF PREV DEC (RC-T 10, COL A + B) > $250M, CURR (RC-T 10, COL A + B) S/B > 0. &  & Prev Dec =  & (!PQ1RCONB894! + !PQ1RCONB895!)

Msg2:
In December of last year, your bank reported managed or non-managed "Total fiduciary accounts" (RC-T 10., Column A plus Column B) of $ & (!PQ1RCONB894! + !PQ1RCONB895!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN: IF PREV DEC (RC-T 10, COL A + B)>$250M, CURR (RC-T 10, COL A + B) S/B > 0. &  & Prev Dec =  & (!PQ2RCONB894! + !PQ2RCONB895!)

Msg2:
In December of last year, your bank reported managed or non-managed "Total fiduciary accounts" (RC-T 10., Column A plus Column B) of $ & (!PQ2RCONB894! + !PQ2RCONB895!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SEP: IF PREV DEC (RC-T 10, COL A + B)>$250M, CURR (RC-T 10, COL A + B) S/B > 0. &  & Prev Dec =  & (!PQ3RCONB894! + !PQ3RCONB895!)

Msg2:
In December of last year, your bank reported managed or non-managed "Total fiduciary accounts" (RC-T 10., Column A plus Column B) of $ & (!PQ3RCONB894! + !PQ3RCONB895!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF PREV DEC (RC-T 10, COL A + B) > $1B, CURR (RC-T 10, COL A + B) S/B > 0. &  &  Prev Dec =  & (!PQ1RCONB894! + !PQ1RCONB895!)


Msg1:
SEP: IF PREV DEC (RC-T 10, COL A + B) > $1B, CURR (RC-T 10, COL A + B) S/B > 0. &  & Prev Dec =  & (!PQ3RCONB894! + !PQ3RCONB895!)


Msg2:
Your bank reported noninterest "Income from fiduciary activities" (RI 5.a.) of $ & !PQ1RIAD4070! &  for the PREVIOUS December.  However, this quarter, you did not report any related managed or non-managed "Total fiduciary accounts" (RC-T 10., Columns A and B).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported noninterest "Income from fiduciary activities" (RI 5.a.) of $ & !PQ2RIAD4070! &  for the PREVIOUS December.  However, this quarter, you did not report any related managed or non-managed "Total fiduciary accounts" (RC-T 10., Columns A and B).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported noninterest "Income from fiduciary activities" (RI 5.a.) of $ & !PQ3RIAD4070! &  for the PREVIOUS December.  However, this quarter, you did not report any related managed or non-managed "Total fiduciary accounts" (RC-T 10., Columns A and B).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported a total of $ & !RCONB894! + !RCONB895! + !RCONB898! & for "Total fiduciary accounts" (RC-T 10., Column A and Column B) and "Custody and safekeeping accounts" (RC-T 11., Column B). However, you reported zero for "Income from fiduciary activities" (RI, 5.a). Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported $& !RIAD4070! & for "Income from fiduciary activities" (RI 5.a). However, you reported zero for "Total fiduciary accounts" (RC-T 10., Column A and Column B) and "Custody and safekeeping accounts" (RC-T 11., Column B). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-T 23 > 0, RC-T 22 SHOULD BE > 0 &  & RC-T 23 = $& !RIADC058!

Msg2:
Your bank reported $& !RIADC058! & for "Expenses" (RC-T 23) attributable to fiduciary and related services reported in RC-T. However, you reported zero for "Total gross fiduciary and related services income" (RC-T 22). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-T10B & T11B) BOTH >0 & CURR (RC-T10B) >0, CURR (T11B) S/B >0  &  &  RC-T10B (PREV) =  & !PQ1RCONB895! & , RC-T11B (PREV)=  & !PQ1RCONB898! & , RC-T10B(CURR)=  & !RCONB895! & , RC-T11B(CURR)=  & !RCONB898!

Msg2:
Last quarter, your bank reported "Non-Managed" fiduciary assets (RC-T 10., Column B) of $ & !PQ1RCONB895! &  and "Custody and safekeeping" assets held by the institution (RC-T 11., Column B) of $ & !PQ1RCONB898! & .  However, this quarter you reported "Non-Managed" fiduciary assets of $ & !RCONB895! & , yet you did not report any "Custody and safekeeping" assets held.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CURR(RCT10B > 0 AND RCT11B > 0) AND PREV(RCT10B > 0), THEN PREV(RCT11B)S/B > 0 &  &  RCT11B PREV = &!PQ1RCONB898!

Msg2:
This quarter, your bank reported "Non-Managed" fiduciary assets (RC-T 10., Column B) of $ & !RCONB895! &  and "Custody and safekeeping" assets held at the institution (RC-T 11., Column B) of $ & !RCONB898! & .  However, last quarter, you reported total "Non-Managed" fiduciary assets of $ & !PQ1RCONB895! & , yet you did not report any "Custody and safekeeping" assets held.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T9):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0Col A =  & !RCONB868! &  ;  Col C =  & !RCONB870!

Msg2:
Your bank reported "Managed Assets" held in "Personal trust and agency accounts" (RC-T 4., Column A) of $ & !RCONB868! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 4., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T9):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0Col A =  & !RCONB872! &  ;  Col C =  & !RCONB874!

Msg2:
Your bank reported "Managed Assets" held in "Employee benefit-defined contribution retirement related trust and agency accounts" (RC-T 5.a., Column A) of $ & !RCONB872! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 5.a., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T9):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0Col A =  & !RCONB876! &  ;  Col C =  & !RCONB878!

Msg2:
Your bank reported "Managed Assets" held in "Employee benefit-defined benefit retirement related trust and agency accounts" (RC-T 5.b., Column A) of $ & !RCONB876! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 5.b., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T9):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0Col A =  & !RCONB880! &  ;  Col C =  & !RCONB882!

Msg2:
Your bank reported "Managed Assets" held in "Other retirement related trust and agency accounts" (RC-T 5.c., Column A) of $ & !RCONB880! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 5.c., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T9):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0Col A =  & !RCONB884! &  ;  Col C =  & !RCONC001!

Msg2:
Your bank reported "Managed Assets" held in "Corporate trust and agency accounts" (RC-T 6., Column A) of $ & !RCONB884! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 6., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0 &  & Col A =  & !RCONB886! &  ;  Col C =  & !RCONB888!

Msg2:
Your bank reported "Managed Assets" held in "Investment management and investment advisory agency accounts"  (RC-T 7., Column A) of $ & !RCONB886! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 7., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0 &  & Col A =  & !RCONB890! &  ;  Col C =  & !RCONB892!

Msg2:
Your bank reported "Managed Assets" held in "Other fiduciary accounts" (RC-T 9., Column A) of $ & !RCONB890! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 9., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0 &  & Col A =  & !RCONB894! &  ;  Col C =  & !RCONB896!

Msg2:
Your bank reported total "Managed Assets" held in fiduciary accounts (RC-T 10., Column A) of $ & !RCONB894! & .  However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 10., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4):  IF  RC-T4C > 0, THEN RC-T4A SHLD BE > 0RC-T4C =  & !RCONB870! &  ;  RC-T4A =  & !RCONB868!

Msg2:
Your bank reported  & !RCONB870! &  for the number of managed "Personal trust and agency accounts" (RC-T 4., Column C).  However, you did not report any related "Managed Assets" in (RC-T 4., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T5A):  IF RC-T5AC > 0, THEN RC-T5AA SHLD BE > 0 RC-T5AC =  & !RCONB874! &  ;  RC-T5AA =  & !RCONB872!

Msg2:
Your bank reported  & !RCONB874! &  for the number of managed "Employee benefit-defined contribution retirement related trust and agency accounts" (RC-T 5.a., Column C).  However, you did not report any related "Managed Assets" in (RC-T 5.a., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T5B):  IF RC-T5BC > 0, THEN RC-T5BA SHLD BE > 0RC-T5BC =  & !RCONB878! &  ;  RC-T5BA =  & !RCONB876!

Msg2:
Your bank reported  & !RCONB878! &  for the number of managed "Employee benefit-defined benefit retirement related trust and agency accounts" (RC-T 5.b., Column C).  However, you did not report any related "Managed Assets" in (RC-T 5.b., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-T5C:  IF RC-T5CC > 0, THEN RC-T5CA SHLD BE > 0RC-T5CC =  & !RCONB882! &  ;  RC-T5CA =  & !RCONB880!

Msg2:
Your bank reported  & !RCONB882! &  for the number of managed "Other retirement related trust and agency accounts" (RC-T 5.c., Column C).  However, you did not report any related "Managed Assets" in (RC-T 5.c., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T6C):  IF RC-T6C > 0, THEN RC-T6A SHLD BE > 0RC-T6C =  & !RCONC001! &  ;  RC-T6A =  & !RCONB884!

Msg2:
Your bank reported  & !RCONC001! &  for the number of managed "Corporate trust and agency accounts" (RC-T 6., Column C).  However, you did not report any related "Managed Assets" in (RC-T 6., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-T7C:  IF RC-T7C> 0, THEN RC-T7A SHLD BE > 0 &  &  RC-T7C =  & !RCONB888! &  ;  RC-T7A =  & !RCONB886!

Msg2:
Your bank reported  & !RCONB888! &  for the number of managed "Investment management and investment advisory agency accounts" (RC-T 7., Column C).  However, you did not report any related "Managed Assets" in (RC-T 7., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T9):  IF RC-T9C > 0, THEN RC-T9A SHLD BE > 0 &  &  RC-T9C =  & !RCONB892! &  ;  RC-T9A =  & !RCONB890!

Msg2:
Your bank reported  & !RCONB892! &  for the number of managed "Other fiduciary accounts" (RC-T 9., Column C).  However, you did not report any related "Managed Assets" in (RC-T 9., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T10):  IF RC-T10C > 0, THEN RC-T10A SHLD BE > 0 &  & RC-T10C =  & !RCONB896! &  ;  RC-T10A =  & !RCONB894!

Msg2:
Your bank reported  & !RCONB896! &  for the number of managed "Total fiduciary accounts" (RC-T 10., Column C).  However, you did not report any related "Managed Assets" in (RC-T 10., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T4): IF RC-T4B > 0, RC-T4D SHLD BE > 0RC-T4B =  & !RCONB869! &  ;  RC-T4D =  & !RCONB871!

Msg2:
Your bank reported $ & !RCONB869! &  for "Non-Managed Assets of Personal trust and agency accounts" (RC-T 4., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 4., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5A): IF RC-T5AB > 0, RC-T5AD SHLD BE > 0RC-T5AB =  & !RCONB873! &  ;  RC-T5AD =  & !RCONB875!

Msg2:
Your bank reported $ & !RCONB873! &  for "Non-Managed Assets of Employee benefit-defined contribution retirement related trust and agency accounts" (RC-T 5.a., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 5.a., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5B): IF RC-T5BB > 0, RC-T5BD SHLD BE > 0RC-T5BB =  & !RCONB877! &  ;  RC-T5BD =  & !RCONB879!

Msg2:
Your bank reported $ & !RCONB877! &  for "Non-Managed Assets of Employee benefit-defined benefit retirement related trust and agency accounts" (RC-T 5.b., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 5.b., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5C): IF RC-T5CB > 0, RC-T5CD SHLD BE > 0RC-T5CB =  & !RCONB881! &  ;  RC-T5CD =  & !RCONB883!

Msg2:
Your bank reported $ & !RCONB881! &  for "Non-Managed Assets of Other retirement related trust and agency accounts" (RC-T 5.c., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 5.c., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T6): IF RC-T6B > 0, RC-T6D SHLD BE > 0RC-T6B =  & !RCONB885! &  ;  RC-T6D =  & !RCONC002!

Msg2:
Your bank reported $ & !RCONB885! &  for "Non-Managed Assets of Corporate trust and agency accounts"  (RC-T 6., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 6., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T9): IF RC-T9B > 0, RC-T9D SHLD BE > 0 &  & RC-T9B =  & !RCONB891! &  ;  RC-T9D =  & !RCONB893!

Msg2:
Your bank reported $ & !RCONB891! &  for "Non-Managed Assets of Other fiduciary accounts" (RC-T 9., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 9., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported $ & !RCONB895! &  for non-managed assets of "Total fiduciary accounts" (RC-T 10., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 10., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported $ & !RCONB898! &  for "Non-Managed Assets of Custody and safekeeping accounts" (RC-T 11., Column B).  However, you did not report a corresponding "Number of Non-Managed Accounts" in (RC-T 11., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T4): IF RC-T4D > 0, RC-T4B SHLD BE > 0RC-T4D =  & !RCONB871! &  ;  RC-T4B =  & !RCONB869!

Msg2:
Your bank reported  & !RCONB871! &  for the "Number of Non-Managed Personal trust and agency accounts" (RC-T 4., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 4., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5A): IF RC-T5AD > 0, RC-T5AB SHLD BE > 0RC-T5AD =  & !RCONB875! &  ;  RC-T5AB =  & !RCONB873!

Msg2:
Your bank reported  & !RCONB875! &  for the "Number of Non-Managed Employee benefit-defined contribution retirement related trust and agency accounts" (RC-T 5.a., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 5.a., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5B): IF RC-T5BD > 0, RC-T5BB SHLD BE > 0RC-T5BD =  & !RCONB879! &  ;  RC-T5BB =  & !RCONB877!

Msg2:
Your bank reported  & !RCONB879! &  for the "Number of Non-Managed Employee benefit-defined benefit retirement related trust and agency accounts" (RC-T 5.b., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 5.b., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T5C): IF RC-T5CD > 0, RC-T5CB SHLD BE > 0RC-T5CD =  & !RCONB883! &  ;  RC-T5CB =  & !RCONB881!

Msg2:
Your bank reported  & !RCONB883! &  for the "Number of Non-Managed Other retirement related trust and agency accounts" (RC-T 5.c., Column D).  However, you did not report any related balances for "Non-Managed Assets" in (RC-T 5.c., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T6): IF RC-T6D > 0, RC-T6B SHLD BE > 0RC-T6D =  & !RCONC002! &  ;  RC-T6B =  & !RCONB885!

Msg2:
Your bank reported  & !RCONC002! &  for the "Number of Non-Managed Corporate trust and agency accounts" (RC-T 6., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 6., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-T9): IF RC-T9D > 0, RC-T9B SHLD BE > 0 &  & RC-T9D =  & !RCONB893! &  ;  RC-T9B =  & !RCONB891!

Msg2:
Your bank reported  & !RCONB893! &  for the "Number of Non-Managed Other fiduciary accounts" (RC-T 9., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 9., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported  & !RCONB897! &  for the "Number of Non-Managed Total fiduciary accounts" (RC-T 10., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 10., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported  & !RCONB899! &  for the "Number of Non-Managed Custody and safekeeping accounts" (RC-T 11., Column D).  However, you did not report any related "Non-Managed Assets" in (RC-T 11., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF PERSONAL TRUST (RC-T14) IS > $10K, SUM (RC-T4A +T4B) S/B > 0  &  &  T14=  & !RIADB904! & ; T4A + T4B =  & !RCONB868! + !RCONB869!

Msg2:
Your bank reported $ & !RIADB904! &  of fiduciary income from "Personal trust and agency accounts" (RC-T 14.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 4., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T14 CURR- RCT 14PREV) > $10K, THEN CURR (RC-T4A + T4B) S/B > 0  &  &  RC-T 14 CUR - PREV = & !RIADB904! - !PQ1RIADB904! & , RC-T4A + T4B=  & !RCONB868! + !RCONB869!


Msg1:
JUN, DEC: IF (RC-T 14 CURR - PREV) > $10K, THEN CURR (RC-T 4, COL A + B) S/B > 0.   &  & RC-T 14 CUR - PREV  = & !RIADB904! - !PQ2RIADB904! & ; RC-T 4, COL A+ B=  & !RCONB868! + !RCONB869!

Msg2:
Your bank reported $ & !RIADB904! &  of current fiduciary income from "Personal trust and agency accounts" (RC-T 14.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 4., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 15A CURR - PREV) > $10K, THEN CURR (RC-T 5A, COL A + B) S/B > 0.  &  & RC-T 15.a CUR-PREV = & !RIADB905! - !PQ2RIADB905! & , RC-T 5.a, Col A + B =  & !RCONB872! + !RCONB873!

Msg2:
Your bank reported $ & !RIADB905! &  of current fiduciary income from "Employee benefit-defined contribution trust and agency accounts" (RC-T 15.a.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.a., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 15B CURR - PREV) > $10K, THEN CURR (RC-T 5B, COL A + B) S/B > 0.   &  & RC-T 15.b CUR-PREV = & !RIADB906! - !PQ2RIADB906! & , RC-T 5.b, Col A + B=  & !RCONB876! + !RCONB877!

Msg2:
Your bank reported $ & !RIADB906! &  of current fiduciary income from "Employee benefit-defined benefit trust and agency accounts" (RC-T 15.b.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.b., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 15C CURR-PREV) > $10K, THEN CURR (RC-T 5C, COL A + B) S/B > 0.   &  & RC-T 15.c CUR-PREV = & !RIADB907! - !PQ2RIADB907! & , RC-T 5.c, Col A + B=  & !RCONB880! + !RCONB881!

Msg2:
Your bank reported $ & !RIADB907! &  of current fiduciary income from "Other  employee benefit and retirement-related accounts" (RC-T 15.c.)..  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.c., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 16 CURR - PREV) > $10K, THEN CURR (RC-T 6, COL A + B) S/B > 0 . &  & RC-T 16 CUR-PREV = & !RIADA479! - !PQ2RIADA479! & , RC-T 6, Col A + B =  & !RCONB884! + !RCONB885!

Msg2:
Your bank reported current fiduciary income from "Corporate trust and agency accounts" (RC-T 16.) of $ & !RIADA479! & .  However, you did not report any related "Managed or Non-Managed assets" in (RC-T 6., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 17 CURR-PREV) > $10K, THEN CURR (RC-T 7, COL A + B) SHOULD BE > 0 . &  & RC-T 17 CUR-PREV = & !RIADJ315! - !PQ2RIADJ315! & , RC-T 7, Col A + B =  & !RCONB886! + !RCONJ253!

Msg2:
Your bank reported $ & !RIADJ315! &  of current fiduciary income from "Investment management and investment advisory agency accounts" (RC-T 17.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 7., Column A + B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF (RC-T 18 CURR-PREV) > $10K, THEN CURR (RC-T 8, COL A + B) SHOULD BE > 0.  &  & RC-T 18 CUR-PREV = & !RIADJ316! - !PQ2RIADJ316! & , RC-T 8, Col A + B =  & !RCONJ255! + !RCONJ256!

Msg2:
Your bank reported $ & !RIADJ316! &  of current fiduciary income from "Foundation and endowment trust and agency accounts" (RC-T 18.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 8., Column A + B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF(RC-T 19 CURR-PREV) > $10K, THEN CURR (RC-T 9, COL A + B) S/B > 0.   &  & RC-T 19 CUR-PREV = & !RIADA480! - !PQ2RIADA480! & , RC-T 9, Col A + B=  & !RCONB890! + !RCONB891!

Msg2:
Your bank reported $ & !RIADA480! &  of current fiduciary income from "Other fiduciary accounts" (RC-T 19.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 9., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN, DEC: IF (RC-T 20 CURR - PREV) > $10K, THEN CURR (RC-T 11, COL B) SHOULD BE > 0.  &  & RC-T 20 CUR-PREV =  & !RIADB909! - !PQ2RIADB909! &  ;  RC-T 11, COL B =  & !RCONB898!

Msg2:
Your bank reported $ & !RIADB909! &  of current fiduciary income from "Custody and safekeeping accounts" (RC-T 20.).  However, you did not report any related "Non-Managed assets" in (RC-T 11., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF EMPL. CONTRIBUTION (RC-T15a) IS > $10K, SUM (RC-T5aA +T5aB) S/B > 0  &  &  T15a =  & !RIADB905! & ; T5aA + T5aB =  & !RCONB872! + !RCONB873!

Msg2:
Your bank reported $ & !RIADB905! &  of fiduciary income from "Employee benefit-defined contribution trust and agency accounts" in (RC-T 15.a.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.a., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T15A CURR- RCT15A PREV) > $10K, THEN CURR (RC-T5AA + T5AB) S/B > 0  &  &  CUR-PREV = & !RIADB905! - !PQ1RIADB905! & , RC-T5AA + T5AB=  & !RCONB872! + !RCONB873!

Msg2:
Your bank reported $ & !RIADB905! &  of fiduciary income from "Employee benefit-defined contribution trust and agency accounts" (RC-T 15.a.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.a., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF EMPL. BENEFIT (RC-T15b) IS > $10K, SUM (RC-T5bA +T5bB) S/B > 0  &  &  T15b =  & !RIADB906! & ; T5bA + T5bB =  & !RCONB876! + !RCONB877!

Msg2:
Your bank reported $ & !RIADB906! &  of fiduciary income from "Employee benefit-defined benefit trust and agency accounts" (RC-T 15.b.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.b., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T CURR15B - PREV15B) > $10K, THEN CURR (RC-T5BA + T5BB) S/B > 0  &  &  CUR-PREV = & !RIADB906! - !PQ1RIADB906! & , RC-T5BA + T5BB=  & !RCONB876! + !RCONB877!


Msg1:
MAR: IF OTH. RETIRE. ACCT (RC-T13c) IS > $10K, SUM (RC-T5cA +T5cB) S/B > 0  T13c =  & !RIADB907! & ; T5cA + T5cB =  & !RCONB880! + !RCONB881!

Msg2:
Your bank reported $ & !RIADB907! &  of fiduciary income from "Other retirement related trust and agency accounts" (RC-T 13.c.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.c., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T15C CURR-PREV) > $10K, THEN CURR (RC-T5CA + T5CB) S/B > 0  &  &  CUR-PREV = & !RIADB907! - !PQ1RIADB907! & , RC-T5CA + T5CB=  & !RCONB880! + !RCONB881!

Msg2:
Your bank reported $ & !RIADB907! &  of fiduciary income from "Other employee benefit and retirement-related accounts" (RC-T 15.c.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 5.c., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF CORP. TRUST (RC-T16) IS > $10K, SUM (RC-T6A +T6B) S/B > 0  &  &  T16 =  & !RIADA479! & ; T6A + T6B =  & !RCONB884! + !RCONB885!

Msg2:
Your bank reported fiduciary income from "Corporate trust and agency accounts" (RC-T 16.) of $ & !RIADA479! & .  However, you did not report any related "Managed or non-Managed assets" in (RC-T 6., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T16 CURR - RC-T16 PREV) > $10K, THEN CURR (RC-T6A + T6B) S/B > 0  &  &  RC-T 16 CUR-PREV = & !RIADA479! - !PQ1RIADA479! & , RC-T6A + T6B=  & !RCONB884! + !RCONB885!

Msg2:
Your bank reported fiduciary income from "Corporate trust and agency accounts" (RC-T 16.) of $ & !RIADA479! & .  However, you did not report any related "Managed or Non-Managed assets" in (RC-T 6., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: Invest. Mgt. (RC-T17) IS > $10K, then (RC-T7A) S/B > 0  &  &  T17 =  & !RIADJ315! & ; T7A  =  & !RCONB886!

Msg2:
Your bank reported $ & !RIADJ315! &  of fiduciary income from "Investment management and investment advisory agency accounts" (RC-T 17.).  However, you did not report any related "Managed assets" in (RC-T 7., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T17CURR-PREV) > $10K, THEN CURR (RC-T7A + T7B) SHOULD BE > 0 .  &  &  CUR-PREV = & !RIADJ315! - !PQ1RIADJ315! & , RC-T 7, Col A + B =  & !RCONB886! + !RCONJ253!

Msg2:
Your bank reported $ & !RIADJ315! &  of fiduciary income from "Investment management and investment advisory agency accounts" (RC-T 17.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 7., Column A + B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T 18 CURR-PREV) > $10K, THEN CURR (RC-T 8 COL A + B) SHOULD BE > 0.  &  &   CUR-PREV = & !RIADJ316! - !PQ1RIADJ316! & , RC-T 8, Col A + B =  & !RCONJ255! + !RCONJ256!

Msg2:
Your bank reported $ & !RIADJ316! &  of fiduciary income from "Foundation and endowment trust and agency accounts" (RC-T 18.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 8., Column A + B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF Oth. Fid. Accts. (RC-T19) IS > $10K, SUM (RC-T9A +T9B) S/B > 0  &  &  T19 =  & !RIADA480! & ; T9A + T9B =  & !RCONB890! + !RCONB891!

Msg2:
Your bank reported $ & !RIADA480! &  of fiduciary income from "Other fiduciary accounts" (RC-T 19.).  However, you did not report any related "Managed or non-Managed assets" in (RC-T 9., Column A or Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T19 CURR-PREV) > $10K, THEN CURR (RC-T9A + T9B) S/B > 0  &  &  CUR-PREV = & !RIADA480! - !PQ1RIADA480! & , RC-T9A + T9B=  & !RCONB890! + !RCONB891!


Msg1:
MAR: Custody Safekeeping (RC-T20) IS > $10K, then (RC-T11B) S/B > 0  &  &  T20=  & !RIADB909! & ; T11B =  & !RCONB898!

Msg2:
Your bank reported $ & !RIADB909! &  of fiduciary income from "Custody and safekeeping accounts" (RC-T 20.).  However, you did not report any related "Non-Managed assets" in (RC-T 11., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:IF (RC-T20 CURR - RC-T20 PREV) > $10K, THEN CURR (RC-T11B) SHOULD BE > 0  &  & Income =  & !RIADB909! - !PQ1RIADB909! &  ;  Assets =  & !RCONB898!


Msg1:
IF NUMBER OF CORP TRUST ISSUED (RC-TM2AA) IS > 0, AMT (RC-TM2AB) S/B > 0(RC-TM2AA) = &!RCONB927!

