# EC

Msg2:
The amount of $  & !RCONB560! &  you reported as a quarterly average on "All other debt securities and equity securities with readily determinable fair values not held for trading purposes” (RC-K 4. seems inconsistent with an estimated quarterly average.  The estimated average of $ & ((!RCON8496! + !RCON8498! + !RCONC026! + !RCONC989! + !RCONHT58! + !RCONHT60!  + !RCON1737! + !RCON1739! + !RCON1742! + !RCON1744! + !RCONJA22! + !PQ1RCON8496! + !PQ1RCON8498! + !PQ1RCONC026! + !PQ1RCONC989! + !PQ1RCONHT58! + !PQ1RCONHT60!  + !PQ1RCON1737! + !PQ1RCON1739! + !PQ1RCON1742! + !PQ1RCON1744! + !PQ1RCONJA22!) / 2) &  is derived by adding the current and previous quarter-end balances of (RC-B, 3. 5., AND 6., columns A and C, and RC 2.c), and then dividing the total by two. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Mortgage-backed securities" (RC-K 3.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.d.(2)) of $ & !RIADB489! &  by four and dividing by (RC-K 3.) of $ & !RCONB559! & .  Currently, your annualized yield is  & !RIADB489! / !RCONB559! * 400 & %, which falls below our tolerance of 0.75%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Mortgage-backed securities" (RC-K 3.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.d.(2) current minus previous) of $ & (!RIADB489! - !PQ1RIADB489! ) &  by four and dividing by (RC-K 3.) of $ & !RCONB559! & .  Currently, your annualized yield is  & (!RIADB489! - !PQ1RIADB489!) / !RCONB559! * 400 & %, which falls below our tolerance of 0.75%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "All other securities" (RC-K 4.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.d.(3)) of $ & !RIAD4060! &  by four and dividing by (RC-K 4.) of $ & !RCONB560! & .  Currently, your annualized yield exceeds our tolerance of 8%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1D3 CURR-PREV) >$75K, THEN ANNUALIZED INCOME ON OTHER SEC (RI-1D3 CURR-PREV)*4 S/B <8% of RC-K4 &  & (RI-1D3 CURR-PREV)*4 = $ & (!RIAD4060! - !PQ1RIAD4060!) * 4 & ; 8% of RC-K4 = $ & !RCONB560! * 8 / 100

Msg2:
Your bank`s annualized yield on "All other securities" (RC-K 4.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.d.(3) current minus previous) of $ & (!RIAD4060! - !PQ1RIAD4060!) &  by four and dividing by (RC-K 4.) of $ & !RCONB560! & . Currently, your annualized yield exceeds our tolerance of 8%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "All other securities" (RC-K 4.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.d.(3)) of $ & !RIAD4060! &  by four and dividing by (RC-K 4.) of $ & !RCONB560! & .  Currently, your annualized yield is  & !RIAD4060! / !RCONB560! * 400 & %, which falls below our tolerance of 0.75%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "All other securities" (RC-K 4.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.d.(3) current minus previous) of $ & (!RIAD4060! - !PQ1RIAD4060! ) &  by four and dividing by (RC-K 4.) of $ & !RCONB560! & .  Currently, your annualized yield is  & (!RIAD4060! - !PQ1RIAD4060!) / !RCONB560! * 400 & %, which falls below our tolerance of 0.75%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Federal funds sold and securities purchased under agreements to resell" (RC-K 5.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.f.) of $ & !RIAD4020! &  by four and dividing by (RC-K 5.) of $ & !RCON3365! & . Currently, your annualized yield exceeds our tolerance of 5.50%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Federal funds sold and securities purchased under agreements to resell" (RC-K 5.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.f. current minus previous) of $ & (!RIAD4020! - !PQ1RIAD4020!) &  by four and dividing by (RC-K 5.) of $ & !RCON3365! & . Currently, your annualized yield exceeds our tolerance of 5.50%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" in the "Domestic Offices" (RC-K 6.a.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying the sum of (RI 1.a.(1)(a) through 1.a.(1)(f)) of $ & (!RIAD4435! + !RIAD4436! + !RIAD4024! + !RIAD4012! + !RIADB485! + !RIADB486! + !RIAD4056! + !RIADB487!) &  by four and dividing by (RC-K 6.a.(1)) of $ & !RCON3360! & .  Currently, your annualized yield is  & (!RIAD4435! + !RIAD4436! +!RIAD4024! + !RIAD4012! + !RIADB485! + !RIADB486! + !RIAD4056! + !RIADB487!) / !RCON3360! * 400 & %, which exceeds our tolerance of 12%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" in the "Domestic Offices" (RC-K 6.a.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying the sum of (RI 1.a.(1)(a) through 1.a.(1)(f), current minus previous) of $ & (!RIAD4435! + !RIAD4436! + !RIAD4024! + !RIAD4012! + !RIADB485! + !RIADB486! + !RIAD4056! + !RIADB487!) - (!PQ1RIAD4435! + !PQ1RIAD4436! +   !PQ1RIAD4024! + !PQ1RIAD4012! + !PQ1RIADB485! + !PQ1RIADB486! + !PQ1RIAD4056! + !PQ1RIADB487!) &  by four and dividing by (RC-K 6.a.(1)) of $ & !RCON3360! & .  Currently, your annualized yield is  & ((!RIAD4435! + !RIAD4436! + !RIAD4024! + !RIAD4012! + !RIADB485! + !RIADB486! + !RIAD4056! + !RIADB487!) - (!PQ1RIAD4435! +!PQ1RIAD4436! +  !PQ1RIAD4024! + !PQ1RIAD4012! + !PQ1RIADB485! + !PQ1RIADB486! + !PQ1RIAD4056! + !PQ1RIADB487!)) / !RCON3360! * 400 & %, which exceeds our tolerance of 12%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" (RC-K 6.a.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(6)) of $ & !RIAD4010! &  by four and dividing by (RC-K 6.a.) of $ & !RCON3360! & .  Currently, your annualized yield exceeds our tolerance of 12%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" (RC-K 6.a.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(6) current minus previous) of $ & !RIAD4010! - !PQ1RIAD4010! &  by four and dividing by (RC-K 6.a.) of $ & !RCON3360! & .  Currently, your annualized yield is  & (!RIAD4010! - !PQ1RIAD4010!) / !RCON3360! * 400 & %, which exceeds our tolerance of 12%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The amount of  $ & !RCON3465! & you reported as a quarterly average on  "Loans secured by 1-4 family residential properties" (RC-K 6.b.(1)) seems inconsistent with the calculated quarterly average.  The calculated quarterly average of $ & ((!RCON1797! + !RCON5367! + !RCON5368! + !PQ1RCON1797! + !PQ1RCON5367! + !PQ1RCON5368!) / 2) &  is derived by adding the current and previous quarter-end balances  of (RC-C Part I, 1.c.(1) + 1.c.(2)(a) + 1.c.(2)(b)), and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The amount of $ & !RCON3466! & you reported as a quarterly average on "All other loans secured by real estate" (RC-K 6.b.(2)) seems inconsistent with the calculated quarterly average.  The calculated average of $ & ((!RCONF158! + !RCONF159! + !RCON1420! + !RCON1460! + !RCONF160! + !RCONF161! + !PQ1RCONF158! + !PQ1RCONF159! + !PQ1RCON1420! + !PQ1RCON1460! + !PQ1RCONF160! + !PQ1RCONF161!) / 2) &  is derived by adding the current and previous quarter-end balances of  (RC-C Part I, 1.a.(1) + 1.a.(2) + 1.b. + 1.d. + 1.e.(1) + 1.e.(2), (Column B on FFIEC041)), and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K 6C SHOULD BE BETWEEN 75% - 125% OF ((RC-C I 4 (COL B ON 041) CURR + PREV / 2)  &  &  $ & !RCON3387! & is not within 75% to 125% of $ & ((!RCON1766! + !PQ1RCON1766!) / 2)

Msg2:
The amount of $ & !RCON3387! & you reported as a quarterly average on  "Commercial and industrial loans" (RC-K 6.c.) seems inconsistent with the calculated quarterly average. The calculated quarterly average of $ & ((!RCON1766! + !PQ1RCON1766!) / 2) &  is derived by adding the current and previous quarter-end balances of (RC-C Part I, 4., Column B), and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K 6D1 SHOULD BE BETWEEN 50% - 150% OF ((RC-C I 6A (COL B ON 041) CURR + PREV / 2)  &  &   $ & !RCONB561! & is not within 50% to 150% of $ & ((!RCONB538! + !PQ1RCONB538!) / 2)

Msg2:
The amount of $ & !RCONB561! &  you reported as a quarterly average on  "Credit card loans to individuals for household, family and other personal expenditures" (RC-K 6.d.(1)) seems inconsistent with the calculated quarterly average.  The calculated quarterly average of  $ & ((!RCONB538! + !PQ1RCONB538!) / 2) &  is derived by adding the current and previous quarter-end balances of (RC-C Part I, 6.a., Column B), and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K 6D2 SHOULD BE BETWEEN 75% - 125% OF (RC-C I 6B + 6C+ 6D (COL B ON 041) CURR + PREV / 2) &  &  $ & !RCONB562! & is not within 75% to 125% of $ & ((!RCONB539! + !RCONK207! + !RCONK137! + !PQ1RCONB539! + !PQ1RCONK207! + !PQ1RCONK137!)/2)

Msg2:
The amount of $ & !RCONB562! &  you reported as a quarterly average on  loans to individuals for household, family, and other personal expenditures "Other" (RC-K 6.d.(2)) seems inconsistent with the calculated quarterly average.  The calculated quarterly average of  $ & ((!RCONB539! + !RCONK207! + !RCONK137! + !PQ1RCONB539! + !PQ1RCONK207! + !PQ1RCONK137!)/2) &  is derived by adding the current and previous quarter-end balances of (RC-C Part I, 6.b. + 6.C + 6.d., (Column B on FFIEC041)), and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K M1 SHOULD BE BETWEEN 75% - 125% OF (RC-C I 3 (COL B ON 041)  CURR + PREV / 2).  &  &  $ & !RCON3386! & is not within 75% to 125% of $ & ((!RCON1590! + !PQ1RCON1590!) / 2)

Msg2:
The amount of $ & !RCON3386! &  you reported as a quarterly average on " Loans to finance agricultural production and other loans to farmers” (RC-K M.1) seems inconsistent with the calculated quarterly average.  The calculated quarterly average of $ & ((!RCON1590! + !PQ1RCON1590!) / 2) &  is derived by adding the current and previous quarter-end balances of (RC-C Part I, 3 (Column B on FFIEC041)), and then dividing the total by two. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" (RC-K 6.a.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(6)) of $ & !RIAD4010! &  by four and dividing by (RC-K 6.a.) of $ & !RCON3360! & .  Currently, your annualized yield is  & !RIAD4010! / !RCON3360! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Total loans" (RC-K 6.a.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(6) current minus previous) of $ & (!RIAD4010! - !PQ1RIAD4010! ) &  by four and dividing by (RC-K 6.a.) of $ & !RCON3360! & .  Currently, your annualized yield is  & (!RIAD4010! - !PQ1RIAD4010!) / !RCON3360! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF TOTAL LOANS (RC-C12B) >0, AVERAGE TOTAL LOANS (RC-K6A) SHOULD BE >0Curr =  & !RCON2122! &  ;  Avg =  & !RCON3360!

Msg2:
Your bank reported "Total loans and leases" (RC-C Part I, 12., Column B) of $ & !RCON2122! & .  However, you did not report any average balance in the "Quarterly Averages" schedule (RC-K 6.a.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-1A1A) > $75K, THEN ANNUALIZED INCOME ON R/E LOANS (RI-1A1A) * 4 SHLD BE < 11% OF (RC-K6B1) &  & (RI-1A1A) * 4 =  & (!RIAD4435! * 4) &  ; 11% OF (RC-K6B1) =  & ((!RCON3465! * 11) / 100)

Msg2:
Your bank`s annualized yield on "Loans secured by 1-4 family residential real estate" (RC-K 6.b.(1)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(1)(a)) of $ & !RIAD4435! &  by four and dividing by  (RC-K 6.b.(1)) of $ & !RCON3465! & . Currently, your annualized yield exceeds our tolerance of 11%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1A1A CURR-PREV) > $75K, THEN ANNUALIZED INCOME ON 1-4 FAMILY RESIDENTIAL R/E LOANS (RI-1A1A CURR-PREV)*4 S/B < 11% OF RC-K6B1 &  & (RI-1A1A CURR-PREV)*4 = $  & (!RIAD4435! - !PQ1RIAD4435!) * 4 & ; 11% OF RC-K6B1 = $ & !RCON3465! * 11 / 100

Msg2:
Your bank`s annualized yield on "Loans secured by 1-4 family residential real estate" (RC-K 6.b.(1)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(1)(a) current minus previous) of $ & (!RIAD4435! - !PQ1RIAD4435!) &  by four and dividing by (RC-K 6.b.(1)) of $ & !RCON3465! & . Currently, your annualized yield exceeds our tolerance of 11%. Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-1A1B) > $75K, THEN ANNUALIZED INCOME ON ALL OTHER LOANS SECURED BY R/E (RI-1A1B) * 4 SHLD BE < 13% OF (RC-K6B2)(RI-1A1B) * 4 =  & (!RIAD4436! * 4) &  ; 13% OF (RC-K6B2) =  & ((!RCON3466! * 13) / 100)

Msg2:
Your bank`s annualized yield on "All other loans secured by real estate" (RC-K 6.b.(2)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(1)(b)) of $ & !RIAD4436! &  by four and dividing by (RC-K 6.b.(2)) of $ & !RCON3466! & . Currently, your annualized yield exceeds our tolerance of 13%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1A1B CURR-PREV) > $75K, THEN ANNUALIZED INCOME ON ALL OTHER LOANS SECURED BY R/E LOANS (RI-1A1B CURR-PREV)*4 S/B < 11% OF RC-K6B2 &  & (RI-1A1B CURR-PREV)*4 = $  & (!RIAD4436! - !PQ1RIAD4436!) * 4 & ; 11% OF RC-K6B2 = $ & !RCON3466! * 11 / 100

Msg2:
Your bank`s annualized yield on "All other loans secured by real estate" (RC-K 6.b.(2)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(1)(b) current minus previous) of $ & (!RIAD4436! - !PQ1RIAD4436!) &  by four and dividing by (RC-K 6.b.(2)) of $ & !RCON3466! & . Currently, your annualized yield exceeds our tolerance of 11%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Loans secured by 1-4 family residential properties" (RC-K 6.b.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(1)(a)) of $ & !RIAD4435! &  by four and dividing by (RC-K 6.b.(1)) of $ & !RCON3465! & .  Currently, your annualized yield is  & !RIAD4435! / !RCON3465! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Loans secured by 1-4 family residential real estate" (RC-K 6.b.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(1)(a)current minus previous) of $ & (!RIAD4435! - !PQ1RIAD4435!) &  by four and dividing by (RC-K 6.b.(1)) of $ & !RCON3465! & .  Currently, your annualized yield is  & (!RIAD4435! - !PQ1RIAD4435!) / !RCON3465! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "All other loans secured by real estate" (RC-K 6.b.(2)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(1)(b)) of $ & !RIAD4436! &  by four and dividing by (RC-K 6.b.(2)) of $ & !RCON3466! & .  Currently, your annualized yield is  & !RIAD4436! / !RCON3466! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "All other loans secured by real estate" (RC-K 6.b.(2)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(1)(b) current minus previous) of $ & (!RIAD4436! - !PQ1RIAD4436!) &  by four and dividing by (RC-K 6.b.(2)) of $ & !RCON3466! & .  Currently, your annualized yield is  & (!RIAD4436! - !PQ1RIAD4436!) / !RCON3466! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-M6) > $75K, THEN ANNUALIZED INCOME ON AGRI LNS (RI-M6) * 4 SHLD BE < 11% OF (RC-KM1) &  & (RI-M6) * 4 =  & (!RIAD4024! * 4) &  ; 11% OF (RC-KM1) =  & ((!RCON3386! * 11) / 100)

Msg2:
Your bank`s annualized yield on "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI M.6.) of $ & !RIAD4024! &  by four and dividing by (RC-K M.1.) of $ & (!RCON3386!) & . Currently, your annualized yield exceeds our tolerance of 11%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-M6 CURR-PREV) > $75K, THEN ANNUALIZED INCOME ON AGRI LOANS (RI-M6 CURR-PREV)*4 S/B < 11% OF RC-KM1 &  & (RI-M6 CURR-PREV)*4 = $ & (!RIAD4024! - !PQ1RIAD4024!) * 4 & ; 11% OF RC-KM1 = $ & !RCON3386! * 11 / 100

Msg2:
Your bank`s annualized yield on "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI M.6. current minus previous) of $ & (!RIAD4024! - !PQ1RIAD4024!) &  by four and dividing by (RC-K M.1.) of $ & !RCON3386! & . Currently, your annualized yield exceeds our tolerance of 11%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI M.6.) of $ & !RIAD4024! &  by four and dividing by (RC-K M.1.) of $ & !RCON3386! & .  Currently, your annualized yield is  & !RIAD4024! / !RCON3386! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI M.6. current minus previous) of $ & (!RIAD4024! - !PQ1RIAD4024! ) &  by four and dividing by (RC-K M.1.) of $ & !RCON3386! & .  Currently, your annualized yield is  & (!RIAD4024! - !PQ1RIAD4024!) / !RCON3386! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Commercial and industrial loans" (RC-K 6.c.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(2)) of $ & !RIAD4012! &  by four and dividing by (RC-K 6.c.) of $ & !RCON3387! & . Currently, your annualized yield exceeds our tolerance of 13%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1A2 CURR-PREV) > $100K, THEN ANNUALIZED INCOME ON C&I LOANS (RI-1A2 CURR-PREV)*4 SB < 13% OF RC-K6C  &  & (RI-1A2 CURR-PREV)*4 = $  & (!RIAD4012! - !PQ1RIAD4012!) * 4 & ; 13% OF RC-K6C = $  & !RCON3387! * 13 / 100

Msg2:
Your bank`s annualized yield on "Commercial and industrial loans" (RC-K 6.c.) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(2) current minus previous) of $ & (!RIAD4012! - !PQ1RIAD4012!) &  by four and dividing by (RC-K 6.c.) of $ & !RCON3387! & . Currently, your annualized yield exceeds our tolerance of 13%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Commercial and industrial loans" (RC-K 6.c.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(2)) of $ & !RIAD4012! &  by four and dividing by (RC-K 6.c.) of $ & !RCON3387! & .  Currently, your annualized yield is  & !RIAD4012! / !RCON3387! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your annualized yield on "Commercial and industrial loans" (RC-K 6.c.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(2) current minus previous) of $ & (!RIAD4012! - !PQ1RIAD4012! ) &  by four and dividing by (RC-K 6.c.) of $ & !RCON3387! & .  Currently, your annualized yield is  & (!RIAD4012! - !PQ1RIAD4012!) / !RCON3387! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-1A3A) > $75K, THEN ANNUALIZED INCOME ON CR CARDS (RI-1A3A) * 4 SHLD BE < 20% OF (RC-K6D1) &  & (RI-1A3A) * 4 =  & (!RIADB485! * 4) &  ; 20% OF (RC-K6D1) =  & ((!RCONB561! * 20) / 100)

Msg2:
Your bank`s annualized yield on "Credit card loans" (RC-K 6.d.(1)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(3)(a)) of $ & !RIADB485! &  by four and dividing by (RC-K 6.d.(1)) of $ & !RCONB561! & . Currently, your annualized yield exceeds our tolerance of 20%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1A3A CURR-PREV) > $75K, THEN ANNUALIZED INCOME ON CR CARD LOANS (RI-1A3A CURR-PREV)*4 S/B < 20% OF RC-K6D1 &  & (RI-1A3A CURR-PREV)*4 = $ & (!RIADB485! - !PQ1RIADB485!) * 4 & ; 20% OF RC-K6D1 = $ & !RCONB561! * 20 / 100

Msg2:
Your bank`s annualized yield on "Credit card loans" (RC-K 6.d.(1)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(3)(a) current minus previous) of $ & (!RIADB485! - !PQ1RIADB485!) &  by four and dividing by (RC-K 6.d.(1)) of $ & !RCONB561! & . Currently, your annualized yield exceeds our tolerance of 20%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Credit card loans" (RC-K 6.d.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(3)(a)) of $ & !RIADB485! &  by four and dividing by (RC-K 6.d.(1)) of $ & !RCONB561! & .  Currently, your annualized yield is  & !RIADB485! / !RCONB561! * 400 & %, which falls below our tolerance of 6.00%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Credit card loans" (RC-K 6.d.(1)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(3)(a) current minus previous) of $ & (!RIADB485! - !PQ1RIADB485! ) &  by four and dividing by (RC-K 6.d.(1)) of $ & !RCONB561! & .  Currently, your annualized yield is  & (!RIADB485! - !PQ1RIADB485!) / !RCONB561! * 400 & %, which falls below our tolerance of 6.00%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-1A3B) > $75K, THEN ANNUALIZED INC PERSONAL LOANS (RI-1A3B) * 4 SHLD BE < 13% OF (RC-K6D2) &  & (RI-1A3B) * 4 =  & (!RIADB486! * 4) &  ; 13% OF (RC-K6D2) =  & ((!RCONB562! * 13) / 100)

Msg2:
Your bank`s annualized yield on "Other loans to individuals" (RC-K 6.d.(2)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(3)(b)) of $ & !RIADB486! &  by four and dividing by (RC-K 6.d.(2)) of $ & !RCONB562! & . Currently, your annualized yield exceeds our tolerance of 13%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1A3B CURR-PREV) > $75K, THEN ANNUALIZED INC PERSONAL LOANS (RI-1A3B CURR-PREV)*4 S/B < 13% OF RC-K6D2 &  & (RI-1A3B CURR-PREV)*4 = $  & (!RIADB486! - !PQ1RIADB486!) * 4 & ; 13% OF RC-K6D2 = $ & !RCONB562! * 13 / 100

Msg2:
Your bank`s annualized yield on "Other loans to individuals" (RC-K 6.d.(2)) appears inconsistent with current market rates. The annualized yield is calculated by multiplying (RI 1.a.(3)(b) current minus previous) of $ & (!RIADB486! - !PQ1RIADB486!) &  by four and dividing by (RC-K 6.d.(2)) of $ & !RCONB562! & . Currently, your annualized yield exceeds our tolerance of 13%. Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-CII3AB THRU CII3CB) MUST <= (RC-C1E1B + RC-C1E2B) & !RCON5565! + !RCON5567! + !RCON5569! &   is not <=  & !RCONF160! + !RCONF161!

Msg2:
Your bank`s "Loans secured by nonfarm, nonresidential properties" (RC-C Part II, 3.a. through 3.c., Column B) of $ & (!RCON5565! + !RCON5567! + !RCON5569!) &  must be less than or equal to the sum of " Loans secured by owner-occupied nonfarm nonresidential properties" (RC-C Part I, 1.e.(1), Column B) of  $ & !RCONF160! & and  "Loans secured by other nonfarm, nonresidential properties" (RC-C Part I, 1.e.(2), Column B) of $ & !RCONF161! & .  Please revise your reported data.


Msg2:
Your bank`s annualized yield on "Other loans to individuals" (RC-K 6.d.(2)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(3)(b)) of $ & !RIADB486! &  by four and dividing by (RC-K 6.d.(2)) of $ & !RCONB562! & .  Currently, your annualized yield is  & !RIADB486! / !RCONB562! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Other loans to individuals" (RC-K 6.d.(2)) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.a.(3)(b) current minus previous) of $ & (!RIADB486! - !PQ1RIADB486! ) &  by four and dividing by (RC-K 6.d.(2)) of $ & !RCONB562! & .  Currently, your annualized yield is  & (!RIADB486! - !PQ1RIADB486!) / !RCONB562! * 400 & %, which falls below our tolerance of 3.25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC 5 > 500k, THEN RCK 7 SHOULD BE GREATER THAN 0 RC 5 = $& !RCON3545!

Msg2:
Your bank reported "Trading Assets" (RC 5) of & !RCON3545! &. However, your quarterly average for "Trading Assets" (RC-K 7) is zero. Please review your reported data and revise or explain as appropriate.


Msg2:
The "Quarterly Average" balances of "Loans to depository institutions" (RC-C Part I, 2., Column B),  "Obligations of states and political subdivisions in the U.S." (RC-C Part I, 8., Column B), "Loans to nondepository financial institutions" (RC-C Part I, 9.a., Column B) and "Other loans" (RC-C Part I, 9., Column B) are not reported separately on the "Quarterly Averages" schedule (RC-K), but are included in the quarterly average of "Total loans" (RC-K 6.a.). This quarter, your bank reported $ & (!RCON1288!  + !RCON2107! + !RCONJ454! + !RCONJ464!) &  of loans in these categories;  however, the quarterly average of "Total loans" (RC-K 6.a.) of $ & !RCON3360! &  is equal to the sum of other quarterly loan averages (RC-K 6.b.(1) through 6.d.(2)) of $ & (!RCON3465! + !RCON3466! + !RCON3387! + !RCONB561! + !RCONB562!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
AVG TOTAL LOAN (RC-K6A) >0, LOAN COMPONENTS (RC-K6B1 THRU K6D2) S/B > 0AVG  TOTAL =  & !RCON3360! &  ; COMPONENTS =  & (!RCON3465! + !RCON3466! + !RCON3387! + !RCONB561! + !RCONB562!)

Msg2:
Your bank reported $ & !RCON3360! &  in the quarterly average of "Total loans" (RC-K 6.a.).  However, you did not report any other quarterly loan averages in (RC-K 6.b.(1) through 6.d.(2)).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-CII4AB THRU CII4CB MUST <= (RC-C4AA OR RC-C4AB).  &  &  & (!RCON5571! + !RCON5573! + !RCON5575!) &   is not <= to  & !RCON1763!

Msg2:
Your bank`s "Commercial and industrial loans to U.S. addressees" components (RC-C Part II, 4.a. through 4.c., Column B) of $ & (!RCON5571! + !RCON5573! + !RCON5575!) &  must be less than or equal to "Commercial and industrial loans" (RC-C Part I, 4.a Col A on 041 or RC-C Part I, 4.a Col B on 031) of $ &!RCON1763!&.  Please revise your reported data.


Msg1:
RC-C II 4A THRU 4C COL B MUST <= RC-C I 4 COL B.  &  & RC-C II 4.a to 4.c, Col B   & (!RCON5571! + !RCON5573! + !RCON5575!) &   is not <= to  RC-C I 4 Col B  & !RCON1766!

Msg2:
Your bank`s "Commercial and industrial loans to U.S. addressees" components (RC-C Part II, 4.a. through 4.c., Column B) of $ & (!RCON5571! + !RCON5573! + !RCON5575!) &  must be less than or equal to "Commercial and industrial loans" (RC-C Part I, 4 Col B) of $&!RCON1766!& .  Please revise your reported data.


Msg1:
(RC-CII7AB THRU CII7CB) MUST <= (RC-C1BB) & (!RCON5579! + !RCON5581! + !RCON5583!) &   is not < = to  & !RCON1420!

Msg2:
"Loans secured by farmland (including farm residential and other improvements)" (RC-C Part II, 7.a. through 7.c., Column B) of $ & (!RCON5579! + !RCON5581! + !RCON5583!) &  must be less than or equal to "Loans secured by farmland" (RC-C Part I, 1.b., Column B) of $ & !RCON1420! & .  Please revise your reported data.


Msg1:
IF (RC-K7) > $1 MIL, (RC-K7) SHLD NOT EQUAL TO TRAD ASSETS (RC-5)Avg =  & !RCON3401! &  ;  Curr =  & !RCON3545!

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ & !RCON3401! &  for "Trading assets" on both the quarterly average schedule (RC-K 7.) and the quarter-end balance sheet (RC 5.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF TRADING ASSETS (RC-5) > 100K, THEN (RC-K7) SHOULD BE >0RC-5 =  & !RCON3545! & ; RC-K7 =  & !RCON3401!

Msg2:
Your bank reported $ & !RCON3545! &  of "Trading assets" on the "Balance Sheet" (RC 5.).  However, you did not report any related average balance in (RC-K 7.).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Lease and financing receivables" (RC-K 8.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.b.) of $ & !RIAD4065! &  by four and dividing by (RC-K 8.) of $ & !RCON3484! & .  Currently, your annualized yield exceeds our tolerance of 13%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-1B CURR-PREV) > $75K, THEN ANNUALIZED INCOME ON LEASES (RI-1B CURR-PREV)*4 S/B < 13% OF RC-K8 &  & (RI-1B CURR-PREV)*4 = $ & (!RIAD4065! - !PQ1RIAD4065!) * 4 & ; 13% OF RC-K8 = $ & !RCON3484! * 13 / 100

Msg2:
Your bank`s annualized yield on "Lease and financing receivables" (RC-K 8.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI-1.b. current minus previous) of $ & (!RIAD4065! - !PQ1RIAD4065!) &  by four and dividing by (RC-K 8.) of $ & !RCON3484! & .  Currently, your annualized yield exceeds our tolerance of 13%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-CII8AB THRU CII8CB) MUST <= (RC-C3B) & !RCON5585! + !RCON5587! + !RCON5589! &   is not < = to  & !RCON1590!

Msg2:
"Loans to finance agricultural production and other loans to farmers" (RC-C Part II, 8.a. through 8.c., Column B) of $ & (!RCON5585! + !RCON5587! + !RCON5589!) &  must be less than or equal to "Loans to finance agricultural production and other loans to farmers" (RC-C Part I, 3., Column B) of $ & !RCON1590! & .  Please revise your reported data.


Msg2:
Your bank`s annualized yield on "Lease and financing receivables" (RC-K 8.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.b.) of $ & !RIAD4065! &  by four and dividing by (RC-K 8.) of $ & !RCON3484! & .  Currently, your annualized yield is  & !RIAD4065! / !RCON3484! * 400 & %, which falls below our tolerance of 2.00%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized yield on "Lease and financing receivables" (RC-K 8.) appears inconsistent with current market rates.  The annualized yield is calculated by multiplying (RI 1.b. current minus previous) of $ & (!RIAD4065! - !PQ1RIAD4065! ) &  by four and dividing by (RC-K 8.) of $ & !RCON3484! & .  Currently, your annualized yield is  & (!RIAD4065! - !PQ1RIAD4065!) / !RCON3484! * 400 & %, which falls below our tolerance of 2.00%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Due to the exclusion of certain assets, the quarterly asset components ((RC-K 1. through 6.a. + 7 + 8) minus (RC 4.c.) + (RC-C Part I, 11., Column B) + (RC-R Part II, 30)) of $ & (!RCON3381! + !RCONB558! + !RCONB559! + !RCONB560! + !RCON3365! + !RCON3360! + !RCON3401! + !RCON3484!) - (!RCON3123! + !RCON2123! + !RCON3128!) &  are a subset of Total assets reported on this quarterly average schedule; therefore, the sum of these components should be less than (RC-K 9) of $ & !RCON3368! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
AVERAGE TOTAL ASSETS (RC-K9) SHOULD NOT EQUAL TOTAL ASSETS (RC-12)Avg =  & !RCON3368! &  ;  Curr =  & !RCON2170!

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ & !RCON3368! & for "Total assets" on both the quarterly average schedule (RC-K 9.) and the quarter-end balance sheet (RC 12.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K9 S/B >= 75% OF MINIMUM AND <= 125% OF MAXIMUM OF RC12(CURR, PREV) RC-K9 =  & !RCON3368!

Msg2:
Generally, the quarterly average of "Total Assets" (RC-K 9.) is comparable to the total assets reported on the "Balance Sheet" for the current and prior quarters. Your quarterly average of "Total Assets" (RC-K 9.) of $ & !RCON3368! &  appears inconsistent with the quarter-end balances, and falls outside our tolerance of 75% of the minimum and 125% of the maximum quarter-end balance (RC 12 current and previous). Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally debt securities reported for the Quarterly Average for Total Assets (RC-K 9) is based on Amortized Cost and currently the amortized cost of your debt securities is greater than fair value (RC-B 8, Columns A + C > Columns B + D) of ($&!RCON1754! + !RCON1772!& > $&!RCON1771! + !RCON1773!&). Therefore, the Quarterly Average for Total Assets (RC-K 9) of $&!RCON3368!& is generally expected to be greater than Total Assets on the Balance Sheet (RC 12) of $&!RCON2170!&.   Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Interest bearing transaction accounts" (RC-K 10.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI 2.a.(1)) of $ & !RIAD4508! &  by four and dividing by (RC-K 10.) of $ & !RCON3485! & .  Currently, your annualized expense ratio exceeds our tolerance of 4%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Interest bearing transaction accounts" (RC-K 10.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.a.(1), current minus previous) of $ & (!RIAD4508! - !PQ1RIAD4508!) &  by four and dividing by (RC-K 10.) of $ & !RCON3485! & . Currently, your annualized expense ratio exceeds our tolerance of 4%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Interest bearing transaction accounts" (RC-K 10.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI-2.a.(1)) of $ & !RIAD4508! &  by four and dividing by (RC-K 10.) of $ & !RCON3485! & . Currently, your annualized expense ratio is  & !RIAD4508! / !RCON3485! * 400 & %, which falls below our tolerance of 0.01%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Interest bearing transaction accounts" (RC-K 10.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI-2.a.(1), current minus previous) of $ & (!RIAD4508! - !PQ1RIAD4508! ) &  by four and dividing by (RC-K 10.) of $ & !RCON3485! & . Currently, your annualized expense ratio is  & (!RIAD4508! - !PQ1RIAD4508!) / !RCON3485! * 400 & %, which falls below our tolerance of 0.01%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  The amount your bank reported, $ & !RCON3485! &  , for "Interest-bearing transaction accounts" on the quarterly average schedule (RC-K 10.) was equal to the amount of interest-bearing deposits on the balance sheet minus the total non-transaction accounts on the deposit schedule (RC-13A2 minus RC-E 7 Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
FOR MARCH: IF (RI-2A2A) > $50K, ANNUALIZED EXP ON SAV ACCTS (RI-2A2A) * 4 SHLD BE < 4% OF RC-K11A  &  &  (RI-2A2A) * 4 =  & (!RIAD0093! * 4) & ; 4% OF RC-K11A =  & ((!RCONB563! * 4) / 100)

Msg2:
Your bank`s annualized expense ratio on "Savings deposits (includes MMDAs)" (RC-K 11.a.) appears inconsistent with current market rates.   The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(a)) of $ & !RIAD0093! &  by four and dividing by (RC-K 11.a.) of $ & !RCONB563! & .  Currently, your annualized expense ratio exceeds our tolerance of 4%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-2A2A CURR-PREV) > $50K, THEN ANNUALIZED EXPENSE ON SAV ACCTS (RI-2A2A CURR-PREV)*4 S/B < 4% of RC-K11A  &  & (RI-2A2A CURR-PREV)*4 = $ & (!RIAD0093! - !PQ1RIAD0093!) * 4 & ; 4% of RC-K11A = $ & !RCONB563! * 4 / 100

Msg2:
Your bank`s annualized expense ratio on "Savings deposits (includes MMDAs)" (RC-K 11.a.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(a) current minus previous) of $ & (!RIAD0093! - !PQ1RIAD0093!) &  by four and dividing by (RC-K 11.a.) of $ & !RCONB563! & . Currently, your annualized expense ratio exceeds our tolerance of 4%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Savings deposits (includes MMDAs)" (RC-K 11.a.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(a)) of $ & !RIAD0093! &  by four and dividing by (RC-K 11.a.) of $ & !RCONB563! & .  Currently, your annualized expense ratio is  & !RIAD0093! / !RCONB563! * 400 & %, which falls below our tolerance of 0.030%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Savings deposits (includes MMDAs)" (RC-K 11.a.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(a) current minus previous) of $ & (!RIAD0093! - !PQ1RIAD0093!) &  by four and dividing by (RC-K 11.a.) of $ & !RCONB563! & .  Currently, your annualized expense ratio is  & (!RIAD0093! - !PQ1RIAD0093!) / !RCONB563! * 400 & %, which falls below our tolerance of 0.030%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-K11A) >$1 MIL. THEN (RC-K11A) SHLD NOT = (RC-EM2A1+EM2A2)Avg =  & !RCONB563! &  ;  Curr =  & (!RCON6810! + !RCON0352!)

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ & !RCONB563! &  for "Savings deposits" on both the quarterly average schedule (RC-K 11.a.) and the quarter-end deposit schedule (RC-E M.2.a.(1) + M.2.a.(2)).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of more than $250,000" (RC-K 11.c) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(c)) of $ & !RIADHK04! &  by four and dividing by (RC-K 11.c) of $ & !RCONHK17! & . Currently, your annualized expense ratio exceeds our tolerance of 5%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-2A2C CURR-PREV) > $40K, THEN ANNUALIZED EXPENSE TIME >$250K (RI-2A2C CURR-PREV)*4 S/B < 5% OF RC-K11C.  &  & (RI-2A2C CURR-PREV)*4 = $ & (!RIADHK04! - !PQ1RIADHK04!) * 4 & ; 5% OF RC-K11C = $ & !RCONHK17! *5 / 100

Msg2:
Your bank`s annualized expense ratio on "Time deposits of more than $250,000 " (RC-K 11.c) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(c) current minus previous) of $ & (!RIADHK04! - !PQ1RIADHK04!) &  by four and dividing by (RC-K 11.c) of $ & !RCONHK17! & . Currently, your annualized expense ratio exceeds our tolerance of 5%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of more than $250,000" (RC-K 11.c.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(c)) of $ & !RIADHK04! &  by four and dividing by (RC-K 11.c) of $ & !RCONHK17! & .  Currently, your annualized expense ratio is  & !RIADHK04! / !RCONHK17! * 400 & %, which falls below our tolerance of 0.2%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of more than $250,000" (RC-K 11.c) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(c) current minus previous) of $ & (!RIADHK04! - !PQ1RIADHK04!) &  by four and dividing by (RC-K 11.c) of $ & !RCONHK17! & .  Currently, your annualized expense ratio is  & (!RIADHK04! - !PQ1RIADHK04!) / !RCONHK17! * 400 & %, which falls below our tolerance of 0.2 %.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-K11C) > $1 MIL., THEN (RC-K11C) SHOULD NOT EQUAL (RC-EM2D).  &  & Avg =  & !RCONHK17! & ; Curr =  & !RCONJ474!&;  Prior =  & !PQ1RCONJ474!