Msg2:
Your bank reported  & !RCONB927! &  for the "Number of Corporate and municipal trusteeships" (RC-T M.2.a., Column A).  However, you did not report any related "Principal amount outstanding" in (RC-T M.2.a., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T M2A1 COL A MUST BE <= RC-T M2A COL A &  & RC-TM2A1 COL A = & !RCONJ313! & ;RC-TM2A COL A = & !RCONB927!

Msg2:
The "number of issues" of corporate and municipal trusteeships that are in default (RC-T M.2.a.(1), Column A) of $ & !RCONJ313! & must be less than or equal the corresponding issues reported in (RC-T M.2.a., Column A) of & !RCONB927! &. Please revise your reported data.


Msg1:
IF $ OF CORP TRUST ISSUED (RC-TM2AB) IS > 0, NUMBER (RC-TM2AA) S/B > 0Col B =  & !RCONB928! &  ;   Col A =  & !RCONB927!

Msg2:
Your bank reported $ & !RCONB928! &  for the "Principal amount outstanding of Corporate and municipal trusteeships" (RC-T M.2.a., Column B).  However, you did not report a corresponding "Number of Issues" in (RC-T M.2.a., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T M2A1 COL B MUST BE <= RC-T M2A COL B &  & RC-TM2A1 COL B = & !RCONJ314! & ;RC-TM2A COL B = & !RCONB928!

Msg2:
The "principal amount" of corporate and municipal trusteeships that are in default (RC-T M.2.a.(1), Column B) of $ & !RCONJ314! & must be less than or equal than the corresponding issues reported in (RC-T M.2.a., Column B) of & !RCONB928! &. Please revise your reported data.


Msg1:
IF (RC-TM2A1B) > 0, THEN (RC-TM2A1A) SHOULD BE > 0 &  & RC-TM2A1B =  & !RCONJ314! & ; RC-TM2A1A =  & !RCONJ313!

Msg2:
Your bank reported $ & !RCONJ314! &  for the "Principal amount outstanding of Corporate and municipal trusteeships that are in default" (RC-T M.2.a.1., Column B). However, you did not report a corresponding "Number of Issues" in (RC-T M.2.a.1., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-T M1Q, COL A > 0, THEN COL B SHLD BE > 0. &  & RC-T M.1.q, Col A = $ & !RCONJ311! & ; Col B =  & !RCONJ312!

Msg2:
Your bank reported $ & !RCONJ311! &  for "Investments of managed fiduciary accounts in advised or sponsored mutual funds" (RC-T M.1.q, Column A). However, you did not report the corresponding "Number of Managed Accounts" in (RC-T M.1.q, Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-T M1Q, COL B > 0, THEN COL A SHLD BE > 0. &  & RC-T M.1.q, Col B =  & !RCONJ312! & ; Col A = $ & !RCONJ311!

Msg2:
Your bank reported & !RCONJ312! &  for "Number of Managed Accounts" in "Investments of managed fiduciary accounts in advised or sponsored mutual funds" (RC-T M.1.q, Column B).  However, you did not report any related dollar amount for these accounts in (RC-T M.1.q, Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-TM2A1A) > 0, THEN (RC-TM2A1B) SHOULD BE > 0 &  & RC-TM2A1A =  & !RCONJ313! & ; RC-TM2A1B =  & !RCONJ314!

Msg2:
Your bank reported  & !RCONJ313! &  for the "Number of Corporate and municipal trusteeships that are in default" (RC-T M.2.a.1., Column A). However, you did not report any related "Principal amount outstanding" in (RC-T M.2.a.1., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3A:  IF RC-TM3AA IS > 0, RC-TM3AB SHLD BE > 0RC-TM3AA =  & !RCONB931! &  ; RC-TM3AB =  & !RCONB932!

Msg2:
Your bank reported  & !RCONB931! &  for the "Number of Domestic equity collective investment and common trust funds" (RC-T M. 3.a., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.a., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3B:  IF RC-TM3BA IS > 0, RC-TM3BB SHLD BE > 0RC-TM3BA =  & !RCONB933! &  ; RC-TM3BB =  & !RCONB934!

Msg2:
Your bank reported  & !RCONB933! &  for the "Number of International/Global equity collective investment and common trust funds" (RC-T M. 3.b., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.b., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3C:  IF RC-TM3CA IS > 0, RC-TM3CB SHLD BE > 0RC-TM3CA =  & !RCONB935! &  ; RC-TM3CB =  & !RCONB936!

Msg2:
Your bank reported  & !RCONB935! &  for the "Number of Stock/Bond blend collective investment and common trust funds" (RC-T M. 3.c., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.c., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3D:  IF RC-TM3DA IS > 0, RC-TM3DB SHLD BE > 0RC-TM3DA =  & !RCONB937! &  ; RC-TM3DB =  & !RCONB938!

Msg2:
Your bank reported  & !RCONB937! &  for the "Number of Taxable bond collective investment and common trust funds" (RC-T M. 3.d., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.d., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3E:  IF RC-TM3EA IS > 0, RC-TM3EB SHLD BE > 0RC-TM3EA =  & !RCONB939! &  ; RC-TM3EB =  & !RCONB940!

Msg2:
Your bank reported  & !RCONB939! &  for the "Number of Municipal bond collective investment and common trust funds" (RC-T M. 3.e., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.e., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3F:  IF RC-TM3FA IS > 0, RC-TM3FB SHLD BE > 0RC-TM3FA =  & !RCONB941! &  ; RC-TM3FB =  & !RCONB942!

Msg2:
Your bank reported  & !RCONB941! &  for the "Number of Short term investments/Money market collective investment and common trust funds" (RC-T M. 3.f., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.f., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3G:  IF RC-TM3GA IS > 0, RC-TM3GB SHLD BE > 0RC-TM3GA =  & !RCONB943! &  ; RC-TM3GB =  & !RCONB944!

Msg2:
Your bank reported  & !RCONB943! &  for the "Number of Specialty/Other collective investment and common trust funds" (RC-T M. 3.g., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.g., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3H:  IF RC-TM3HA IS > 0, RC-TM3HB SHLD BE > 0RC-TM3HA =  & !RCONB945! &  ; RC-TM3HB =  & !RCONB946!

Msg2:
Your bank reported  & !RCONB945! &  for the "Number of Total collective investment and common trust funds" (RC-T M. 3.h., Column A).  However, you did not report any related "Market Value of Fund Assets" in (RC-T M.3.h., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3A:  IF RC-TM3AB IS > 0, RC-TM3AA SHLD BE > 0RC-TM3AB = & !RCONB932! &  ; RC-TM3AA = & !RCONB931!

Msg2:
Your bank reported $ & !RCONB932! &  for the "Market value of Domestic equity collective investment and common trust funds" (RC-T M.3.a., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.a., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3B:  IF RC-TM3BB IS > 0, RC-TM3BA SHLD BE > 0RC-TM3BB =  & !RCONB934! &  ; RC-TM3BA =  & !RCONB933!

Msg2:
Your bank reported $ & !RCONB934! &  for the "Market value of International/Global equity collective investment funds" (RC-T M.3.b., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.b., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3C:  IF RC-TM3CB IS > 0, RC-TM3CA SHLD BE > 0RC-TM3CB =  & !RCONB936! &  ; RC-TM3CA =  & !RCONB935!

Msg2:
Your bank reported $ & !RCONB936! &  for the "Market value of Stock/Bond fund collective investment and common trust funds" (RC-T M.3.c., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.c., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3D:  IF RC-TM3DB IS > 0, RC-TM3DA SHLD BE > 0RC-TM3DB =  & !RCONB938! &  ; RC-TM3DA =  & !RCONB937!

Msg2:
Your bank reported $ & !RCONB938! &  for the "Market value of Taxable bond collective investment and common trust funds" (RC-T M.3.d., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.d., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3E:  IF RC-TM3EB IS > 0, RC-TM3EA SHLD BE > 0RC-TM3EB =  & !RCONB940! &  ; RC-TM3EA =  & !RCONB939!

Msg2:
Your bank reported $ & !RCONB940! &  for the "Market value of Municipal bond collective investment and common trust funds" (RC-T M.3.e., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.e., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3F:  IF RC-TM3FB IS > 0, RC-TM3FA SHLD BE > 0RC-TM3FB =  & !RCONB942! &  ; RC-TM3FA =  & !RCONB941!

Msg2:
Your bank reported $ & !RCONB942! &  for the "Market value of Short term investments/Money market collective investment and common trust funds" (RC-T M.3.f., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.f., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3G:  IF RC-TM3GB IS > 0, RC-TM3GA SHLD BE > 0RC-TM3GB =  & !RCONB944! &  ; RC-TM3GA =  & !RCONB943!

Msg2:
Your bank reported $ & !RCONB944! &  for the "Market value of Specialty/Other collective investment and common trust funds" (RC-T M.3.g., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.g., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR RC-TM3H:  IF RC-TM3HB IS > 0, RC-TM3HA SHLD BE > 0RC-TM3HB =  & !RCONB946! &  ; RC-TM3HA =  & !RCONB945!

Msg2:
Your bank reported $ & !RCONB946! &  for the "Market value of Total collective investment funds" (RC-T M.3.h., Column B).  However, you did not report a corresponding "Number of Funds" in (RC-T M.3.h., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-S 2 COL A <= THE PRINCIPAL BALANCE (RC-S 1 COL A) &  & RS-1 Col A = $ & !RCONB705!&;   RC-S 2 Col A = $&!RCONHU09!

Msg2:
The "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to structures reported in 1-4 Family Residential Loans" (RC-S 2, Column A) of $ & (!RCONHU09!) &  should be less than or equal to the Outstanding principal balance of "1-4 family residential loans" sold and securitized (RC-S 1., Column A) of $ & !RCONB705! & .  Please review your reported data, and explain or revised as appropriate.


Msg1:
RC-S 2 COL G SHOULD BE <= THE PRINCIPAL BALANCE (RC-S 1 COL G). &  &  & !RCONHU15!&   is not <=  & !RCONB711!

Msg2:
The Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to "All Other Loans, All Leases, and All Other Assets"  (RC-S 2, Column G) of $ & (!RCONHU15!) &  should be  less than or equal to the Outstanding principal balance of "All other loans, all leases, and all other assets" sold and securitized (RC-S 1., Column G) of $ & !RCONB711! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-S4AA + S4BA) MUST BE <= THE PRINCIPAL BALANCE (RC-S1A) & (!RCONB733! + !RCONB740!) &   is not <=  & !RCONB705! &  ; Difference =  & (!RCONB733! + !RCONB740!) - !RCONB705!

Msg2:
The sum of the "Past due loan" components of "1-4 family residential loans" (RC-S 4.a. + 4.b., Column A) of $ & (!RCONB733! + !RCONB740!) &  must be less than or equal to the Outstanding principal balance of "1-4 family residential loans" sold and securitized (RC-S 1., Column A) of $ & !RCONB705! & .  Please revise your reported data.


Msg1:
SUM OF (RC-S4AG + S4BG) MUST BE <= THE PRINCIPAL BALANCE (RC-S1G) & (!RCONB739! + !RCONB746!) &   is not <=  & !RCONB711! &  ; Difference =  & (!RCONB739! + !RCONB746!) - !RCONB711!

Msg2:
The sum of the "Past due loan" components of "All other loans and all leases" (RC-S 4.a. + 4.b., Column G) of $ & (!RCONB739! + !RCONB746!) &  must be less than or equal to the Outstanding principal balance of "All other loans and all leases" sold and securitized (RC-S 1., Column G) of $ & !RCONB711! & .  Please revise your reported data.


Msg1:
CREDIT EXPOSURE (RC-S12A) MUST BE <= ASSTS SOLD W/ RECOURSE (RC-S11A) & !RCONB797! &   is not <=  & !RCONB790! &  ; Difference =  & !RCONB797! - !RCONB790!

Msg2:
The "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to assets reported in item 11" for "1-4 Family Residential Loans" (RC-S 12., Column A) of $ & !RCONB797! &  must be less than or equal to the balance of "Assets sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" for "1-4 Family Residential Loans" (RC-S 11., Column A) of $ & !RCONB790! & .  Please revise your reported data.


Msg1:
(RC-V 1A COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC-1A + 1B). &  & RC-V 1.a, Col A +  Col B = $ & (!RCONJ981! + !RCONJF84!)&; (RC-1A + 1B)=$& (!RCON0081! + !RCON0071!)

Msg2:
The sum of "Cash and balances due from depository institutions" (RC-V 1.a., Columns A and B) of $  & !RCONJ981! +  !RCONJF84! &  seems high when compared to related balances of $ & !RCON0081! + !RCON0071! & (RC 1.a and 1.b) and exceeds our tolerance of 50 %. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 1D COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 7). &  & RC-V 1.d, Col A + Col B = $ & (!RCONK009! + !RCONJF89!) &; RC 7 =$& !RCON2150!

Msg2:
The sum of "Other real estate owned" (RC-V 1.d, Columns A and B) of $  & !RCONK009! +  !RCONJF89! &  seems high when compared to the related balance of $ & !RCON2150! & (RC 7.) and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 3 COL A +  COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 12 - (RC-V 1A THRU 1E, COL A AND COL B)). &  & RC-V 3, Col A + Col B = $ & (!RCONK030! + !RCONJF87!)&;  RC 12 - (RC-V 1A THRU 1E, COL A AND COL B) =$& (!RCON2170! - (!RCONJ981! + !RCONJF84! + !RCONHU20! + !RCONHU21! + !RCONHU22! + !RCONHU23! + !RCONK009! + !RCONJF89! + !RCONJF91! + !RCONJF90!))

Msg2:
The sum of "All other assets of consolidated VIEs" (RC-V 3, Columns A and B) of $  & !RCONK030! +  !RCONJF87! &  seems high when compared to the related balance of assets of consolidated VIEs reported in Schedule RC that have not been included in RC-V 1.a through 1.e of $ &(!RCON2170! - (!RCONJ981! + !RCONJF84! + !RCONHU20! + !RCONHU21! + !RCONHU22! + !RCONHU23! + !RCONK009! + !RCONJF89! + !RCONJF91! + !RCONJF90!))&  and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 4 COL A +  COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 21 - (RC-V 2A + 2B, COL A AND COL B). &  & RC-V 4, Col A + Col B = $ & (!RCONK033! + !RCONJF88!)&;  RC 21 - (RC-V 2.a + 2.b, Col A and COL B) =$&  (!RCON2948! - (!RCONJF92! + !RCONJF85! + !RCONJF93! + !RCONJF86!))

Msg2:
The sum of "All other liabilities of consolidated VIEs" (RC-V 4, Columns A and B) of $  & !RCONK033! +  !RCONJF88! &  seems high when compared to the related balance of liabilities of consolidated VIEs reported in Schedule RC that have not been included in RC-V 2.a and 2.b, Columns A and B of $ &(!RCON2948! - (!RCONJF92! + !RCONJF85! + !RCONJF93! + !RCONJF86!))&  and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-V 5  SHOULD BE LESS THAN OR EQUAL TO SUM OF RC-V 1A THRU 1E AND 3, COL B. &  & RC-V 5   = $& !RCONJF77! &; RC-V 1.a thru 1.e plus 3, Col B  =$& (!RCONJF84! + !RCONHU21! + !RCONHU23! + !RCONJF89! + !RCONJF90! + !RCONJF87!)

Msg2:
"Total assets of asset-backed commercial paper (ABCP) conduit VIEs (RC-V 5) of $ & !RCONJF77! &  should be less than or equal to the sum of "Other VIEs" under "Assets of consolidated variable interest entities (VIEs)" (RC-V 1.a through 1.e and 3, Column B) of $& (!RCONJF84! + !RCONHU21! + !RCONHU23! + !RCONJF89! + !RCONJF90! + !RCONJF87!) & . Please review your reported data and revise or explain as appropriate.


Msg1:
RC-V 6  SHOULD BE LESS THAN OR EQUAL TO SUM OF RC-V 2A, 2B, AND 4, COL B. &  & RC-V 6  = $& !RCONJF78! &;  RC-V 2.a + 2.b + 4, Col B  =$& (!RCONJF85! + !RCONJF86! + !RCONJF88!)

Msg2:
"Total liabilities of ABCP conduit VIEs" (RC-V 6) of $ & !RCONJF78! &  should be less than or equal to the sum of "Other VIEs" under "Liabilities of consolidated VIEs" (RC-V 2.a, 2.b, and 4, Column B) of $& (!RCONJF85! + !RCONJF86! + !RCONJF88!) & . Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 1B COL A +  COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 2A + 2B + 2C). &  & RC-V 1.b, Col A + Col B = $ & !RCONHU20! + !RCONHU21! &;  RC 2A + 2B + 2C  =$& !RCONJJ34! + !RCON1773! + !RCONJA22!

Msg2:
The sum of "Securities not held for trading" (RC-V 1.b., Columns A and B) of $  & !RCONHU20! +  !RCONHU21! &  seems high when compared to "Securities" reported on the balance sheet (RC 2.a + 2.b + 2.c) of $ & !RCONJJ34! + !RCON1773! + !RCONJA22! &  and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 1C COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 4A + 4B - 4C).  &  & RC-V 1.c, CoL A +  CoL B = $ & !RCONHU22! + !RCONHU23! &; RC 4.a + 4.b - 4.c =$& !RCON5369! + !RCONB528! - !RCON3123!

Msg2:
The sum of "Loans and leases held for investment, net of allowance, and held for sale" (RC-V 1.c., Columns A and B) of $  & !RCONHU22! +  !RCONHU23! &  seems high when compared to the related balance of $ & !RCON5369! + !RCONB528! - !RCON3123! & (RC 4.a + 4.b - 4.c) and exceeds our tolerance of 50 %. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 1E COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 12 – (RC-V 1A THRU 1D + RC-V 3, COL A AND B).  &  & RC-V 1.e, Col  A + Col B = $ & (!RCONJF91! + !RCONJF90!)&; RC 12 less ((RC-V 1.a thru 1.d  + 3,  Cols A + B))  =$& !RCON2170! - (!RCONJ981! + !RCONJF84! + !RCONHU20! + !RCONHU21! + !RCONHU22! + !RCONHU23! + !RCONK009! + !RCONJF89! + !RCONK030! + !RCONJF87!)

Msg2:
The sum of "Other assets" (RC-V 1.e, Columns A and  B) of $  & !RCONJF91! +  !RCONJF90! &  seems high when compared to the related balance of "Total Assets" and items that have not been already reported in other line items of RC-V ($ & (!RCON2170! - (!RCONJ981! + !RCONJF84! + !RCONHU20! + !RCONHU21! + !RCONHU22! + !RCONHU23! + !RCONK009! + !RCONJF89! + !RCONK030! + !RCONJF87!)) &) and exceeds our tolerance of 50 %. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 2A COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC-16). &  & RC-V 2.a, Col A + Col B = $ & (!RCONJF92! + !RCONJF85!)&; RC 16 =$& !RCON3190!

Msg2:
The sum of "Other borrowed money" (RC-V 2.a., Columns A and B) of $ & !RCONJF92! +  !RCONJF85! &  seems high when compared to "Other borrowed money" of $ & (!RCON3190!) & (RC 16) and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
(RC-V 2B COL A + COL B)  SHOULD BE LESS THAN OR EQUAL TO 50 PERCENT OF (RC 21 - (RC-V 2A + 4, COL A AND B)). &  & RC-V 2.b Col A + Col B = $ & (!RCONJF93! + !RCONJF86!) &; RC 21 - (RC-V 2.a + 4, Col A and B)  =$ & (!RCON2948! -(!RCONJF92! + !RCONJF85! + !RCONK033! + !RCONJF88!))

Msg2:
The sum of "Other liabilities" (RC-V 2.b, Columns A and B) of $ & !RCONJF93! +  !RCONJF86! &  seems high when compared to the related balance of "Total liabilities"  and items that have not been already reported in other line items of RC-V  ($ & (!RCON2948! -(!RCONJF92! + !RCONJF85! + !RCONK033! + !RCONJF88!)) &)  and exceeds our tolerance of 50%. Please review your reported data and revise or explain as appropriate.


Msg1:
CREDIT EXPOSURE (RC-S12G) SHOULD BE <= ASSTS SOLD W/ RECOURSE (RC-S11G) &  &  & !RCONB803! &   is not <=  & !RCONB796! &  ; Difference =  & !RCONB803! - !RCONB796!

Msg2:
The "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to assets reported in item 11" for "All Other Loans and All Leases" (RC-S 12., Column G) of $ & !RCONB803! &  should generally be less than or equal to the balance of "Assets sold with recourse or other seller-provided credit enhancements and not securitized by the reporting bank" for "All Other Loans and All Leases" (RC-S 11., Column G) of $ & !RCONB796! & .  Please review your reported data and explain or revise as appropriate.


Msg1:
OUTSTANDNG CREDIT CARD FEES (RC-S M4) SHLD BE <= 10% OF PRINCIPAL BALANCE(RC-S 1 COL G).  &  & RC-S M.4 = $  & !RCONC407! & ; 10% OF RC-S 1 Col G = $  & (!RCONB711! * 0.10)

Msg2:
The amount of "Outstanding credit card fees and finance charges" (RC-S M.4.) of $ & !RCONC407! &  should  be less than or equal to 10% of the "Outstanding principal balance of All Other Loans, All Leases, and All Other Assets sold and securitized" (RC-S 1., Column G) of $ & !RCONB711! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-T4A THRU T9A) MUST EQUAL TOTAL MANAGED ASSETS (RC-T10A) &  & Sum =  & (!RCONB868! + !RCONB872! + !RCONB876! + !RCONB880! + !RCONB884! + !RCONB886! + !RCONJ255! + !RCONB890!) &  ;  Reported =  & !RCONB894!

Msg2:
The sum of the components of "Managed Assets" held in fiduciary accounts (RC-T 4. through 9., Column A) of $ & (!RCONB868! + !RCONB872! + !RCONB876! + !RCONB880! + !RCONB884! + !RCONB886! + !RCONJ255! + !RCONB890!) &  must equal "Total fiduciary accounts" (RC-T 10., Column A) of $ & !RCONB894! & .  Please revise your reported data.


Msg1:
SUM OF (RC-T4B THRU T9B) MUST EQUAL TOTAL NON-MANAGED ASSETS (RC-T10B) &  & Sum =  & (!RCONB869! + !RCONB873! + !RCONB877! + !RCONB881! + !RCONB885! + !RCONJ253! + !RCONJ256! + !RCONB891!) &  ;  Reported =  & !RCONB895!

Msg2:
The sum of the components of "Non-Managed Assets" held in fiduciary accounts (RC-T 4. through 9., Column B) of $ & (!RCONB869! + !RCONB873! + !RCONB877! + !RCONB881! + !RCONB885! + !RCONJ253! + !RCONJ256! +  !RCONB891!) &  must equal "Total fiduciary accounts" (RC-T 10., Column B) of $ & !RCONB895! & .  Please revise your reported data.


Msg1:
FOR (RC-T4 THRU T10 & T12 & T13):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0 &  & Col A = & !RCONJ255! & ;  Col C = & !RCONJ257!

Msg2:
Your bank reported "Managed Assets" held in "Foundation and endowment trust and agency accounts" (RC-T 8, Column A) of $ & !RCONJ255! & . However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 8, Column C). Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10 & T12 & T13):  IF COLUMN B > 0, THEN COLUMN D SHLD BE > 0 &  & Col B = & !RCONJ256! & ;  Col D = & !RCONJ258!

Msg2:
Your bank reported "Non-managed Assets" held in "Foundation and endowment trust and agency accounts" (RC-T 8, Column B) of $ & !RCONJ256! & . However, you did not report a corresponding "Number of Non-managed Accounts" in (RC-T 8, Column D). Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10 & T12 & T13):  IF COLUMN B > 0, THEN COLUMN D SHLD BE > 0 &  & Col B = & !RCONJ253! & ; Col D = & !RCONJ254!

Msg2:
Your bank reported "Non-managed Assets" held in "Investment management and investment advisory agency accounts" (RC-T 7., Column B) of $ & !RCONJ253! & . However, you did not report a corresponding "Number of Non-managed Accounts" in (RC-T 7., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10 & T12 & T13):  IF COLUMN B > 0, THEN COLUMN D SHLD BE > 0 &  & Col B = & !RCONJ260! & ; Col D = & !RCONJ262!

Msg2:
Your bank reported "Non-managed Assets" held in "Individual Retirement Accounts, Health Savings Accounts, and other similar accouts" (RC-T 13., Column B) of $ & !RCONJ260! & . However, you did not report a corresponding "Number of Non-managed Accounts" in (RC-T 13., Column D).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR (RC-T4 THRU T10 & T12 & T13):  IF COLUMN A > 0, THEN COLUMN C SHLD BE > 0 &  & Col A = & !RCONJ259! & ; Col C = & !RCONJ261!

Msg2:
Your bank reported "Managed Assets" held in "Individual Retirement Accounts, Health Savings Accounts, and other similar accouts" (RC-T 13., Column A) of $ & !RCONJ259! & . However, you did not report a corresponding "Number of Managed Accounts" in (RC-T 13., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-T4C THRU T9C) MUST EQUAL TOTAL MANAGED ACCOUNTS (RC-T10C) &  & Sum =  & (!RCONB870! + !RCONB874! + !RCONB878! + !RCONB882! + !RCONC001! + !RCONB888! + !RCONJ257! + !RCONB892!) &  ;  Reported =  & !RCONB896!

Msg2:
The total "Number of Managed Accounts" held in fiduciary (RC-T 4. through 9., Column C) of  & (!RCONB870! + !RCONB874! + !RCONB878! + !RCONB882! + !RCONC001! + !RCONB888! + !RCONJ257! + !RCONB892!) &  must equal "Total fiduciary accounts" (RC-T 10., Column C) of  & !RCONB896! & .  Please revise your reported data.


Msg1:
RC-T13 COL A MUST BE <= RC-T 5C COL A &  &  & !RCONJ259! &   is not <=  & !RCONB880!

Msg2:
"Individual Retirement Accounts, Health Savings Accounts, and other similar accounts" for "Managed Assets" (RC-T 13., Column A) of $& !RCONJ259! &  must be less than or equal to "Other employee benefit and retirement-related accounts (RC-T 5.c., Column A). Please revise your reported data.


Msg1:
RC-T13 COL C MUST BE <= RC-T 5C COL C &  &  & !RCONJ261! &   is not <=  & !RCONB882!

Msg2:
"The number of accounts for "Individual Retirement Accounts, Health Savings Accounts, and other similar accounts" for "Managed Assets" (RC-T 13., Column C) of $& !RCONJ261! &  must be less than or equal to the number of accounts for "Other employee benefit and retirement-related accounts (RC-T 5.c., Column C). Please revise your reported data.


Msg1:
RC-T13 COL B MUST BE <= SUM OF RC-T 5C AND RC-T 11C COL B &  &  & !RCONJ260! &   is not <=  & !RCONB881! + !RCONB898!

Msg2:
"Individual Retirement Accounts, Health Savings Accounts, and other similar accounts" for "Non-managed Assets" (RC-T 13., Column B) of $& !RCONJ260! &  must be less than or equal to the sum of "Other employee benefit and retirement-related accounts" (RC-T 5.c., Column B) and "Custody and safekeeping accounts" (RC-T 11, Column B).  Please revise your reported data.


Msg1:
RC-T13 COL D MUST BE <= SUM OF RC-T 5C COL D and RC-T 11 COL D &  &  & !RCONJ262! &   is not <=  & !RCONB883! + !RCONB899!

Msg2:
"The number of non-managed accounts for "Individual Retirement Accounts, Health Savings Accounts, and other similar accounts" for "Non-managed Assets" (RC-T 13., Column D) of $& !RCONJ262! &  must be less than or equal to the sum of non-managed accounts for "Other employee benefit and retirement-related accounts (RC-T 5.c., Column D) and "Custody and safekeeping accounts" (RC-T 11, Column D). Please revise your reported data.


Msg1:
SUM OF (RC-T4D THRU T9D) MUST EQUAL TOTAL NON-MANAGED ACCTS (RC-T10D) &  & Sum =  & (!RCONB871! + !RCONB875! + !RCONB879! + !RCONB883! + !RCONC002! + !RCONJ254! + !RCONJ258! + !RCONB893! ) &  ;  Reported =  & !RCONB897!

Msg2:
The total "Number of Non-Managed Accounts" held in fiduciary (RC-T 4. through 9., Column D) of  & (!RCONB871! + !RCONB875! + !RCONB879! + !RCONB883! + !RCONC002! + !RCONJ254! + !RCONJ258! + !RCONB893! ) &  must equal "Total fiduciary accounts" (RC-T 10., Column D) of  & !RCONB897! & .  Please revise your reported data.


Msg1:
IF SUM OF (RC-T14 THRU T21) NOT =0, IT MUST EQUAL TOTAL (RC-T22) &  &  & (!RIADB904! + !RIADB905! + !RIADB906! + !RIADB907! + !RIADA479! + !RIADJ315! + !RIADJ316! + !RIADA480! + !RIADB909! + !RIADB910!) &   does not equal  &  !RIAD4070!

Msg2:
The sum of the components of "Fiduciary and related services income" (RC-T 14. through 21.) of $ & !RIADB904! + !RIADB905! + !RIADB906! + !RIADB907! + !RIADA479! + !RIADJ315! + !RIADJ316! + !RIADA480! + !RIADB909! + !RIADB910! &  must equal "Total gross fiduciary and related services income" (RC-T 22.) of $ & !RIAD4070! & .  Please revise your reported data.


Msg1:
INC FROM FGN OFFICE (RC-T22A) MUST BE <= TOTAL FIDUCIARY INC (RC-T22) &  &  & !RIADB912! &   is not <=  & !RIAD4070! &  ; Difference =  & !RIADB912! - !RIAD4070!

Msg2:
The amount reported in "Fiduciary and related services income -- foreign offices" (RC-T 22.a.) of $ & !RIADB912! &  must be less than or equal to the related total reported in (RC-T 22.) of $ & !RIAD4070! & .  Please revise your reported data.


Msg1:
IF (RC-T26) NOT EQUAL ZERO, (RC-T22+T25 - T23 -T24) MUST EQUAL (RC-T26) &  &  & (!RIAD4070! + !RIADB911!) - (!RIADC058! + !RIADA488!) &   does not equal  & !RIADA491!

Msg2:
"Total gross fiduciary and related services income" and "Intracompany income credits for fiduciary and related services" (RC-T 22.+ 25.) minus the sum of "Expenses" and "Net losses from fiduciary and related services" (RC-T 23.+ 24.) of $ & (!RIAD4070! + !RIADB911!) - (!RIADC058! + !RIADA488!) &  must equal "Net fiduciary and related services income" (RC-T 26.) of $ & !RIADA491! & .  Please revise your reported data.


Msg2:
Your bank reported $& !RIAD4070! & for "Total gross fiduciary and related services income" (RC-T 22). However, you reported zero for "Expenses" (RC-T 23) attributable to fiduciary and related services reported in RC-T. Please review your reported data, and explain or revise as appropriate.


Msg1:
Sum =  & !RCONJ263! + !RCONJ266! + !RCONJ269! + !RCONJ272!+ !RCONJ275! + !RCONJ278! + !RCONJ281! + !RCONJ284! + !RCONJ287! + !RCONJ290! + !RCONJ293! + !RCONJ296! + !RCONJ299! + !RCONJ302! + !RCONJ305!  &  ;  Reported =  & !RCONJ308! &  ;  Difference =  & !RCONJ263! + !RCONJ266! + !RCONJ269! + !RCONJ272!+ !RCONJ275! + !RCONJ278! + !RCONJ281! + !RCONJ284! + !RCONJ287! + !RCONJ290! + !RCONJ293! + !RCONJ296! + !RCONJ299! + !RCONJ302! + !RCONJ305! - !RCONJ308! &  & IF (RC-TM1AA THRU TM1OA) > 0, (RC-TM1AA THRU TM1OA) MUST = (RC-TM1PA)

Msg2:
The sum of the components of "Managed assets held in fiduciary accounts" for "Personal Trust and Agency and Investment Management Agency Accounts" (RC-T M.1.a. through M.1.o., Column A) of $  & (!RCONJ263! + !RCONJ266! + !RCONJ269! + !RCONJ272!+ !RCONJ275! + !RCONJ278! + !RCONJ281! + !RCONJ284! + !RCONJ287! + !RCONJ290! + !RCONJ293! + !RCONJ296! + !RCONJ299! + !RCONJ302! + !RCONJ305!) &  must equal the "Total managed assets held in fiduciary accounts" (RC-T M.1.p., Column A) of $ & !RCONJ308! & .  Please revise your reported data.


Msg1:
IF (RC-TM1AB THRU TM1OB) > 0, (RC-TM1AB THRU TM1OB) MUST = (RC-TM1PB)

Msg2:
The sum of the components of "Managed assets held in fiduciary accounts" for "Employee Benefit and Retirement-Related Trust and Agency Accounts" (RC-T M.1.a. through M.1.o., Column B) of $  & (!RCONJ264! + !RCONJ267! + !RCONJ270! + !RCONJ273!+ !RCONJ276! + !RCONJ279! + !RCONJ282! + !RCONJ285! + !RCONJ288! + !RCONJ291! + !RCONJ294! + !RCONJ297! + !RCONJ300! + !RCONJ303! + !RCONJ306!) &  must equal the "Total managed assets held in fiduciary accounts" (RC-T M.1.p., Column B) of $ & !RCONJ309! & .  Please revise your reported data.


Msg1:
Sum =  & !RCONJ265! + !RCONJ268! + !RCONJ271! + !RCONJ274!+ !RCONJ277! + !RCONJ280! + !RCONJ283! + !RCONJ286! + !RCONJ289! + !RCONJ292! + !RCONJ295! + !RCONJ298! + !RCONJ301! + !RCONJ304! + !RCONJ307!  &  ;  Reported =  & !RCONJ310! &  ;  Difference =  & !RCONJ265! + !RCONJ268! + !RCONJ271! + !RCONJ274!+ !RCONJ277! + !RCONJ280! + !RCONJ283! + !RCONJ286! + !RCONJ289! + !RCONJ292! + !RCONJ295! + !RCONJ298! + !RCONJ301! + !RCONJ304! + !RCONJ307! - !RCONJ310! &  & IF (RC-TM1AC THRU TM1OC) > 0, (RC-TM1CC THRU TM1OC) MUST = (RC-TM1PC)

Msg2:
The sum of the components of "Managed assets held in fiduciary accounts" for "All Other Accounts" (RC-T M.1.a. through M.1.o., Column C) of $  & (!RCONJ265! + !RCONJ268! + !RCONJ271! + !RCONJ274!+ !RCONJ277! + !RCONJ280! + !RCONJ283! + !RCONJ286! + !RCONJ289! + !RCONJ292! + !RCONJ295! + !RCONJ298! + !RCONJ301! + !RCONJ304! + !RCONJ307!) &  must equal the "Total managed assets held in fiduciary accounts" (RC-T M.1.p., Column C) of $ & !RCONJ310! & .  Please revise your reported data.


Msg1:
SUM OF (RC-T4A + RC-T7A) MUST EQUAL (RC-TM1PA) &  & Sum =  & !RCONB868! + !RCONB886! &  ;  Reported =  & !RCONJ308! &  ;  Difference =  & (!RCONB868! + !RCONB886!) - !RCONJ308!

Msg2:
"Total managed assets held in fiduciary accounts" (RC-T M.1.p., Column A) of $ & !RCONJ308! &  must equal the sum of the "Personal trust and agency accounts" and "Investment management and investment advisory agency accounts" (RC-T 4. + 7., Column A) of $  & (!RCONB868! + !RCONB886!) & .  Please revise your reported data.


Msg1:
SUM OF (RC-T5AA + RC-T5BA + RC- T5CA) MUST EQUAL = (RC-TM1PB) &  & Sum =  & !RCONB872! + !RCONB876! + !RCONB880!  &  ;  Reported =  & !RCONJ309! &  ;  Difference =  & !RCONB872! + !RCONB876! + !RCONB880! - !RCONJ309!

Msg2:
"Total managed assets held in fiduciary accounts" (RC-T M.1.p., Column B) of $ & !RCONJ309! &  must equal the sum of "Employee benefit and retirement-related trust and agency accounts" for "Defined contribution", "Defined benefit", and "Other" accounts (RC-T 5.a. + 5.b. + 5.c., Column A) of $  & (!RCONB872! + !RCONB876! + !RCONB880!) & .  Please revise your reported data.


Msg1:
SUM OF (RC-T6A + RC-T8A + RC-T9A) MUST EQUAL (RC-TM1PC) &  & Sum =  & !RCONB884! + !RCONJ255! + !RCONB890! &  ;  Reported =  & !RCONJ310! &  ;  Difference =  & (!RCONB884! + !RCONJ255! + !RCONB890!) - !RCONJ310!

Msg2:
"All Other Accounts" from the "Managed assets held in fiduciary accounts" (RC-T M.1.p., Column C) of $ & !RCONJ310! &  must equal the sum of "Corporate trust and agency accounts", "Foundation and endowment trust and agency accounts", and "Other fiduciary accounts" (RC-T 6. + 8. + 9., Column A) of $  & (!RCONB884! + !RCONJ255! + !RCONB890!) & .  Please revise your reported data.


Msg1:
RC-T 4 COL A / 4 COL C S/B >= $1K &  & RC-T 4 COL A = $& !RCONB868! &; RC-T 4 COL C = & !RCONB870!

Msg2:
The average balance of your institution`s "Personal trust and agency accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Personal trust and agency accounts" (RC-T 4, Column A) by the "Number of managed accounts" (RC-T 4, Column C). The average balance is $ & ((!RCONB868!*1000) / !RCONB870!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5A COL A/ 5A COL C S/B >= $1K &  & RC-T 5A COL A = $& !RCONB872! &; RC-T 5A COL C = & !RCONB874!

Msg2:
The average balance of your institution`s "Employee benefit - defined contribution - Managed Assets" appears low.  The calculated average balance is derived by dividing "Employee benefit - defined contribution" (RC-T 5a, Column A) by the "Number of managed accounts" (RC-T 5a, Column C). The average balance is $ & ((!RCONB872!*1000) / !RCONB874!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5B COL A / 5B COL C S/B >= $1K &  & RC-T 5B  COL A = $& !RCONB876! &; RC-T 5B COL C = & !RCONB878!

Msg2:
The average balance of your institution`s "Employee benefit defined benefit - Managed Assets" appears low. The calculated average balance is derived by dividing "Employee benefit defined benefit" (RC-T 5.b., Column A) by the "Number of managed accounts" (RC-T 5.b, Column C). The average balance is $ & ((!RCONB876!*1000) / !RCONB878!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5C COL A / 5C COL C S/B >= $1K &  & RC-T 5C COL A = $& !RCONB880! &; RC-T 5C COL C = & !RCONB882!

Msg2:
The average balance of your institution`s "Other employee benefit and retirement - related accounts - Managed Assets" appears low. The calculated average balance is derived by dividing "Other employee benefit and retirement - related accounts" (RC-T 5.c, Column A) by the "Number of managed accounts" (RC-T 5.c, Column C). The average balance is $ & ((!RCONB880!*1000) / !RCONB882!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 6 COL A / 6 COL C S/B >= $1K &  & RC-T6 COL A = $& !RCONB884! &; RC-T 6 COL C = & !RCONC001!

Msg2:
The average balance of your institution`s "Corporate trust and agency accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Corporate trust and agency accounts" (RC-T 6, Column A) by the "Number of managed accounts" (RC-T 6, Column C). The average balance is $ & ((!RCONB884!*1000) / !RCONC001!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 7 COL A / 7 COL C S/B >= $1K &  & RC-T7 COL A = $& !RCONB886! &; RC-T 7 COL C = & !RCONB888!

Msg2:
The average balance of your institution`s "Investment management and investment advisory agency accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Investment management and investment advisory agency accounts" (RC-T 7, Column A) by the "Number of managed accounts" (RC-T 7, Column C). The average balance is $ & ((!RCONB886!*1000) / !RCONB888!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 8 COL A / 8 COL C S/B >= $1K &  & RC-T8 COL A = $& !RCONJ255! &; RC-T 8 COL C = & !RCONJ257!

Msg2:
The average balance of your institution`s "Foundation and endowment trust and agency accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Foundation and endowment trust and agency accounts" (RC-T 8, Column A) by the "Number of managed accounts" (RC-T 8, Column C). The average balance is $ & ((!RCONJ255!*1000) / !RCONJ257!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 9 COL A / 9 COL C S/B >= $1K &  & RC-T9 COL A = $& !RCONB890! &; RC-T 9 COL C = & !RCONB892!

Msg2:
The average balance of your institution`s "Other fiduciary accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Other fiduciary accounts" (RC-T 9, Column A) by the "Number of managed accounts" (RC-T 9, Column C). The average balance is $ & ((!RCONB890!*1000) / !RCONB892!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 10 COL A/ 10 COL C S/B >= $1K &  & RC-T 10 COL A = $& !RCONB894! &; RC-T 10 COL C = & !RCONB896!

Msg2:
The average balance of your institution`s "Total fiduciary accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Total fiduciary accounts" (RC-T 10, Column A) by the "Number of Managed Accounts" (RC-T 10, Column C). The average balance is $ & ((!RCONB894!*1000) / !RCONB896!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 4 COL B / 4 COL D S/B >= $1K &  & RC-T 4 COL B = $& !RCONB869! &; RC-T 4 COL D = & !RCONB871!

Msg2:
The average balance of your institution`s "Personal trust and agency accounts - Non-Managed Assets" appears low.  The calculated average balance is derived by dividing "Personal trust and agency accounts" (RC-T 4, Column B) by the "Number of non-managed accounts" (RC-T 4, Column D). The average balance is $ & ((!RCONB869!*1000) / !RCONB871!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5A COL B/ 5A COL D S/B >= $1K &  & RC-T 5A COL B = $& !RCONB873! &; RC-T 5A COL D = & !RCONB875!

Msg2:
The average balance of your institution`s "Employee benefit - defined contribution - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Employee benefit - defined contribution" (RC-T 5a, Column B) by the "Number of non managed accounts" (RC-T 5a, Column D). The average balance is $ & ((!RCONB873!*1000) / !RCONB875!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5B COL B / 5B COL D S/B >= $1K &  & RC-T 5B  COL B = $& !RCONB877! &; RC-T 5B COL D = & !RCONB879!

Msg2:
The average balance of your institution`s "Employee benefit defined benefit - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Employee benefit defined benefit" (RC-T 5.b., Column B)  by the "Number of non managed accounts" (RC-T 5.b, Column D. The average balance is $ & ((!RCONB877!*1000) / !RCONB879!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 5C COL B / 5C COL D S/B >= $1K &  & RC-T 5C COL B = $& !RCONB881! &; RC-T 5C COL D = & !RCONB883!

Msg2:
The average balance of your institution`s "Other employee benefit and retirement - related accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Other employee benefit and retirement - related accounts" (RC-T 5.c, Column B) by the "Number of Non-Managed accounts" (RC-T 5.c, Column D). The average balance is $ & ((!RCONB881!*1000) / !RCONB883!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 6 COL B / 6 COL D S/B >= $1K &  & RC-T6 COL B = $& !RCONB885! &; RC-T 6 COL D = & !RCONC002!

Msg2:
The average balance of your institution`s "Corporate trust and agency accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Corporate trust and agency accounts" (RC-T 6, Column B)  by the "Number of non managed accounts" (RC-T 6, Column D). The average balance is $ & ((!RCONB885!*1000) / !RCONC002!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 7 COL B / 7 COL D S/B >= $1K &  & RC-T 7 COL B = $& !RCONJ253! &; RC-T 7 COL D = & !RCONJ254!

Msg2:
The average balance of your institution`s "Investment management and investment advisory agency accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Investment management and investment advisory agency accounts" (RC-T 7, Column B)  by the "Number of non managed accounts" (RC-T 7, Column D). The average balance is $ & ((!RCONJ253!*1000) / !RCONJ254!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 8 COL B / 8 COL D S/B >= $1K &  & RC-T8 COL B = $& !RCONJ256! &; RC-T 8 COL D = & !RCONJ258!

Msg2:
The average balance of your institution`s "Foundation and endowment trust and agency accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Foundation and endowment trust and agency accounts" (RC-T 8, Column B)  by the "Number of non managed accounts" (RC-T 8, Column D). The average balance is $ & ((!RCONJ256!*1000) / !RCONJ258!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 9 COL B / 9 COL D S/B >= $1K &  & RC-T9 COL B = $& !RCONB891! &; RC-T 9 COL D = & !RCONB893!

Msg2:
The average balance of your institution`s "Other fiduciary accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Other fiduciary accounts" (RC-T 9, Column B)  by the "Number of Non managed accounts" (RC-T 9, Column D) . The average balance is $ & ((!RCONB891!*1000) / !RCONB893!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 10 COL B/ 10 COL D S/B >= $1K &  & RC-T 10 COL B = $& !RCONB895! &; RC-T 10 COL D = & !RCONB897!

Msg2:
The average balance of your institution`s "Total fiduciary accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Total fiduciary accounts" (RC-T 10, Column B) by the "Number of non managed accounts" (RC-T 10, Column D) . The average balance is $ & ((!RCONB895!*1000) / !RCONB897!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 11 COL B / 11 COL D S/B >= $1K &  & RC-T 11 COL B = $& !RCONB898! &; RC-T 11 COL D = & !RCONB899!

Msg2:
The average balance of your institution`s "Custody and safekeeping accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Custody and safekeeping accounts" (RC-T 11, Column B) by the "Number of Non managed accounts" (RC-T 11, Column D). The average balance is $ & ((!RCONB898!*1000) / !RCONB899!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 13 COL A / 13 COL C S/B >= $1K &  & RC-T13 COL A = $& !RCONJ259! &; RC-T 13 COL C = & !RCONJ261!

Msg2:
The average balance of your institution`s "Individual Retirement Accounts, and other similar Accounts - Managed Assets" appears low.  The calculated average balance is derived by dividing "Individual Retirement Accounts, and other similar assets" (RC-T 13, Column A) by the "Number of managed accounts" (RC-T 13, Column C). The average balance is $ & ((!RCONJ259!*1000)  / !RCONJ261!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-T 13 COL B / 13 COL D S/B >= $1K &  & RC-T13 COL B = $& !RCONJ260! &; RC-T 13 COL D = & !RCONJ262!

Msg2:
The average balance of your institution`s "Individual Retirement Accounts, and other similar Accounts - Non Managed Assets" appears low.  The calculated average balance is derived by dividing "Individual Retirement Accounts, and other similar assets" (RC-T 13, Column B) by the "Number of Non managed accounts" (RC-T 13, Column D). The average balance is $ & ((!RCONJ260! *1000) / !RCONJ262!) &  which falls below our tolerance of $1,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-TM3AA THRU TM3GA) MUST = TOTAL COLLECT INVESTMENT FUND (RC-TM3HA)Sum =  & (!RCONB931! + !RCONB933! + !RCONB935! + !RCONB937! + !RCONB939! + !RCONB941! + !RCONB943! ) &  ;  Reported =  & !RCONB945!

Msg2:
The number of "Collective investment funds and common trust funds" (RC-T M.3.a. through M.3.g., Column A) of  & (!RCONB931! + !RCONB933! + !RCONB935! + !RCONB937! + !RCONB939! + !RCONB941! +  !RCONB943! ) &  must equal the "Total collective investment funds" (RC-T M.3.h., Column A) of  & !RCONB945! & .  Please revise your reported data.


Msg1:
(RC-TM3AB THRU TM3GB) MUST = TOTAL COLLECT INVESTMENT FUND (RC-TM3HB)Sum =  & (!RCONB932! + !RCONB934! + !RCONB936! + !RCONB938! + !RCONB940! + !RCONB942! + !RCONB944! ) &  ;  Reported =  & !RCONB946! &  ;  Difference =  & !RCONB946! - (!RCONB932! + !RCONB934! + !RCONB936! + !RCONB938! + !RCONB940! + !RCONB942! + !RCONB944!)

Msg2:
The sum of "Market values of Collective investment and common trust funds" (RC-T M.3.a. through M.3.g., Column B) of $ & (!RCONB932! + !RCONB934! + !RCONB936! + !RCONB938! + !RCONB940! + !RCONB942! +  !RCONB944! ) &  must equal the "Total market value of collective investment funds" (RC-T M.3.h., Column B) of $ & !RCONB946! & .  Please revise your reported data.


Msg1:
(RC-TM4AA THRU TM4DA) MUST EQUAL THE TOTAL (RC-TM4EA) & (!RIADB947! + !RIADB950!+ !RIADB953! + !RIADB956!) &   does not equal  & !RIADB959! &  , difference =  & (!RIADB947! + !RIADB950!+ !RIADB953! + !RIADB956!) - !RIADB959!

Msg2:
The sum of "Fiduciary settlements, surcharges, and other losses" for "Gross Losses Managed Accounts" (RC-T M.4.a. through M.4.d., Column A) of $ & (!RIADB947! + !RIADB950! + !RIADB953! + !RIADB956!) &  must equal the "Total fiduciary settlements, surcharges, and other losses" for "Gross Losses Managed Accounts" (RC-T M.4.e., Column A) of $ & !RIADB959! & .  Please revise your reported data.


Msg1:
(RC-TM4AB THRU TM4DB) MUST EQUAL THE TOTAL (RC-TM4EB) & (!RIADB948! + !RIADB951! + !RIADB954! + !RIADB957!) &   does not equal  & !RIADB960! &  , difference =  & (!RIADB948! + !RIADB951! + !RIADB954! + !RIADB957!) - !RIADB960!

Msg2:
The sum of the components of "Fiduciary settlements, surcharges, and other losses" for "Gross Losses Non-Managed Accounts" (RC-T M.4.a. through M.4.d., Column B) of $ & (!RIADB948! + !RIADB951! + !RIADB954! + !RIADB957!) &  must equal the "Total fiduciary settlements, surcharges, and other losses" for "Gross Losses Non-Managed Accounts" (RC-T M.4.e., Column B) of $ & !RIADB960! & .  Please revise your reported data.


Msg1:
(RC-TM4AC THRU TM4DC) MUST EQUAL THE TOTAL (RC-TM4EC)Sum =  & (!RIADB949! + !RIADB952! + !RIADB955! + !RIADB958!) &  ;  Reported =  & !RIADB961!

Msg2:
The sum of "Fiduciary settlements, surcharges, and other losses" for "Recoveries" (RC-T M.4.a. through M.4.d., Column C) of $ & (!RIADB949! + !RIADB952! + !RIADB955! + !RIADB958!) &  must equal the "Total fiduciary settlements, surcharges, and other losses" for "Recoveries" (RC-T M.4.e., Column C) of $ & !RIADB961! & .  Please revise your reported data.


Msg1:
(RC-TM4EA+TM4EB-TM4EC) MUST = NET LOSSES-FIDUCIARY SERVICES (RC-T24) &  &  & (!RIADB959! + !RIADB960!) - !RIADB961! &   does not equal  & !RIADA488! &  , difference =  & ( (!RIADB959! + !RIADB960!) - !RIADB961! ) - !RIADA488!

Msg2:
The sum of "Total fiduciary settlements, surcharges, and other losses" for "Gross Losses Managed Accounts" and "Gross Losses Non-Managed Accounts" (RC-T M.4.e., Columns A and B) minus "Total fiduciary settlements, surcharges, and other losses" for "Recoveries" (RC-T M.4.e., Column C) of $ & (!RIADB959! + !RIADB960!) - !RIADB961! &  must equal "Net losses from fiduciary and related services" (RC-T 24.) of $ & !RIADA488! & .  Please revise your reported data.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 1 =  & !RCONFT00! & ;  PREVIOUS =  & !PQ1RCONFT00!

Msg2:
Your institution answered "&!RCONFT00!&" this quarter for "Does the institution have any derivative contracts?" (SU 1) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 2 =  & !RCONFT03! & ;  PREVIOUS =  & !PQ1RCONFT03!