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ & !RCONHK17! &  for "Time deposits more than $250,000" on both the quarterly average schedule (RC-K 11.c) and the quarter-end deposit schedule (RC-E M.2.d.).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of $250,000 or less" (RC-K 11.b) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(b)) of $ & !RIADHK03! &  by four and dividing by (RC-K 11.b) of $ & !RCONHK16! & . Currently, your annualized expense ratio exceeds our tolerance of 5%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RI-2A2B CURR-PREV) > $40K, THEN ANNUALIZED EXPENSE TIME <= $250K (RI-2A2B CURR-PREV)*4 S/B < 5% OF RC-K11B .  &  & (RI-2A2B CURR-PREV)*4 = $ & (!RIADHK03! - !PQ1RIADHK03!) * 4 & ; 5% OF RC-K11B = $ & !RCONHK16! * 5 / 100

Msg2:
Your bank`s annualized expense ratio on "Time deposits of $250,000 or less" (RC-K 11.b) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.a.(2)(b) current minus previous) of $ & (!RIADHK03! - !PQ1RIADHK03!) &  by four and dividing by (RC-K 11.b) of $ & !RCONHK16! & . Currently, your annualized expense ratio exceeds our tolerance of 5%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of $250,000 or less" (RC-K 11.b.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(b)) of $ & !RIADHK03! &  by four and dividing by (RC-K 11.b.) of $ & !RCONHK16! & .  Currently, your annualized expense ratio is  & !RIADHK03! / !RCONHK16! * 400 & %, which falls below our tolerance of 0.2%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Time deposits of $250,000 or less" (RC-K 11.b) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI-2.a.(2)(b) current minus previous) of $ & (!RIADHK03! - !PQ1RIADHK03!) &  by four and dividing by (RC-K 11.b.) of $ & !RCONHK16! & .  Currently, your annualized expense ratio is  & (!RIADHK03! - !PQ1RIADHK03!) / !RCONHK16! * 400 & %, which falls below our tolerance of 0.2%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of "Trading assets" (RC-D 1. through 11.) of $ & (!RCON3531! + !RCON3532! + !RCON3533! + !RCONG379! + !RCONG380! + !RCONG381!  + !RCONK197! + !RCONK198! + !RCONHT62! + !RCONG386! + !RCONHT63! + !RCONHT64! + !RCONF614! + !RCONHT65!  + !RCONF618! + !RCON3541! + !RCON3543!) &  must equal "Total trading assets" (RC-D 12.) of $ & !RCON3545! & .  Please revise your reported data.


Msg1:
IF (RC-K11B) > $1 MIL., THEN (RC-K11B) SHOULD NOT EQUAL (RC-EM2B + RC-EM2C).  &  & Avg =  & !RCONHK16! &  ;  Curr =  & !RCON6648! + !RCONJ473!

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ & !RCONHK16! &  for "Time deposits $250,000 or less" on both the quarterly average schedule (RC-K 11.b) and the quarter-end deposit schedule (RC-E M.2.b and RC-E M.2.c).  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of "Trading liabilities" (RC-D 13.a. + 13.b. + 14.) of $ & (!RCON3546! + !RCONF624! +   !RCON3547!) &  must equal "Total trading liabilities" (RC-D 15.) of $ & !RCON3548! & .  Please revise your reported data.


Msg2:
Your bank`s annualized expense ratio on "Federal funds purchased and securities sold under agreements to repurchase" (RC-K 12.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.b.) of $ & !RIAD4180! &  by four and dividing by (RC-K 12.) of $ & !RCON3353! & . Currently, your annualized expense ratio exceeds our tolerance of 5.50%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Federal funds purchased and securities sold under agreements to repurchase" (RC-K 12.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.b., current minus previous) of $ & (!RIAD4180! - !PQ1RIAD4180!) &  by four and dividing by (RC-K 12.) of $ & !RCON3353! & . Currently, your annualized expense ratio exceeds our tolerance of 5.50%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Other borrowed money" (RC-K 13.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.c.) of $ & !RIAD4185! &  by four and dividing by (RC-K 13.) of $ & !RCON3355! & . Currently, your annualized expense ratio exceeds our tolerance of 6%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-15=0 AND RI-2C>$100K, THEN ANNUALIZED EXP OTH BORROWINGS (RI-2C CURR-PREV)*4 S/B < 6% OF RC-K13 &  & (RI-2C CURR-PREV)*4 = $ & (!RIAD4185! - !PQ1RIAD4185!) * 4 & ; 6% OF RC-K13 = $ & !RCON3355! * 6 / 100

Msg2:
Your bank`s annualized expense ratio on "Other borrowed money" (RC-K 13.) appears inconsistent with current market rates. The annualized expense ratio is calculated by multiplying (RI 2.c. current minus previous) of $ & (!RIAD4185! - !PQ1RIAD4185!) &  by four and dividing by (RC-K 13.) of $ & !RCON3355! & . Currently, your annualized expense ratio exceeds our tolerance of 6%. Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Other borrowed money" (RC-K 13.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI 2.c.) of $ & !RIAD4185! &  by four and dividing by (RC-K 13.) of $ & !RCON3355! & .  Currently, your annualized expense ratio is  & !RIAD4185! / !RCON3355! * 400 & %, which falls below our tolerance of .15%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank`s annualized expense ratio on "Other borrowed money" (RC-K 13.) appears inconsistent with current market rates.  The annualized expense ratio is calculated by multiplying (RI 2.c. current minus previous) of $ & (!RIAD4185! - !PQ1RIAD4185! ) &  by four and dividing by (RC-K 13.) of $ & !RCON3355! & .  Currently, your annualized expense ratio is  & (!RIAD4185! - !PQ1RIAD4185!) / !RCON3355! * 400 & %, which falls below our tolerance of .15%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
AVG LIABILITIES (RC-K10 THRU K13) S/B < AVG TOTAL ASSETS (RC-K9).  &  & Avg Liabilities  & (!RCON3485! + !RCONB563! + !RCONHK16! + !RCONHK17! + !RCON3353! + !RCON3355!) &   is not <  Avg Assets & !RCON3368!

Msg2:
The quarterly average of liability components (RC-K 10. through 13) of $ & (!RCON3485! + !RCONB563! + !RCONHK16! + !RCONHK17! + !RCON3353! + !RCON3355!) &  should be less than the quarterly average of "Total assets" (RC-K 9) of $ & !RCON3368! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K 11B SHOULD BE BETWEEN 75% - 125% OF RC-E I M2B + M2C CURR + PREV / 2.  &  &   $ & !RCONHK16! & is not within 75% to 125% of $ & ((!RCON6648! + !RCONJ473! + !PQ1RCON6648! + !PQ1RCONJ473!)/2)

Msg2:
The amount of $ & !RCONHK16! & you reported as a quarterly average on "Time deposits of $250,000 or less" (RC-K 11.b) seems inconsistent with the calculated quarterly average.  The calculated average of $ & ((!RCON6648! + !RCONJ473! + !PQ1RCON6648! + !PQ1RCONJ473!) / 2) &  is derived by adding the current and previous quarter-end balances of  (RC-E Part I, M.2.b + M.2.c) and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-K 11C SHOULD BE BETWEEN 75% - 150% OF RC-E I M2D CURR + PREV / 2.  &  &  $ & !RCONHK17! & is not within 75% to 150% of $ & ((!RCONJ474! +  !PQ1RCONJ474!)/2)

Msg2:
The amount of $ & !RCONHK17! & you reported as a quarterly average on "Time deposits of more than $250,000" (RC-K 11.c) seems inconsistent with the calculated quarterly average.  The calculated average of $ & ((!RCONJ474! + !PQ1RCONJ474!) / 2) &  is derived by adding the current and previous quarter-end balances of  RC-E Part I, M.2.d and then dividing  by two.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The amount of $ & !RCONB563! & you reported as a quarterly average on "Savings deposits" (RC-K 11.a) seems inconsistent with the calculated quarterly average.  The calculated average of $ & ((!RCON6810! + !RCON0352! + !PQ1RCON6810! + !PQ1RCON0352!) / 2) &  is derived by adding the current and previous quarter-end balances of  (RC-E Part I, M.2.a.(1) + M.2.a.(2)) and then dividing the total by two.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF OTHER BORROWED MONEY (RC-16 >0), (RC-K13) SHOULD BE >0Avg =  & !RCON3355! &  ;  Curr =  & !RCON3190!

Msg2:
The quarterly average of "Other borrowings" (RC-K 13.) should be completed by banks with $100 million or more in Total Assets as of the PRIOR YEAR June Report of Condition (see footnote #4).  In June of LAST YEAR, your bank met the reporting requirement.  This quarter, your bank reported $ & !RCON3190! &  of "Other borrowings" on the "Balance Sheet" (RC 16.).  However, you did not report any quarterly average in (RC-K 13.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MARCH, IF (RC-C3B > 0) & (PREV RC-KM1 > 0), THEN RC-KM1 SHOULD BE > 0Curr =  & !RCON1590! & ; Prev=  & !PQ1RCON3386! & ;  Avg =  & !RCON3386!

Msg2:
The quarterly average of "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) should be completed by banks with $300 million or more in Total Assets as of the PRIOR YEAR June Report of Condition (see footnote #4).  This quarter, your bank reported "Loans to finance agricultural production and other loans to farmers" on the loan schedule (RC-C Part I, 3., Column B) of $ & !RCON1590! & .  However, you did not report any quarterly average in (RC-K M.1.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC: IF PREV(RC-KM1) >0 & CUR(RC-C3B) >0, CUR(RC-KM1) S/B > 0Avg =  & !RCON3386! &  ;  Curr =  & !RCON1590!

Msg2:
Last quarter, your bank reported quarterly average of "Loans to finance agricultural production and other loans to farmers" (RC-K M.1.) of $ & !PQ1RCON3386! &  corresponding to the amount reported in (RC-C Part I, 3., Column B) for similar loans.  This quarter, you reported $ & !RCON1590! &  in (RC-C Part I, 3., Column B); however, you did not report any quarterly average in (RC-K M.1.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-E1A THRU E6A) MUST EQUAL TOTAL TRANSACTION ACCOUNTS (RC-E7A) & (!RCONB549! + !RCON2202! + !RCON2203! + !RCONB551! + !RCON2213! + !RCON2216!) &   does not equal  & !RCON2215! &  Difference =  & ((!RCONB549! + !RCON2202! + !RCON2203! + !RCONB551! + !RCON2213! + !RCON2216!) - !RCON2215!)

Msg2:
The components of "Transaction accounts (including total demand deposits)" (RC-E 1. through 6., Column A) of $ & (!RCONB549! + !RCON2202! + !RCON2203! + !RCONB551! + !RCON2213! + !RCON2216!) &  must equal "Total transaction accounts" (RC-E 7., Column A) of $ & !RCON2215! & .  Please revise your reported data.


Msg1:
RC-EI5A CURR S/B = RC-EI5A PREV +/- $1 billion   &  &  CURR = $  & !RCON2213! &  ; PREV =  & !PQ1RCON2213! & ; Difference = $  & !RCON2213! - !PQ1RCON2213!

Msg2:
Last quarter, your bank reported "Deposits of Banks in foreign countries: Total Transaction Accounts (Including Total Demand Deposits" (RC-E I 5A) of $  & !PQ1RCON2213! & .  This quarter, you reported $  & !RCON2213! & which exceeds our tolerance of +/- $1 billion of prior quarter`s deposits.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-EI6A CURR S/B = RC-EI6A PREV +/- $1 billion   &  &  CURR = $  & !RCON2216! &  ; PREV =  & !PQ1RCON2216! & ; Difference = $  & !RCON2216! - !PQ1RCON2216!

Msg2:
Last quarter, your bank reported "Deposits of Foreign governments and official institutions (including foreign central banks): Total Transaction Accounts (Including Total Demand Deposits)" (RC-E I 6A) of $  & !PQ1RCON2216! & .  This quarter, you reported $  & !RCON2216! & which exceeds our tolerance of +/- $1 billion of prior quarter`s deposits.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1H1A (FULLY INS AFFL RETAIL SWEEP) SHLD BE  <= RC-E M1H1 (FULLY INS AFFL SWEEP).  &  & RC-E M.1.h.(1)(a) = $ & !RCONMT88!&;   RC-E M.1.h.(1) = $ & !RCONMT87!

Msg2:
The amount of "Fully insured, affiliate, retail sweep deposits" (RC-E M.1.h.(1)(a)) is generally included in the amount of  "Fully insured, affiliate sweep deposits" (RC-E M.1.h.(1)).   Therefore the  $ & !RCONMT88! &  reported in RC-E M.1.h.(1)(a) should be less than or equal to the amount of  $ & !RCONMT87! & reported in RC-E M.1.h.(1).    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-E M1H1A (FULLY INS AFFL RETAIL SWEEP) > 0, THEN RC-E M1H1 (FULLY INS AFFL SWEEP) > 0.  &  & RC-E M.1.h.(1)(a) = $ & !RCONMT88!&;   RC-E M.1.h.(1) = $ & !RCONMT87!

Msg2:
The amount of "Fully insured, affiliate, retail sweep deposits" (RC-E M.1.h.(1)(a)) is generally included in the amount of  "Fully insured, affiliate sweep deposits" (RC-E M.1.h.(1)).   Therefore, if RC-E M.1.h.(1)(a) of $ & !RCONMT88! & is greater than zero, then RC-E M.1.h.(1) should be greater than zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1H2A (NOT FULLY INS AFFL RETAIL SWEEP) SHLD BE  <= RC-E M1H2 (NOT FULLY INS AFFL SWEEP).  &  & RC-E M.1.h.(2)(a) = $ & !RCONMT90!&;   RC-E M.1.h.(2) = $ & !RCONMT89!

Msg2:
The amount of "Not fully insured, affiliate, retail sweep deposits" (RC-E M.1.h.(2)(a)) is generally included in the amount of  "Not fully insured, affiliate sweep deposits" (RC-E M.1.h.(2)).   Therefore the  $ & !RCONMT90! &  reported in RC-E M.1.h.(2)(a) should be less than or equal to the amount of  $ & !RCONMT89! & reported in RC-E M.1.h.(2).    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-E M1H2A (NOT FULLY INS AFFL RETAIL SWEEP) > 0, THEN RC-E M1H2 (NOT FULLY INS AFFL SWEEP) > 0.  &  & RC-E M.1.h.(2)(a) = $ & !RCONMT90!&;   RC-E M.1.h.(2) = $ & !RCONMT89!

Msg2:
The amount of "Not fully insured, affiliate, retail sweep deposits" (RC-E M.1.h.(2)(a)) is generally included in the amount of  "Not fully insured, affiliate sweep deposits" (RC-E M.1.h.(2)).   Therefore, if RC-E M.1.h.(2)(a) of $ & !RCONMT90! & is greater than zero, then RC-E M.1.h.(2) should be greater than zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1H3A (FULLY INS NON-AFFL RETAIL SWEEP) SHLD BE  <= RC-E M1H3 (FULLY INS NON-AFFL SWEEP).  &  & RC-E M.1.h.(3)(a) = $ & !RCONMT92!&;   RC-E M.1.h.(3) = $ & !RCONMT91!

Msg2:
The amount of "Fully insured, non-affiliate, retail sweep deposits" (RC-E M.1.h.(3)(a)) is generally included in the amount of  "Fully insured, non-affiliate sweep deposits" (RC-E M.1.h.(3)).   Therefore the  $ & !RCONMT92! &  reported in RC-E M.1.h.(3)(a) should be less than or equal to the amount of  $ & !RCONMT91! & reported in RC-E M.1.h.(3).    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-E M1H3A (FULLY INS NON-AFFL RETAIL SWEEP) > 0, THEN RC-E M1H3 (FULLY INS NON-AFFL SWEEP) > 0.  &  & RC-E M.1.h.(3)(a) = $ & !RCONMT92!&;   RC-E M.1.h.(3) = $ & !RCONMT91!

Msg2:
The amount of "Fully insured, non-affiliate, retail sweep deposits" (RC-E M.1.h.(3)(a)) is generally included in the amount of  "Fully insured, non-affiliate sweep deposits" (RC-E M.1.h.(3)).   Therefore, if RC-E M.1.h.(3)(a) of $ & !RCONMT92! & is greater than zero, then RC-E M.1.h.(3) should be greater than zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1H4A (NOT FULLY INS NON-AFFL RETAIL SWEEP) SHLD BE  <= RC-E M1H4 (NOT FULLY INS NON-AFFL SWEEP).  &  & RC-E M.1.h.(4)(a) = $ & !RCONMT94!&;   RC-E M.1.h.(4) = $ & !RCONMT93!

Msg2:
The amount of "Not fully insured, non-affiliate, retail sweep deposits" (RC-E M.1.h.(4)(a)) is generally included in the amount of  "Not fully insured, non-affiliate sweep deposits" (RC-E M.1.h.(4)).   Therefore the  $ & !RCONMT94! &  reported in RC-E M.1.h.(4)(a) should be less than or equal to the amount of  $ & !RCONMT93! & reported in RC-E M.1.h.(4).    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-E M1H4A (NOT FULLY INS NON-AFFL RETAIL SWEEP) > 0, THEN RC-E M1H4 (NOT FULLY INS NON-AFFL SWEEP) > 0.  &  & RC-E M.1.h.(4)(a) = $ & !RCONMT94!&;   RC-E M.1.h.(4) = $ & !RCONMT93!

Msg2:
The amount of "Not fully insured, non-affiliate, retail sweep deposits" (RC-E M.1.h.(4)(a)) is generally included in the amount of  "Not fully insured, non-affiliate sweep deposits" (RC-E M.1.h.(4)).   Therefore, if RC-E M.1.h.(4)(a) of $ & !RCONMT94! & is greater than zero, then RC-E M.1.h.(4) should be greater than zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-E M1I (TTL SWEEP DEP NOT BRKRD) > 0, THEN SUM OF RC-E M1H1, M1H2, M1H3, AND M1H4 (SWEEP DEPOSITS) > 0.  &  &  RC-E M.1.i = $ & !RCONMT95!&;   RC-E M.1.h.(1) + M.1.h.(2) + M.1.h.(3) + M.1.h.(4)  = $ & !RCONMT87! + !RCONMT89! + !RCONMT91! + !RCONMT93!

Msg2:
If your institution reported "Total sweep deposits that are not brokered deposits" (RC-E M.1.i) of $& !RCONMT95!&, then the sum of  "Sweep deposits" reported in (RC-E M.1.h.(1) + M.1.h.(2) + M.1.h.(3) + M.1.h.(4)) should be greater than zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-E M1H1 (FULLY INS AFFL SWEEP DEP) > 0, CURR SHLD BE  > 0.  &  & Previous RC-E M.1.h.(1) = $ &!PQ1RCONMT87!

Msg2:
Last quarter, your bank reported "Fully insured, affiliate, sweep deposits" (RC-E M.1.h.(1))  of $ & !PQ1RCONMT87! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC: IF PREV RC-E M1H1 (FULLY INS AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(1) = $ &!PQ2RCONMT87!

Msg2:
Previously, your bank reported "Fully insured, affiliate, sweep deposits" (RC-E M.1.h.(1))  of $ & !PQ2RCONMT87! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-E M1H2 (NOT FULLY INS AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(2) = $ &!PQ1RCONMT89!

Msg2:
Last quarter, your bank reported "Not fully insured, affiliate, sweep deposits" (RC-E M.1.h.(2))  of $ & !PQ1RCONMT89! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC: IF PREV RC-E M1H2 (NOT FULLY INS AFFL SWEEP DEP) > 0, CURR SHLD BE  > 0.  &  & Previous RC-E M.1.h.(2) = $ &!PQ2RCONMT89!

Msg2:
Previously, your bank reported "Not fully insured, affiliate, sweep deposits" (RC-E M.1.h.(2))  of $ & !PQ2RCONMT89! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-E M1H3 (FULLY INS NON-AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(3) = $ &!PQ1RCONMT91!

Msg2:
Last quarter, your bank reported "Fully insured, non-affiliate, sweep deposits" (RC-E M.1.h.(3))  of $ & !PQ1RCONMT91! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC: IF PREV RC-E M1H3 (FULLY INS NON-AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(3) = $ &!PQ2RCONMT91!

Msg2:
Previously, your bank reported "Fully insured, non-affiliate, sweep deposits" (RC-E M.1.h.(3))  of $ & !PQ2RCONMT91! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-E M1H4 (NOT FULLY INS NON-AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(4) = $ &!PQ1RCONMT93!

Msg2:
Last quarter, your bank reported "Not fully insured, non-affiliate, sweep deposits" (RC-E M.1.h.(4))  of $ & !PQ1RCONMT93! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC: IF PREV RC-E M1H4 (NOT FULLY INS NON-AFFL SWEEP DEP) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.h.(4) = $ &!PQ2RCONMT93!

Msg2:
Previously, your bank reported "Not fully insured, non-affiliate, sweep deposits" (RC-E M.1.h.(4))  of $ & !PQ2RCONMT93! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-E M1I (TTL SWEEP DEP NOT BRKRD) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.i = $ &!PQ1RCONMT95!

Msg2:
Last quarter, your bank reported "Total sweep deposits that are not brokered deposits" (RC-E M.1.i)  of $ & !PQ1RCONMT95! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC: IF PREV RC-E M1I (TTL SWEEP DEP NOT BRKRD) > 0, CURR SHLD BE > 0.  &  & Previous RC-E M.1.i = $ &!PQ2RCONMT95!

Msg2:
Previously, your bank reported "Total sweep deposits that are not brokered deposits" (RC-E M.1.i)  of $ & !PQ2RCONMT95! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
DEMAND DEPOSITS (RC-E7B) MUST <= TOTAL TRANSACTION ACCOUNTS (RC-E7A)Col B =  & !RCON2210! &  ;  Col A =  & !RCON2215!

Msg2:
"Total demand deposits" (RC-E 7., Column B) of $ & !RCON2210! &  must be less than or equal to "Total transaction accounts" (RC-E 7., Column A) of $ & !RCON2215! & .  Please revise your reported data.


Msg1:
(RC-E1C THRU E6C) MUST EQUAL TOTAL NONTRANSACTION ACCOUNTS (RC-E7C) & (!RCONB550! + !RCON2520! + !RCON2530! + !RCONB552! + !RCON2236! + !RCON2377!) &   does not equal  & !RCON2385! &  Difference =  & !RCON2385! - (!RCONB550! + !RCON2520! + !RCON2530! + !RCONB552! + !RCON2236! + !RCON2377!)

Msg2:
The components of "Nontransaction accounts (including MMDAs)" (RC-E 1. through 6., Column C) of $ & (!RCONB550! + !RCON2520! + !RCON2530! + !RCONB552! + !RCON2236! + !RCON2377!) &  must equal "Total nontransaction accounts" (RC-E 7., Column C) of $ & !RCON2385! & .  Please revise your reported data.


Msg1:
RC-E M6A AND M6B SHLD BE <= RC-E 1 COL A.  &  & $ & (!RCONP753! + !RCONP754!) & is not <= $ & !RCONB549!

Msg2:
The "Components of total transaction account deposits of individuals, partnerships, and corporations" (RC-E M.6.a. and M.6.b) of $ & (!RCONP753! + !RCONP754!) &  should be less than or equal to "Total transaction accounts of individuals, partnerships, and corporations" (RC-E 1., Column A) of $ & !RCONB549! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF RC-E M7A1 THRU M7B2 PLUS M2B THRU M2D MUST EQUAL RC-E 1 COL C &  & $ & (!RCONP756! + !RCONP757! + !RCONP758! + !RCONP759! + !RCON6648! + !RCONJ473! + !RCONJ474!) & DOES NOT EQUAL $ & !RCONB550!

Msg2:
The "Components of total nontransaction account deposits of individuals, partnerships, and corporations" (RC-E M.7.a.(1) through M.7.b.(2)) plus the sum of time deposits (RC-E M.2.b. through M.2.d.) of $ & !RCONP756! + !RCONP757! + !RCONP758! + !RCONP759! + !RCON6648! + !RCONJ473! + !RCONJ474! & must be equal to total nontransaction account deposits of "Individuals, partnerships, and corporations" (RC-E 1. Col C) of $ & !RCONB550! &. Please revise your reported data.


Msg1:
SUM OF RC-E M7A1 AND M7A2 MUST BE <= RC-E M2A1 &  & $& (!RCONP756! + !RCONP757!) & IS NOT LESS THAN OR EQUAL TO $ & !RCON6810!

Msg2:
The components of "Money market deposit accounts of individuals, partnerships, and corporations (RC-E Memorandum itmes 7.a.(1) and 7.a.(2)) of $ & !RCONP756! + !RCONP757! & must be less than or equal to "Money market accounts" (RC-E Memoranda item 2.a.(1)) of $& !RCON6810! &. Please revise your reported data.


Msg1:
IF RCE 2 THROUGH 6 COL C EQUALS ZERO THEN SUM OF RC-E M7A1 AND M7A2 MUST EQUAL RC-E M2A1 &  & $& (!RCONP756! + !RCONP757!) & IS NOT EQUAL TO $ & !RCON6810!

Msg2:
The bank reported zero nontransaction account deposits of U.S. Government, States and Political Subdivisions in the U.S., Commercial banks and other depository institutions in the U.S., Banks in foreign countries, and Foreign govenrnments and official institutions (RC-E, column C, items 2 through 6). Therefore, the components of "Money market deposit accounts of individuals, partnerships, and corporations (RC-E Memorandum itmes 7.a.(1) and 7.a.(2)) of $ & !RCONP756! + !RCONP757! & must equal "Money market accounts" (RC-E Memoranda item 2.a.(1)) of $& !RCON6810! &. Please revise your reported data.


Msg1:
SUM OF RC-E M7B1 AND M7B2 MUST BE <= RC-E M2A2 &  & $& (!RCONP758! + !RCONP759!) & IS NOT LESS THAN OR EQUAL TO $ & !RCON0352!

Msg2:
The components of "Other savings deposit accounts of individuals, partnerships, and corporations (RC-E Memorandum itmes 7.b.(1) and 7.b.(2)) of $ & !RCONP758! + !RCONP759! & must be less than or equal to "Other savings deposits" (RC-E Memoranda item 2.a.(2)) of $& !RCON0352! &. Please revise your reported data.


Msg1:
IF RCE 2 THROUGH 6 COL C EQUALS ZERO THEN SUM OF RC-E M7B1 AND M7B2 MUST EQUAL RC-E M2A2 &  & $& (!RCONP758! + !RCONP759!) & IS NOT EQUAL TO $ & !RCON0352!

Msg2:
The bank reported zero nontransaction account deposits of U.S. Government, States and Political Subdivisions in the U.S., Commercial banks and other depository institutions in the U.S., Banks in foreign countries, and Foreign govenrnments and official institutions (RC-E, column C, items 2 through 6). Therefore, the components of "Other savings deposit accounts of individuals, partnerships, and corporations (RC-E Memorandum itmes 7.b.(1) and 7.b.(2)) of $ & !RCONP758! + !RCONP759! & must equal "Other savings deposits" (RC-E Memoranda item 2.a.(2)) of $& !RCON0352! &. Please revise your reported data.


Msg1:
RC-EI5C CURR S/B = RC-EI5C PREV +/- $1 billion   &  &  CURR = $  & !RCON2236! &  ; PREV =  & !PQ1RCON2236! & ; Difference = $  & !RCON2236! - !PQ1RCON2236!

Msg2:
Last quarter, your bank reported "Deposits of Banks in foreign countries: Total Nontransaction Accounts (Including MMDAs)" (RC-E I 5C) of $  & !PQ1RCON2236! & .  This quarter, you reported $  & !RCON2236! & which exceeds our tolerance of +/- $1 billion of prior quarter`s deposits.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-EI6C CURR S/B = RC-EI6C PREV +/- $1 billion   &  &  CURR = $  & !RCON2377! &  ; PREV =  & !PQ1RCON2377! & ; Difference = $  & !RCON2377! - !PQ1RCON2377!

Msg2:
Last quarter, your bank reported ""Deposits of Foreign governments and official institutions (including foreign central banks): Total Nontransaction Accounts (Including MMDAs)" (RC-E I 6C) of $  & !PQ1RCON2377! & .  This quarter, you reported $  & !RCON2377! & which exceeds our tolerance of +/- $1 billion of prior quarter`s deposits.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-EM7A1 THRU M7B2) SHOULD BE LESS THAN OR EQUAL TO RC-E1C &  & RC-E1C = $ & !RCONB550! & ; Sum = $ & (!RCONP756! + !RCONP757! + !RCONP758! + !RCONP759!)

Msg2:
The "Components of total nontransaction accounts deposits of individuals, partnerships, and corporations" (RC-E M7.a.(1) thru M.7.b.(2)) of  $ & (!RCONP756! + !RCONP757! + !RCONP758! + !RCONP759!) & should be less than or equal to "Total Nontransaction Accounts" of "Individuals, partnerships, and corporations" RC-E 1 Col C of $ & !RCONB550! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-E1C AND RC-E M2A1) > 0 THEN SUM OF (RC-EM7A1 THRU M7A2) > 0 &  & RC-E1C = $ & !RCONB550! & ;  RC-E M2A1 = $ & !RCON6810! & ;  Sum = $ & (!RCONP756! + !RCONP757!)

Msg2:
Your institution reported "Total Nontransaction Accounts" of "Individuals, partnerships, and corporations" (RC-E 1 Col C) of $ & !RCONB550! &  and  "Money market deposit accounts (MMDAs)"  (RC-E M.2.a.(1)) of $ & !RCON6810! & .   However, you did not report any "Money market deposit accounts (MMDAs) of individuals, partnerships, and corporations"  for (RC-E M.7.a.(1) and M.7.a.(2)) of $ & (!RCONP756! + !RCONP757!) &.     Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-E1C AND RC-E M2A2) > 0 THEN SUM OF (RC-EM7B1 THRU M7B2) > 0 &  & RC-E1C = $ & !RCONB550! & ;  RC-E M2A2 = $ & !RCON0352! & ;  Sum = $ & (!RCONP758! + !RCONP759!)

Msg2:
Your institution reported "Total Nontransaction Accounts" of "Individuals, partnerships, and corporations" (RC-E 1 Col C) of $ & !RCONB550! &  and  "Other savings deposits (excludes MMDAs)"  (RC-E M.2.a.(2)) of $ & !RCON0352! & .   However, you did not report any "Other savings deposit accounts of individuals, partnerships, and corporations" for  (RC-E M.7.b.(1) and M.7.b.(2)) of $ & (!RCONP758! + !RCONP759!) &.     Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (PREV RC-E M5) EQ `YES`, THEN CURR (RC-E M5) SHLD EQ `YES`.   &  & Curr =  & !RCONP752! &  ;  Prior =  & !PQ1RCONP752!

Msg2:
Last quarter, your bank answered "Yes" to "Does your institution offer one or more consumer deposit account products intended primarily for individuals for personal, household, or family use?" (RC-E M.5).  However, this quarter, your response equals "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (PREV RC-E M5) EQ `YES`, THEN CURR (RC-E M5) SHLD EQ `YES`.   &  & Curr =  & !RCONP752! &  ;  Prior =  & !PQ2RCONP752!

Msg2:
Previously, your bank answered "Yes" to "Does your institution offer one or more consumer deposit account products intended primarily for individuals for personal, household, or family use?" (RC-E M.5 ).  However, this quarter, your response equals "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-E7A + E7C) MUST EQUAL TOTAL DEPOSITS (RC-13A) & (!RCON2215! + !RCON2385!) &   does not equal  & !RCON2200! &  , difference =  & (!RCON2215! + !RCON2385!) - !RCON2200!

Msg2:
The sum of "Total transactions accounts" (RC-E 7., Column A) and "Total nontransaction accounts" (RC-E 7., Column C) of $ & (!RCON2215! + !RCON2385!) &  must equal "Deposits in domestic offices" (RC 13.a.) of $ & !RCON2200! & .  Please revise your reported data.


Msg1:
IRA & KEOGH PLAN (RC-EM1A) MUST <= SUM OF (RC-E1A + E1C) & !RCON6835! &   is not <= to  & (!RCONB549! + !RCONB550!) &  ; Difference =  & !RCON6835! - (!RCONB549! + !RCONB550!)

Msg2:
"Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts" (RC-E M.1.a.) of $ & !RCON6835! &  must be less than or equal to the sum of "Total transaction accounts" (RC-E 1., Column A) and "Total nontransaction accounts" (RC-E 1., Column C) of $ & (!RCONB549! + !RCONB550!) & .  Please revise your reported data.


Msg1:
SUM OF (RC-OM1C1 + RC-OM1D1) S/B >= RC-EM1A  & !RCONF045! + !RCONF047! &  IS NOT >=  & !RCON6835!

Msg2:
The sum of the "Amount of retirement accounts of $250,000 or less" (RC-O M.1.c.(1)) and the "Amount of retirement accounts of more than $250,000," (RC-O M.1.d.(1)), & !RCONF045! + !RCONF047! &, should be greater than or equal to "Total Individual Retirement Accounts (IRAs) and Keogh Plan Accounts," (RC-E M.1.a.), & !RCON6835! &  . Please review your data and explain or revise as appropriate.


Msg1:
RC-EM2E MUST BE LESS THAN OR EQUAL TO RC-EM1A  &  &  $  & !RCONF233! &  IS NOT LESS THAN OR EQUAL TO $  & !RCON6835!

Msg2:
"Individual Retirement Accounts (IRA) and Keogh Plan accounts of $100000 or more" (RC-E M.2.e) of $ & !RCONF233! &  must be less than or equal to the "Total Individual Retirement Accounts (IRA) and Keogh Plan accounts" (RC-E M.1.a.) of $ & !RCON6835! &  . Please revise your reported data.


Msg1:
BROKERED DEPOSITS <= $250K MATURE <= 1 YR (RC-EM1D1) MUST <= (RC-EM1C).  &  & RC-E M.1.d.(1)  $&!RCONHK06!&  is not <= to RC-E  M.1.c  $& !RCONHK05!& ; Difference =  & !RCONHK06! - !RCONHK05!

Msg2:
"Brokered deposits of $250,000 or less with a remaining maturity of one year or less" (RC-E M.1.d.(1)) of $ & !RCONHK06! &  must be less than or equal to "Brokered deposits of $250,000 or less (fully insured)" (RC-E M.1.c) of $ & !RCONHK05! & .  Please revise your reported data.


Msg1:
BROKERED DEP $250K OR MORE MATURE <= 1YR (RC-EM1D3) MUST <= (RC-EM1B -EM1C).

Msg2:
"Brokered deposits of more than $250,000 with a remaining maturity of one year or less"  (RC-E M.1.d.(3)) of $ & (!RCONK220!) &  must be less than or equal to "Total brokered deposits" (RC-E M.1.b.) minus "Brokered deposits of $250,000 or less" (RC-E M.1.c) of $ & (!RCON2365! - !RCONHK05!) & .  Please revise your reported data.


Msg1:
BROKERED DEP OF <= $250K (RC-EM1C) MUST <= TOTAL BROKERED DEPOSITS (RC-EM1B).

Msg2:
"Brokered deposits of $250,000 or less (fully insured)"  (RC-E M.1.c) of $ & (!RCONHK05!)&  must be less than or equal to "Total brokered deposits" (RC-E M.1.b.) of $ & !RCON2365! & .  Please revise your reported data.


Msg1:
(RC-EM4A1 THRU EM4A4) MUST EQUAL TIME DEPS > $250K (RC-EM2D).

Msg2:
The components of "Time deposits of more than $250,000" (RC-E M.4.a.(1) through M.4.a.(4)) of $ & (!RCONHK12! + !RCONHK13! + !RCONHK14! + !RCONHK15!) &  must equal the sum of "Total time deposits of more than $250,000" (RC-E M.2.d) of $ & !RCONJ474!& .  Please revise your reported data.


Msg1:
(RC-EM2A1 THRU EM2D) MUST EQUAL TOTAL NONTRANS ACCT DEPOSITS (RC-E7C) &  &    & (!RCON6810! + !RCON0352! + !RCON6648! + !RCONJ473! + !RCONJ474!) &   does not equal  & !RCON2385! &

Msg2:
The components of "Total nontransaction accounts" (RC-E M.2.a.(1) through M.2.d.) of $ & (!RCON6810! + !RCON0352! + !RCON6648! + !RCONJ473! + !RCONJ474!) &  must equal "Total nontransaction accounts" (RC-E 7., Column C) of $ & !RCON2385! & . Please revise your reported data.


Msg1:
IF TCD`S >= $100K (RC-EM2C) > 0, THEN (RC-EM2C) MUST BE >= $100K

Msg2:
"Total time deposits of $100,000 through $250,000" (RC-E M.2.c.) of $ & !RCONJ473! &  must be greater than or equal to $100,000.  Please revise your reported data.


Msg1:
IF TCD`S >= $250K (RC-EM2D) > 0, THEN (RC-EM2D) MUST BE >= $250K &  &  Reported Amount =  & !RCONJ474! &

Msg2:
"Total time deposits of more than $250,000" (RC-E M.2.d.) of $ & !RCONJ474! &  must be greater than  $250,000.  Please revise your reported data.


Msg1:
IF RC-EM2E IS GREATER THAN ZERO, THEN IT MUST BE >= $100K AND <= SUM OF (RC-EM2C + EM2D) &  &  RC-EM2e = $ & !RCONF233! & ,  Sum = $ & (!RCONJ473! + !RCONJ474!) &

Msg2:
"Individual Retirement Accounts (IRAs) and Keogh Plan accounts of $100,000 or more included in Memorandum items 2.c and 2.d above" (RC-E M.2.e) of $ & !RCONF233! &  must be greater than or equal to $100,000 and less than the sum of "Total time deposits of $100,000 through $250,000" and "Total time deposits of more than $250,000" (RC-E M.2.c. + M.2.d.) of $ & !RCONJ473! + !RCONJ474! & .  Please revise your reported data.


Msg1:
(RC-EM3A1 THRU EM3A4) MUST EQUAL TIME DEPS <= $250K (RC-EM2B + M2C). &  & RC-E M.3.a.(1) thru M.3.a.(4)= $ &(!RCONHK07! + !RCONHK08! + !RCONHK09! + !RCONHK10!)&  ;  RC-E M.2.b + M.2.c = $ & !RCON6648! + !RCONJ473!&  ;  Difference = $ &(!RCONHK07! + !RCONHK08! + !RCONHK09! + !RCONHK10!) - (!RCON6648! + !RCONJ473!)

Msg2:
The components of "Time deposits of $250,000 or less" (RC-E M.3.a.(1) through M.3.a.(4)) of $ &(!RCONHK07! + !RCONHK08! + !RCONHK09! + !RCONHK10!) &  must equal "Total time deposits of less than $100,000" and "Total time deposits of $100,000 through $250,000" (RC-E M.2.b + M.2.c) of $ &(!RCON6648! + !RCONJ473!)& .  Please revise your reported data.


Msg1:
REVOLVING 1-4 LNS (RC-C1C1B)=0, UNUSED COMMITMENTS (RC-L1A) S/B<$500K(RC-C1C1B) =  & !RCON1797! &  ;   (RC-L1A) =  & !RCON3814!

Msg2:
Your bank did not report any "Revolving, open-end lines secured by 1-4 family residential properties" in (RC-C Part I, 1.c.(1), Column B).  However, you reported unused commitments on (RC-L 1.a.) of $ & !RCON3814! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
TIME DEPS <=$250K MATURE IN 1YR (RC-EM3B) MUST BE <= (RC-EM3A1 + M3A2).  &  & RC-E M.3.b $& !RCONHK11! &   is not <= to RC-E M.3.a.(1) + M.3.a.(2) $& (!RCONHK07! + !RCONHK08!)

Msg2:
"Time deposits of $250,000 or less with a REMAINING MATURITY of one year or less" (RC-E M.3.b.) of $ & !RCONHK11! &  must be less than or equal to the sum of "Time deposits of $250,000 or less with a remaining maturity or next repricing date of" "Three months or less" and "Over three months through 12 months" (RC-E M.3.a.(1) + M.3.a.(2)) of $ & (!RCONHK07! + !RCONHK08!) & .  Please revise your reported data.