Msg2:
Your institution answered "&!RCONFT03!&" this quarter for "For the 2 preceding calendar quarters, did the institution meet either or both of the conditions 1) Sales of 1-4 family residential mortgage loans during the quarter exceeded $10 million or 2) 1-4 family residential mortgage loans held for sale or trading exceeded $10 million at quarter-end." (SU 2) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 3 =  & !RCONFT06! & ;  PREVIOUS =  & !PQ1RCONFT06!

Msg2:
Your institution answered "&!RCONFT06!&" this quarter for "Does the institution use the fair value option to measure any of its assets or liabilities?" (SU 3) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 4 =  & !RCONFT07! & ;  PREVIOUS =  & !PQ1RCONFT07!

Msg2:
Your institution answered "&!RCONFT07!&" this quarter for "Does the institution have any assets it has sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements?" (SU 4) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  &  CURRENT SU 5 =  & !RCONFT09! & ;  PREVIOUS =  & !PQ1RCONFT09!

Msg2:
Your institution answered "&!RCONFT09!&" this quarter for "Does the institution have any assets it has sold with recourse or other seller-provided credit enhancements but has not securitized?" (SU 5) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  &  CURRENT SU 6 =  & !RCONFT11! & ;  PREVIOUS =  & !PQ1RCONFT11!

Msg2:
Your institution answered "&!RCONFT11!&" this quarter for "Does the institution service any closed-end 1–4 family residential mortgage loans for others or does it service more than $10 million of other financial assets for others?" (SU 6) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 7 =  & !RCONFT13! & ;  PREVIOUS =  & !PQ1RCONFT13!

Msg2:
Your institution answered "&!RCONFT13!&" this quarter for "Does the institution have any consolidated variable interest entities?" (SU 7) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT ANSWER IS DIFFERENT THAN PRIOR.   &  & CURRENT SU 8 =  & !RCONFT16! & ;  PREVIOUS =  & !PQ1RCONFT16!

Msg2:
Your institution answered "&!RCONFT16!&" this quarter for "Does the institution, together with affiliated institutions, have outstanding credit card receivables that exceed $500 million as of the report date or is the institution a credit card specialty bank as defined for UBPR purposes?" (SU 8) which is different from what you reported last quarter.  Please review your reported data, and explain or revise as appropriate.


exp2:
[EXNONEMPTY((!RCONA126!))] AND [EXNONEMPTY((!RCONFT01!))] AND [EXNONEMPTY((!RCON8725!))] AND [EXNONEMPTY((!RCONFT02!))]

Msg1:
IF SU 1 = YES, SU 1A THRU 1D MUST BE REPORTED &  & SU 1 = YES

Msg2:
Your institution answered "Yes" to having derivative contracts (SU 1.). Therefore, SU, items 1.a through 1.d. must be reported and cannot be null. Please revise your reported data.


Msg1:
IF SU 2 = YES, SU 2A AND 2B MUST BE REPORTED &  & SU 2 = YES

Msg2:
Your institution answered "Yes," that for the both of the two calendar quarters preceding the current quarter, the institutions sales of 1-4 family residential mortgage loans during the quarter exceeded $10 million or its 1-4 family residential mortgage loans held for sale or trading exceeded $10 million at quarter-end (SU 2.). Therefore, SU, items 2.a. and 2.b must be reported and cannot be null. Please revise your reported data.


exp2:
[EXNONEMPTY((!RCONHK18!))] AND [EXNONEMPTY((!RCONHK19!))] AND [EXNONEMPTY((!RIADF551!))] AND [EXNONEMPTY((!RIADF553!))]

Msg1:
IF SU 3 = YES, SU 3A THRU 3D MUST BE REPORTED &  & SU 3 = YES

Msg2:
Your institution answered "Yes" to using the fair value option to measure any of its assets or liabilities (SU 3.). Therefore, SU, items 3.a through 3.d must be reported and cannot be null. Please revise your reported data.


Msg1:
IF SU 4 = YES, SU 4A MUST BE REPORTED &  & SU 4 = YES

Msg2:
Your institution answered "Yes" to having any assets sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements (SU 4.). Therefore, SU, item 4.a must be reported and cannot be null. Please revise your reported data.


Msg1:
IF SU 5 = YES, SU 5A MUST BE REPORTED &  & SU 5 = YES

Msg2:
Your institution answered "Yes" to having any assets sold with servicing retained or with recourse or other seller-provided credit enhancements, but not securitized (SU 5.). Therefore, SU, item 5.a must be reported and cannot be null. Please revise your reported data.


Msg1:
IF SU 6 = YES, SU 6A MUST BE REPORTED &  & SU 6 = YES

Msg2:
Your institution answered "Yes" to servicing closed-end 1-4 family residential mortgage loans for others or servicing more than $10 million of other financial assets for others (SU 6.). Therefore, SU, item 6.a must be reported and cannot be null. Please revise your reported data.


Msg1:
IF SU 7 = YES, SU 7A AND 7B MUST BE REPORTED &  & SU 7 = YES

Msg2:
Your institution answered "Yes" to having any consolidated variable interest entities (SU 7.). Therefore, SU, items 7.a and 7.b must be reported and cannot be null. Please revise your reported data.


exp2:
[EXNONEMPTY((!RCONC391!))] AND [EXNONEMPTY((!RIADC389!))] AND [EXNONEMPTY((!RIADC390!))] AND [EXNONEMPTY((!RIADC388!))]

Msg1:
IF SU 8 = YES, SU 8A THRU 8D MUST BE REPORTED &  & SU 8 = YES

Msg2:
Your institution answered "Yes" to having, together with affiliates, outstanding credit card receivables that exceed $500 million as of the report date or to being a credit card specialty bank as defined for Uniform Bank Performance Report purposes (SU 8.). Therefore, SU, items 8.a through 8.d. must be reported and cannot be null. Please revise your reported data.


Msg1:
IF PRIOR RC-L 13 AND 14 COLUMNS A THROUGH D AND RC-L 7A1 THROUGH 7A4 COLUMNS A AND B GREATER THAN ZERO, SU 1 CURR SHOULD EQUAL YES.  &  & PREV (RC-L 13 AND 14 COLS A THRU D) AND (RC-L 7.A.(1) THRU 7.A.(4) COLS A THRU B) = $ & !PQ1RCONA126! + !PQ1RCONA127! + !PQ1RCON8723! + !PQ1RCON8724! + !PQ1RCON8725! + !PQ1RCON8726! + !PQ1RCON8727! + !PQ1RCON8728! + !PQ1RCONC968! + !PQ1RCONC970! + !PQ1RCONC972! + !PQ1RCONC974! + !PQ1RCONC969! + !PQ1RCONC971! + !PQ1RCONC973! + !PQ1RCONC975!

Msg2:
Last quarter, your institution reported a total gross notional amount of $ & !PQ1RCONA126! + !PQ1RCONA127! + !PQ1RCON8723! + !PQ1RCON8724! + !PQ1RCON8725! + !PQ1RCON8726! + !PQ1RCON8727! + !PQ1RCON8728! + !PQ1RCONC968! + !PQ1RCONC970! + !PQ1RCONC972! + !PQ1RCONC974! + !PQ1RCONC969! + !PQ1RCONC971! + !PQ1RCONC973! + !PQ1RCONC975! & in derivative contracts (RC-L, sum of items 13 and 14, columns A through D) plus credit derivatives included in RC-L 7.a.(1) through 7.a.(4), columns A and B.   However, this quarter your institution answered "No" to having derivative contracts (SU, item 1.). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF PRIOR RC-S 1 COLS A AND G GREATER THAN ZERO, SU 4 SHOULD EQUAL YES &  & PRIOR RC-S 1, COLS A AND G = $& !PQ1RCONB705!  + !PQ1RCONB711!

Msg2:
Last quarter, your institution reported assets it has sold and securitized with servicing retained or with recourse or other seller-provided credit ehancements (RC-S, 1., columns A and G). However, this quarter you indicated that you do not have any such assets (SU, 4.). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF PRIOR RC-S 11 COLS A AND G GREATER THAN ZERO, SU 5 SHOULD EQUAL YES &  & PRIOR RC-S 11 COLS A AND G = $& !PQ1RCONB790! + !PQ1RCONB796!

Msg2:
Last quarter, your institution reported assets it has sold with servicing retained or with recourse or other seller-provided credit enhancements and not securitized (RC-S, 11., columns A and G). However, this quarter you indicated that you do not have any such assets (SU, 5.). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF PRIOR RC-V 1A THROUGH 6 COLS A AND B GT ZERO, CURR SU 7 SHOULD EQUAL YES. &  & SU 7 = NO

Msg2:
Last quarter, your institution reported having assets and or liabilities of variable interest entities (Schedule RC-V, 1.a through 6). However, this quarter you responded that you do not have variable interest entities (Schedule SU, 7.). Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR RCC M6 GT ZERO, CURR SU 8 SHOULD EQUAL YES &  & PRIOR RCC M6 = $ & !PQ1RCONC391! & CURR SU 8 = NO

Msg2:
Last quarter, your institution reported $ & !PQ1RCONC391! &  in outstanding credit card fees and finance charges (RC-C M.6.), an indication that the institution, together with affiliates, had outstanding credit card receivables exceeding $500 million, or that it was a credit card specialty bank as defined for Uniform Bank Performance Report purposes. However, this quarter you indicated that the institution does not meet either of these criteria (SU, 8.). Please review your reported data and revise or explain as appropriate.


exp1:
(!RCONFT00!)=FALSE AND ([EXNONEMPTY((!RCONA126!))] OR [EXNONEMPTY((!RCONFT01!))] OR [EXNONEMPTY((!RCON8725!))] OR [EXNONEMPTY((!RCONFT02!))])

Msg1:
IF SU 1 EQUALS NO THEN SU 1A THROUGH 1D SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 1. Therefore, no values (including zeros) should be reported in SU, items 1.a through 1.d. Please review your reported data and revise or explain as appropriate.


exp1:
(!RCONFT03!)=FALSE AND ([EXNONEMPTY((!RCONFT04!))] OR [EXNONEMPTY((!RCONFT05!))])

Msg1:
IF SU 2 EQUALS NO THEN SU 2A THROUGH 2B SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 2. Therefore, no values (including zeros) should be reported in SU, items 2.a and 2.b. Please review your reported data and revise or explain as appropriate.


exp1:
(!RCONFT06!)=FALSE AND ([EXNONEMPTY((!RCONHK18!))] OR [EXNONEMPTY((!RCONHK19!))] OR [EXNONEMPTY((!RIADF551!))] OR [EXNONEMPTY((!RIADF553!))])

Msg1:
IF SU 3 EQUALS NO THEN SU 3A THROUGH 3D SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 3. Therefore, no values (including zeros) should be reported in SU, items 3.a through 3.d. Please review your reported data and revise or explain as appropriate.


Msg1:
IF SU 4 EQUALS NO THEN SU 4A SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 4. Therefore, no value (including zero) should be reported in SU, item 4.a. Please review your reported data and revise or explain as appropriate.


Msg1:
IF SU 5 EQUALS NO THEN SU 5A SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 5. Therefore, no value (including zero) should be reported in SU, item 5.a. Please review your reported data and revise or explain as appropriate.


Msg1:
IF SU 6 EQUALS NO THEN SU 6A SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 6. Therefore, no value (including zero) should be reported in SU, item 6.a. Please review your reported data and revise or explain as appropriate.


exp1:
(!RCONFT13!)=FALSE AND ([EXNONEMPTY((!RCONFT14!))] OR [EXNONEMPTY((!RCONFT15!))])

Msg1:
IF SU 7 EQUALS NO THEN SU 7A AND 7B SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 7. Therefore, no values (including zeros) should be reported in SU, items 7.a and 7.b. Please review your reported data and revise or explain as appropriate.


exp1:
(!RCONFT16!)=FALSE AND ([EXNONEMPTY((!RCONC391!))] OR [EXNONEMPTY((!RIADC389!))] OR [EXNONEMPTY((!RIADC390!))] OR [EXNONEMPTY((!RIADC388!))])

Msg1:
IF SU 8 EQUALS NO THEN SU 8A THROUGH 8D SHOULD BE NULL AND NOT REPORTED &  & SEE MESSAGE TEXT

Msg2:
Your institution responded no to Schedule SU, item 8. Therefore, no values (including zeros) should be reported in SU, items 8.a through 8.d. Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR RC-L 13 COL A OR SU 1A GT ZERO THEN SU 1A CURR SHOULD BE GT ZERO &  & RC-L 13 COL A or SU 1.a PRIOR = $ & !PQ1RCONA126!

Msg2:
Last quarter, your institution reported "Total gross notional amount of derivative interest rate contracts held for trading" of $ & !PQ1RCONA126! & (in RC-L 13., column A or in SU 1.a). However, this quarter you reported none in SU 1.a.   Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR RC-L 13 COLS B THRU D GT ZERO THEN SU 1B CURR SHOULD BE GT ZERO.  &  & PRIOR RC-L 13 COLS B THRU D = $ & (!PQ1RCONA127! + !PQ1RCON8723! + !PQ1RCON8724! )

Msg2:
Last quarter, your institution reported total derivative contracts (other than interest rate contracts) held for trading of $ & (!PQ1RCONA127! + !PQ1RCON8723! + !PQ1RCON8724!) & (RC-L 13, columns B through D).   However, this quarter you reported none (SU 1.b.). Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR RC-L 14 COL A OR SU 1C GT ZERO THEN SU 1C CURR SHOULD BE GT ZERO.  &  & RC-L 14 COL A or SU 1.c PRIOR = $& !PQ1RCON8725!

Msg2:
Last quarter, your institution reported total derivative interest rate contracts not held for trading of $ & !PQ1RCON8725! & (RC-L 14., column A or SU 1.c). However, this quarter you reported none in SU 1.c. Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR RC-L 14 COLS B THRU D GT ZERO THEN SU 1D CURR SHOULD BE GT ZERO &  & RC-L 14 COLS B THRU D PRIOR = $ &(!PQ1RCON8726! + !PQ1RCON8727! + !PQ1RCON8728!)

Msg2:
Last quarter, your institution reported total derivative contracts (other than interest rate contracts) not held for trading of $ & (!PQ1RCON8726! + !PQ1RCON8727! + !PQ1RCON8728!) & (RC-L 14., columns B through D). However, this quarter you reported none (SU 1.d.). Please review your reported data and revise or explain as


Msg1:
IF SU 4 EQUALS "YES" THEN SU 4A SHOULD BE > ZERO &  & SU 4A EQUALS ZERO

Msg2:
Your institution indicated that it has assets sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements (SU, 4.), but did not report the amount of these assets (SU, 4.a). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF SU 5 EQUALS "YES" THEN SU 5A SHOULD BE > ZERO &  & SU 5A EQUALS ZERO

Msg2:
Your institution indicated that it has assets it has sold with servicing retained or with recourse or other seller-provided credit ehancements and not securitized (SU, 5.), but did not report the amount of these assets (SU, 5.a). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF SU 6 EQUALS "YES" THEN SU 6A SHOULD BE > ZERO &  & SU EQUALS ZERO

Msg2:
Your institution indicated that it services closed-end 1-4 family residential mortgages and or other financial assets (more than $1o million) (SU 6.a), but did not report the amount of these assets (SU, 6.a). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF SU 2 EQUALS "YES" THEN SUM OF SU 2A AND 2B SHOULD BE > ZERO &  & SUM SU 2A AND 2B = ZERO

Msg2:
Your institution answered "Yes," that for the both of the two calendar quarters preceding the current quarter, the institutions sales of 1-4 family residential mortgage loans during the quarter exceeded $10 million or its 1-4 family residential mortgage loans held for sale or trading exceeded $10 million at quarter-end (SU 2.). Therefore, the sum of SU, items 2.a. and 2.b. should be greater than zero. Please review your reported data, and revise or explain as appropriate.


Msg1:
IF SU 3 EQUALS "YES" THEN 3A OR 3B SHOULD BE > ZERO &  & SU 3A AND 3B EQUAL ZERO

Msg2:
Your insitution indicated that it uses the fair value option to measure any of its assets or liabilities (SU, 3.) but reported "zero" as the aggregage amount of fair value option assets (SU, 3.a.) and "zero" as the aggregate amount of fair value option liabilities (SU, 3.b). Please review your reported data, and revise or explain as appropriate.


Msg1:
IF SU 3 EQUALS "YES" THEN 3C OR 3D SHOULD <> ZERO &  & SU 3C AND 3D EQUAL ZERO

Msg2:
Your insitution indicated that it uses the fair value option to measure any of its assets or liabilities (SU, 3.) but reported "zero" as the year-to-date net gains (losses) recognized in earnings on fair value option assets (SU, 3.c.) and "zero" as the year-to-date net gains (losses) recognized in earnings on fair value option liabilities (SU, 3.d.). Please review your reported data, and revise or explain as appropriate.


Msg1:
OUTSTANDING CR CARD FEES(SU 8A) MUST BE <= CR CARD BALANCES (RC-C6A) &  &  $ & !RCONC391! &  is not <= to $ & !RCONB538!

Msg2:
"Outstanding credit card fees and finance charges" (SU, 8.a.) of $ & !RCONC391! &  must be less than or equal to "Credit card loans" (RC-C Part I, 6.a.) of $ & !RCONB538! & . Please revise your reported data.


Msg1:
SEP VAL ALLOWANCE & ALLOWANCE ON CR CARD FEES & UNCOLL FEES (SU 8B + 8C + 8D) S/B >0 &  & Refer to the Short Message Text

Msg2:
Your institution answered "Yes" to having, together with affiliates, outstanding credit card receivables that exceed $500 million as of the report date or to being a credit card specialty bank as defined for Uniform Bank Performance Report purposes (SU 8.). However, you did not report any "Separate valuation allowance for uncollectible retail credit card fees and finance charges" (SU 8.b.) or Amount of allowance for credit losses on loans and leases attributable to retail credit card fees and finance charges" (SU 8.c.) or "Uncollectible retail credit card fees and finance charges reversed against income" (SU 8.d.). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PRIOR SU 1B GT ZERO THEN SU 1B CURR SHOULD BE GT ZERO.  &  & SU 1.b Prior = $&!PQ1RCONFT01!

Msg2:
Last quarter, your institution reported "Total gross notional amount of all other derivative held for trading" (SU 1.b) of $ & !PQ1RCONFT01! &.   However, this quarter you reported none in SU 1.b. Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 1D GT ZERO THEN CURRENT SU 1D SHOULD BE GT ZERO.  &  & SU 1.d Prior = $&!PQ1RCONFT02!

Msg2:
Last quarter, your institution reported "Total gross notional amount of all other derivative not held for trading" (SU 1.d) of $ & !PQ1RCONFT02! &.   However, this quarter you reported none (SU 1.d.). Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR RC-Q Col A 3+4+6 GT ZERO THEN CURRENT SU 3A SHOULD BE GT ZERO.  &  & RC-Q Col A, 3, 4 and 6 Prior = $&!PQ1RCONG483! + !PQ1RCONG488! + !PQ1RCONG391!

Msg2:
Last quarter, your institution measured certain assets at fair value: "Loans and leases held for sale" (RC-Q 3 Col A), "Loans and leases held for investment" (RC-Q 4 Col A), and "All other assets" but excluding nontrading derivative assets and interest-only strips (RC-Q 6 Col A) of $&!PQ1RCONG483! + !PQ1RCONG488! + !PQ1RCONG391!&.  However, this quarter you reporter none in SU 3.a.   Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR SU 3A GT ZERO THEN CURRENT SU 3A SHOULD BE GT ZERO.  &  & SU 3.a Prior = $& !PQ1RCONHK18!

Msg2:
Last quarter, your institution reported "Aggregate amount of fair value option assets" (SU 3.a) of $ & !PQ1RCONHK18! &.   However, this quarter you reported none in SU 3.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR RC-Q Col A 8 +13 GT ZERO THEN CURRENT SU 3B SHOULD BE GT ZERO. &  & RC-Q Col A, 8 and 13 Prior = $&!PQ1RCONF252! +  !PQ1RCONG805!

Msg2:
Last quarter, your institution measured certain liabilities at fair value: "Deposits" (RC-Q 8 Col A) and "All other liabilities" but excluding nontrading derivative liabilities (RC-Q 13 Col A) of $&!PQ1RCONF252! + !PQ1RCONG805!&.  However, this quarter you reporter none in SU 3.b.   Please review your reported data and revise or explain as appropriate.


Msg1:
IF PRIOR SU 3B GT ZERO THEN CURRENT SU 3B SHOULD BE GT ZERO.  &  & SU 3.b Prior = $& !PQ1RCONHK19!

Msg2:
Last quarter, your institution reported "Aggregate amount of fair value option liabilities" (SU 3.b) of $ & !PQ1RCONHK19! &.   However, this quarter you reported none in SU 3.b.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR RI M13A OR RI M13B OR SU 3C OR SU 3D NOT EQ ZERO, CURRENT SU 3C OR  SU 3D SHOULD NOT EQ ZERO.  &  & RI M.13.a + M.13.b or SU 3.c + 3.d Prior = $ &!PQ1RIADF551! + !PQ1RIADF553!

Msg2:
Last quarter, your institution reported YTD net gains or losses recognized in earnings on fair value option assets or liabilities  (RI M 13.a or M.13.b or SU 3.c or 3.d) of $ &!PQ1RIADF551! + !PQ1RIADF553!&.   However, this quarter you reported none in SU 3.c or 3.d.  Please review your reported data and revise or explain as


Msg1:
IF PRIOR SU 4A GT ZERO THEN CURRENT SU 4A SHOULD BE GT ZERO.  &  & SU 4.a Prior = $& !PQ1RCONFT08!

Msg2:
Last quarter, your institution reported "Total outstanding principal balance of assets sold and securitized by the reporting institution with servicing retained or with recourse or other seller-provided credit enhancements" (SU 4.a) of $ & !PQ1RCONFT08! &.   However, this quarter you reported none in SU 4.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 5A GT ZERO THEN CURRENT SU 5A SHOULD BE GT ZERO.  &  & SU 5.a Prior = $& !PQ1RCONFT10!

Msg2:
Last quarter, your institution reported "Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller-provided credit enhancements, but not securitized by the reporting institution" (SU 5.a) of $ & !PQ1RCONFT10! &.   However, this quarter you reported none in SU 5.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 6A GT ZERO THEN CURRENT SU 6A SHOULD BE GT ZERO.  &  & SU 6.a Prior = $& !PQ1RCONFT12!

Msg2:
Last quarter, your institution reported "Total outstanding principal balance of closed-end 1–4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million" (SU 6.a) of $ & !PQ1RCONFT12! &.   However, this quarter you reported none in SU 6.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 7A GT ZERO THEN CURRENT SU 7A SHOULD BE GT ZERO.  &  & SU 7.a Prior = $& !PQ1RCONFT14!

Msg2:
Last quarter, your institution reported "Total assets of consolidated variable interest entities" (SU 7.a) of $ & !PQ1RCONFT14! &.   However, this quarter you reported none in SU 7.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 7B GT ZERO THEN CURRENT SU 7B SHOULD BE GT ZERO.  &  & SU 7.b Prior = $& !PQ1RCONFT15!

Msg2:
Last quarter, your institution reported "Total liabilities of consolidated variable interest entities" (SU 7.b) of $ & !PQ1RCONFT15! &.   However, this quarter you reported none in SU 7.b.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SU 8A GT ZERO THEN CURRENT SU 8A SHOULD BE GT ZERO.  &  & SU 8.a Prior = $& !PQ1RCONC391!

Msg2:
Last quarter, your institution reported "Outstanding credit card fees and finance charges included in credit cards to individuals for household, family, and other personal expenditures (retail credit cards)" (SU 8.a) of $ & !PQ1RCONC391! &.   However, this quarter you reported none in SU 8.a.  Please review your reported data and revise or explain as  appropriate.


Msg1:
IF PRIOR SUM SU 2A AND 2B GT ZERO THEN CURRENT SUM SU 2A AND 2B SHOULD BE GT ZERO.  &  & SU 2.a + 2.b Prior = $& !PQ1RCONFT04! + !PQ1RCONFT05!

Msg2:
Last quarter, your institution reported "Principal amount of 1–4 family residential mortgage loans sold during the quarter" (SU 2.a) of $ & !PQ1RCONFT04! & or "Quarter-end amount of 1–4 family residential mortgage loans held for sale or trading" (SU 2.b) of  $ & !PQ1RCONFT05! & .   However, this quarter you reported none in SU 2.a or 2.b.  Please review your reported data and revise or explain as  appropriate.


Msg1:
SU 3A SHOULD NOT EQUAL RC 2B &  & SU 3A = $& !RCONHK18!

Msg2:
The amount of $& !RCONHK18! & reported for "Aggregate amount of fair value option assets" (SU. 3.a.) equals the total amount of "Available-for-sale securities" (RC. 2.b.). However, available-for-sale securities should not be included in this item because applicable accounting standards require these financial instruments to be measured at fair value in the balance sheet at the end of each reporting period. If the only financial instruments that your institution measures at fair value in the financial statements on a recurring basis are available-for-sale securities, the response to item 3 should be "No" and items 3.a through 3.d, should be null. Please review your reported data and revise or explain as appropriate.


Msg1:
IF SU 1 = YES, SUM OF SU 1A THRU 1D SHLD BE > 0.  &  & SU 1.a  thru 1.d  = 0

Msg2:
Your institution answered "Yes" to having derivative contracts (SU, item 1). However, you did not report any "Total gross notional amounts" for any of the derivatives in SU, items 1.a through 1.d.   Please review your reported data and revise or explain as  appropriate.


Msg1:
IF RC-R II 20 + 21, COL B > 0, SU 1 SHLD EQ YES.  &  & SU 1 = No;  RC-R II 20, Col B = $ & !RCONS542! &;   RC-R II 21, Col B = $ & !RCONS549!

Msg2:
Your institution reported a credit equivalent amount for "Over-the-counter derivatives" of $  & !RCONS542!& (RC-R II 20, Col B) and/or for "Centrally cleared derivatives" of $  & !RCONS549! & (RC-R II 21, Col B) .  However, you answered "No" to having derivative contracts in SU, item 1.   Please review your reported data and revise or explain as  appropriate.


Msg1:
IF SU 1 = NO, RC-R II 20 AND 21, COL B SHLD EQ  0.  &  & SU 1 = No;  RC-R II 20, Col  B = $ & !RCONS542! &;  RC-R II 21, Col  B =  $& !RCONS549!

Msg2:
Your institution answered "No" to having derivative contracts (SU, item 1).   However, you reported a credit equivalent amount for "Over-the-counter derivatives" of $  & !RCONS542!& (RC-R II 20, Col B) and/or for "Centrally cleared derivatives" of $  & !RCONS549! & (RC-R II 21, Col B).    Please review your reported data and revise or explain as  appropriate.


Msg1:
IF SU 1 = NO, RC-R II M2A + M3A, COL A SHLD EQ  0.  &  & SU 1 = No;  RC-R II M.2.a = $& !RCONS582! &;  RC-R II M.3.a, Col A = $ & !RCONS603!

Msg2:
Your institution answered "No" to having derivative contracts in SU, item 1.   However, you reported  "Notional principal amounts" for "Over-the-counter" and/or for "Centrally cleared" interest rate contracts of $  & !RCONS582! + !RCONS603! & (RC-R II M.2.a + M.3.a, Col A).   Please review your reported data and revise or explain as  appropriate.


Msg1:
IF RC-R II M2A + M3A, COL A > 0, SU 1 SHLD EQ YES. &  & SU 1 = No; RC-R II M.2.a, COL A = $ & !RCONS582! &; RC-R II M.3.a, COL A = $ & !RCONS603!

Msg2:
Your institution reported "Notional principal amounts" for "Over-the-counter" and/or for "Centrally cleared" interest rate contracts of $  & !RCONS582! + !RCONS603! & (RC-R II M.2.a + M.3.a, Col A) .  However, you answered "No" to having derivative contracts in SU, item 1.   Please review your reported data and revise or explain as  appropriate.


Msg1:
IF RI-E 3A1 <> 0,THEN 3A1 NEEDS A DESCRIPTION. &  & RI-E 3.a.(1) = & !RIADFT29!

Msg2:
A balance other than zero appears for the itemized amount for "Discontinued operations" [RI-E 3.a.(1)] of $ & !RIADFT29! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E 3B1 <> 0,THEN 3B1 NEEDS A DESCRIPTION. &  & RI-E 3.b.(1) = & !RIADFT31!

Msg2:
A balance other than zero appears for the itemized amount for "Discontinued operations"  [RI-E 3.b.(1)] of $ & !RIADFT31! & . Please provide a corresponding description for this item.


Msg1:
IF RC-F 6H<> 0,THEN 6H NEEDS A DESCRIPTION. &  & Amt Reported =  & !RCON3549!

Msg2:
A balance other than zero appears for the itemized amount greater than $100,000 that exceeds 25% of all other assets [RC-F 6.h] of $ &!RCON3549!& . Please provide a corresponding description for this item.


Msg1:
IF RC-F 6I <> 0,THEN 6I NEEDS A DESCRIPTION. &  & Amt Reported =  & !RCON3550!

Msg2:
A balance other than zero appears for the itemized amount greater than $100,000 that exceeds 25% of all other assets [RC-F 6.i] of $& !RCON3550!& . Please provide a corresponding description for this item.


Msg1:
IF RC-F 6J <> 0,THEN 6J NEEDS A DESCRIPTION. &  & Amt Reported =  & !RCON3551!

Msg2:
A balance other than zero appears for the itemized amount greater than $100,000 that exceeds 25% of all other assets [RC-F 6.j] of $ &!RCON3551!& . Please provide a corresponding description for this item.


Msg1:
IF RC-G 4F <> 0,THEN 4F NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RCON3552!

Msg2:
A balance other than zero appears for the first itemized amount greater than $100K that exceeds 25% of all other liabilities [RC-G 4.f] of $ & !RCON3552! & . Please provide a corresponding description for this item.


Msg1:
IF RC-G 4G <> 0,THEN 4G NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RCON3553!

Msg2:
A balance other than zero appears for the second itemized amount  greater than $100K that exceeds 25% of all other liabilities [RC-G 4.g] of $&!RCON3553!& . Please provide a corresponding description for this item.


Msg1:
IF RC-G 4H <> 0,THEN 4H NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RCON3554!

Msg2:
A balance other than zero appears for the third itemized amount greater than $100K that exceeds 25% of all other liabilities [RC-G 4.h] of $ & !RCON3554! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-9D <> 0,THEN 9D NEEDS A DESCRIPTION  Amt Reported =  & !RCON3555!

Msg2:
A balance other than zero appears for the first component of other off-balance sheet liabilities that exceeds 25% of total equity capital [RCL-9D] $ & !RCON3555! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-9E <> 0,THEN 9E NEEDS A DESCRIPTION  Amt Reported =  & !RCON3556!

Msg2:
A balance other than zero appears for the second component of other off-balance sheet liabilities that exceeds 25% of total equity capital [RCL-9E] $ & !RCON3556! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-9F <> 0,THEN 9F NEEDS A DESCRIPTION  Amt Reported =  & !RCON3557!

Msg2:
A balance other than zero appears for the third component of other off-balance sheet liabilities that exceeds 25% of total equity capital [RCL-9F] $ & !RCON3557! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E1H <> 0,THEN 1H NEEDS A DESCRIPTION  &  &  Amt Reported = $ & !RIAD4461!

Msg2:
An amount was reported in all other itemized noninterest income (RI-E 1.h) of  $ & !RIAD4461! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E1I<> 0,THEN 1I NEEDS A DESCRIPTION.  &  &  Amt Reported = $ & !RIAD4462!

Msg2:
An amount was reported in all other itemized noninterest income (RI-E 1.i) of $ & !RIAD4462! & .  Please provide a corresponding description for this item.


Msg1:
IF RI-E1J <> 0,THEN 1J NEEDS A DESCRIPTION.  &  &  Amt Reported =$  & !RIAD4463!

Msg2:
An amount was reported in all other itemized noninterest income (RI-E 1.j) of  $ & !RIAD4463! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E2N <> 0,THEN 2N NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RIAD4464!

Msg2:
An amount was reported in all other itemized noninterest expense (RI-E2N) $ & !RIAD4464! & . Please provide a corresponding description for this item.


Msg1:
IF RIE-2O <> 0,THEN 2O NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RIAD4467!

Msg2:
An amount was reported in all other itemized noninterest expense [RIE-2O] of $ & !RIAD4467! & . Please provide a corresponding description for this item.


Msg1:
IF RIE-2P <> 0,THEN 2P NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RIAD4468!

Msg2:
An amount was reported in all other itemized noninterest expense [RI-E 2P] of $ & !RIAD4468! & . Please provide a corresponding description for this item.


Msg1:
IF RIE-5A <> 0,THEN 5A NEEDS A DESCRIPTION  Amt Reported =  & !RIAD4498!

Msg2:
A balance other than zero appears for the first itemized transaction of other transactions with parent holding company [RIE-5A] $ & !RIAD4498! & . Please provide a corresponding description for this item.


Msg1:
IF RIE-5B <> 0,THEN 5B NEEDS A DESCRIPTION  Amt Reported =  & !RIAD4499!

Msg2:
A balance other than zero appears for the second itemized transaction of other transactions with parent holding company [RIE-5B] $ & !RIAD4499! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E 6C <> 0,THEN RI-E 6C NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RIAD4522!

Msg2:
A balance other than zero is reported in RI-E 6.c ($ & !RIAD4522! &) that itemizes "Adjustment to allowances for credit losses" from Schedule RI-B Part II, item 6..   Please provide a corresponding description for this item.


Msg1:
IF RI-E 6B <> 0,THEN RI-E 6B NEEDS A DESCRIPTION.   &  & Amt Reported =  & !RIAD4521!

Msg2:
A balance other than zero is reported in RI-E 6.b ($ & !RIAD4521! &) that itemizes "Adjustment to allowances for credit losses" from Schedule RI-B Part II, item 6..   Please provide a corresponding description for this item.


Msg1:
IF RCL-10B <> 0,THEN 10B NEEDS A DESCRIPTION  Amt Reported =  & !RCON5592!

Msg2:
A balance other than zero appears for the first component of all other off-balance sheet assets that is over 25% of total equity capital [RCL-10B] $ & !RCON5592! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-10C <> 0,THEN 10C NEEDS A DESCRIPTION  Amt Reported =  & !RCON5593!

Msg2:
A balance other than zero appears for the second component of all other off-balance sheet assets that exceeds 25% of total equity capital [RCL-10C] $ & !RCON5593! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-10D <> 0,THEN 10D NEEDS A DESCRIPTION  Amt Reported =  & !RCON5594!

Msg2:
A balance other than zero appears for the third component of all other off-balance sheet assets that exceeds 25% of total equity capital [RCL-10D] $ & !RCON5594! & . Please provide a corresponding description for this item.


Msg1:
IF RCL-10E <> 0,THEN 10E NEEDS A DESCRIPTION  Amt Reported =  & !RCON5595!

Msg2:
A balance other than zero appears for the fourth component of all other off-balance sheet assets that exceeds 25% of total equity capital [RCL-10E] $ & !RCON5595! & . Please provide a corresponding description for this item.


Msg1:
IF RC-QM1CA <> 0,THEN QM1C NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG546!

Msg2:
An amount was reported in the "First itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.c, Column A) $ & !RCONG546! & . Please provide a corresponding description for this item.


Msg1:
IF QM1C HAS A DESCRIPTION, THEN RC-QM1CA <> 0 &  &  Amt Reported =$  & !RCONG546!

Msg2:
A description was provided for the "First itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.c, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM1DA <> 0,THEN QM1D NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG551!

Msg2:
An amount was reported in the "Second itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.d, Column A) $ & !RCONG551! & . Please provide a corresponding description for this item.


Msg1:
IF QM1DA HAS A DESCRIPTION, THEN RC-QM1DA <> 0 &  &  Amt Reported =$  & !RCONG551!

Msg2:
A description was provided for the "Second itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.d, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM1EA <> 0,THEN QM1E NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG556!

Msg2:
An amount was reported in the "Third itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.e, Column A) $ & !RCONG556! & . Please provide a corresponding description for this item.


Msg1:
IF QM1EA HAS A DESCRIPTION, THEN RC-QM1EA <> 0 &  &  Amt Reported =$  & !RCONG556!

Msg2:
A description was provided for the "Third itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.e, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM1FA <> 0,THEN QM1F NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG561!

Msg2:
An amount was reported in the "Fourth itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.f., Column A) $ & !RCONG561! & . Please provide a corresponding description for this item.


Msg1:
IF QM1FA HAS A DESCRIPTION, THEN RC-QM1FA <> 0 &  &  Amt Reported =$  & !RCONG561!

Msg2:
A description was provided for the "Fourth itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.f, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM2CA <> 0,THEN QM2C NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG571!

Msg2:
An amount was reported in the "First itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.c, Column A) $ & !RCONG571! & . Please provide a corresponding description for this item.


Msg1:
IF QM2CA HAS A DESCRIPTION, THEN RC-QM2CA <> 0 &  &  Amt Reported =$  & !RCONG571!

Msg2:
A description was provided for the "First itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.c, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM2DA <> 0,THEN QM2D NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG576!

Msg2:
An amount was reported in the "Second itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.d, Column A) $ & !RCONG576! & . Please provide a corresponding description for this item.


Msg1:
IF QM2DA HAS A DESCRIPTION, THEN RC-QM2DA <> 0 &  &  Amt Reported =$  & !RCONG576!

Msg2:
A description was provided for the "Second itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.d, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM2EA <> 0,THEN QM2E NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG581!

Msg2:
An amount was reported in the "Third itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.e, Column A) $ & !RCONG581! & . Please provide a corresponding description for this item.


Msg1:
IF QM2EA HAS A DESCRIPTION, THEN RC-QM2EA <> 0 &  &  Amt Reported =$  & !RCONG581!

Msg2:
A description was provided for the "Third itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.e, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RC-QM2FA <> 0,THEN QM2F NEEDS A DESCRIPTION  &  &  Amt Reported =$  & !RCONG586!

Msg2:
An amount was reported in the "Fourth itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.f, Column A) $ & !RCONG586! & . Please provide a corresponding description for this item.


Msg1:
IF QM2FA HAS A DESCRIPTION, THEN RC-QM2FA <> 0 &  &  Amt Reported =$  & !RCONG586!

Msg2:
A description was provided for the "Fourth itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.f, Column A).  Please provide a corresponding balance for this item.


Msg1:
IF RCO-M3 <> 0,THEN M3 NEEDS A DESCRIPTION  Amt Reported =  & !RCONA545!

Msg2:
A balance other than zero appears for the FDIC certificate number of the parent bank (or savings association) in which the reporting institution has been consolidated [RCO-M3]  & !RCONA545! & . Please provide a corresponding description for this item.


Msg1:
IF RI-E-4A <> 0,THEN RI-E 4A NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RIADB526!

Msg2:
A balance other than zero is reported in RI-E 4.a ($ & !RIADB526!& ) that itemizes the "Cumulative effect of changes in accounting principles and corrections of material accounting errors (from Schedule RI-A, item 2). Please provide a corresponding description for this item.


Msg1:
IF RI-E 4B <> 0,THEN RI-E 4B NEEDS A DESCRIPTION  &  &  Amt Reported =  & !RIADB527!

Msg2:
A balance other than zero is reported in RI-E 4.b ($ & !RIADB527!& ) that itemizes the "Cumulative effect of changes in accounting principles and corrections of material accounting errors (from Schedule RI-A, item 2). Please provide a corresponding description for this item.


Msg1:
RI-B II M7 SHOULD EQ RC-G 3(CURR - PRIOR DEC).  &  & RI-B II M7 = $&!RIADMG93!&;  RC-G 3 (CURR - PRIOR DEC) = (&!RCONB557!& -&!PQ1RCONB557!&) = $& !RCONB557!- !PQ1RCONB557!

Msg2:
Adjustments to your "Allowance for credit losses on off-balance sheet credit exposures" (RC-G 3) should be reported in "Provision for credit losses on off-balance sheet credit exposures" (RI-B II M.7). However, your institution reported a year-to date change of $& !RCONB557!- !PQ1RCONB557!& (current &!RCONB557!& - prior Dec &!PQ1RCONB557!&) in RC-G 3 that does not equal to $&!RIADMG93!& in RI-B II M.7.  Please review your reported data, and explain or revise as appropriate.


# RR-EC

exp0:
[EXOF((!RCONC587!),FALSE)]=TRUE OR [EXOF((!RCONC588!),FALSE)]=TRUE OR [EXOF((!RCONC590!),FALSE)]=TRUE


exp0:
[EXOF((!RCONC587!),FALSE)]=FALSE AND [EXOF((!RCONC588!),FALSE)]=FALSE AND [EXOF((!RCONC590!),FALSE)]=FALSE


Msg4:
Schedule RC-R I, Concept RCFA2170 is required.


Msg4:
Schedule RC-R I, Concept RCFA3128 is required.


Msg4:
Schedule RC-R, Concept RCFA7204 is required.


Msg4:
Schedule RC-R, Concept RCFA8274 is required.


Msg4:
Schedule RC-R, Concept RCFAA224 is required.


Msg4:
Schedule RC-R, Concept RCFAB530 is required.


Msg4:
Schedule RC-R, Concept RCFAB596 is required.


exp1:
(((!RCONC752!)="FFIEC031") AND (NOTCBLR AND (ADVANCEAPPROACH OR CATEG OR Y_III)))

Msg4:
Schedule RCRI, Concept RCFAH015 is required.


Msg4:
Schedule RCRI, Concept RCFAH036 is required.


exp1:
(((!RCONC752!)="FFIEC031") AND (CBLR AND CECL))

Msg4:
Schedule RC-R I, Concept RCFAJJ30 is required.


Msg4:
Schedule RC-R I, Concept RCFAJJ31 is required.


Msg4:
Schedule RC-R I, Concept RCFAJJ32 is required.


Msg4:
Concept RCFAKW00, Schedule RC-R is required.


Msg4:
Concept RCFAKW03, Schedule RC-R is required.


Msg4:
Schedule RC-R I, Concept RCFAKX78 is required.


Msg4:
Schedule RC-R I, Concept RCFAKX79 is required.


Msg4:
Schedule RC-R I, Concept RCFAKX80 is required.


Msg4:
Schedule RC-R I, Concept RCFAKX81 is required.


Msg4:
Schedule RC-R I, Concept RCFAKX82 is required.


Msg4:
Schedule RC-R I, Concept RCFAKX83 is required.


Msg4:
Schedule RCRI, Concept RCFALB58 is required.


Msg4:
Schedule RCRI, Concept RCFALB59 is required.


Msg4:
Schedule RCRI, Concept RCFALB60 is required.


Msg4:
Schedule RC-R I, Concept RCFALB61 is required.


Msg4:
Schedule RCR- Concept RCFAP742 is required.


Msg4:
Schedule RC-R, Concept RCFAP839 is required.


Msg4:
Schedule RC-R, Concept RCFAP840 is required.


Msg4:
Schedule RC-R, Concept RCFAP841 is required.


Msg4:
Schedule RC-R, Concept RCFAP842 is required.


Msg4:
Schedule RC-R, Concept RCFAP843 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCFAP844 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCFAP846 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCFAP847 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCFAP848 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCFAP849 is required.


Msg4:
Schedule RC-R, Concept RCFAP850 is required.


Msg4:
Schedule RCRI, Concept RCFAP852 is required.


Msg4:
Schedule RCRI, Concept RCFAP857 is required.


Msg4:
Schedule RCRI, Concept RCFAP858 is required.


Msg4:
Schedule RCRI, Concept RCFAP859 is required.


Msg4:
Schedule RC-R, Concept RCFAP860 is required.


Msg4:
Schedule RC-R, Concept RCFAP861 is required.


Msg4:
Schedule RC-R, Concept RCFAP862 is required.


Msg4:
Schedule RC-R, Concept RCFAP863 is required.


Msg4:
Schedule RC-R, Concept RCFAP864 is required.


Msg4:
Schedule RC-R, Concept RCFAP865 is required.


Msg4:
Schedule RC-R, Concept RCFAP875 is required.


Msg4:
Schedule RC-R, Concept RCFAQ258 is required.


Msg4:
Schedule RC-R I, Concept RCFAS540 is required.


exp1:
(!RCONC752!)="FFIEC031" AND (031WITHFRGNOFFICES) OR ((!RCONC752!)="FFIEC031" AND (REP OR TINGSTATUSLARGE))

Msg4:
Schedule RCA, Concept RCFD0010 is required.


Msg4:
Schedule RCA, Concept RCFD0022 is required.


Msg4:
Schedule RCA, Concept RCFD0070 is required.


Msg4:
Schedule RCA, Concept RCFD0082 is required.


Msg4:
Schedule RCA, Concept RCFD0090 is required.


Msg4:
Schedule RC-N, concept RCFD1403 is required


Msg4:
Schedule RC-N, concept RCFD1406 is required


Msg4:
Schedule RC-N, concept RCFD1407 is required


exp1:
(BASELEVELWITHFRGNOFFICES AND NOTLARGE_BANK AND NOTHCI_BANK)

Msg4:
Schedule RCC, concept RCFD1410 IS REQUIRED


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED)


Msg4:
Schedule RC-C, Concept RCFD1545 is required.


Msg4:
Schedule RC-F, concept RCFD2168 is required.


Msg4:
Schedule RC-R, II, concept RCFD3128 is required.


Msg4:
Schedule RC-R, Concept RCFD3210 IS REQUIRED


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED) OR (((!RCONC752!)="FFIEC031") AND (RC_TOTAL_TRADING_ASSETS_10MM))

Msg4:
Schedule RC-K, Concept RCFD3401 IS REQUIRED


exp1:
(BASELEVELWITHFRGNOFFICES AND ELECTEDFAIRVALUEOPTION) OR (BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED) OR (((!RCONC752!)="FFIEC031") AND (RC_TOTAL_TRADING_ASSETS_10MM))


exp1:
(BASELEVELWITHFRGNOFFICES AND 041_TOTALASSETS_PJUN_ONEBILLION OR 031_RSOVERBILLION)


Msg4:
Schedule RC-R, II, Concept RCFDA222 is required.


Msg4:
Schedule RC-R, II, Concept RCFDB704 is required.


exp1:
(031_TOTALASSETS_PJUN_100BILLION OR (MERGERSTARTUPTHISQTR AND 031_TOTALASSETS_P0_100BILLION))

Msg4:
Schedule RC-S, Concept RCFDB726 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB727is required.


Msg4:
Schedule RC-S, Concept RCFDB728 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB729 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB730 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB731 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB732 IS REQUIRED


exp1:
(BASELEVELWITHFRGNOFFICES AND (041_TOTALASSETS_PJUN_TENBILLION OR 031_TOTALASSETS_PJUN_TENBILLION OR (MERGERSTARTUPTHISQTR AND 031_TOTALASSETS_P0_TENBILLION)))


exp1:
((BASELEVELWITHFRGNOFFICES AND (041_TOTALASSETS_PJUN_TENBILLION OR 031_TOTALASSETS_PJUN_TENBILLION OR (MERGERSTARTUPTHISQTR AND 031_TOTALASSETS_P0_TENBILLION))))


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED) OR (((!RCONC752!)="FFIEC041") AND (041_TRADINGASSETS10MM4QTR))


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCONM991 is required.


Msg4:
Schedule RC-O, concept RCONM992 is required.


Msg4:
Schedule RC-O, concept RCONM993 is required.


Msg4:
Schedule RC-O, concept RCONM994 is required.


Msg4:
Schedule RC-O, concept RCONM995 is required.


Msg4:
Schedule RC-O, concept RCONM996 is required.


Msg4:
Schedule RC-O, concept RCONM997 is required.


Msg4:
Schedule RC-O, concept RCONM998 is required.


Msg4:
Schedule RC-O, concept RCONM999 is required.


exp1:
(((!RCONC752!)="FFIEC041" OR (!RCONC752!)="FFIEC051") AND (ADOPTIONASU_DERVHEDGE))

Msg4:
Schedule RC-B, concept RCONMG95 is required.


exp1:
(!RCONC752!)="FFIEC031" AND (BASELEVELWITHFRGNOFFICES) OR ((!RCONC752!)="FFIEC041" AND (BASELEVELWITHONLYDOMESTICOFFICES)) OR ((!RCONC752!)="FFIEC051" AND (03=6 OR 03=12) AND (BASELEVELWITHONLYDOMESTICOFFICES))

Msg4:
Schedule RC-E, Concept RCONMT87 is required.


Msg4:
Schedule RC-E, Concept RCONMT88 is required.


Msg4:
Schedule RC-E, Concept RCONMT89 is required.


Msg4:
Schedule RC-E, Concept RCONMT90 is required.


Msg4:
Schedule RC-E, Concept RCONMT91 is required.


Msg4:
Schedule RC-E, Concept RCONMT92 is required.


Msg4:
Schedule RC-E, Concept RCONMT93 is required.


Msg4:
Schedule RC-E, Concept RCONMT94 is required.


Msg4:
Schedule RC-E, Concept RCONMT95 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED AND CECLYES) OR (BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED AND CECLYES)

Msg4:
Schedule RC-O, Concept RCONMW53 is required.


Msg4:
Schedule RC-O, concept RCONN001 is required.


Msg4:
Schedule RC-O, concept RCONN002 is required.


Msg4:
Schedule RC-O, concept RCONN003 is required.


Msg4:
Schedule RC-O, concept RCONN004 is required.


Msg4:
Schedule RC-O, concept RCONN005 is required.


Msg4:
Schedule RC-O, concept RCONN006 is required.


Msg4:
Schedule RC-O, concept RCONN007 is required.


Msg4:
Schedule RC-O, concept RCONN008 is required.


Msg4:
Schedule RC-S, Concept RCFDB788 IS REQUIRED


Msg4:
Schedule RC-S, Concept RCFDB789 IS REQUIRED


Msg4:
Schedule - RC-S, Concept RCFDB806 IS REQUIRED.


Msg4:
Schedule - RC-S, Concept RCFDB807 IS REQUIRED.


Msg4:
Schedule - RC-S, Concept RCFDB808 IS REQUIRED.


Msg4:
Schedule - RC-S, Concept RCFDB809 IS REQUIRED.


exp1:
((03=12) AND (031_MUSTFILERCT3_P0)) OR ((03<>12) AND (031_RCT_OVER_250_INCOMEADDITIONAL))


exp1:
((03=12) AND (031_MUSTFILERCT3_P0 AND 031_TOTALCOLLECTIVEINVESTMENT_FUNDS_ONEBILLION)) OR ((03<>12) AND (031_RCT_OVER_250_INCOMEADDITIONAL AND 031_TOTALCOLLECTIVEINVESTMENT_FUNDS_ONEBILLION))


Msg4:
Schedule RCN Memoranda, RCFDC410 is required.


Msg4:
Schedule RCN Memoranda, RCFDC411 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD957 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD958 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD959 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD960 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD961 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD962 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD963 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD964 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD965 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD967 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD968 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD969 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD970 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD976 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD977 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD978 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD979 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD980 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD981 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD982 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD983 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD984 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD985 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD987 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD988 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD989 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD990 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD991 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD992 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD993 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD994 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD995 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD996 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD997 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD998 is required.


Msg4:
Schedule RC-R, II, Concept RCFDD999 is required.


Msg4:
Schedule RC-C, Concept RCFDF162 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND ELECTEDFAIRVALUEOPTION) OR (((!RCONC752!)="FFIEC031") AND (RC_TOTAL_TRADING_ASSETS_10MM))

Msg4:
Schedule RC-Q, Concept RCFDF585 is required.


Msg4:
Schedule RC-Q, Concept RCFDF589 is required.


Msg4:
Schedule RC-Q, Concept RCFDF597 is required.