Msg1:
UNUSED COMMITMENTS COM`L R/E(RC-L1C2)>$1MM,COM`L R/E LNS(RC-CM3) S/B>0Loans =  & !RCON2746! &  ;   Commitments =  & !RCON6550!

Msg2:
Your bank reported "Unused commitments to fund commercial real estate, construction, and land development" loans NOT secured by real estate" (RC-L 1.c.(2)) of $ & !RCON6550! & .  However, you did not report any "Loans to finance commercial real estate, construction, and land development" on the loan schedule (RC-C Part I, M.3.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
TIME DEPS > $250K MATURE IN 1YR (RC-EM4B) MUST BE <= (RC-EM4A1 + M4A2).

Msg2:
"Time deposits of more than $250,000 with a REMAINING MATURITY of one year or less"  (RC-E M.4.b) of $ & !RCONK222! &  must be less than or equal to the sum of "Time deposits of more than $250,000 with a remaining maturity or next repricing date of:" "Three months or less" and "Over three months through 12 months"(RC-E M.4.a.(1) + M.4.a.(2)) of $ & (!RCONHK12! + !RCONHK13!) & .  Please revise your reported data.


Msg1:
IF RC-EM4B  > 0, RC-EM4B SHOULD BE > $250K.  &  & Reported Amount =  & !RCONK222!

Msg2:
"Time deposits of more than $250,000 with a REMAINING MATURITY of one year or less" (RC-E M.4.b) of $ & !RCONK222! &  should be greater than $250,000.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FINANCIAL STANDBY LETTERS OF CREDIT (RC-L2) EXCEEDS 25% OF TOTAL ASSETS (RC-12)RC-L2 =  & !RCON3819! &  ; 25% of total assets =  & (!RCON2170!* 0.25)

Msg2:
Your bank`s "Financial standby letters of credit" (RC-L 2.) of $ & !RCON3819! &  seem high when compared to your "Total assets" (RC 12.) of $ & !RCON2170! & , and exceed our tolerance of 25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PERFORMANCE STANDBY LETTERS OF CREDIT (RC-L3) EXCEEDS 25% OF  TOTAL ASSETS (RC-12) |RC-L3 =  & !RCON3821! &  ; 25% of total assets =  & (!RCON2170! * 0.25)

Msg2:
Your bank`s "Performance standby letters of credit" (RC-L 3.) of $ & !RCON3821! &  seem high when compared to your "Total assets" (RC 12.) of $ & !RCON2170! & , and exceed our tolerance of 25%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the fair values of derivative contracts are relatively small when compared to the notional amounts. Our editing tolerances expect the fair values to be greater than zero, but less than or equal to 10% of the notional values. This quarter, your bank reported "Total notional value of foreign exchange contracts not held for trading" (RC-L 14., Column B) of $ & !RCON8726! &  and "Gross fair values of foreign exchange contracts not held for trading" (RC-L 15.b.(1) + 15.b.(2), Column B) of $ & (!RCON8742! + !RCON8746!) & . Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the fair values of derivative contracts are relatively small when compared to the notional amounts. Our editing tolerances expect the fair values to be greater than zero, but less than or equal to 40% of the notional values. This quarter, your bank reported "Total notional value of equity contracts not held for trading" (RC-L 14., Column C) of $ & !RCON8727! &  and "Gross fair values of equity contracts not held for trading" (RC-L 15.b.(1) + 15.b.(2), Column C) of $ & (!RCON8743! + !RCON8747!) & . Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the fair values of derivative contracts are relatively small when compared to the notional amounts. Our editing tolerances expect the fair values to be greater than zero, but less than or equal to 35% of the notional values. This quarter, your bank reported "Total notional value of commodity and other contracts held for purposes other than trading" (RC-L 14., Column D) of $ & !RCON8728! &  and "Gross fair values of commodity and other contracts held for purposes other than trading" (RC-L 15.b.(1) + 15.b.(2), Column D) of $ & (!RCON8744! + !RCON8748!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
OTHER LIABILITIES ITEMIZED (RC-G4A THRU G4H) MUST BE <= (RC-G4) &  & RC-G4A thru G4H =  & (!RCON3066! + !RCONC011! + !RCON2932! + !RCONC012! + !RCONLB56! + !RCON3552! + !RCON3553! + !RCON3554!) &  ; RC-G4 =  & !RCON2938!

Msg2:
Itemized "All other liabilities" components (RC-G 4.a. through 4.h.) of $ & (!RCON3066! + !RCONC011! + !RCON2932! + !RCONC012! + !RCONLB56! + !RCON3552! + !RCON3553! + !RCON3554!) &  must be less than or equal to "All other liabilities" (RC-G 4.) of $ & !RCON2938! & .  Please revise your reported data.


Msg1:
SUM OF (RC-G1A THRU G4) MUST EQUAL TOTAL OTHER LIABILITIES (RC-G5)Sum =  & (!RCON3645! + !RCON3646! + !RCON3049! + !RCONB557! + !RCON2938!) &  ;  Reported =  & !RCON2930! &  ;  Difference =  & (!RCON3645! + !RCON3646! + !RCON3049! + !RCONB557! + !RCON2938!) - !RCON2930!

Msg2:
"Other liabilities" components (RC-G 1.a. through 4.) of $ & (!RCON3645! + !RCON3646! + !RCON3049! + !RCONB557! + !RCON2938!) &  must equal "Total other liabilities" (RC-G 5.) of $ & !RCON2930! & .  Please revise your reported data.


Msg1:
IF NET DUE TO FGN OFFICES (RC-H7) > O, NET DUE FROM (RC-H6) MUST = 0Due To =  & !RCON2941! &  ;  Due From =  & !RCON2163!

Msg2:
An amount should be reported in EITHER "Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 6.) OR "Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 7.).  Your bank reported $ & !RCON2941! &  on (RC-H 7.); therefore, (RC-H 6.) should be zero.  Please revise your reported data.


Msg1:
IF NET DUE FROM FGN OFFICES (RC-H6) > 0, NET DUE TO (RC-H7) MUST = 0Due From =  & !RCON2163! &  ;  Due To =  & !RCON2941!

Msg2:
An amount should be reported in EITHER "Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 6.) OR "Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 7.).  Your bank reported $ & !RCON2163! &  on (RC-H 6.); therefore, (RC-H 7.) should be zero.  Please revise your reported data.


Msg1:
SUM OF (RC-H7 + H9) MUST BE < = DOMESITIC ASSETS (RC-H6 + H8) & (!RCON2941! + !RCON3129!) &   is not <= to  & (!RCON2163! + !RCON2192!)

Msg2:
The sum of "Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 7.) and "Total liabilities" (RC-H 9.) of $ & (!RCON2941! + !RCON3129!) &  must be less than or equal to the sum of "Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs" (RC-H 6.) and "Total assets" (RC-H 8.) of $ & (!RCON2163! + !RCON2192!) & .  Please revise your reported data.


Msg2:
The sum of amortized cost components of "Held-to-maturity securities" in "Domestic Offices" (RC-H 10., Column A through 15., Column A) of $ & (!RCON0211! + !RCON8492! + !RCON8496! + !RCONG389! + !RCON1709! + !RCONG393! + !RCON1733! + !RCONG397! + !RCONG399!) &  must equal the "Total amortized cost of held-to-maturity securities" (RC-H 17., Column A) of $ & !RCON1754! & .  Please revise your reported data.


Msg1:
DOM: SUM OF (RC-H10 THRU 15, COL B) MUST = TOTAL AVAILABLE FOR SALE SECURITIES(RC-H17) &  & Sum =  & (!RCON1287! + !RCON8495! + !RCON8499! + !RCONG390! + !RCON1713! + !RCONG394! + !RCON1736! + !RCONG398! + !RCONG400!) &  ;  Reported =  & !RCON1773! &  ;  Difference =  & (!RCON1287! + !RCON8495! + !RCON8499! + !RCONG390! + !RCON1713! + !RCONG394! + !RCON1736! + !RCONG398! + !RCONG400!) - !RCON1773!

Msg2:
The sum of Fair value components of "Available for sale securities" in "Domestic Offices" (RC-H 10. through 15, Column B.) of $ & (!RCON1287! + !RCON8495! + !RCON8499! + !RCONG390! + !RCON1713! + !RCONG394! + !RCON1736! + !RCONG398! + !RCONG400!) &  must equal the "Total Fair Value of available for sale securities" (RC-H 17B.) of $ & !RCON1773! & .  Please revise your reported data.


Msg1:
IF CBLR NOT ELECTED (RC-R I 31B = NO, $ EXTEN OF CR TO EXEC OFFICERS (RC-M1A) S/B <= SUM OF ACL (RC 4C)  + TIER 1 AND TIER 2 CAP (RC-R I 26 + 46)  &  &  RC-M 1.a = $ &!RCON6164! &   is not < =  RC 4.c + (RC-R I 26 + 46) = $ & (!RCON3123! + (!RCOA8274! + !RCOA5311!))

Msg2:
The insider lending limit imposed on Federal Reserve Bank members is detailed in Regulation O.  The limitation is expressed as a percentage of the bank`s unimpaired capital and surplus. Your bank`s "Extensions of credit to executive officers, directors, and principal shareholders" (RC-M 1.a.) of $ & !RCON6164! &  exceeds the total of the "Allowance for credit losses on loans and leases", "Tier 1 capital" and "Tier 2 capital" (RC 4.c. and (RC-R Part I,  26 + 46)) of $ & (!RCON3123! + (!RCOA8274! + !RCOA5311!))  & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF CBLR ELECTED (RC-R I 31B = YES, $ EXTEN OF CR TO EXEC OFFICERS (RC-M1A) S/B <= SUM OF ACL (RC 4C) + TIER 1 CAP ( RC-R I 26)   &  & RC-M 1.a = $ &!RCON6164! &   is not < =  RC 4.c + RC-R I 26 = $ & (!RCON3123! + !RCOA8274!)

Msg2:
The insider lending limit imposed on Federal Reserve Bank members is detailed in Regulation O.  The limitation is expressed as a percentage of the bank`s unimpaired capital and surplus. Your bank`s "Extensions of credit to executive officers, directors, and principal shareholders" (RC-M 1.a.) of $ & !RCON6164! &  exceeds the total of the "Allowance for credit losses on loans and leases" and "Tier 1 capital" (RC 4.c. and RC-R Part I, 26) of $ & (!RCON3123! + !RCOA8274!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS (RC-M1A) > $500K, THEN CURRENT (RC-M1A) SHOULD BE > 0Curr =  & !RCON6164! &  ;  Prior =  & !PQ1RCON6164!

Msg2:
Last quarter, your bank reported "Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests" (RC-M 1.a.) of $ & !PQ1RCON6164! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS TO EXE. OFFICERS (RC-M1B) SHOULD BE <=  NUMBER OF EMPLOYEES (RI-M5)No. of Extensions =  & !RCON6165! &  ;    No. of Employees =  & !RIAD4150!

Msg2:
Only individuals whose aggregated loan amount equals or exceeds the lesser of $500,000 or 5% of total capital on the report date should be included in "Number of executive officers, directors, and principal shareholders to whom extensions of credit were granted" (RC-M 1.b.).  The number of executive officers, directors, and principal shareholders to whom your bank extended credit of  & !RCON6165! &  exceeds the "Total number of full-time equivalent employees" (RI M.5.) of  & !RIAD4150! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RI M5 CURRENT SHOULD BE WITHIN 50 TO 150 PERCENT OF RI M5 PRIOR  &  & CURRENT =  & !RIAD4150! &; PRIOR =  & !PQ1RIAD4150!

Msg2:
The "number of full-time equivalent employees at end of current period" (RI M5) of  & !RIAD4150! & appears questionable compared to the number of  & !PQ1RIAD4150! & reported in the prior quarter. Please review your data and revise or explain as appropriate.


Msg1:
RI M5 CURR SHOULD BE WITHIN +/- 3 of RI M5 PRIOR &  & CURRENT = & !RIAD4150! &; PRIOR = & !PQ1RIAD4150!

Msg2:
The "Number of full-time equivalent employees at end of current period" (RI M5) of & !RIAD4150! & appears questionable compared to the amount of & !PQ1RIAD4150! & reported in the prior quarter. Please review your data and explain or revise as appropriate.


Msg1:
IF PREV (RC-M1B) >0 & CURR (RC-M1A) > $500K, CURR (RC-M1B) S/B > 0Curr =  & !RCON6165! &  ;  Prior =  & !PQ1RCON6165!

Msg2:
Last quarter, your bank reported  & !PQ1RCON6165! &  for the "Number of executive officers, directors, principal shareholders to whom the amount of all extensions of credit by the reporting bank exceeds the $500,000 or 5 percent of total capital" (RC-M 1.b.).  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF LNS TO DIRECTORS & EXE OFFICER (RC-M1A) > $2 MIL., (RC-M1B) S/B > 0Amt of Loans =  & !RCON6164! &  ;  No. of Individuals =  & !RCON6165!

Msg2:
You reported "Extensions of credit to executive officers, directors, and principal shareholders" (RC-M 1.a.) of $ & !RCON6164! & . However, you did not report an amount for the "Number of executive officers, directors, and principal shareholders to whom extensions of credit were granted" (RC-M 1.b.). Please review your reported data, and explain or revise as appropriate.


Msg2:
Your bank reported  & !RCON6165! &  officers, directors, or principal shareholders with extensions of credit equal to or exceeding $500,000 or 5% of "Total bank capital" (RC 27a.) in "Number of executive officers, directors, and principal shareholders to whom extension of credit were granted" (RC-M 1.b.).  However, your bank`s average  extensions of credit of $  & !RCON6164! / !RCON6165! &,  derived by dividing the aggregate amount of all extensions of credit reported in (RC-M 1.a.) of $ & !RCON6164! &  by the "Number of executive officers, directors, and principal shareholders to whom extension of credit were granted," is less than $500,000 or 5% of total bank capital.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF MORTGAGE SERVICING ASSETS (RC-M2A) >0, THEN (RC-M2A1) S/B >0Fair Value =  & !RCONA590! &  ; Book Value =  & !RCON3164!

Msg2:
Your bank reported a book value of "Mortgage servicing assets" (RC-M 2.a.) of $ & !RCON3164! & .  However, your bank did not report an "Estimated fair value of mortgage servicing assets" in (RC-M 2.a.(1)).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF FV/MORT SERV ASSETS (RC-M2A1) > 0, MORT SERV ASSETS (RC-M2A) S/B >0Fair Value =  & !RCONA590! &  ; Book Value =  & !RCON3164!

Msg2:
Your bank reported an "Estimated fair value of mortgage servicing assets" (RC-M 2.a.(1)) of $ & !RCONA590! & .  However, your bank did not report a book value for "Mortgage servicing assets" (RC-M 2.a.).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Mortgage servicing assets, RC-M2a, $ & !RCON3164! & , should be less than or equal to the estimated fair value of mortgage servicing assets, RC-M2a1, $ & !RCONA590! &  within a tolerance threshold of $25,000.


Msg1:
IF PREV (RC-M5A1B + M5A1C + M5A1D + M5B1B + M5B1C + M5B1D) >0, THEN (RC-16) CURR SHOULD BE >0 SUM (PREV) = $ & (!PQ1RCONF056! + !PQ1RCONF057! + !PQ1RCONF058! + !PQ1RCONF061! + !PQ1RCONF062! + !PQ1RCONF063!) & ; RC 16 (CURR) = $ & !RCON3190!

Msg2:
Generally, some of the "Other borrowed money" items with a remaining maturity of more than one year are expected to remain on your books and be reported as "Other borrowed money" (RC 16.) on the consolidated "Balance Sheet" for the subsequent reporting periods. Last quarter, your bank reported "Other borrowed money" with a remaining maturity of more than one year in (RC-M 5.a.(1)(b) + 5.a.(1)(c) + 5.a.(1)(d) + 5.b.(1)(b) + 5.b.(1)(c) + 5.b.(1)(d)) of $ & (!PQ1RCONF056! + !PQ1RCONF057! + !PQ1RCONF058! + !PQ1RCONF061! + !PQ1RCONF062! + !PQ1RCONF063!) & . However, this quarter you reported none in (RC 16.). Please review your reported data, and explain or revise as appropriate.


Msg1:
AVERAGE TOTAL ASSETS (RC-K9) MUST BE GREATER THAN ZEROReported Amount =  & !RCON3368!

Msg2:
Average "Total assets" (RC-K 9.) must be greater than zero.  Please revise your reported data.


Msg1:
JUN,SEPT,DEC:  CURRENT SHOULD BE >= PREVIOUS MINUS $2K  (RI-5D1)Curr = $ & !RIADC886!  & ;  Prev = $ & !PQ1RIADC886!  & ;  Difference = $ & !RIADC886!  - !PQ1RIADC886!

Msg2:
Income statement items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADC886! &  your bank reported this quarter for "Noninterest income on fees and commissions from securities brokerage" (RI 5.d.(1)) should be greater than or equal to the $ & !PQ1RIADC886! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEPT,DEC:  CURRENT SHOULD BE >= PREVIOUS MINUS $2K  (RI-5D3)Curr = $ & !RIADC887!  & ; Prev = $ & !PQ1RIADC887!  & ;  Difference = $ & !RIADC887!  - !PQ1RIADC887!

Msg2:
Income statement items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADC887! &  your bank reported this quarter for "Noninterest income on fees and commissions from annuity sales" (RI 5.d.(3)) should be greater than or equal to the $ & !PQ1RIADC887! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEPT,DEC:  CURRENT SHOULD BE >= PREVIOUS MINUS $2K  (RI-5D2)Curr = $ & !RIADC888!  & ;  Prev = $ & !PQ1RIADC888!  & ;  Difference = $ & !RIADC888!  - !PQ1RIADC888!

Msg2:
Income statement items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADC888! &  your bank reported this quarter for "Noninterest income on investment banking, advisory, and underwriting fees and commissions" (RI 5.d.(2)) should be greater than or equal to the $ & !PQ1RIADC888! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEPT,DEC:  CURRENT SHOULD BE >= PREVIOUS MINUS $2K  (RI 5D1).  &  & Curr RI 5.d.(1) = $ & !RIADHT73!  & ; Prev = $ & !PQ1RIADHT73!  & ;  Difference = $ & !RIADHT73!  - !PQ1RIADHT73!

Msg2:
Income statement items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADHT73! &  your bank reported this quarter for "Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities" (RI 5.d.(1)) should be greater than or equal to the $ & !PQ1RIADHT73! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEPT,DEC:  CURRENT SHOULD BE >= PREVIOUS MINUS $2K  (RI 5D2).  &  & Curr RI 5.d.(2) = $ & !RIADHT74!  & ; Prev = $ & !PQ1RIADHT74!  & ;  Difference = $ & !RIADHT74!  - !PQ1RIADHT74!

Msg2:
Income statement items are reported on a calendar year-to-date basis. Therefore, the $ & !RIADHT74! &  your bank reported this quarter for "Income from insurance activities" (RI 5.d.(2)) should be greater than or equal to the $ & !PQ1RIADHT74! &  reported in the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-M6) = "YES" & (RI-5D1 THROUGH RI-5D3) > $100K, (RI-M2) SHOULD BE > 0(RC-M6) =  & !RCONB569! &  ; (RI-5D1 through RI-5D3) =  & !RIADC886! + !RIADC887! + !RIADC888!