Msg4:
Schedule RC-Q, Concept RCFDF601 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG603 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG604 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG605 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG606 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG607 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG608 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG609 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG610 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG611 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG612 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG613 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG614 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG615 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG616 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG617 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG618 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG619 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG620 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG621 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG622 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG623 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG624 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG625 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG626 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG627 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG628 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG629 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG630 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG631 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG632 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG633 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG634 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG635 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG636 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG637 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG641 is required.


Msg4:
Schedule RC-R, II, Concept RCFDG642 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH171 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH172 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH173 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH174 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH175 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH176 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH177 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH178 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH179 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH180 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH181 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH182 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH185 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH186 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH187 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH188 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH191 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH193 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH194 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH195 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH196 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH197 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH198 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH199 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH200 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH270 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH271 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH272 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH273 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH274 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH275 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH276 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH277 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH278 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH279 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH280 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH281 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH282 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH283 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH284 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH285 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH286 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH287 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH288 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH289 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH290 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH291 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH292 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH293 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH294 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH295 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH296 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH297 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH298 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH299 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH300 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH301 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH302 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH303 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH304 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH307 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH308 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH309 is required.


Msg4:
Schedule RC-R, II, Concept RCFDH310 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ74 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ75 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ76 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ77 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ78 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ79 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ80 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ81 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ82 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ83 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ84 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ85 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ86 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ87 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ88 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ89 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ90 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ91 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ92 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ93 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ94 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ95 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ96 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ97 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ98 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHJ99 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHK00 is required.


Msg4:
Schedule RC-R, II Part II, Concept RCFDHK01 is required.


Msg4:
Schedule RC-C, concept RCFDHk25 is required.


Msg4:
Schedule RC-N, concept RCFDHK26 is required.


Msg4:
Schedule RC-N, concept RCFDHk27 is required.


Msg4:
Schedule RC-N, concept RCFDHk28 is required.


Msg4:
Schedule RC-Q , concept RCFDHT87 is required.


Msg4:
Schedule RC-Q, concept RCFDHT89 is required.


Msg4:
Schedule RC-Q, concept RCFHT92 is required.


Msg4:
Schedule RC-S, Concept RCFDHU09 is required.


Msg4:
Schedule RC-S, Concept RCFDHU10 is required.


Msg4:
Schedule RC-S, Concept RCFDHU11 is required.


Msg4:
Schedule RC-S, Concept RCFDHU12 is required.


Msg4:
Schedule RC-S, Concept RCFDHU13 is required.


Msg4:
Schedule RC-S, Concept RCFDHU14 is required.


Msg4:
Schedule RC-S, Concept RCFDHU15 is required.


Msg4:
Schedule RC-S, concept RCFDHU16 is required.


Msg4:
Schedule RC-S, concept RCFDHU17 is required.


Msg4:
Schedule RC-S, concept RCFDHU18 is required.


Msg4:
Schedule RC-C, Concept RCFJ451 is required.


Msg4:
Schedule RC-C, Concept RCFDJ454 is required.


Msg4:
Schedule RC-V, Concept RCFDJ981 is required.


Msg4:
Schedule RC-R, II, Part II, Concept RCFDJA21 is required.


Msg4:
Schedule RC, Concept RCFDJA22 is required.


Msg4:
Schedule RC-Q, concept RCFDJA36 is required.


Msg4:
Schedule RC-S, concept RCFDJF77 is required.


Msg4:
Schedule RC-S, concept RCFDJF78 is required.


Msg4:
Schedule V, concept RCFDJF84 is required.


Msg4:
Schedule V, concept RCFDJF85 is required.


Msg4:
Schedule V, concept RCFDJF86 is required.


Msg4:
Schedule V, concept RCFDJF87 is required.


Msg4:
Schedule V, concept RCFDJF88 is required.


Msg4:
Schedule V, concept RCFDJF89 is required.


Msg4:
Schedule V, concept RCFDJF90 is required.


Msg4:
Schedule V, concept RCFDJF91 is required.


Msg4:
Schedule V, concept RCFDJF92 is required.


Msg4:
Schedule V, concept RCFDJF93 is required.


Msg4:
Concept RCFDJJ03, schedule RI-B is required.


exp1:
(((!RCONC752!)="FFIEC031") AND (CECL AND 031_RSOVERBILLION))

Msg4:
Concept RCFDJJ04, schedule RI-C is required.


Msg4:
Concept RCFDJJ05, schedule RI-C is required.


Msg4:
Concept RCFDJJ06, schedule RI-C is required.


Msg4:
Concept RCFDJJ07, schedule RI-C is required.


Msg4:
Concept RCFDJJ08, schedule RI-C is required.


Msg4:
Concept RCFDJJ09, schedule RI-C is required.


Msg4:
Concept RCFDJJ11, schedule RI-C is required.


Msg4:
Concept RCFDJJ12, schedule RI-C is required.


Msg4:
Concept RCFDJJ13, schedule RI-C is required.


Msg4:
Concept RCFDJJ14, schedule RI-C is required.


Msg4:
Concept RCFDJJ15, schedule RI-C is required.


Msg4:
Concept RCFDJJ16, schedule RI-C is required.


Msg4:
Concept RCFDJJ17, schedule RI-C is required.


Msg4:
Concept RCFDJJ18, schedule RI-C is required.


Msg4:
Concept RCFDJJ19, schedule RI-C is required.


Msg4:
Concept RCFDJJ20, schedule RI-C is required.


Msg4:
Concept RCFDJJ21, schedule RI-C is required.


Msg4:
Concept RCFDJJ23, schedule RI-C is required.


Msg4:
Concept RCFDJJ24, schedule RI-C is required.


Msg4:
Concept RCFDJJ25, schedule RI-C is required.


exp1:
(((!RCONC752!)="FFIEC031") AND (CECL AND NOTCBLR))

Msg4:
Schedule RC-R, II, Concept RCFDJJ30 is required.


Msg4:
Schedule RC-R, II, Concept RCFDJJ31 is required.


Msg4:
Schedule RC-R, II, Concept RCFDJJ32 is required.


Msg4:
Concept RCFDJJ34, schedule RC is required.


Msg4:
Schedule RC-V, Concept RCFDK009 is required.


Msg4:
Schedule RC-V, Concept RCFDK030 is required.


Msg4:
Schedule RC-V, Concept RCFDK033 is required.


Msg4:
Schedule RC-N, concept RCFDK036 is required.


Msg4:
Schedule RC-N, concept RCFDK037 is required.


Msg4:
Schedule RC-N, concept RCFDK038 is required.


Msg4:
Schedule RC-N, concept RCFDK039 is required.


Msg4:
Schedule RC-N, concept RCFDK040 is required.


Msg4:
Schedule RC-N, concept RCFDK041 is required.


Msg4:
Schedule RC-N, concept RCFDK042 is required.


Msg4:
Schedule RC-N, concept RCFDK043 is required.


Msg4:
Schedule RC-N, concept RCFDK044 is required.


Msg4:
Schedule RC-C, Concept RCFDK098 is required.


Msg4:
Schedule RC-N, concept RCFDK102 is required.


Msg4:
Schedule RC-N, concept RCFDK103 is required.


Msg4:
Schedule RC-N, concept RCFDK104 is required.


Msg4:
Schedule RC-N, concept RCFDK120 is required.


Msg4:
Schedule RC-N, concept RCFDK121 is required.


Msg4:
Schedule RC-N, concept RCFDK122 is required.


Msg4:
Schedule RC-N, concept RCFDK123 is required.


Msg4:
Schedule RC-N, concept RCFDK124 is required.


Msg4:
Schedule RC-N, concept RCFDK125 is required.


Msg4:
Schedule RC-N, concept RCFDK126 is required.


Msg4:
Schedule RC-N, concept RCFDK127 is required.


Msg4:
Schedule RC-N, concept RCFDK128 is required.


Msg4:
Schedule RC-C, concept RCFDK137 is required.


Msg4:
Schedule RC-N, concept RCFDK138 is required.


Msg4:
Schedule RC-N, concept RCFDK139 is required.


Msg4:
Schedule RC-N, concept RCFDK140 is required.


Msg4:
Schedule RC-B, Concept RCFDK142 is required.


Msg4:
Schedule RC-B, Concept RCFDK143 is required.


Msg4:
Schedule RC-B, Concept RCFDK144 is required.


Msg4:
Schedule RC-B, Concept RCFDK145 is required.


Msg4:
Schedule RC-B, Concept RCFDK146 is required.


Msg4:
Schedule RC-B, Concept RCFDK147 is required.


Msg4:
Schedule RC-B, Concept RCFDK148 is required.


Msg4:
Schedule RC-B, Concept RCFDK149 is required.


Msg4:
Schedule RC-B, Concept RCFDK150 is required.


Msg4:
Schedule RC-B, Concept RCFDK151 is required.


Msg4:
Schedule RC-B, Concept RCFDK152 is required.


Msg4:
Schedule RC-B, Concept RCFDK153 is required.


Msg4:
Schedule RC-B, Concept RCFDK154 is required.


Msg4:
Schedule RC-B, Concept RCFDK155 is required.


Msg4:
Schedule RC-B, Concept RCFDK156 is required.


Msg4:
Schedule RC-B, Concept RCFDK157 is required.


Msg4:
Schedule RC-C, concept RCFDK163 is required.


Msg4:
Schedule RC-C, concept RCFDK164 is required.


Msg4:
Schedule RC-C, concept RCFDK165 is required.


Msg4:
Schedule RC-C, concept RCFDK168 is required.


Msg4:
Schedule RC-M, concept RCFDK192 is required.


Msg4:
Schedule RC-M, concept RCFDK193 is required.


Msg4:
Schedule RC-M, concept RCFDK194 is required.


Msg4:
Schedule RC-D, concept RCFDK197 is required.


Msg4:
Schedule RC-D, concept RCFDK198 is required.


Msg4:
Schedule RC-F, concept RCFDK201 is required.


Msg4:
Schedule RC-F, concept RCFDK202 is required.


Msg4:
Schedule RC-C, concept RCFDK203 is required.


Msg4:
Schedule RC-C, concept RCFDK204 is required.


Msg4:
Schedule RC-C, concept RCFDK207 is required.


Msg4:
Schedule RC-N, Concept RCFDK213 is required.


Msg4:
Schedule RC-N, Concept RCFDK214 is required.


Msg4:
Schedule RC-N, Concept RCFDK215 is required.


Msg4:
Schedule RC-N, Concept RCFDK216 is required.


Msg4:
Schedule RC-N, Concept RCFDK217 is required.


Msg4:
Schedule RC-N, Concept RCFDK218 is required.


Msg4:
Schedule RC-F, concept RCFDK270 is required.


Msg4:
Schedule RC-N, concept RCFDK274 is required.


Msg4:
Schedule RC-N, concept RCFDK275 is required.


Msg4:
Schedule RC-N, concept RCFDK276 is required.


Msg4:
Schedule RC-N, concept RCFDK277 is required.


Msg4:
Schedule RC-N, concept RCFDK278 is required.


Msg4:
Schedule RC-N, concept RCFDK279 is required.


Msg4:
Schedule RC-N, concept RCFDK280 is required.


Msg4:
Schedule RC-N, concept RCFDK281 is required.


Msg4:
Schedule RC-N, concept RCFDK282 is required.


Msg4:
Scheudule RC-O, concept RCFDk652 is required.


Msg4:
Scheudule RC-O, concept RCFDk653 is required.


Msg4:
Scheudule RC-O, concept RCFDk654 is required.


Msg4:
Scheudule RC-O, concept RCFDK655 is required.


Msg4:
Scheudule RC-O, concept RCFDK656 is required.


Msg4:
Scheudule RC-O, concept RCFDK659 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED) OR ((BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED))

Msg4:
Schedule RC-O, concept RCFDk663 is required.


Msg4:
Schedule RC-O, concept RCFDk664 is required.


Msg4:
Schedule RC-O, concept RCFDk665 is required.


Msg4:
Schedule RC-O, concept RCFDk666 is required.


Msg4:
Schedule RC-O, concept RCFDk669 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCFDK673 is required.


Msg4:
Schedule RC-O, concept RCFDK674 is required.


exp1:
((BASELEVELWITHFRGNOFFICES AND (LARGE_BANK OR HCI_BANK) AND INSURED AND RCO_INST_OWN_INST))


Msg4:
Schedule RC-G, Concept RCFDLB56 is required


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCFDM963 is required.


Msg4:
Schedule RC-O, concept RCFDM964 is required.


Msg4:
Schedule RC-B, concept RCFDMG95 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED AND CECLYES) OR (BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED AND CECLYES)

Msg4:
Schedule RC-O, Concept RCFDMW53 is required.


Msg4:
Schedule RC-O, concept RCFDN019 is required.


Msg4:
Schedule RC-B, Concept RCFDPU98 is required.


Msg4:
Schedule RC-B, Concept RCFDPU99 is required.


Msg4:
Schedule RC-B, Concept RCFDPV00 is required.


Msg4:
Schedule RC-B, Concept RCFDPV01 is required.


Msg4:
Schedule RC-C I, Concept RCFDPV05 is required.


Msg4:
Schedule RC-C I, Concept RCFDPV06 is required.


Msg4:
Schedule RC-C I, Concept RCFDPV07 is required.


Msg4:
Schedule RC-C I, Concept RCFDPV08 is required.


Msg4:
Schedule RC-C I, Concept RCFDPV09 is required.


Msg4:
Schedule RC-L, Concept RCFDPV10 is required.


Msg4:
Schedule RC-L, Concept RCFDPV11 is required.


Msg4:
Schedule RC-L, Concept RCFDPV12 is required.


Msg4:
Schedule RC-L, Concept RCFDPV13 is required.


Msg4:
Schedule RC-L, Concept RCFDPV14 is required.


Msg4:
Schedule RC-L, Concept RCFDPV15 is required.


Msg4:
Schedule RC-L, Concept RCFDPV16 is required.


Msg4:
Schedule RC-N, Concept RCFDPV23 is required.


Msg4:
Schedule RC-N, Concept RCFDPV24 is required.


Msg4:
Schedule RC-N, Concept RCFDPV25 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS396 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS397 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS398 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS399 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS400 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS402 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS403 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS405 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS406 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS413 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS414 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS415 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS416 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS417 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS419 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS420 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS421 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS423 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS424 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS425 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS426 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS427 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS428 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS429 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS431 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS432 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS433 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS434 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS435 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS436 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS437 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS439 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS440 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS441 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS442 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS443 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS445 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS446 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS447 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS449 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS450 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS451 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS452 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS453 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS454 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS455 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS457 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS458 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS459 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS460 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS461 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS462 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS463 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS466 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS467 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS469 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS470 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS471 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS475 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS476 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS477 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS478 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS479 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS480 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS481 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS482 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS483 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS484 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS485 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS486 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS487 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS488 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS489 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS490 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS491 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS492 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS493 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS494 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS495 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS496 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS497 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS498 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS499 is required.


Msg4:
Schedule RC_R, Concept RCFDS500 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS503 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS504 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS505 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS506 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS507 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS510 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS511 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS512 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS513 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS514 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS515 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS516 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS517 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS518 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS519 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS520 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS521 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS522 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS523 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS524 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS525 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS526 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS527 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS528 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS529 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS530 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS531 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS539 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS540 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS541 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS542 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS543 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS544 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS545 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS546 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS547 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS548 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS549 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS550 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS551 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS552 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS554 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS555 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS556 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS557 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS558 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS559 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS560 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS561 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS56 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS563 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS564 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS565 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS566 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS567 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS568 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS569 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS570 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS571 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS572 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS573 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS574 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS575 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS576 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS577 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS578 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS579 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS580 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS581 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS582 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS583 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS584 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS585 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS586 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS587 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS588 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS589 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS590 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS591 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS592 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS593 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS594 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS595 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS596 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS597 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS598 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS599 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS600 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS601 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS602 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS603 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS604 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS605 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS606 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS607 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS608 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS609 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS610 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS611 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS612 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS613 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS614 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS615 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS616 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS617 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS618 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS619 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS620 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS621 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS622 is required.


Msg4:
Schedule RC-R, II, Concept RCFDS623 is required.


exp1:
(031_RCI_IBF_PLUS_ONE_OTHER_F OR EIGN_OFFICE) OR (031_RCI_IBF_PLUS_ONE_OTHER_F OR EIGN_OFFICE AND EXCLUDEDOMESTICBANKOVER100BILLION)


exp1:
(BASELEVELWITHFRGNOFFICES AND (041_TOTALASSETS_PJUN_TENBILLION OR 031_TOTALASSETS_PJUN_TENBILLION OR (MERGERSTARTUPTHISQTR AND 031_TOTALASSETS_P0_TENBILLION))) OR ((!RCONC752!)="FFIEC031" AND (EXCLUDEDOMESTICBANKOVER100BILLION AND (031_TOTALASSETS_PJUN_TENBILLION OR (MERGERSTARTUPTHISQTR AND 031_TOTALASSETS_P0_TENBILLION))))


Msg4:
Schedule RC-E, Concept RCFNB900 IS REQUIRED


Msg4:
Schedule RC-E, Concept RCFNB901 IS REQUIRED


Msg4:
Schedule RC-E, Concept RCFNB902 IS REQUIRED


Msg4:
Schedule RC-E, Concept RCFNB903 IS REQUIRED


exp1:
(BASELEVELWITHFRGNOFFICES AND INSURED) OR (BASELEVELWITHFRGNOFFICES AND INSURED AND EXCLUDEDOMESTICBANKOVER100BILLION)


exp1:
(BASELEVELWITHFRGNOFFICES AND EXCLUDEDOMESTICBANKOVER100BILLION AND INSURED)

Msg4:
Schedule RC-O, Concept RCFNGW43 is required.


Msg4:
Schedule RC-R, Concept RCFW3792 is required.


Msg4:
Schedule RC-R, Concept RCFW5310 is required.


Msg4:
Schedule RC-R, Concept RCFW5311 is required.


Msg4:
Schedule RC-R, Concept RCFW7205 is required.


Msg4:
Schedule RC-R, Concept RCFW7206 is required.


Msg4:
Schedule RC-R, Concept RCFWA223 is required.


Msg4:
Schedule RCRI, Concept RCFWH312 is required.


Msg4:
Schedule RC-R, Concept RCFWP793 is required.


Msg4:
Schedule RC-R I, Concept RCFWP851 is required.


Msg4:
Schedule RC-R I, Concept RCFWP852 is required.


Msg4:
Schedule RC-R I, Concept RCFWP853 is required.


Msg4:
Schedule RC-R I, Concept RCFWP854 is required.


Msg4:
Schedule RC-R I, Concept RCFWP855 is required.


Msg4:
Schedule RC-R I, Concept RCFWP856 is required.


Msg4:
Schedule RC-R I, Concept RCFWP857 is required.


Msg4:
Schedule RC-R I, Concept RCFWP858 is required.


Msg4:
Schedule RC-R I, Concept RCFWP859 is required.


Msg4:
Schedule RC-R, Concept RCFWP870 is required.


Msg4:
Schedule RC-R I, Concept RCOA2170 is required.


Msg4:
Schedule RC-R I, Concept RCOA3128 is required.


exp1:
(((!RCONC752!)="FFIEC041") AND (NOTCBLR)) OR (((!RCONC752!)="FFIEC051") AND (NOTCBLR))

Msg4:
Schedule RC-R, Concept RCOA3792 is required.


Msg4:
Schedule RC-R, Concept RCOA5310 is required.


Msg4:
Schedule RC-R, Concept RCOA5311 is required.


Msg4:
Schedule RC-R, Concept RCOA7204 is required.


Msg4:
Schedule RC-R, Concept RCOA7205 is required.


Msg4:
Schedule RC-R, Concept RCOA7206 is required.


Msg4:
Schedule RC-R, Concept RCOA8274 is required.


Msg4:
Schedule RC-R, Concept RCOAA223 is required.


Msg4:
Schedule RC-R, Concept RCOAA224 is required.


Msg4:
Schedule RC-R, Concept RCOAB530 is required.


Msg4:
Schedule RC-R, Concept RCOAB596 is required.


exp1:
(((!RCONC752!)="FFIEC041") AND (CATEG OR Y_III AND NOTCBLR))

Msg4:
Schedule RCRI, Concept RCOAH015 is required.


Msg4:
Schedule RCRI, Concept RCOAH036 is required.


Msg4:
Schedule RC-R, Concept RCOAH311 is required.


Msg4:
Concept RCOAJJ29, schedule RC-R is required.


exp1:
(((!RCONC752!)<>"FFIEC031") AND (CBLR AND CECL))

Msg4:
Schedule RC-R I, Concept RCOAJJ30 is required.


Msg4:
Schedule RC-R I, Concept RCOAJJ31 is required.


Msg4:
Schedule RC-R I, Concept RCOAJJ32 is required.


Msg4:
Concept RCOAKW00, Schedule RC-R is required.


Msg4:
Concept RCOAKW03, Schedule RC-R is required.


Msg4:
Schedule RC-R I, Concept RCOAKX77 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX78 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX79 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX80 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX81 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX82 is required.


Msg4:
Schedule RC-R I, Concept RCOAKX83 is required.


Msg4:
Schedule RC-R I, Concept RCOALB58 is required.


Msg4:
Schedule RC-R I, Concept RCOALB59 is required.


Msg4:
Schedule RC-R I, Concept RCOALB60 is required.


Msg4:
Schedule RC-R I, Concept RCOALB61 is required.


Msg4:
Schedule RC-R I, Concept RCOALE74 is required.


Msg4:
Schedule RC-R, Concept RCOAP742 is required.


Msg4:
Schedule RC-R, Concept RCOAP793 is required.


Msg4:
Schedule, RC-R, Concept RCOAP838 is required.


Msg4:
Schedule RC-R, Concept RCOAP839 is required.


Msg4:
Schedule RC-R, Concept RCOAP840 is required.


Msg4:
Schedule RC-R, Concept RCOAP841 is required.


Msg4:
Schedule RC-R, Concept RCOAP842 is required.


Msg4:
Schedule RC-R, Concept RCOAP843 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCOAP844 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCOAP846 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCOAP847 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCOAP848 is required.


Msg4:
Schedule RC-R, Part.I.B, Concept RCOAP849 is required.


Msg4:
Schedule RC-R, Concept RCOAP850 is required.


Msg4:
Schedule RC-R, Concept RCOAP852 is required.


Msg4:
Schedule RC-R, Concept RCOAP857 is required.


Msg4:
Schedule RC-R, Concept RCOAP858 is required.


Msg4:
Schedule RC-R, Concept RCOAP859 is required.


Msg4:
Schedule RC-R, Concept RCOAP860 is required.


Msg4:
Schedule RC-R, Concept RCOAP861 is required.


Msg4:
Schedule RC-R, Concept RCOAP862 is required.


Msg4:
Schedule RC-R, Concept RCOAP863 is required.


Msg4:
Schedule RC-R, Concept RCOAP864 is required.


Msg4:
Schedule RC-R, Concept RCOAP865 is required.


Msg4:
Schedule RC-R, Concept RCOAP866 is required.


Msg4:
Schedule RC-R, Concept RCOAP867 is required.


Msg4:
Schedule RC-R, Concept RCOAP868 is required.


Msg4:
Schedule RC-R, Concept RCOAP870 is required.


Msg4:
Schedule RC-R, Concept RCOAP872 is required.


Msg4:
Schedule RC-R, Concept RCOAP875 is required.


Msg4:
Schedule RC-R, Concept RCOAQ258 is required.


Msg4:
Schedule RC-R I, Concept RCOAS540 is required.


exp1:
((!RCONC752!)="FFIEC041" AND (REP OR TINGSTATUSLARGE)) OR ((!RCONC752!)="FFIEC031" AND (REP OR TINGSTATUSLARGE)) OR ((!RCONC752!)="FFIEC031" AND (031WITHFRGNOFFICES))

Msg4:
Schedule RCA, Concept RCON0010 is required.


Msg4:
Schedule RCA, Concept RCON0020 is required.


Msg4:
Schedule RCA, Concept RCON0070 is required.


Msg4:
Schedule RCA, Concept RCON0080 is required.


Msg4:
Schedule RCA, Concept RCON0082 is required.


Msg4:
Schedule RCA, Concept RCON0090 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND EXCLUDEDOMESTICBANKOVER100BILLION) OR (BASELEVELWITHONLYDOMESTICOFFICES)


exp1:
(((!RCONC752!)="FFIEC041") AND (BASELEVELWITHONLYDOMESTICOFFICES AND REP OR TINGSTATUSLARGE))


Msg4:
Schedule RC-N, Concept RCON1403 is required.


Msg4:
Schedule RC-N, Concept RCON1406 is required.


Msg4:
Schedule RC-N, Concept RCON1407 is required.


exp1:
(BASELEVELWITHFRGNOFFICES) OR (((!RCONC752!)="FFIEC041") AND (BASELEVELWITHONLYDOMESTICOFFICES AND REP OR TINGSTATUSLARGE))

Msg4:
Schedule RC-C. concept RCON1545 IS REQUIRED


exp1:
(041_AGRICULTURAL_SMALL_MEDIUM) OR ((BASELEVELWITHONLYDOMESTICOFFICES AND REP OR TINGSTATUSLARGE))

Msg4:
Schedule RC-N, Concept RCON1583 is required.


Msg4:
Schedule RC-N, Concept RCON1594 is required.


Msg4:
Schedule RC-N, Concept RCON1597 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND EXCLUDEDOMESTICBANKOVER100BILLION) OR (BASELEVELWITHONLYDOMESTICOFFICES AND EXCLUDEDOMESTICBANKOVER100BILLION)


Msg4:
Schedule RC-C, concept RCON1764 IS REQUIRED


Msg4:
Schedule RC-C, Concept RCON2081 is required.


Msg4:
Schedule RC-RII, Concept RCON2170 IS REQUIRED


Msg4:
Schedule RC-RII, Concept RCON3123 IS REQUIRED


Msg4:
Schedule RC-RII, Concept RCON3128 is required.


Msg4:
Schedule RC-R, Concept RCON3210 IS REQUIRED


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND REP OR TINGSTATUSMEDIUM)


exp1:
(BASELEVELWITHFRGNOFFICES) OR ((041_AGRICULTURAL_SMALL_MEDIUM)) OR ((BASELEVELWITHONLYDOMESTICOFFICES AND REP OR TINGSTATUSLARGE))


Msg4:
Schedule RC-K, Concept RCON3401 is required.


Msg4:
Schedule RC-L, Concept RCON3434 is required.


Msg4:
Schedule RC-L, Concept RCON3435 is required.


Msg4:
Schedule RC-L, Concept RCON3450 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED) OR (((!RCONC752!)="FFIEC041") AND (BASELEVELWITHONLYDOMESTICOFFICES AND ELECTEDFAIRVALUEOPTION)) OR (((!RCONC752!)="FFIEC041") AND (041_TRADINGASSETS10MM4QTR))


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND LARGE_BANK AND INSURED) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND RC_TOTAL_TRADING_ASSETS_10MM) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND HCI_BANK AND INSURED)


Msg4:
Schedule RC-L, Concept RCON3826 is required.


exp1:
(BASELEVELWITHFRGNOFFICES) OR ((!RCONC752!)="FFIEC041") OR (((!RCONC752!)="FFIEC051") AND (03=12)) OR (((!RCONC752!)="FFIEC051") AND (03=6))


Msg4:
Schedule RCC Part II, RCON5562 is required.


Msg4:
Schedule RCC Part II, RCON5563 is required .


exp1:
(!RCONC752!)="FFIEC051" AND (03=6 OR 03=12) AND (RCC_PART_II1NO) OR ((!RCONC752!)="FFIEC041" AND (RCC_PART_II1NO)) OR ((!RCONC752!)="FFIEC031")

Msg4:
Schedule RCC Part II, RCON5564 is required .


Msg4:
Schedule RCC Part II, RCON5565 is required .


Msg4:
Schedule RCC Part II, RCON5566 is required.


Msg4:
Schedule RCC Part II, RCON5567 is required.


Msg4:
Schedule RCC Part II, RCON5568 is required.


Msg4:
Schedule RCC Part II, RCON5569 is required .


Msg4:
Schedule RCC Part II, RCON5570 is required.


Msg4:
Schedule RCC Part II, RCON5571 is required.


Msg4:
Schedule RCC Part II, RCON5572 is required.


Msg4:
Schedule RCC Part II, RCON5573 is required.


Msg4:
Schedule RCC Part II, RCON5574 is required.


Msg4:
Schedule RCC Part II, RCON5575 is required.


Msg4:
Schedule RCC Part II, RCON5576 is required .


Msg4:
Schedule RCC Part II, RCON5577 is required.


Msg4:
Schedule RCC Part II, RCON5578 is required.


Msg4:
Schedule RCC Part II, RCON5579 is required.


Msg4:
Schedule RCC Part II, RCON5580 is required.


Msg4:
Schedule RCC Part II, RCON5581 is required.


Msg4:
Schedule RCC Part II, RCON5582 is required.


Msg4:
Schedule RCC Part II, RCON5583 is required.


Msg4:
Schedule RCC Part II, RCON5584 is required.


Msg4:
Schedule RCC Part II, RCON5585 is required.


Msg4:
Schedule RCC Part II, RCON5586 is required .


Msg4:
Schedule RCC Part II, RCON5587 is required .


exp1:
(!RCONC752!)="FFIEC051" AND (03=6 OR 03=12) AND (RCC_PART_II5NO) OR ((!RCONC752!)="FFIEC041" AND (RCC_PART_II5NO)) OR ((!RCONC752!)="FFIEC031")

Msg4:
Schedule RCC Part II, RCON5588 is required.


Msg4:
Schedule RCC Part II, RCON5589 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND (041_TOTALASSETS_PJUN_ONEBILLION OR 031_RSOVERBILLION) AND INSURED) OR ((BASELEVELWITHONLYDOMESTICOFFICES AND (041_TOTALASSETS_PJUN_ONEBILLION OR 031_RSOVERBILLION_2 OR 041051_RSOVERBILLION) AND INSURED))

Msg4:
Schedule RC-O Memoranda, RCON5597 is required.


exp1:
(BASELEVELWITHFRGNOFFICES) OR ((!RCONC752!)="FFIEC041") OR (((!RCONC752!)="FFIEC051") AND (03=6 OR 03=12))


Msg4:
Schedule RC-H, Concept RCON8492 is required.


Msg4:
Schedule RC-H, Concept RCON8495 is required.


exp1:
((03=3) AND (BASELEVELWITHFRGNOFFICES)) OR ((03=3) AND (BASELEVELWITHONLYDOMESTICOFFICES))


Msg4:
Schedule RC-L, Concept RCON8693 is required.


Msg4:
Schedule RC-L, Concept RCON8694 is required.


Msg4:
Schedule RC-L, Concept RCON8695 is required.


Msg4:
Schedule RC-L, Concept RCON8696 is required.


Msg4:
Schedule RC-L, Concept RCON8697 is required.


Msg4:
Schedule RC-L, Concept RCON8698 is required.


Msg4:
Schedule RC-L, Concept RCON8699 is required.


Msg4:
Schedule RC-L, Concept RCON8700 is required.


Msg4:
Schedule RC-L, Concept RCON8701 is required.


Msg4:
Schedule RC-L, Concept RCON8702 is required.


Msg4:
Schedule RC-L, Concept RCON8703 is required.


Msg4:
Schedule RC-L, Concept RCON8704 is required.


Msg4:
Schedule RC-L, Concept RCON8705 is required.


Msg4:
Schedule RC-L, Concept RCON8706 is required.


Msg4:
Schedule RC-L, Concept RCON8707 is required.


Msg4:
Schedule RC-L, Concept RCON8708 is required.


Msg4:
Schedule RC-L, Concept RCON8709 is required.


Msg4:
Schedule RC-L, Concept RCON8710 is required.


Msg4:
Schedule RC-L, Concept RCON8711 is required.


Msg4:
Schedule RC-L, Concept RCON8712 is required.


Msg4:
Schedule RC-L, Concept RCON8713 is required.


Msg4:
Schedule RC-L, Concept RCON8714 is required.


Msg4:
Schedule RC-L, Concept RCON8715 is required.


Msg4:
Schedule RC-L, Concept RCON8716 is required.


Msg4:
Schedule RC-L, Concept RCON8719 is required.


Msg4:
Schedule RC-L, Concept RCON8720 is required.


Msg4:
Schedule RC-L, Concept RCON8723 is required.


Msg4:
Schedule RC-L, Concept RCON8724 is required.


Msg4:
Schedule RC-L and Schedule SU, RCON8725 IS REQUIRED


Msg4:
Schedule RC-L, Concept RCON8726 is required.


Msg4:
Schedule RC-L, Concept RCON8727 is required.


Msg4:
Schedule RC-L, Concept RCON8728 is required.


Msg4:
Schedule RC-L, Concept RCON8733 is required.


Msg4:
Schedule RC-L, Concept RCON8734 is required.


Msg4:
Schedule RC-L, Concept RCON8735 is required.


Msg4:
Schedule RC-L, Concept RCON8736 is required.


Msg4:
Schedule RC-L, Concept RCON8737 is required.


Msg4:
Schedule RC-L, Concept RCON8738 is required.


Msg4:
Schedule RC-L, Concept RCON8739 is required.


Msg4:
Schedule RC-L, Concept RCON8740 is required.


Msg4:
Schedule RC-L, Concept RCON8741 is required.


Msg4:
Schedule RC-L, Concept RCON8742 is required.


Msg4:
Schedule RC-L, Concept RCON8743 is required.


Msg4:
Schedule RC-L, Concept RCON8744 is required.


Msg4:
Schedule RC-L, Concept RCON8745 is required.


Msg4:
Schedule RC-L, Concept RCON8746 is required.


Msg4:
Schedule RC-L, Concept RCON8747 is required.


Msg4:
Schedule RC-L, Concept RCON8748 is required.


Msg4:
Schedule RC-L, and Schedule SU , RCONA126 IS REQUIRED


Msg4:
Schedule RC-L, Concept RCONA127 is required.


Msg4:
Schedule RC-RII, Concept RCONA222 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND INSURED)


Msg4:
Schedule RC-L, Concept RCONA589 is required.


Msg4:
Schedule RC-S, Concept RCONA591 is required.


Msg4:
Schedule RC-C, concept RCONB531 is required.


Msg4:
Schedule RC-C, concept RCONB534 IS REQUIRED


Msg4:
Schedule RC-C, concept RCONB535 is required.


Msg4:
Schedule RC-E, Concept RCONB549 is required.


Msg4:
Schedule RC-E, Concept RCONB550 is required.


Msg4:
Schedule RC-K, Concept RCONB562 is required.


Msg4:
Schedule RC-RII, Concept RCONB704 is required.


Msg4:
Schedule RC-S, Concept RCONB705 is required.


Msg4:
Schedule RC-S, Concept RCONB711 is required.


Msg4:
Schedule RC-S, Concept RCONB733 is required.


Msg4:
Schedule RC-S, Concept RCONB739 is required.


Msg4:
Schedule RC-S, Concept RCONB740 is required.


Msg4:
Schedule RC-S, Concept RCONB746 is required.


Msg4:
Schedule RC-S, Concept RCONB776 is required.


Msg4:
Schedule RC-S, Concept RCONB782 is required.


Msg4:
Schedule RC-S, Concept RCONB783 is required.


Msg4:
Schedule RC-S, Concept RCONB789 is required.


Msg4:
Schedule RC-S, Concept RCONB790 is required.


Msg4:
Schedule RC-S, Concept RCONB796 is required.


Msg4:
Schedule RC-S, Concept RCONB797 is required.


Msg4:
Schedule RC-S, Concept RCONB803 is required.


Msg4:
Schedule RC-S, Concept RCONB804 is required.


Msg4:
Schedule RC-S, Concept RCONB805 is required.


Msg4:
Schedule - RC-S, Concept RCONB806 is required.


Msg4:
Schedule - RC-S, Concept RCONB807 is required.


Msg4:
Schedule - RC-S, Concept RCONB808 is required.


Msg4:
Schedule - RC-S, Concept RCONB809 is required.


Msg4:
Schedule RC-C, concept  RCONB837 IS REQUIRED


Msg4:
Schedule RC-B Memoranda, RCONB838 is required.


Msg4:
Schedule RC-B Memoranda, RCONB839 is required.


Msg4:
Schedule RC-B Memoranda, RCONB840 is required.


Msg4:
Schedule RC-B Memoranda, RCONB841 is required.


Msg4:
Schedule RC-B Memoranda, RCONB842 is required.


Msg4:
Schedule RC-B Memoranda, RCONB843 is required.


Msg4:
Schedule RC-B Memoranda, RCONB844 is required.


Msg4:
Schedule RC-B Memoranda, RCONB845 is required.


Msg4:
Schedule RC-B Memoranda, RCONB846 is required.


Msg4:
Schedule RC-B Memoranda, RCONB847 is required.


Msg4:
Schedule RC-B Memoranda, RCONB848 is required.


Msg4:
Schedule RC-B Memoranda, RCONB849 is required.


Msg4:
Schedule RC-B Memoranda, RCONB850 is required.


Msg4:
Schedule RC-B Memoranda, RCONB851 is required.


Msg4:
Schedule RC-B Memoranda, RCONB852 is required.


Msg4:
Schedule RC-B Memoranda, RCONB853 is required.


Msg4:
Schedule RC-B Memoranda, RCONB854 is required.


Msg4:
Schedule RC-B Memoranda, RCONB855 is required.


Msg4:
Schedule RC-B Memoranda, RCONB856 is required.


Msg4:
Schedule RC-B Memoranda, RCONB857 is required.


Msg4:
Schedule RC-B Memoranda, RCONB858 is required.


Msg4:
Schedule RC-B Memoranda, RCONB859 is required.


Msg4:
Schedule RC-B Memoranda, RCONB860 is required.


Msg4:
Schedule RC-B Memoranda, RCONB861 is required.


Msg4:
Schedule T, Concept RCONB868 IS REQUIRED


Msg4:
Schedule T, Concept RCONB869 IS REQUIRED


Msg4:
Schedule T, Concept RCONB870 IS REQUIRED


Msg4:
Schedule T, Concept RCONB871 IS REQUIRED


Msg4:
Schedule T, Concept RCONB872 IS REQUIRED


Msg4:
Schedule T, Concept RCONB873 IS REQUIRED


Msg4:
Schedule T, Concept RCONB874 IS REQUIRED


Msg4:
Schedule T, Concept RCONB875 IS REQUIRED


Msg4:
Schedule T, Concept RCONB876 IS REQUIRED


Msg4:
Schedule T, Concept RCONB877 IS REQUIRED


Msg4:
Schedule T, Concept RCONB878 IS REQUIRED


Msg4:
Schedule T, Concept RCONB879 IS REQUIRED


Msg4:
Schedule T, Concept RCONB880 IS REQUIRED


Msg4:
Schedule T, Concept RCONB881 IS REQUIRED


Msg4:
Schedule T, Concept RCONB882 IS REQUIRED


Msg4:
Schedule T, Concept RCONB883 IS REQUIRED


Msg4:
Schedule T, Concept RCONB884 IS REQUIRED


Msg4:
Schedule T, Concept RCONB885 IS REQUIRED


Msg4:
Schedule T, Concept RCONB886 IS REQUIRED


Msg4:
Schedule T, Concept RCONB888 IS REQUIRED


Msg4:
Schedule T, Concept RCONB890 IS REQUIRED


Msg4:
Schedule T, Concept RCONB891 IS REQUIRED


Msg4:
Schedule T, Concept RCONB892 IS REQUIRED


Msg4:
Schedule T, Concept RCONB893 IS REQUIRED


Msg4:
Schedule T, Concept RCONB894 IS REQUIRED


Msg4:
Schedule T, Concept RCONB895 IS REQUIRED


Msg4:
Schedule T, Concept RCONB896 IS REQUIRED


Msg4:
Schedule T, Concept RCONB897 IS REQUIRED


Msg4:
Schedule T, Concept RCONB898 IS REQUIRED


Msg4:
Schedule T, Concept RCONB899 IS REQUIRED


exp1:
((03=12) AND (041051_RCT AND 041_TOTALCOLLECTIVEINVESTMENT_FUNDS_ONEBILLION)) OR (((!RCONC752!)="FFIEC051") AND (03=6 OR 03=12) AND (041051_RCT AND 041_TRUSTASSETS_250MM AND 041_TOTALCOLLECTIVEINVESTMENT_FUNDS_ONEBILLION)) OR (((!RCONC752!)="FFIEC051") AND (041051_RCT AND RCT_1B_10PCT AND (041_TOTALCOLLECTIVEINVESTMENT_FUNDS_PDEC_ONEBILLION OR 031_TOTALCOLLECTIVEINVESTMENTFUNDS_PDEC_ONEBILLION OR (MERGERSTARTUPTHISQTR AND 041_TOTALCOLLECTIVEINVESTMENT_FUNDS_P0_ONEBILLION)))) OR (((!RCONC752!)<>"FFIEC051") AND (03<>12) AND (041_RCT_OVER_250_INCOME1B))


Msg4:
Schedule T, Concept RCONC001 IS REQUIRED


Msg4:
Schedule T, Concept RCONC002 IS REQUIRED


Msg4:
Schedule RC-L, Concept RCONC219 is required.


Msg4:
Schedule RC-L, Concept RCONC221 is required.


Msg4:
Schedule RC-L, Concept RCONC222 is required.


Msg4:
Schedule RC-C, (FFIEC 041) ;  Schedule SU (FFIEC 051) concept RCONC391 IS REQUIRED


Msg4:
Schedule RCN Memoranda, RCONC410 is required.


Msg4:
Schedule RCN Memoranda, RCONC411 is required.


Msg4:
Schedule RC-L, Concept RCONC968 is required.


Msg4:
Schedule RC-L, Concept RCONC969 is required.


Msg4:
Schedule RC-L, Concept RCONC970 is required.


Msg4:
Schedule RC-L, Concept RCONC971 is required.


Msg4:
Schedule RC-L, Concept RCONC972 is required.


Msg4:
Schedule RC-L, Concept RCONC973 is required.


Msg4:
Schedule RC-L, Concept RCONC974 is required.


Msg4:
Schedule RC-L, Concept RCONC975 is required.


Msg4:
Schedule RC-R, Concept RCOND957 is required.


Msg4:
Schedule RC-R, Concept RCOND958 is required.


Msg4:
Schedule RC-R, Concept RCOND959 is required.


Msg4:
Schedule RC-R, Concept RCOND960 is required.


Msg4:
Schedule RC-R, Concept RCOND961 is required.


Msg4:
Schedule RC-R, Concept RCOND962 is required.


Msg4:
Schedule RC-R, Concept RCOND963 is required.


Msg4:
Schedule RC-R, Concept RCOND964 is required.


Msg4:
Schedule RC-R, Concept RCOND965 is required.


Msg4:
Schedule RC-R, Concept RCOND967 is required.


Msg4:
Schedule RC-R, Concept RCOND968 is required.


Msg4:
Schedule RC-R, Concept RCOND969 is required.


Msg4:
Schedule RC-R, Concept RCOND970 is required.


exp1:
(((!RCONC752!)="FFIEC031") AND (NOTCBLR)) OR (((!RCONC752!)="FFIEC041") AND (NOTCBLR)) OR (((!RCONC752!)="FFIEC051") AND (03=6 OR 03=12) AND (NOTCBLR))

Msg4:
Schedule RC-R, concept RCOND971 is required.


Msg4:
Schedule RC-R, Concept RCOND972 is required.


Msg4:
Schedule RC-R, Concept RCOND973 is required.


Msg4:
Schedule RC-R, Concept RCOND974 is required.


Msg4:
Schedule RC-R, Concept RCOND976 is required.


Msg4:
Schedule RC-R, Concept RCOND977 is required.


Msg4:
Schedule RC-R, Concept RCOND978 is required.


Msg4:
Schedule RC-R, Concept RCOND979 is required.


Msg4:
Schedule RC-R, Concept RCOND980 is required.


Msg4:
Schedule RC-R, Concept RCOND981 is required.


Msg4:
Schedule RC-R, Concept RCOND982 is required.


Msg4:
Schedule RC-R, Concept RCOND983 is required.


Msg4:
Schedule RC-R, Concept RCOND984 is required.


Msg4:
Schedule RC-R, Concept RCOND985 is required.


Msg4:
Schedule RC-R, Concept RCOND987 is required.


Msg4:
Schedule RC-R, Concept RCOND988 is required.


Msg4:
Schedule RC-R, Concept RCOND989 is required.


Msg4:
Schedule RC-R, Concept RCOND990 is required.


Msg4:
Schedule RC-R, Concept RCOND991 is required.


Msg4:
Schedule RC-R, Concept RCOND992 is required.


Msg4:
Schedule RC-R, Concept RCOND993 is required.


Msg4:
Schedule RC-R, Concept RCOND994 is required.


Msg4:
Schedule RC-R, Concept RCOND995 is required.


Msg4:
Schedule RC-R, Concept RCOND996 is required.


Msg4:
Schedule RC-R, Concept RCOND997 is required.


Msg4:
Schedule RC-R, Concept RCOND998 is required.


Msg4:
Schedule RC-R, Concept RCOND999 is required.


Msg4:
Schedule RC-O Memoranda, RCONF045 is required


Msg4:
Schedule RC-O Memoranda, RCONF046 is required.


Msg4:
Schedule RC-O Memoranda, RCONF047 is required.


Msg4:
Schedule RC-O Memoranda, RCONF048 is required


Msg4:
Schedule RC-O Memoranda, RCONF049 is required.


Msg4:
Schedule RC-O Memoranda, RCONF050 is required.


Msg4:
Schedule RC-O Memoranda, RCONF051 is required.


Msg4:
Schedule RC-O Memoranda, RCONF052 is required.


Msg4:
Schedule RC-N Memoranda, RCONF166 is required.


Msg4:
Schedule RC-N Memoranda, RCONF167 is required.


Msg4:
Schedule RC-N Memoranda, RCONF168 is required.


Msg4:
Schedule RCC Memoranda, RCONF230 is required.


exp1:
(((!RCONC752!)<>"FFIEC051") AND (03=6 OR 03=12) AND (NEGATIVEAMRTIZINGLOANS_100MM)) OR (((!RCONC752!)="FFIEC051") AND (03=12) AND (NEGATIVEAMRTIZINGLOANS_100MM))

Msg4:
Schedule RCC Part I Memoranda, RCONF231 is required.


Msg4:
Schedule RCC Part I Memoranda, RCONF232 is required.


Msg4:
Schedule RCC Part I Memoranda, RCONF576 is required.


Msg4:
Schedule RCC Part I Memoranda, RCONF577 is required.


exp1:
(((!RCONC752!)="FFIEC041") AND (BASELEVELWITHONLYDOMESTICOFFICES AND ELECTEDFAIRVALUEOPTION)) OR (((!RCONC752!)="FFIEC041") AND (041_TRADINGASSETS10MM4QTR))

Msg4:
Schedule RC-Q Part I Memoranda, Concept RCONF585 is required.


Msg4:
Schedule Q, Concept RCONF589 is required.


Msg4:
Schedule RC-Q, Concept RCONF601 is required.


Msg4:
Schedule RC-D, concept RCONF632 is required.


Msg4:
Schedule RC-D, concept RCONF636 is required.


Msg4:
Schedule RCN Memoranda, RCONF661 is required.


Msg4:
Schedule RCN Memoranda, RCONF662 is required.


Msg4:
Schedule RCN Memoranda, RCONF663 is required.


Msg4:
Schedule RC-S, Concept RCONF699 is required.


Msg4:
Schedule SU, Concept RCONFT00 is required.


Msg4:
Schedule SU, Concept RCONFT03 is required.


Msg4:
Schedule SU, Concept RCONFT06 is required.


Msg4:
Schedule SU, Concept RCONFT07 is required.


Msg4:
Schedule SU, Concept RCONFT09 is required.


Msg4:
Schedule SU, Concept RCONFT11 is required.


Msg4:
Schedule SU, concept RCONFT13 is required.


Msg4:
Schedule SU, Concept RCONFT16 is required.


Msg4:
Schedule RC-H, Concept RCONG397 is required.


Msg4:
Schedule RC-H, Concept RCONG398 is required.


Msg4:
Schedule RC-L, Concept RCONG401 is required.


Msg4:
Schedule RC-L, Concept RCONG402 is required.


Msg4:
Schedule RC-L, Concept RCONG403 is required.


Msg4:
Schedule RC-L, Concept RCONG404 is required.


Msg4:
Schedule RC-L, Concept RCONG405 is required.


Msg4:
Schedule RC-L, Concept RCONG406 is required.


Msg4:
Schedule RC-L, Concept RCONG407 is required.


Msg4:
Schedule RC-L, Concept RCONG408 is required.


Msg4:
Schedule RC-L, Concept RCONG409 is required.


Msg4:
Schedule RC-L, Concept RCONG410 is required.


Msg4:
Schedule RC-L, Concept RCONG411 is required.


Msg4:
Schedule RC-L, Concept RCONG412 is required.


Msg4:
Schedule RC-L, Concept RCONG413 is required.


Msg4:
Schedule RC-L, Concept RCONG414 is required.


Msg4:
Schedule RC-L, Concept RCONG415 is required.


Msg4:
Schedule RC-L, Concept RCONG416 is required.


Msg4:
Schedule RC-L, Concept RCONG417 is required.


exp1:
((BASELEVELWITHONLYDOMESTICOFFICES AND (041_TOTALASSETS_PJUN_TENBILLION OR 031_TOTALASSETS_PJUN_TENBILLION OR (MERGERSTARTUPTHISQTR AND 041_TOTALASSETS_P0_TENBILLION))))


exp1:
(BASELEVELWITHFRGNOFFICES) OR ((!RCONC752!)="FFIEC041") OR (((!RCONC752!)="FFIEC051") AND (03=12))


Msg4:
Schedule RC-R, Concept RCONG603 is required.


Msg4:
Schedule RC-R, Concept RCONG604 is required.


Msg4:
Schedule RC-R, Concept RCONG605 is required.


Msg4:
Schedule RC-R, Concept RCONG606 is required.


Msg4:
Schedule RC-R, Concept RCONG607 is required.


Msg4:
Schedule RC-R, Concept RCONG608 is required.


Msg4:
Schedule RC-R, Concept RCONG609 is required.


Msg4:
Schedule RC-R, Concept RCONG610 is required.


Msg4:
Schedule RC-R, Concept RCONG611 is required.


Msg4:
Schedule RC-R, Concept RCONG612 is required.


Msg4:
Schedule RC-R, Concept RCONG613 is required.


Msg4:
Schedule RC-R, Concept RCONG614 is required.


Msg4:
Schedule RC-R, Concept RCONG615 is required.


Msg4:
Schedule RC-R, Concept RCONG616 is required.


Msg4:
Schedule RC-R, Concept RCONG617 is required.


Msg4:
Schedule RC-R, Concept RCONG618 is required.


Msg4:
Schedule RC-R, Concept RCONG619 is required.


Msg4:
Schedule RC-R, Concept RCONG620 is required.


Msg4:
Schedule RC-R, Concept RCONG621 is required.


Msg4:
Schedule RC-R, Concept RCONG622 is required.


Msg4:
Schedule RC-R, Concept RCONG623 is required.


Msg4:
Schedule RC-R, Concept RCONG624 is required.


Msg4:
Schedule RC-R, Concept RCONG625 is required.


Msg4:
Schedule RC-R, Concept RCONG626 is required.


Msg4:
Schedule RC-R, Concept RCONG627 is required.


Msg4:
Schedule RC-R, Concept RCONG628 is required.


Msg4:
Schedule RC-R, Concept RCONG629 is required.


Msg4:
Schedule RC-R, Concept RCONG630 is required.


Msg4:
Schedule RC-R, Concept RCONG631 is required.


Msg4:
Schedule RC-R, Concept RCONG632 is required.


Msg4:
Schedule RC-R, Concept RCONG633 is required.


Msg4:
Schedule RC-R, Concept RCONG634 is required.


Msg4:
Schedule RC-R, Concept RCONG635 is required.