Msg2:
Your bank answered "Yes" in the "Does the reporting bank sell private label or third party mutual funds and annuities?" (RC-M 6.) box.  You also reported an amount in excess of $100,000 in "Investment banking, advisory, brokerage, and underwriting fees and commissions" in (RI 5.d.1. through RI 5.d.3.) of $ & (!RIADC886! + !RIADC887! + !RIADC888!) & .  However, you did not report any "Income from the sale and servicing of mutual funds and annuities" in (RI M.2.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
MARCH: IF (RI-MEM 2) > $10K, THEN (RC-M6) SHOULD BE "YES"RC-M6 =  & !RCONB569! &  ;  RI-M2 =  & !RIAD8431!

Msg2:
This quarter, your bank reported "Income from the sale and servicing of mutual funds and annuities" (RI M.2.) of $ & !RIAD8431! & .  However, you answered "No" in the "Does the reporting bank sell private label or third party mutual funds and annuities?" (RC-M 6.) box.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN,SEP,DEC:  IF RI-MEMO 2 (CURR - PREV) > $10K, RC-M6 SHLD = "YES"RC-M6 =  & !RCONB569! &  ;  RI-M2 (Curr - Prev) =  & (!RIAD8431! - !PQ1RIAD8431!)

Msg2:
This quarter, your bank accrued "Income from the sale and servicing of mutual funds and annuities" (RI M.2., current minus previous) of $ & (!RIAD8431! -  !PQ1RIAD8431!) & .  However, you answered "No" in the "Does the reporting bank sell private label or third party mutual funds and annuities?" (RC-M 6.) box.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (PREV RC-M6) IS `YES` ( 1 ), THEN CURRENT (RC-M6) SHLD BE `YES` (1)Curr =  & !RCONB569! &  ;  Prior =  & !PQ1RCONB569!

Msg2:
Last quarter, your bank answered "Yes" in the "Does the reporting bank sell private label or third party mutual funds and annuities?" (RC-M 6.) box.  However, this quarter, your response is "No."  Please review your reported data, and explain or revise as appropriate.


exp1:
(!RCONC752!)="FFIEC051" AND 03=12 AND (!PQ4RCONB569!)=TRUE

Msg1:
IF PREVIOUS DEC RC-M6 IS `YES`, THEN CURRENT DEC RC-M6 SHLD BE `YES`.  &  & Curr Dec =  & !RCONB569! &  ;  Prior Dec  =  & !PQ4RCONB569!

Msg2:
Last December, your bank answered "Yes" in the "Does the reporting bank sell private label or third party mutual funds and annuities?" (RC-M 6.) box.  However, this quarter, your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS > 0, THEN CURRENT SHOULD BE > 0  (RC-M7)Curr =  & !RCONB570! &  ;  Prior =  & !PQ1RCONB570!

Msg2:
Last quarter, your bank reported "Assets under the reporting bank`s management in proprietary mutual funds and annuities" (RC-M 7.) of $ & !PQ1RCONB570! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS DEC > 0, THEN CURRENT DEC SHOULD BE > 0  (RC-M7).  &  & Current  Dec  =  & !RCONB570! &  ;  Prior Dec =  & !PQ4RCONB570!

Msg2:
Last December, your bank reported "Assets under the reporting bank`s management in proprietary mutual funds and annuities" (RC-M 7.) of $ & !PQ4RCONB570! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV DEC INTERNET TRANSAC CAPABILITY(RC-M9) = `YES`, THEN CURR DEC SHLD = `YES`.  &  & Curr Dec =  & !RCON4088! &  ;  Prior Dec  =  & !PQ4RCON4088!

Msg2:
Last December, your bank answered "Yes" in the "Do any of the bank`s internet web sites have transactional capability?" (RC-M 9.) box.  However, this quarter your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-M9 = "TRUE", THEN RC-M8 SHOULD NOT = NULL

Msg2:
Your bank answered "Yes" in the "Do any of the bank`s Internet Web sites have transactional capability?" (RC-M 9.) box.  However, no "Primary Internet Web site address of the bank (home page), if any" (RC-M 8.) is provided.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PRIOR RC-M 8A NOT EQUAL NULL, CURRENT SHLD NOT EQUAL NULL.  &  & Prior = &!PQ1TEXT4087!

Msg2:
Last quarter, your bank reported the "Uniform Resource Locator (URL)" of " &!PQ1TEXT4087!& " as the primary internet website in RC-M 8.a.  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
FIN. STANDBY L/C CONVEYED (RC-L2A) MUST <= AMOUNT OF L/C (RC-L2)  RC-L2A,  & !RCON3820! & , is not <= RC-L2,  & !RCON3819!

Msg2:
The "Amount of financial standby letters of credit conveyed to others" (RC-L 2.a.) of $ & !RCON3820! &  must be less than or equal to the amount of "Financial standby letters of credit and foreign guarantees" (RC-L 2.) of $ & !RCON3819! & .  Please revise your reported data.


Msg1:
PERFORMANCE STANDBY L/C CONVEYED (RC-L3A) MUST<= AMOUNT OF L/C (RC-L3) & !RCON3822! &   is not <= to  & !RCON3821! &  , difference =  & !RCON3822! - !RCON3821!

Msg2:
The "Amount of performance standby letters of credit conveyed to others" (RC-L 3.a.) of $ & !RCON3822! &  must be less than or equal to the amount of "Performance standby letters of credit and foreign office guarantees" (RC-L 3.) of $ & !RCON3821! & .  Please revise your reported data.


Msg1:
OTHER OFF B/S LIABILITIES RC-L9 ITEMIZED MUST <= (RC-L9). &  & (RC-L9 itemized) =  & (!RCON3434! + !RCONC978! + !RCON3555! + !RCON3556! + !RCON3557!) &  ; (RC-L9) =  & !RCON3430!

Msg2:
The sum of the RC-L 9 components of "All other off-balance sheet liabilities" of $ & (!RCON3434! + !RCONC978! + !RCON3555! + !RCON3556! + !RCON3557!) &  must be less than or equal to the total other off-balance sheet liabilities reported on (RC-L 9.) of $ & !RCON3430! & .  Please revise your reported data.


Msg1:
OTHER OFF B/S ASSETS RC-L10 ITEMIZED MUST <= (RC-L10).  &  & (RC-L10 itemized) = & (!RCON3435! + !RCON5592! + !RCON5593! + !RCON5594! + !RCON5595!) &  ; (RC-L10) =  & !RCON5591!

Msg2:
The sum of the RC-L 10 components of "All other off-balance sheet assets" of $ & (!RCON3435! + !RCON5592! + !RCON5593! + !RCON5594! + !RCON5595!) &  must be less than or equal to the total other off-balance sheet assets reported on (RC-L 10.) of $ & !RCON5591! & .  Please revise your reported data.


Msg2:
The sum of the components of "Interest Rate Contracts" (RC-L 12.a. through 12.e., Column A) of $ & !RCON8693! + !RCON8697! + !RCON8701! + !RCON8705! + !RCON8709! + !RCON8713! + !RCON3450! &  must equal the sum of "Total gross notional amount of derivative contracts held for trading" (RC-L 13., Column A) and "Total gross notional amount of derivative contracts held for purposes other than trading" (RC-L 14., Column A) of $ & !RCONA126! + !RCON8725! & .  Please revise your reported data.


Msg1:
IF RC-4A > $25 MIL THEN RC-L 12D1 COL A SHOULD BE > 0  &  & RC-4A = $ & !RCON5369!

Msg2:
Your bank reported an amount in "Loans and leases held for sale" (RC 4.a.) of $ & !RCON5369! & . Please verify if your bank has unused commitments to sell mortgage loans that meet the definition of a derivative under FASB Statement No. 133, which should be included in "Written options" under "Interest Rate Contracts" in (RC-L 12.d.(1), Column A).  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the components of "Foreign Exchange Contracts" (RC-L 12.a. through 12.e., Column B) of $ & !RCON8694! + !RCON8698! + !RCON8702! + !RCON8706! + !RCON8710! + !RCON8714! + !RCON3826! &  must equal the sum of "Total gross notional amount of derivative contracts held for trading" (RC-L 13., Column B) and "Total gross notional amount of derivative contracts held for purposes other than trading" (RC-L 14., Column B) of $ & !RCONA127! + !RCON8726! & .  Please revise your reported data.


Msg2:
The sum of the components of "Equity Derivative Contracts" (RC-L 12.a. through 12.e., Column C) of $ & !RCON8695! + !RCON8699! + !RCON8703! + !RCON8707! + !RCON8711! + !RCON8715! + !RCON8719! &  must equal the sum of "Total gross notional amount of derivative contracts held for trading" (RC-L 13., Column C) and "Total gross notional amount of derivative contracts held for purposes other than trading" (RC-L 14., Column C) of $ & !RCON8723! + !RCON8727! & .  Please revise your reported data.


Msg2:
The sum of the components of "Commodity and Other Contracts" (RC-L 12.a. through 12.e., Column D) of $ & (!RCON8696! + !RCON8700! + !RCON8704! + !RCON8708! + !RCON8712! + !RCON8716! + !RCON8720!) &  must equal the sum of "Total gross notional amount of derivative contracts held for trading" (RC-L 13., Column D) and "Total gross notional amount of derivative contracts held for purposes other than trading" (RC-L 14., Column D) of $ & !RCON8724! + !RCON8728! & .  Please revise your reported data.


Msg1:
FIXED RATE/SWAPS (RC-L14AA) MUST BE < = INT RATE SWAPS (RC-L12EA) & !RCONA589! &   is not < = to  & !RCON3450!

Msg2:
"Interest rate swaps where the bank has agreed to pay a fixed rate" (RC-L 14.a., Column A) of $ & !RCONA589! &  must be less than or equal to the "Gross amount of Interest Rate Swaps" (RC-L 12.e., Column A) of $ & !RCON3450! & .  Please revise your reported data.


Msg1:
FIXED RATE/SWAPS (RC-L14AA) MUST BE < = TOT INT RATE CONT (RC-L14A) & !RCONA589! &   is not < or =  & !RCON8725!

Msg2:
"Interest rate swaps where the bank has agreed to pay a fixed rate" (RC-L 14.a., Column A) of $ & !RCONA589! &  must be less than or equal to the "Total gross notional amount of derivative contracts held for purposes other than trading" (RC-L 14., Column A) of $ & !RCON8725! & .  Please revise your reported data.


Msg2:
Last quarter, your bank reported past due "1-4 family residential construction loans" (RC-N 1a1) of  $& (!PQ1RCONF172! + !PQ1RCONF174!) & and "Other construction loans and all land development and other land loans" (RC-N 1a2) of $&(!PQ1RCONF173! + !PQ1RCONF175!) &. However, this quarter you reported none. Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV (N1BA,N1BB >0, SUM >$1MIL) & CURR(C1BB)>0, CURR(N1BA+N1BB) S/B >0Curr =  & (!RCON3493! + !RCON3494!) &  ;  Prior =  & (!PQ1RCON3493! + !PQ1RCON3494!)

Msg2:
Last quarter, your bank reported past due "Loans secured by farmland" (RC-N 1.b., Columns A and B) of $ & (!PQ1RCON3493! + !PQ1RCON3494!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Last quarter, your bank reported past due "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-N 1.c.(1), Columns A and B) of $ & (!PQ1RCON5398! + !PQ1RCON5399!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Last quarter, your bank reported past due "Closed-end loans secured by first lien on 1-4 family residential properties" (RC-N 1.c.(2)(a), Columns A and B) of $ & (!PQ1RCONC236! + !PQ1RCONC237!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV(N1C2B A&B >0,SUM >$1MIL) & CURR(C1C2BB)>0, CURR(N1C2B A&B) S/B >0Curr =  & (!RCONC238! + !RCONC239!) &  ;  Prior =  & (!PQ1RCONC238! + !PQ1RCONC239!)

Msg2:
Last quarter, your bank reported past due "Closed-end loans secured by junior lien on 1-4 family residential properties" (RC-N 1.c.(2)(b), Columns A and B) of $ & (!PQ1RCONC238! + !PQ1RCONC239!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Last quarter, your bank reported past due "Loans secured by multifamily (5 or more) residential properties" (RC-N 1.d., Columns A and B) of $ & (!PQ1RCON3499! + !PQ1RCON3500!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
If PREV (N1e1 and N1e2 COLS A AND B>$1M) & CURR(C1E1B AND C1E2B) >0, CURR (N1E1+N1E2 COLS A AND B) S/B >0 &  & Curr =  & (!RCONF178! + !RCONF180! + !RCONF179! + !RCONF181!) & ;  Prior =  & (!PQ1RCONF178! + !PQ1RCONF180! + !PQ1RCONF179! + !PQ1RCONF181!)

Msg2:
Last quarter, your bank reported past due "Loans secured by nonfarm nonresidential properties" (RC-N 1e1 and 1e2, columns A and B) of $ & (!PQ1RCONF178! + !PQ1RCONF180! + !PQ1RCONF179! + !PQ1RCONF181!) & .  However, this quarter you reported none. Please review your reported data and explain or revise as appropriate.


Msg1:
PREV(RC-N2A,N2B>0;SUM>$1 MIL) & CURR(RC-C2B)>0, CURR(N2A+N2B) S/B>0Curr =  & (!RCONB834! + !RCONB835!) &  ;  Prior =  & (!PQ1RCONB834! + !PQ1RCONB835!)

Msg2:
Last quarter, your bank reported past due "Loans to depository institutions and acceptances of other banks" (RC-N 2., Columns A and B) of $ & (!PQ1RCONB834! + !PQ1RCONB835!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-M2A +  M2B + M2C) MUST = TOTAL INTANGIBLE ASSETS (RC-M2D) &  & Sum =  & (!RCON3164! + !RCON3163! + !RCONJF76!) & ; Reported & !RCON2143! & ; Difference = & (!RCON3164! + !RCON3163! + !RCONJF76! - !RCON2143!)

Msg2:
The sum of "Intangible assets" components (RC-M 2.a + 2.b + 2.c) of $ & (!RCON3164! + !RCON3163! + !RCONJF76!) &  must equal the "Total" (RC-M 2.d.) of $ & !RCON2143! &. Please revise your reported data.


Msg2:
Last quarter, your bank reported past due "Commercial and industrial loans" (RC-N 4., Columns A and B) of $ & (!PQ1RCON1606! + !PQ1RCON1607!) & .  However, this quarter you reported none.  Please review your report data, and explain or revise as appropriate.


Msg1:
(RC-M3A THRU M3E) MUST EQUAL TOTAL OTHER R/E OWNED (RC-M3F) &  & Sum =  & (!RCON5508! + !RCON5509! + !RCON5510! + !RCON5511! + !RCON5512!) &  ;  Reported =  & !RCON2150! &  ;  Difference =  & (!RCON5508! + !RCON5509! + !RCON5510! + !RCON5511! + !RCON5512!) - !RCON2150!

Msg2:
The sum of "Other real estate owned" components (RC-M 3.a. through 3.e.) of $ & (!RCON5508! + !RCON5509! + !RCON5510! + !RCON5511! + !RCON5512!) &  must equal the "Total" (RC-M 3.f.) of $ & !RCON2150! & .  Please revise your reported data.


Msg1:
PREV (N5AA,N5AB >0, SUM>$1MIL) & CURR(C6AB) >0, CURR(N5AA+N5AB) S/B >0Curr =  & (!RCONB575! + !RCONB576!) &  ;  Prior =  & (!PQ1RCONB575! + !PQ1RCONB576!)

Msg2:
Last quarter, your bank reported past due "Loans to individuals for household, family, and other personal expenditures: credit card" (RC-N 5.a., Columns A and B) of $ & (!PQ1RCONB575! + !PQ1RCONB576!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV (N5BA,N5BB, SUM>$1MIL) & CURR (C6C) >0, CURR (N5BA+N5BB) S/B >0 &  & Curr = $ & (!RCONK213! + !RCONK214!) &  ;  Prior = $ & (!PQ1RCONK213! + !PQ1RCONK214!)

Msg2:
Last quarter, your bank reported past due "Loans to individuals for household, family and other personal expenditures (other than credit cards): Automobile loans" (RC-N 5.b., Columns A and B) of $ & (!PQ1RCONK213! + !PQ1RCONK214!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
MAR: IF SUM (RI-B5CA+B5CB) IS > $25K, (RC-C6B + 6D) S/B > 0 &  &  Sum = $ & (!RIADK205! + !RIADK206!) &  ;  Reported = $ & (!RCONB539! + !RCONK207!)

Msg2:
Your bank reported Charge-offs and Recoveries on "Loans to individuals for household, family, and other personal expenditures: Others" (RI-B Part I, 5.c., Column A + Column B) of $ & !RIADK205! + !RIADK206! & .  However, you did not report any related loans for the "Consolidated Bank" ((RC-C Part I, 6.b. and 6.d., Column B)).  Please review your reported data, and explain or revise as appropriate.


Msg1:
"FHLB Advances with a remaining maturity of one year or less" (RC-M 5A2) MUST BE <= (RC-M 5A1A)$ &  !RCON2651! &  is not < =  $ & !RCONF055!

Msg2:
Federal Home Loan Bank "Advances with a remaining maturity of one year or less" (RC-M 5.a.2) of $  & !RCON2651! &  must be less than or equal to "Advances with a remaining maturity or next repricing date of : one year or less" (RC-M 5.a.1.a) of $  & !RCONF055! & . Please revise your reported data.


Msg1:
STRUCTURED ADVANCES (RC-M 5.a.3) MUST BE <= SUM OF (RC-M 5A1A THRU 5A1D) & !RCONF059! &  is not <=  & (!RCONF055! + !RCONF056! + !RCONF057! + !RCONF058!)

Msg2:
"Structured advances" (RC-M 5.a.3) of $  & !RCONF059! &  must be less than or equal to the sum of the components of "Federal Home Loan Bank advances" (RC-M 5.a.(1)(a) through RC-M 5.a.(1)(d) of $  & (!RCONF055! + !RCONF056! + !RCONF057! + !RCONF058!) & . Please revise your reported data.


Msg2:
Last quarter, your bank reported past due "Obligations (other than securities and leases) of states and political subdivisions in the U.S." and "Other loans" (RC-N 7., Columns A and B) of $ & (!PQ1RCON5459! + !PQ1RCON5460!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-M5A1A THRU M5A1D AND RC-M5B1A THRU M5B1D) MUST = TOTAL OTHER BORROWED MONEY (RC-M5C)Sum = $ & (!RCONF055! + !RCONF056! + !RCONF057! + !RCONF058! +  !RCONF060!+ !RCONF061! + !RCONF062! + !RCONF063!) &  ; RC-M5C = $ & !RCON3190! &  ; Difference = $ & (!RCONF055! + !RCONF056! + !RCONF057! + !RCONF058!  + !RCONF060!+ !RCONF061! + !RCONF062! + !RCONF063!) - !RCON3190!

Msg2:
The sum of the components of "Other borrowed money" (RC-M 5.a.(1)(a) through RC-M 5.a.(1)(d) and RC-M 5.b.(1)(a) thru RC-M 5.b.(1)(d)) of $ & (!RCONF055! + !RCONF056! + !RCONF057! + !RCONF058! + !RCONF060!+ !RCONF061! + !RCONF062! + !RCONF063!) &  must equal the related "Total" (RC-M 5.c.) of $ & !RCON3190! & . Please revise your reported data.


Msg2:
Last quarter, your bank reported past due "Lease financing receivables" (RC-N 8., Columns A and B) of $ & (!PQ1RCON1226! + !PQ1RCON1227!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M10A SHOULD BE LESS THAN OR EQUAL TO RC-14A  RC-M10a = $  & !RCONF064! &  ; RC-14a =  $  & !RCONB993!

Msg2:
The "Amount of "Federal funds purchased in domestic offices" that are secured"  (RC-M 10.a.) is generally included in "Federal funds purchased" (RC 14.a.). Therefore, the $ & !RCONF064! &  reported in (RC-M 10.a.) should be less than or equal to the amount  of $ & (!RCONB993!) & , reported in (RC 14.a.). Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M10B SHOULD BE LESS THAN OR EQUAL TO THE SUM OF RC-M5B1A THROUGH RC-M5B1D  RC-M10b = $  & !RCONF065! &  ; Sum = $  & (!RCONF060! + !RCONF061! + !RCONF062! + !RCONF063!)