Msg4:
Schedule RC-R, Concept RCONG636 is required.


Msg4:
Schedule RC-R, Concept RCONG637 is required.


Msg4:
Schedule RC-RII, Concept RCONG641 is required.


Msg4:
Schedule RC-R, Concept RCONG642 is required.


Msg4:
Schedule RC-C, Concept RCONGW45 is required.


Msg4:
Schedule RC-C, Concept RCONGW46 is required.


Msg4:
Schedule RC-C, Concept RCONGW47 is required.


Msg4:
Schedule RC-R, Concept RCONH171 is required.


Msg4:
Schedule RC-R, Concept RCONH172 is required.


Msg4:
Schedule RC-R, Concept RCONH173 is required.


Msg4:
Schedule RC-R, Concept RCONH174 is required.


Msg4:
Schedule RC-R, Concept RCONH175 is required.


Msg4:
Schedule RC-R, Concept RCONH176 is required.


Msg4:
Schedule RC-R, Concept RCONH177 is required.


Msg4:
Schedule RC-R, Concept RCONH178 is required.


Msg4:
Schedule RC-R, Concept RCONH179 is required.


Msg4:
Schedule RC-R, Concept RCONH180 is required.


Msg4:
Schedule RC-R, Concept RCONH181 is required.


Msg4:
Schedule RC-R, Concept RCONH182 is required.


Msg4:
Schedule RC-R, Concept RCONH185 is required.


Msg4:
Schedule RC-R, Concept RCONH186 is required.


Msg4:
Schedule RC-R, Concept RCONH187 is required.


Msg4:
Schedule RC-R, Concept RCONH188 is required.


Msg4:
Schedule RC-R, Concept RCONH191 is required.


Msg4:
Schedule RC-R, Concept RCONH193 is required.


Msg4:
Schedule RC-R, Concept RCONH194 is required.


Msg4:
Schedule RC-R, Concept RCONH195 is required.


Msg4:
Schedule RC-R, Concept RCONH196 is required.


Msg4:
Schedule RC-R, Concept RCONH197 is required.


Msg4:
Schedule RC-R, Concept RCONH198 is required.


Msg4:
Schedule RC-R, Concept RCONH199 is required.


Msg4:
Schedule RC-R, Concept RCONH200 is required.


Msg4:
Schedule RC-R, Concept RCONH271 is required.


Msg4:
Schedule RC-R, Concept RCONH272 is required.


Msg4:
Schedule RC-R, Concept RCONH273 is required.


Msg4:
Schedule RC-R, Concept RCONH274 is required.


Msg4:
Schedule RC-R, Concept RCONH275 is required.


Msg4:
Schedule RC-R, Concept RCONH276 is required.


Msg4:
Schedule RC-R, Concept RCONH277 is required.


Msg4:
Schedule RC-R, Concept RCONH278 is required.


Msg4:
Schedule RC-R, Concept RCONH279 is required.


Msg4:
Schedule RC-R, Concept RCONH280 is required.


Msg4:
Schedule RC-R, Concept RCONH281 is required.


Msg4:
Schedule RC-R, Concept RCONH282 is required.


Msg4:
Schedule RC-R, Concept RCONH283 is required.


Msg4:
Schedule RC-R, Concept RCONH284 is required.


Msg4:
Schedule RC-R, Concept RCONH285 is required.


Msg4:
Schedule RC-R, Concept RCONH286 is required.


Msg4:
Schedule RC-R, Concept RCONH287 is required.


Msg4:
Schedule RC-R, Concept RCONH288 is required.


Msg4:
Schedule RC-R, Concept RCONH290 is required.


Msg4:
Schedule RC-R, Concept RCONH291 is required.


Msg4:
Schedule RC-R, Concept RCONH292 is required.


Msg4:
Schedule RC-RII, Concept RCONH293 is required.


Msg4:
Schedule RC-R, Concept RCONH294 is required.


Msg4:
Schedule RC-R, Concept RCONH295 is required.


Msg4:
Schedule RC-R, Concept RCONH296 is required.


Msg4:
Schedule RC-R, Concept RCONH297 is required.


Msg4:
Schedule RC-R, Concept RCONH298 is required.


Msg4:
Schedule RC-R, Concept RCONH299 is required.


Msg4:
Schedule RC-R, Concept RCONH300 is required.


Msg4:
Schedule RC-R, Concept RCONH301 is required.


Msg4:
Schedule RC-R, Concept RCONH302 is required.


Msg4:
Schedule RC-R, Concept RCONH303 is required.


Msg4:
Schedule RC-R, Concept RCONH304 is required.


Msg4:
Schedule RC-R, Concept RCONH307 is required.


Msg4:
Schedule RC-R, Concept RCONH308 is required.


Msg4:
Schedule RC-R, Concept RCONH309 is required.


Msg4:
Schedule RC-R, Concept RCONH310 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ74 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ75 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ76 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ77 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ78 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ79 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ80 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ81 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ82 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ83 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ84 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ85 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ86 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ87 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ88 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ89 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ90 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ91 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ92 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ93 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ94 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ95 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ96 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ97 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ98 is required.


Msg4:
Schedule RC-R Part II, Concept RCONHJ99 is required.


Msg4:
Schedule RC-R Part II, Concept RCONK00 is required.


Msg4:
Schedule RC-R Part II, Concept RCONK01 is required.


Msg4:
Schedule RC-E, Concept RCONHK05 is required.


Msg4:
Schedule RC-E, Concept RCONHK06 is required.


Msg4:
Schedule RC-E, Concept RCONHK07 is required.


Msg4:
Schedule RC-E, Concept RCONHK08 is required.


Msg4:
Schedule RC-E, Concept RCONHK09 is required.


Msg4:
Schedule RC-E, Concept RCONHK10 is required.


Msg4:
Schedule RC-E, Concept RCONHK11 is required.


Msg4:
Schedule RC-E, Concept RCONHK12 is required.


Msg4:
Schedule RC-E, Concept RCONHK13 is required.


Msg4:
Schedule RC-E, Concept RCONHK14 is required.


Msg4:
Schedule RC-E, Concept RCONHK15 is required.


Msg4:
Schedule RC-K, Concept RCONHK16 is required.


Msg4:
Schedule RC-K, Concept RCONHK17 is required.


Msg4:
Schedule RC-C, Concept RCONHK25 is required.


Msg4:
Schedule RC-N, Concept RCONHK26 is required.


Msg4:
Schedule RC-N, Concept RCONHK27 is required.


Msg4:
Schedule RC-N, Concept RCONHK28 is required.


exp1:
(FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND LARGE_BANK AND INSURED) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND RC_TOTAL_TRADING_ASSETS_10MM) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND HCI_BANK AND INSURED)

Msg4:
Schedule - RC-H, Concept RCONHT71 is required.


Msg4:
Schedule RC-Q, concept RCONHT87 is required.


Msg4:
Schedule RC-Q, concept RCONHT88 is required.


Msg4:
Scehdule RC-Q, Concept RCONHT89 is required.


Msg4:
Schedule RC-Q, concept RCONHT91 is required.


Msg4:
Schedule RC-Q, Concept RCONHT92 is required.


Msg4:
Schedule RC-Q, concept RCONHT93 is required.


Msg4:
Schedule RC-S, concept RCONHU09 is required.


Msg4:
Schedule RC-V, Concept RCONJ981 is required.


Msg4:
Schedule RC-R Part II, Concept RCONJA21 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES) OR (BASELEVELWITHFRGNOFFICES AND EXCLUDEDOMESTICBANKOVER100BILLION)

Msg4:
Schedule RC, Concept RCONJA22 is required.


Msg4:
Schedule RC-Q, concept RCONJA36 is required.


exp1:
(FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND LARGE_BANK AND INSURED) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND RC_TOTAL_TRADING_ASSETS_10MM) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND HCI_BANK AND INSURED) OR (FRGNOFFICEEVERTHISYEAR AND EXCLUDEDOMESTICBANKOVER100BILLION AND ELECTEDFAIRVALUEOPTION)

Msg4:
Schedule RC-H, concept RCONJF75 is required.


Msg4:
Schedule RC-V, concept RCONJF77 is required.


Msg4:
Schedule RC-V, concept is RCONJF78 is required.


Msg4:
Schedule V, concept RCONJF84 is required.


Msg4:
Schedule V, concept RCONJF85 is required.


Msg4:
Schedule V, concept RCONJF86 is required.


Msg4:
Schedule V, concept RCONJF87 is required.


Msg4:
Schedule V, concept RCONJF88 is required.


Msg4:
Schedule V, concept RCONJF89 is required.


Msg4:
Schedule V, concept RCONJF90 is required.


Msg4:
Schedule V, concept RCONJF91 is required.


Msg4:
Schedule V, concept RCONJF92 is required.


Msg4:
Schedule V, concept RCONJF93 is required.


Msg4:
Concept RCONJJ03, schedule RI-B is required.


exp1:
(((!RCONC752!)="FFIEC041") AND (CECL AND 041051_RSOVERBILLION)) OR (((!RCONC752!)="FFIEC051") AND (03=6 OR 03=12) AND (041051_RSOVERBILLION))

Msg4:
Concept RCONJJ04, schedule RI-C is required.


Msg4:
Concept RCONJJ05, Schedule RI-C is required.


Msg4:
Concept RCONJJ06, Schedule RI-C is required.


Msg4:
Concept RCONJJ07, Schedule RI-C is required.


Msg4:
Concept RCONJJ08, Schedule RI-C is required.


Msg4:
Concept RCONJJ09, Schedule RI-C is required.


Msg4:
Concept RCONJJ11, Schedule RI-C is required.


Msg4:
Concept RCONJJ12, Schedule RI-C is required.


Msg4:
Concept RCONJJ13, Schedule RI-C is required.


Msg4:
Concept RCONJJ14, Schedule RI-C is required.


Msg4:
Concept RCONJJ15, Schedule RI-C is required.


Msg4:
Concept RCONJJ16, schedule RI-C is required.


Msg4:
Concept RCONJJ17, schedule RI-C is required.


Msg4:
Concept RCONJJ18, schedule RI-C is required.


Msg4:
Concept RCONJJ19, schedule RI-C is required.


exp1:
(((!RCONC752!)="FFIEC041") AND (CECL AND 041051_RSOVERBILLION)) OR (((!RCONC752!)="FFIEC051") AND (03=6 OR 03=12) AND (CECL AND 041051_RSOVERBILLION))

Msg4:
Concept RCONJJ20, schedule RI-C is required.


Msg4:
Concept RCONJJ21, schedule RI-C is required.


Msg4:
Concept RCONJJ23, schedule RI-C is required.


Msg4:
Concept RCONJJ24, schedule RI-C is required.


Msg4:
Concept RCONJJ25, schedule RI-C is required.


exp1:
(((!RCONC752!)="FFIEC051") AND (CECL AND NOTCBLR)) OR (((!RCONC752!)="FFIEC041") AND (CECL AND NOTCBLR))

Msg4:
Schedule RC-RII,Concept RCONJJ30 is required.


Msg4:
Schedule RC-RII,Concept RCONJJ31 is required.


Msg4:
Schedule RC-RII,Concept RCONJJ32 is required.


Msg4:
Concept RCONJJ34, schedule RC is required.


Msg4:
Schedule RC-V, Concept RCONK009 is required.


Msg4:
Schedule RC-V, Concept RCONK030 is required.


Msg4:
Schedule RC-V, Concept RCONK033 is required.


Msg4:
Schedule RC-N, concept RCONK036 is required.


Msg4:
Schedule RC-N, concept RCONK037 is required.


Msg4:
Schedule RC-N, concept RCONK038 is required.


Msg4:
Schedule RC-N, concept RCONK039 is required.


Msg4:
Schedule RC-N, concept RCONK040 is required.


Msg4:
Schedule RC-N, concept RCONK041 is required.


Msg4:
Schedule RC-N, concept RCONK042 is required.


Msg4:
Schedule RC-N, concept RCONK043 is required.


Msg4:
Schedule RC-N, concept RCONK044 is required.


Msg4:
Schedule -RCC, Concept RCONK098 is required.


Msg4:
Schedule RCN, Concept RCONK102 is required.


Msg4:
Schedule RCN, Concept RCONK103 is required.


Msg4:
Schedule RCN, Concept RCONK104 is required.


Msg4:
Schedule RC-N, concept RCONK105 is required.


Msg4:
Schedule RC-N, concept RCONK106 is required.


Msg4:
Schedule RC-N, concept RCONK107 is required.


Msg4:
Schedule RC-N, concept RCONK108 is required.


Msg4:
Schedule RC-N, concept RCONK109 is required.


Msg4:
Schedule RC-N, concept RCONK110 is required.


Msg4:
Schedule RC-N, concept RCONK111 is required.


Msg4:
Schedule RC-N, concept RCONK112 is required.


Msg4:
Schedule RC-N, concept RCONK113 is required.


Msg4:
Schedule RC-N, concept RCONK114 is required.


Msg4:
Schedule RC-N, concept RCONK115 is required.


Msg4:
Schedule RC-N, concept RCONK116 is required.


Msg4:
Schedule RC-N, concept RCONK117 is required.


Msg4:
Schedule RC-N, concept RCONK118 is required.


Msg4:
Schedule RC-N, concept RCONK119 is required.


Msg4:
Schedule RCN, Concept RCONK120 is required.


Msg4:
Schedule RCN, Concept RCONK121 is required.


Msg4:
Schedule RCN, Concept RCONK122 is required.


Msg4:
Schedule RCN, Concept RCONK123 is required.


Msg4:
Schedule RCN, Concept RCONK124 is required.


Msg4:
Schedule RCN, Concept RCONK125 is required.


Msg4:
Schedule RCN, Concept RCONK126 is required.


Msg4:
Schedule RCN, Concept RCONK127 is required.


Msg4:
Schedule RCN, Concept RCONK128 is required.


Msg4:
Schedule RCN, Concept RCONK130 is required.


Msg4:
Schedule RCN, Concept RCONK131 is required.


Msg4:
Schedule RCN, Concept RCONK132 is required.


Msg4:
Schedule RC-C, concept RCONK137 is required.


exp1:
(!RCONC752!)="FFIEC041" AND (041051_300MM OR AGRICULTURE) OR ((!RCONC752!)="FFIEC051" AND (03=6 OR 03=12) AND (041051_300MM OR AGRICULTURE))

Msg4:
Schedule RC-N, Concept RCONK138 is required.


Msg4:
Schedule RC-N, Concept RCONK139 is required.


Msg4:
Schedule RC-N, Concept RCONK140 is required.


Msg4:
Schedule RC-B, Concept RCONK142 is required.


Msg4:
Schedule RC-B, Concept RCONK143 is required.


Msg4:
Schedule RC-B, Concept RCONK144 is required.


Msg4:
Schedule RC-B, Concept RCONK145 is required.


Msg4:
Schedule RC-B, Concept RCONK146 is required.


Msg4:
Schedule RC-B, Concept RCONK147 is required.


Msg4:
Schedule RC-B, Concept RCONK148 is required.


Msg4:
Schedule RC-B, Concept RCONK149 is required.


Msg4:
Schedule RC-B, Concept RCONK150 is required.


Msg4:
Schedule RC-B, Concept RCONK151 is required.


Msg4:
Schedule RC-B, Concept RCONK152 is required.


Msg4:
Schedule RC-B, Concept RCONK153 is required.


Msg4:
Schedule RC-B, Concept RCONK154 is required.


Msg4:
Schedule RC-B, Concept RCONK155 is required.


Msg4:
Schedule RC-B, Concept RCONK156 is required.


Msg4:
Schedule RC-B, Concept RCONK157 is required.


Msg4:
Schedule RC-C, concept RCONK158 is required.


Msg4:
Schedule RC-C, concept RCONK159 is required.


Msg4:
Schedule RC-C, concept RCONK160 is required.


Msg4:
Schedule RC-C, concept RCONK161 is required.


Msg4:
Schedule RC-C, concept RCONK162 is required.


Msg4:
Schedule RC-C, concept RCONK163 is required.


Msg4:
Schedule RC-C, concept RCONK164 is required.


Msg4:
Schedule RC-C, concept RCONK165 is required.


Msg4:
Schedule RC-C, concept RCONK166 is required.


Msg4:
Schedule RC-C, concept RCONK168 is required.


Msg4:
Schedule RC-M, concept RCONK192 is required.


Msg4:
Schedule RC-M, concept RCONK193 is required.


Msg4:
Schedule RC-M, concept RCONK194 is required.


Msg4:
Schedule RC-D, concept RCONK197 is required.


Msg4:
Schedule RC-D, concept RCONK198 is required.


Msg4:
Schedule RC-F, concept RCONK201 is required.


Msg4:
Schedule RC-F, concept RCONK202 is required.


Msg4:
Schedule RC-C, concept RCONK203 is required.


Msg4:
Schedule RC-C, concept RCONK204 is required.


Msg4:
Schedule RC-C, concept RCONK207 is required.


Msg4:
Schedule RC-N, concept RCONK213 is required.


Msg4:
Schedule RC-N, concept RCONK214 is required.


Msg4:
Schedule RC-N, concept RCONK215 is required.


Msg4:
Schedule RC-N, concept RCONK216 is required.


Msg4:
Schedule RC-N, concept RCONK217 is required.


Msg4:
Schedule RC-N, concept RCONK218 is required.


Msg4:
Schedule RC-E, concept RCONK220 is required.


Msg4:
Schedule RC-E, concept RCONK222 is required.


Msg4:
Schedule RC-E, concept RCONK223 is required.


Msg4:
Schedule RC-C, Concept RCONK256 is required.


Msg4:
Schedule RC-N, Concept RCONK257 is required.


Msg4:
Schedule RC-N, Concept RCONK258 is required.


Msg4:
Schedule RC-N, Concept RCONK259 is required.


Msg4:
Schedule RC-F, concept RCONK270 is required.


Msg4:
Schedule RC-N, concept RCONK274 is required.


Msg4:
Schedule RC-N, concept RCONK275 is required.


Msg4:
Schedule RC-N, concept RCONK276 is required.


Msg4:
Schedule RC-N, concept RCONK277 is required.


Msg4:
Schedule RC-N, concept RCONK278 is required.


Msg4:
Schedule RC-N, concept RCONK279 is required.


Msg4:
Schedule RC-N, concept RCONK280 is required.


Msg4:
Schedule RC-N, concept RCONK281 is required.


Msg4:
Schedule RC-N, concept RCONK282 is required.


Msg4:
Schedule RC-O, concept RCONK652 is required.


Msg4:
Scheudule RC-O, concept RCONK653 is required.


Msg4:
Schedule RC-O, Concept RCONK654 is required.


Msg4:
Scheudule RC-O, concept RCONK655 is required.


Msg4:
Scheudule RC-O, concept RCONK656 is required.


Msg4:
Scheudule RC-O, concept RCONK659 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED) OR ((BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED))

Msg4:
Schedule RC-O, concept RCONk663 is required.


Msg4:
Schedule RC-O, concept RCONk664 is required.


Msg4:
Schedule RC-O, concept RCONk665 is required.


Msg4:
Schedule RC-O, concept RCONk666 is required.


Msg4:
Schedule RC-O, concept RCONk669 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCONK673 is required.


Msg4:
Schedule RC-O, concept RCONK674 is required.


Msg4:
Schedule RC-O, concept RCONk676 is required.


Msg4:
Schedule RC-O, concept RCONk677 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED) OR (BASELEVELWITHFRGNOFFICES AND HCI_BANK AND INSURED) OR (BASELEVELWITHONLYDOMESTICOFFICES AND HCI_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCONk678 is required.


exp1:
(BASELEVELWITHFRGNOFFICES AND QTL_BANK) OR (BASELEVELWITHONLYDOMESTICOFFICES AND QTL_BANK)

Msg4:
Schedule RC_M, concept RCONL133 is required.


Msg4:
Schedule RC_M, concept RCONL135 is required.


exp1:
((BASELEVELWITHONLYDOMESTICOFFICES AND (LARGE_BANK OR HCI_BANK) AND INSURED AND RCO_INST_OWN_INST))


exp1:
((BASELEVELWITHONLYDOMESTICOFFICES AND (LARGE_BANK OR HCI_BANK) AND INSURED AND RCO_INST_OWN_INST)) OR ((BASELEVELWITHFRGNOFFICES AND (LARGE_BANK OR HCI_BANK) AND INSURED AND RCO_INST_OWN_INST))


Msg4:
Schedule RC-C, Concept RCONLE75 is required.


Msg4:
Schedule RC-CI, Concept RCONLG24 is required.


Msg4:
Schedule RC-CI, Concept RCONLG25 is required.


Msg4:
Schedule RC-M, Concept RCONLG26 is required.


Msg4:
Schedule RC-M, Concept RCONLG27 is required.


Msg4:
Schedule RC-M, Concept RCONLG28 is required.


Msg4:
Schedule RC-M, Concept RCONLL57 is required.


Msg4:
Schedule RC-M, Concept RCONLL59 is required.


Msg4:
Schedule RC-M, Concept RCONLL60 is required.


exp1:
(BASELEVELWITHONLYDOMESTICOFFICES AND LARGE_BANK AND INSURED)

Msg4:
Schedule RC-O, concept RCONM963 is required.


Msg4:
Schedule RC-O, concept RCONM964 is required.


Msg4:
Schedule RC-O, concept RCONM965 is required.


Msg4:
Schedule RC-O, concept RCONM966 is required.


Msg4:
Schedule RC-O, concept RCONM967 is required.


Msg4:
Schedule RC-O, concept RCONM968 is required.


Msg4:
Schedule RC-O, concept RCONM969 is required.


Msg4:
Schedule RC-O, concept RCONM970 is required.


Msg4:
Schedule RC-O, concept RCONM971 is required.


Msg4:
Schedule RC-O, concept RCONM972 is required.


Msg4:
Schedule RC-O, concept RCONM973 is required.


Msg4:
Schedule RC-O, concept RCONM974 is required.


Msg4:
Schedule RC-O, concept RCONM975 is required.


Msg4:
Schedule RC-O, concept RCONM976 is required.


Msg4:
Schedule RC-O, concept RCONM977 is required.


Msg4:
Schedule RC-O, concept RCONM978 is required.


Msg4:
Schedule RC-O, concept RCONM979 is required.


Msg4:
Schedule RC-O, concept RCONM980 is required.


Msg4:
Schedule RC-O, concept RCONM981 is required.


Msg4:
Schedule RC-O, concept RCONM982 is required.


Msg4:
Schedule RC-O, concept RCONM983 is required.


Msg4:
Schedule RC-O, concept RCONM984 is required.


Msg4:
Schedule RC-O, concept RCONM985 is required.


Msg4:
Schedule RC-O, concept RCONM986 is required.


Msg4:
Schedule RC-O, concept RCONM987 is required.


Msg4:
Schedule RC-O, concept RCONM988 is required.


Msg4:
Schedule RC-O, concept RCONM989 is required.


Msg4:
Schedule RC-O, concept RCONM990 is required.


Msg4:
Schedule RC-O, concept RCONN009 is required.


Msg4:
Schedule RC-O, concept RCONN010 is required.


Msg4:
Schedule RC-O, concept RCONN011 is required.


Msg4:
Schedule RC-O, concept RCONN012 is required.


Msg4:
Schedule RC-O, concept RCONN013 is required.


Msg4:
Schedule RC-O, concept RCONN014 is required.


Msg4:
Schedule RC-O, concept RCONN015 is required.


Msg4:
Schedule RC-O, concept RCONN016 is required.


Msg4:
Schedule RC-O, concept RCONN017 is required.


Msg4:
Schedule RC-O, concept RCONN018 is required.


Msg4:
Schedule RC-O, concept RCONN019 is required.


Msg4:
Schedule RC-O, concept RCONN020 is required.


Msg4:
Schedule RC-O, concept RCONN021 is required.


Msg4:
Schedule RC-O, concept RCONN022 is required.


Msg4:
Schedule RC-O, concept RCONN023 is required.


Msg4:
Schedule RC-O, concept RCONN024 is required.


Msg4:
Schedule RC-O, concept RCONN025 is required.


Msg4:
Schedule RC-O, concept RCONN026 is required.


Msg4:
Schedule RC-O, concept RCONN027 is required.


Msg4:
Schedule RC-O, concept RCONN028 is required.


Msg4:
Schedule RC-O, concept RCONN029 is required.


Msg4:
Schedule RC-O, concept RCONN030 is required.


Msg4:
Schedule RC-O, concept RCONN040 is required.


Msg4:
Schedule RC-O, concept RCONN041 is required.


Msg4:
Schedule RC-O, concept RCONN042 is required.


Msg4:
Schedule RC-O, concept RCONN043 is required.


Msg4:
Schedule RC-O, concept RCONN044 is required.


Msg4:
Schedule RC-O, concept RCONN045 is required.


Msg4:
Schedule RC-O, concept RCONN046 is required.


Msg4:
Schedule RC-O, concept RCONN047 is required.


Msg4:
Schedule RC-O, concept RCONN048 is required.


Msg4:
Schedule RC-O, concept RCONN049 is required.


Msg4:
Schedule RC-O, concept RCONN050 is required.


Msg4:
Schedule RC-O, concept RCONN051 is required.


Msg4:
Schedule RC-O, concept RCONN052 is required.


Msg4:
Schedule RC-O, concept RCONN053 is required.


Msg4:
Schedule RC-O, concept RCONN054 is required.


Msg4:
Schedule RC-O, concept RCONN055 is required.


Msg4:
Schedule RC-O, concept RCONN056 is required.


Msg4:
Schedule RC-O, concept RCONN057 is required.


Msg4:
Schedule RC-O, concept RCONN058 is required.


Msg4:
Schedule RC-O, concept RCONN059 is required.


Msg4:
Schedule RC-O, concept RCONN060 is required.


Msg4:
Schedule RC-O, concept RCONN061 is required.


Msg4:
Schedule RC-O, concept RCONN062 is required.


Msg4:
Schedule RC-O, concept RCONN063 is required.


Msg4:
Schedule RC-O, concept RCONN064 is required.


Msg4:
Schedule RC-O, concept RCONN065 is required.


Msg4:
Schedule RC-O, concept RCONN066 is required.