Msg2:
The "Amount of "Other borrowings" that are secured" (RC-M 10.b.) is generally included in the amounts reported for "Other borrowings" (RC-M 5.b.(1)(a) through 5.b.(1)(d)). Therefore, the $ & !RCONF065! &  reported in (RC-M 10.b.) should be less than or equal to the amount of  $ & (!RCONF060! + !RCONF061! + !RCONF062! + !RCONF063!) & , reported in (RC-M 5.b.(1)(a) through 5.b.(1)(d)). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (PREV RC-M11) IS `YES`, THEN CURRENT (RC-M11) SHLD BE `YES` Curr =  & !RCONG463! &  ;  Prior =  & !PQ1RCONG463!

Msg2:
Last quarter, your bank answered "Yes" in the "does the bank act as trustee or custodian for IRA, HSA and other similar accounts?" (RC-M11) box.  However, this quarter, your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M 12 CURR SHOULD EQUAL RC-M 12 PREV  &  & Curr =  & !RCONG464! &  ;  Prior =  & !PQ1RCONG464!

Msg2:
The response to "does the bank provide custody, safekeeping or other services involving the acceptance of orders for the sale or purchase of securities" (RC-M12) has changed this quarter. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-M11) = `YES`, (RC-M12) SHLD BE ACTUAL AND EQUAL `YES` OR `NO` (RC-M11) =  & !RCONG463!

Msg2:
Your bank answered "Yes" in the "does the bank act as trustee or custodian for IRA, HSA and other similar accounts?" (RC-M11) box.  Therefore, you must also respond either "Yes" or "No" in the "does the bank provide custody, safekeeping or other services involving the acceptance of orders for the sale or purchase of securities?" (RC-M12) box. Please review your reported data, and explain or revise as appropriate.


Msg1:
RCM 14A + RCM 14B SHOULD BE LESS THAN OR EQUAL TO TOTAL ASSETS (RC 12) &  & RCM 14A + RCM 14B = $ & !RCONK193! + !RCONK194!&; RC 12 = $& !RCON2170!

Msg2:
The sum of "Total assets of captive insurance companies," (RC-M, 14.a) and "Total assets of captive reinsurance companies," (RC-M 14.b.) of $ & !RCONK193! + !RCONK194! & should be less than or equal to "Total Assets," (RC 12) of $& !RCON2170!&. Please review your data and explain or revise as appropriate.


exp1:
(!RCONC752!)="FFIEC051" AND 03=12 AND (!PQ4RCONG463!)=TRUE

Msg1:
IF PREV DEC RC-M11 IS `YES`, THEN CURRENT RC-M11 SHLD BE `YES` . &  & Cur Dec  =  & !RCONG463! &  ;  Prior Dec =  & !PQ4RCONG463!

Msg2:
Last December, your bank answered "Yes" in the "does the bank act as trustee or custodian for IRA, HSA and other similar accounts?" (RC-M11) box.  However, this quarter, your response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M 12 CURR SHOULD EQUAL RC-M 12 PREV DEC.  &  & Curr Dec =  & !RCONG464! &  ;  Prior Dec  =  & !PQ4RCONG464!

Msg2:
The response to "does the bank provide custody, safekeeping or other services involving the acceptance of orders for the sale or purchase of securities" (RC-M12) has changed this quarter from last December. Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M 15A MUST EQUAL 1 OR 2 &  & RC-M 15A = & !RCONL133!

Msg2:
The QTL test must equal "1" for the HOLA test or "2" for the IRS DBLA test. Please revise your reported data.


Msg1:
RCM 15A CURR SHOULD EQUAL RCM 15A PREV &  & RCM 15A CURR = & !RCONL133! & ; RCM 15A PREV = & !PQ1RCONL133!

Msg2:
Your bank has changed its response from last quarter as to the method used to determine its QTL compliance (RC-M 15.a.). Please review your data and revise or explain as appropriate.


Msg1:
RCM 15B CURRENT SHOULD EQUAL RCM 15B PREVIOUS &  & RCM 15B CURR = & !RCONL135!&; RCM 15B PREV = & !PQ1RCONL135!

Msg2:
Your bank has changed its response from last quarter as to its compliance with its QTL test (RC-M 15.b.). Please review your data and revise or explain as appropriate.


Msg1:
IINTL REMIT: RC-M 16B1 (VALUE) / 16A (NBR) SHOULD BE LESS THAN OR EQUAL TO $100K. &  & RC-M 16B1 / 16A = $ & !RCONN524! / !RCONN523!

Msg2:
The average remittance transfer amount of $ & ((!RCONN524! / !RCONN523!) * 1000) & calculated by dividing "Estimated dollar value of remittance transfers" (RC-M 16.b.(1)) by "Estimated number of remittance transfers (RC-M 16.a) seems high and exceeds the edit threshold of $100,000. Please review your reported data and revise or explain as appropriate.


Msg1:
IINTL REMIT: IF RC-M 16B1 (VALUE) GT ZERO, THEN RC-M 16A (NBR) SHOULD BE GT ZERO.  &  & RC-M 16B1 = $ & !RCONN524! &; RC-M 16A = & !RCONN523!

Msg2:
Your bank reported $ & !RCONN524! &  for the "Estimated dollar value of remittance transfers" (RC-M 16.b.(1)). Therefore, the amount reported in (RC-M 16.a) for the "Estimated number of remittance transfers" should be greater than 0. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-M 16B3 SHOULD BE LESS THAN OR EQUAL TO RC-M 16A.  &  & RC-M 16.a =  & !RCONN523! &;  RC-M 16.b.(3) =  & !RCONMQ52!

Msg2:
The "Estimated number of international remittance transfers" that applied the permanent covered third-party fee exception (RC-M 16.b.(3)) of  & !RCONMQ52! & should be less than or equal to "International remittance transfers" (RC-M 16.a) of  & !RCONN523! &. Please review your reported data and explain or revise as appropriate.


Msg1:
RC-M 16B2 SHOULD BE LESS THAN OR EQUAL TO RC-M 16A.  &  & RC-M 16.a =  & !RCONN523! &;  RC-M 16.b.(2) =  & !RCONMM07!

Msg2:
The "Estimated number of international remittance transfers" that applied the permanent exchange rate exception (RC-M 16.b.(2)) of  & !RCONMM07! & should be less than or equal to "International remittance transfers" (RC-M 16.a) of  & !RCONN523! &. Please review your reported data and explain or revise as appropriate.


exp1:
(03<>12) AND ([EXNONEMPTY((!RCONN523!))] OR [EXNONEMPTY((!RCONN524!))] OR [EXNONEMPTY((!RCONMM07!))] OR [EXNONEMPTY((!RCONMQ52!))])

Msg1:
RC-M 16A AND RC-M 16B1 THRU 16B3 SHLD BE COMPLETED ANNUALLY IN DEC REPORT ONLY.  &  & RC-M 16.a =  & !RCONN523! &; RC-M 16.b.(1) =  & !RCONN524!&;  RC-M 16.b.(2) =  & !RCONMM07!&;  RC-M 16.b.(3) =  & !RCONMQ52!

Msg2:
The items reported for "International remittance transfers" in Schedule RC-M 16.a and RC-M 16.b.(1) through 16.b.(3) should only be reported in the December report only.  Please review your reported data and explain or revise as appropriate.


Msg2:
Your bank`s loans and leases that are in "Past due" or "Nonaccrual" status (RC-N 1.a.(1) through 8., Columns A through C) seem high when compared to "Total loans and leases" (RC-C Part I, 12., Column B).  Your bank`s loans and leases that are in past due or nonaccrual status represent  & ((!RCONF172! + !RCONF174! + !RCONF176! + !RCONF173! + !RCONF175! + !RCONF177! + !RCON3493! + !RCON3494! + !RCON3495! + !RCON5398! + !RCON5399! + !RCON5400! + !RCONC236! + !RCONC237! + !RCONC229! + !RCONC238! + !RCONC239! + !RCONC230! + !RCON3499! + !RCON3500! + !RCON3501! + !RCONF178! + !RCONF180! + !RCONF182! + !RCONF179! + !RCONF181! + !RCONF183! + !RCONB834! + !RCONB835! + !RCONB836! + !RCON1606! + !RCON1607! + !RCON1608! + !RCONB575! + !RCONB576! + !RCONB577! + !RCONK213! + !RCONK214! + !RCONK215! + !RCONK216! + !RCONK217! + !RCONK218! + !RCON5459! + !RCON5460! + !RCON5461! + !RCON1226! + !RCON1227! + !RCON1228!) / !RCON2122!) * 100 & % of total loans and leases, which exceeds our tolerance of 15%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Generally, the sum of all  loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 1.a.(1) through 8., Column A) $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179!  + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! + !RCON5459! + !RCON1226!) &  should generally not equal the amount of "Debt securities and other assets" that are "Past Due 30 through 89 days and still accruing" (RC-N 10, Column A) $ & !RCON3505! & .  Please explain, or revise as appropriate.


Msg1:
SUM OF LOANS AND LEASES 30-89 DAYS PD (RC-N 1A1 THRU 8, COL A)  MUST EQUAL TOTAL (RC-N 9 COL A).  &  & RC-N 1.a.(1) thru 8, Col A  $  & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179!  + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! + !RCON5459! + !RCON1226!) &  does not  = (RC-N 9, Col A) of $  & !RCON1406!

Msg2:
The sum of all loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 1.a.(1) through 8, Column A) of $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179!  + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! + !RCON5459! + !RCON1226!) &  must equal  "Total loans and leases" that are "Past Due 30 through 89 days and still accruing" (RC-N 9, Column A) of $ & !RCON1406! & . Please revise your reported data.


Msg1:
IF PAST DUE 90 DAYS OR MORE SEC (RC-N10B) > 0, THEN (RC-N1A1B THRU N8B) SHLD NOT = (RC-N10B).  &  & RC-N 1.a.(1) thru 8, Col B  $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! +  !RCON5460! + !RCON1227!) &  should not = (RC-N 10, Col B) of  & !RCON3506!

Msg2:
Generally, the sum of all loans and leases that are "Past due 90 days or more and still accruing" (RC-N 1.a.(1) through 8, Column B) $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! + !RCON5460! + !RCON1227!) &  should not equal "Debt securities and other assets" that are "Past due 90 days or more and still accruing" (RC-N 10., Column B) $ & !RCON3506! & .  Please explain, or revise as appropriate.


Msg1:
SUM OF LOANS AND LEASES >90 DAYS PD (RC-N 1A1 THRU 8, COL B)  MUST EQUAL TOTAL (RC-N 9 COL B).  &  & RC-N 1.a.(1) thru 8, Col B  $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! +  !RCON5460! + !RCON1227!) &  does not = (RC-N 9, Col B) of  & !RCON1407!

Msg2:
The sum of all loans and leases that are "Past due 90 days or more and still accruing" (RC-N 1.a.(1) through 8, Column B) of $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! + !RCON5460! + !RCON1227!) &  must equal  "Total loans and leases" that are "Past due 90 days or more and still accruing" (RC-N 9, Column B) of $ & !RCON1407! & . Please revise your reported data.


Msg1:
IF NONACCRUAL SEC (RC-N10 COL C) > 0, SUM OF (RC-N1A1 THRU N8, COL C) SHLD NOT = (RC-N10 COL C).  &  & RC-N 1 thru 8, Col C  $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229!+ !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218!  + !RCON5461! + !RCON1228!) &  should not = (RC-N 10 Col C) of  & !RCON3507!

Msg2:
Generally, the sum of all loans and leases that are in "Nonaccrual" status (RC-N 1.a.(1) through 8, Column C) $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229!+ !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!) &  should not equal "Debt securities and other assets" that are in "Nonaccrual" status (RC-N 10, Column C) $ & !RCON3507! & .  Please explain, or revise as appropriate.


Msg1:
SUM OF LOANS AND LEASES NONACCRUAL (RC-N 1 THRU 8, COL C)  MUST EQUAL TOTAL (RC-N 9 COL C).  &  & RC-N 1 thru 8, Col C   $  &(!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229!+ !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!)&  does not = (RC-N 9, Col C) of $  & !RCON1403!

Msg2:
The sum of all loans and leases that are in "Nonaccrual" (RC-N 1.a.(1) through 8, Column C) of $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229!+ !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!) &  must equal  "Total loans and leases" that are in "Nonaccrual" (RC-N 9, Column C) of $ & !RCON1403! & . Please revise your reported data.


Msg2:
Your institution reported  nonaccrual "Total loans and leases" (RC-N 9, Col C) of $ & !RCON1403! & and nonaccrual "Debt securities and other assets" (RC-N 10, Col C) of  $& !RCON3507! & equaling $ & !RCON1403! + !RCON3507! & in the current quarter that is greater than the nonaccrual for the same items ($ &!PQ2RCON1403!& + &!PQ2RCON3507! & =  $ &!PQ2RCON1403! + !PQ2RCON3507! &) in the previous semiannual reporting period.   However, you did not report anything for "Additions to nonaccrual assets during the previous six months" (RC-N M.7).   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF NONACCR DEBT SEC (RC-N10C PREV) IS => $500K, CURRENT (RC-N10C) S/B >0.  &  &  Prior RC-N10 COL C =  & !PQ1RCON3507! &  ;  Curr =  & !RCON3507!

Msg2:
Last quarter, your bank reported Debt securities and other assets in "Nonaccrual" status (RC-N 10, Column C) of $ & !PQ1RCON3507! & .  However, this quarter you did not report any loans in nonaccrual status.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF NONACCR DEBT SEC (RC-N10C PREV) IS => $500K, CURRENT (RC-N10C) S/B >0.  &  &  Prior RC-N10 COL C =  & !PQ1RCON3507!


Msg1:
DELINQ SECURITIES AND OTHER ASSETS (RC-N10, COL A + B) SHOULD NOT EXCEED 10% OF (RC-BM2A1 THRU BM2C2).   &  & (RC-N 10, Col A + Col B) = $ & (!RCON3505! + !RCON3506!) & ; 10% OF (RC-BM2A1 THRU BM2C2) = $ & (( !RCONA549! +!RCONA550! +!RCONA551! +!RCONA552! +!RCONA553! +!RCONA554! +!RCONA555! +!RCONA556! +!RCONA557! +!RCONA558! +!RCONA559! +!RCONA560! +!RCONA561! +!RCONA562!) * 0.10)

Msg2:
Your bank`s "Debt securities and other assets" that are "Past due" (RC-N 10., Columns A and B) of $ & !RCON3505! + !RCON3506! &  seem high when compared to your "Total debt securities" (RC-B M.2.a.(1) through M.2.c.(2)) of $ & ( !RCONA549! + !RCONA550! + !RCONA551! + !RCONA552! + !RCONA553! + !RCONA554! + !RCONA555! + !RCONA556! + !RCONA557! + !RCONA558! + !RCONA559! + !RCONA560! + !RCONA561! + !RCONA562!) & , and exceed our tolerance of 10%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
1-4 FAMILY RES CONST LOANS (RC-N1A1, COLS A,B,C) MUST <= (RC-C1A1B)$& (!RCONF172! + !RCONF174! + !RCONF176!) &  is not less than $ & !RCONF158!

Msg2:
The sum of "1-4 family residential construction loans" that are "Past due" and in "Nonaccrual" status (RC-N 1.a.(1), Columns A, B, and C) of $ & (!RCONF172! + !RCONF174! + !RCONF176!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.a.(1), Column B) of $ & !RCONF158!& .  Please revise your reported data.


Msg1:
OTHER CONST, LAND DEV & OTH LAND LOANS (RC-N1A2, COLS A,B,C) MUST BE <= (RC-C1A2B)$& (!RCONF173! + !RCONF175! + !RCONF177!) &  is not less than $ & !RCONF159!

Msg2:
The sum of "Other construction loans and all land development and other land loans" that are "Past due" and in "Nonaccrual" status (RC-N 1.a.(2), Columns A, B, and C) of $ & (!RCONF173! + !RCONF175! + !RCONF177!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.a.(2), Column B) of $ & !RCONF159!& .  Please revise your reported data.


Msg2:
The sum of the components of "Maturity and repricing data for debt securities (RC-B M.2.a.(1) through M.2.c.(2)) plus "Debt securities and other assets in Non-accrual status" (RC-N 10, Column C) of $ & (!RCONA549! + !RCONA550! + !RCONA551! + !RCONA552! + !RCONA553! + !RCONA554! + !RCONA555! + !RCONA556! + !RCONA557! + !RCONA558! + !RCONA559! + !RCONA560! + !RCONA561! + !RCONA562!) + !RCON3507! &  should equal the sum of "Held-to-maturity" and "Available-for-sale" securities" (RC-B 8, Columns A.+ D) of $ & (!RCON1754! + !RCON1773!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS SECURED BY FARMLAND:(RC-N1BA +N1BB +N1BC) MUST BE <= (RC-C1BB) & (!RCON3493! + !RCON3494! + !RCON3495!) &   is not < to  & !RCON1420!

Msg2:
The sum of loans "Secured by farm land" that are "Past due" and in "Nonaccrual" status (RC-N 1.b., Columns A, B, and C) of $ & (!RCON3493! + !RCON3494! + !RCON3495!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.b., Column B) of $ & !RCON1420! & .  Please revise your reported data.


Msg1:
IF RC-N11A > 0, THEN (RC-N11AA + N11BA) SHOULD BE > 0 &  & SUM =  & !RCONK039! + !RCONK042! &  ; RC-N11A = $ & !RCONK036! &

Msg2:
Your bank reported "Loans and leases that are wholly or partially guaranteed by the U.S. government" that are "Past due 30 to 89 days and still accruing" (RC-N 11, Column A) of $ & !RCONK036! & .  However, you did not report any related "Guaranteed portion of loans and leases" in (RC-N 11.a., Column A) or "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" in (RC-N 11.b., Column A).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-N11B > 0, THEN (RC-N11AB + N11BB) SHOULD BE > 0 &  & SUM =  & !RCONK040! + !RCONK043! &  ; RC-N11B = $ & !RCONK037! &

Msg2:
Your bank reported "Loans and leases that are wholly or partially guaranteed by the U.S. government" that are "Past due 90 or more days and still accruing" (RC-N 11, Column B) of $ & !RCONK037! & .  However, you did not report any related "Guaranteed portion of loans and leases" in (RC-N 11.a., Column B) or "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" in (RC-N 11.b., Column B).  Please review your reported data, and explain or revise as appropriate.


Msg1:
REVOLVING 1-4 R/E LOANS: (RC-N1C1A +N1C1B +N1C1C) MUST BE <=(RC-C1C1B) & (!RCON5398! + !RCON5399! + !RCON5400!) &   is not < to  & !RCON1797!

Msg2:
The sum of "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" that are "Past due" and in "Nonaccrual" status (RC-N 1.c.(1), Columns A, B, and C) of $ & (!RCON5398! + !RCON5399! + !RCON5400!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.c.(1), Column B) of $ & !RCON1797! & .  Please revise your reported data.


Msg1:
IF RC-N11C > 0, THEN (RC-N11AC + N11BC) SHOULD BE > 0 &  & SUM =  & !RCONK041! + !RCONK044! &  ; RC-N11C = $ & !RCONK038! &

Msg2:
Your bank reported "Loans and leases that are wholly or partially guaranteed by the U.S. government" that are in "Nonaccrual" status (RC-N 11., Column C) of $ & !RCONK038! & .  However, you did not report any related "Guaranteed portion of loans and leases" in (RC-N 11.a., Column C) or "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" in (RC-N 11.b., Column C).  Please review your reported data, and explain or revise as appropriate.


Msg1:
OTH 1-4 R/E LOANS:(RC-N1C2AA + N1C2AB + N1C2AC) MUST <= (RC-C1C2AB) & (!RCONC236! + !RCONC237! + !RCONC229!) &   is not < to  & !RCON5367!

Msg2:
The sum of "Closed-end loans secured by 1-4 family residential properties" that are "Secured by first liens" and are "Past due" or in "Nonaccrual" status (RC-N 1.c.(2)(a), Columns A, B, and C) of $ & (!RCONC236! + !RCONC237! + !RCONC229!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.c.(2)(a), Column B) of $ & !RCON5367! & .  Please revise your reported data.


Msg1:
SUM OF (RC-N M1A1 THRU M1F - M1B, COLS A,B,C) SHOULD NOT EXCEED 15% OF (RC-C 1A1 THRU 1B + 1D THRU 9, COL. B) &  & Sum of RC-N items = $ & (!RCONK105! +  !RCONK106! +  !RCONK107! +  !RCONK108! +  !RCONK109! +  !RCONK110! +  !RCONK111! +  !RCONK112! +  !RCONK113! +  !RCONK114! +  !RCONK115! +  !RCONK116! +  !RCONK117! +  !RCONK118! +  !RCONK119! +  !RCONK257! +  !RCONK258! +  !RCONK259! +  !RCONK126! +  !RCONK127! +  !RCONK128!) &  is not less than 15% of $ & (!RCONF158! + !RCONF159! + !RCON1420! + !RCON1460! + !RCONF160! + !RCONF161! + !RCON1288! + !RCON1590! + !RCON1766! + !RCONB538! + !RCONB539! + !RCONK137! + !RCONK207!  + !RCON2107! + !RCONJ454! + !RCONJ464!)

Msg2:
The amount of your bank`s loan modifications to borrowers experiencing difficulties other than "Loans secured by 1-4 family residential properties" that are "Past due" and in "Nonaccrual" status (RC-N M.1.a.(1) through M.1.(f) - M.1.b., Columns A, B and C) of $ & (!RCONK105! +  !RCONK106! +  !RCONK107! +  !RCONK108! +  !RCONK109! +  !RCONK110! +  !RCONK111! +  !RCONK112! +  !RCONK113! +  !RCONK114! +  !RCONK115! +  !RCONK116! +  !RCONK117! +  !RCONK118! +  !RCONK119! +  !RCONK257! +  !RCONK258! +  !RCONK259! +  !RCONK126! +  !RCONK127! +  !RCONK128!) &  seems high when compared to these types of loans on Schedule RC-C Part I (items 1.a.(1) through 1.b., 1.d. through 4., and 7. through 10.) of $ & (!RCONF158! + !RCONF159! + !RCON1420! + !RCON1460! + !RCONF160! + !RCONF161! + !RCON1288! + !RCON1590! + !RCON1766! + !RCONB538! + !RCONB539! + !RCONK137! + !RCONK207! + !RCON2107! + !RCONJ454! + !RCONJ464!) &, and exceeds our tolerance of 15%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-N M1A1, COLS A,B,C) MUST BE <= SUM OF (RC-N 1A1, COLS A,B,C) &  & $  & !RCONK105! + !RCONK106! + !RCONK107! &  IS NOT <= $  & !RCONF172! + !RCONF174! + !RCONF176!

Msg2:
The "1-4 family residential construction loans" that are modified for borrowers experiencing financial difficulty and are in past due and nonaccrual status (RC-N M.1.a.(1), Columns A, B, and C) of $ & (!RCONK105! + !RCONK106! + !RCONK107!) &  must be less than or equal to the sum of all "1-4 family residential construction loans" that are in past due and nonaccrual status (RC-N 1.a.(1), Columns A, B, and C) of $  & (!RCONF172! + !RCONF174! + !RCONF176!) & . Please revise your reported data.


Msg1:
RC-N M1G COL A MUST = RC-N M1A1 TO M1F, COL A.   &  &  &!RCONHK26!& does not equal  &(!RCONK105! + !RCONK108! + !RCONF661! + !RCONK111! + !RCONK114! + !RCONK117! + !RCONK257! + !RCONK126!)

Msg2:
"Total loan modifications to borrowers experiencing financial difficulty" that are "Past due 30 through 89 days and still accruing" (RC-N M.1.g Col A) of  $ & !RCONHK26! &  must equal the sum of the components of  "Loan modifications to borrowers experiencing financial difficulty included in Schedule RC-N, items 1 through 7" that are "Past due 30 through 89 days and still accruing" (RC-N M.1.a.(1) through M.1.f, Col A) of $ &(!RCONK105! + !RCONK108! + !RCONF661! + !RCONK111! + !RCONK114! + !RCONK117! + !RCONK257! + !RCONK126!)  & .  Please revise your reported data.


Msg1:
RC-N M1G COL B MUST = RC-N M1A1 TO M1F, COL B.   &  &  &!RCONHK27!& does not equal  &(!RCONK106! + !RCONK109! + !RCONF662! + !RCONK112! + !RCONK115! + !RCONK118! + !RCONK258! + !RCONK127!)

Msg2:
"Total loan modifications to borrowers experiencing financial difficulty" that are "Past due 90 days or more and still accruing" (RC-N M.1.g Col B) of  $ & !RCONHK27! &  must equal the sum of the components of  "Loan modifications to borrowers experiencing financial difficulty included in Schedule RC-N, items 1 through 7, past due 90 days or more and still accruing"  (RC-N M.1.a.(1) through M.1.f, Col B) of $ &(!RCONK106! + !RCONK109! + !RCONF662! + !RCONK112! + !RCONK115! + !RCONK118! + !RCONK258! + !RCONK127!) & .  Please revise your reported data.


Msg1:
RC-N M1G COL C MUST = RC-N M1A1 TO M1F, COL C.   &  &  &!RCONHK28!& does not equal  &(!RCONK107! + !RCONK110! + !RCONF663! + !RCONK113! + !RCONK116! + !RCONK119! + !RCONK259! + !RCONK128!)

Msg2:
"Total loan modifications to borrowers experiencing financial difficulty" in Nonaccrual (RC-N M.1.g Col C) of  $ & !RCONHK28! &  must equal the sum of the components of  "Loan modifications to borrowers experiencing financial difficulty included in Schedule RC-N, items 1 through 7, Nonaccrual"  (RC-N M.1.a.(1) through M.1.f, Col C) of $ & (!RCONK107! + !RCONK110! + !RCONF663! + !RCONK113! + !RCONK116! + !RCONK119! + !RCONK259! + !RCONK128!) & .  Please revise your reported data.


Msg1:
IF PREV RC-N M1G (COL A + B) > 0, CURR SHLD > 0.  &  & Prev RC-N M.1.g, Col A ($ &!PQ1RCONHK26!&) and Col B ($&!PQ1RCONHK27!&)

Msg2:
Last quarter, your institution reported "Total loan modifications to borrowers experiencing financial difficulty" that are "Past due 30 through 89 days and still accruing"  (RC-N M.1.g, Col A) of  $ & !PQ1RCONHK26! &  or "Past due 90 days or more and still accruing" (RC-N M.1.g, Col B) of  $ & !PQ1RCONHK27! &.  However, this quarter you reported no past due and still accruing amounts.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-N M1G (COL C) > 0, CURR SHLD > 0.  &  & Prev RC-N M.1.g, Col C = $ &!PQ1RCONHK28!

Msg2:
Last quarter, your institution reported "Total loan modifications to borrowers experiencing financial difficulty" that are in "Nonaccrual" (RC-N M.1.g, Col C) of  $ & !PQ1RCONHK28! & .  However, this quarter you reported none.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-N M1A1 THRU M1F, COL A) + (RC-N M1A1 THRU M1F, COL B) > 0 AND SUM >$1MIL, THEN CURR (RC-N M1A1 THRU M1F, COL A) + (RC-N M1A1 THRU M1F, COL B)  S/B >0 &  & Previous = $& (!PQ1RCONF661! + !PQ1RCONK105! + !PQ1RCONK108! + !PQ1RCONK111! + !PQ1RCONK114! + !PQ1RCONK117!  + !PQ1RCONK257! + !PQ1RCONK126! + !PQ1RCONF662! + !PQ1RCONK106! + !PQ1RCONK109! + !PQ1RCONK112! + !PQ1RCONK115! + !PQ1RCONK118! + !PQ1RCONK258! + !PQ1RCONK127!) &

Msg2:
Last quarter, your bank reported past due "Loan modifications to borrowers experiencing financial difficulty" (RC-N M.1.a.(1) through M.1.f., Columns A and B) of $ & (!PQ1RCONF661! + !PQ1RCONK105! + !PQ1RCONK108! + !PQ1RCONK111! + !PQ1RCONK114! + !PQ1RCONK117!  + !PQ1RCONK257! + !PQ1RCONK126! + !PQ1RCONF662! + !PQ1RCONK106! + !PQ1RCONK109! + !PQ1RCONK112! + !PQ1RCONK115! + !PQ1RCONK118! + !PQ1RCONK258! + !PQ1RCONK127!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-N M1A1 THRU M1F, COL A) & (RC-N M1A1 THRU M1F, COL B) > 0 AND SUM >$1MIL, THEN CURR (RC-NM1A1A THRU NM1FA + NM1A1B THRU NM1FB)  S/B >0.  &  &  Previous = $& (!PQ2RCONK105! + !PQ2RCONK108! + !PQ2RCONF661! + !PQ2RCONK111! + !PQ2RCONK114! + !PQ2RCONK117!  + !PQ2RCONK257! + !PQ2RCONK126! + !PQ2RCONK106! + !PQ2RCONK109! + !PQ2RCONF662! + !PQ2RCONK112! + !PQ2RCONK115! + !PQ2RCONK118! + !PQ2RCONK258! + !PQ2RCONK127!)

Msg2:
Previously, your bank reported past due "Loan modifications to borrowers experiencing financial difficulty" (RC-N M.1.a.(1) through M.1.f., Columns A and B) of $ & ( !PQ2RCONK105! + !PQ2RCONK108! + !PQ2RCONF661! + !PQ2RCONK111! + !PQ2RCONK114! + !PQ2RCONK117!  + !PQ2RCONK257! + !PQ2RCONK126! + !PQ2RCONK106! + !PQ2RCONK109!  + !PQ2RCONF662! + !PQ2RCONK112! + !PQ2RCONK115! + !PQ2RCONK118! + !PQ2RCONK258! + !PQ2RCONK127!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1A1COLS A,B,C) > 0, MODIFIED LNS (RC-CM1A1) SHLD NOT = (RC-NM1A1 COLS A,B,C) &  & RC-CM1A1 = $  & !RCONK158!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.a.1) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.a.1).  Currently, the same amount of $  & !RCONK158! &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1A2 COLS A,B,C) > 0, MODIFIED LNS (RC-CM1A2) SHLD NOT = (RC-NM1A2 COLS A,B,C) &  & RC-CM1A2 = $ & !RCONK159!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.a.2) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.a.2).  Currently, the same amount of $ & (!RCONK159!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-C M1A1 + RC-N M1A1 (COLS A THRU C) MUST BE <= RCCI 1A1 &  &  RC-C M1A1 + RC-N M1A1 = $ & !RCONK158!  + !RCONK105! + !RCONK106!  + !RCONK107! & ; RCCI 1A1 = $ & !RCONF158!

Msg2:
The sum of "1-4 family residential construction loans"  modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-C M1a1), and "1-4 family residential construction loans" modified and past due or in nonaccrual status (RC-N M1a1, columns A through C) of $& !RCONK158!  + !RCONK105! + !RCONK106!  + !RCONK107! & must be less than or equal to "1-4 family residential construction loans" (RC-CI 1.a.1) of $& !RCONF158! &. Please revise your reported data.


Msg1:
RC-C M1A2 + RC-N M1A2 (COLS A THRU C) MUST BE <= RCCI 1A2 &  & RC-C M1A2 + RC-N M1A2 = $ & !RCONK159!  + !RCONK108! + !RCONK109!  + !RCONK110! & ; RCCI 1A1 = $ & !RCONF159!

Msg2:
The sum of "Other construction loans and all land development and other land loans" modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-C M1a2), and "Other construction loans and all land development and other land loans" modified and past due or in nonaccrual status (RC-N M1a2, columns A through C) of $& !RCONK159!  + !RCONK108! + !RCONK109!  + !RCONK110! & must be less than or equal to "Other construction loans and all land development and other land loans" (RC-CI 1.a.2) of $& !RCONF159! &. Please revise your reported data.


Msg1:
RC-C M1B + RC-N M1B (COLS A THRU C) MUST BE <= RC-C (1C1 + 1C2A + 1C2B)  &  & RC-C M1B + RC-N M1B = $ & !RCONF576! + !RCONF661! + !RCONF662! + !RCONF663! &; RC-CI 1A1 THRU 1C2 = $ & !RCON1797! + !RCON5367! + !RCON5368!

Msg2:
The sum of "Loans secured by 1-4 family residential properties"  modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-CI M1b) and "Loans secured by 1-4 family residential properties" modified and past due or in nonaccrual status (RC-N M1b, columns A through C) of $& !RCONF576! + !RCONF661! + !RCONF662! + !RCONF663! & must be less than or equal to "Loans secured by 1-4 family residential properties" (RC-CI 1.c.1 through 1.c.2b) of $& !RCON1797! + !RCON5367! + !RCON5368! & . Please revise your reported data.


Msg1:
RC-C M1C + RC-N M1C (COLS A THRU C) MUST BE <= RC-C 1D &  & RC-C M1C + RC-N M1C = $ & !RCONK160! + !RCONK111! + !RCONK112! + !RCONK113! &; RC-CI 1D = $ & !RCON1460!

Msg2:
The sum of loans "Secured by multifamily (5 or more) properties" modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-CI M1c) and loans "Secured by multifamily (5 or more) properties" modified and past due or in nonaccrual status (RC-N M1c, columns A through C) of $& !RCONK160! + !RCONK111! + !RCONK112! + !RCONK113! & must be less than or equal to loans "Secured by multifamily (5 or more) properties" (RC-CI 1.d) of $& !RCON1460! &. Please revise your reported data.


Msg1:
RC-C M1D1 + RC-N M1D1 (COLS A THRU C) MUST BE <= RC-C 1E1 &  &  RC-C M1D1 + RC-N M1D1 = $ & !RCONK161! + !RCONK114! + !RCONK115! + !RCONK116! &; RC-CI 1E1 = $ & !RCONF160!

Msg2:
The sum of loans "Secured by owner-occupied nonfarm nonresidential properties"  modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-CI M1D1) and loans "Secured by owner-occupied nonfarm nonresidential properties" modified and past due or in nonaccrual status (RC-N M1d1, columns A through C) of $& !RCONK161! + !RCONK114! + !RCONK115! + !RCONK116! & must be less than or equal to loans "Secured by owner-occupied nonfarm nonresidential properties" (RC-CI 1.e.1) of $& !RCONF160! &. Please revise your reported data.


Msg1:
RC-C M1D2 + RC-N M1D2 (COLS A THRU C) MUST BE <= RC-C 1E2 &  & RC-C M1D2 + RC-N M1D2 = $ & !RCONK162! + !RCONK117! + !RCONK118! + !RCONK119! &; RC-CI 1E2 = $ & !RCONF161!

Msg2:
The sum of loans "Secured by other nonfarm nonresidential properties" modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-CI M1D2) and loans "Secured by other nonfarm nonresidential properties" modified and past due or in nonaccrual status (RC-N M1d2, columns A through C) of $& !RCONK162! + !RCONK117! + !RCONK118! + !RCONK119! & must be less than or equal to loans "Secured by other nonfarm nonresidential properties" (RC-CI 1.e.2) of $& !RCONF161! &. Please revise your reported data.


Msg1:
RC-C M1E + RC-N M1E (COLS A THRU C) MUST BE <= RC-CI 4 COL B  &  & RC-C M1E + RC-N M1E = $ & !RCONK256! + !RCONK257! + !RCONK258! + !RCONK259! &; RC-CI 4 COL B = $ & !RCON1766!

Msg2:
The sum of "Commercial and industrial loans" modified for borrowers experiencing financial difficulty that are in compliance with modified terms (RC-CI M1E) and "Commercial and industrial loans" modified and past due or in nonaccrual status (RC-N M1e, columns A through C) of $& !RCONK256! + !RCONK257! + !RCONK258! + !RCONK259! & must be less than or equal to "Commercial and industrial loans" (RC-CI 4.B) of $& !RCON1766! &. Please revise your reported data.


Msg1:
RC-C M1E1 + RC-C M1E2 MUST = RC-C M1E &  &  RCC M1E1 + M1E2 = $ & !RCONK163! + !RCONK164! &; RCC M1E = $  & !RCONK256!

Msg2:
The sum of commercial loans to U.S. addressees and non-U.S. addressees (modified for borrowers experiencing financial difficulty that are in compliance with modified terms) (RC-C M1e1 and M1e2) of $ & !RCONK163! + !RCONK164! & must equal "Commercial and industrial loans" modified and in compliance with modified terms (RC-CI M1E) of $ & !RCONK256! &. Please revise your reported data.


Msg1:
IF (RC-NM1C COLS A,B,C) > 0, RESTRUCT LNS (RC-CM1C) SHLD NOT = (RC-NM1C COLS A,B,C) &  & RC-CM1C = $  & !RCONK160!

Msg2:
Generally,  "Loan modifications to borrowers experiencing financial difficulty"  are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.c.) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.c).  Currently, the same amount of $  & (!RCONK160!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1D1 COLS A,B,C) > 0, RESTRUCT LNS (RC-CM1D1) SHLD NOT = (RC-NM1D1 COLS A,B,C) &  &  RC-CM1D1 = $  & !RCONK161!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.d.1) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.d.1).  Currently, the same amount of $  & (!RCONK161!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1D2 COLS A,B,C) > 0, RESTRUCT LNS (RC-CM1D2) SHLD NOT = (RC-NM1D2 COLS A,B,C) &  & RC-CM1D2 = $  & !RCONK162!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.d.2) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.d.2).  Currently, the same amount of $  & (!RCONK162!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1E1 COLS A,B,C) > 0,  (RC-CM1E1) SHLD NOT = (RC-NM1E1 COLS A,B,C) &  & RC-CM1E1 = $  & !RCONK163!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.e.1) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.e.1).  Currently, the same amount of $  & (!RCONK163!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1E2 COLS A,B,C) > 0, (RC-CM1E2) SHLD NOT = (RC-NM1E2 COLS A,B,C) &  & RC-CM1E2 = $  & !RCONK164!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.e.2) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.e.2).  Currently, the same amount of $  & (!RCONK164!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM1F COLS A,B,C) > 0, (RC-CM1F) SHLD NOT = (RC-NM1F COLS A,B,C) &  & RC-CM1F = $  & !RCONK165!

Msg2:
Generally, "Loan modifications to borrowers experiencing financial difficulty" are reported EITHER as "In compliance with modified terms" in (RC-C Part I, M.1.f.) OR as "Past due" or in "Nonaccrual" status in (RC-N M.1.f.).  Currently, the same amount of $  & (!RCONK165!) &  is reported in both schedules.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-C 1A1 PREV >= 5 MILL, CURR SHOULD BE > ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCONF158!& for "1-4 family residential construction loans" (RC-C 1.a.(1)).  However, this quarter you reported none.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1A1 = 0, CURR SHOULD BE <= 5 MILL

Msg2:
Last quarter you reported zero for "1-4 family residential construction loans" (RC-C 1.a.(1)).  However, this quarter you reported $&!RCONF158!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-C 1A2 PREV >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 1a2 = $&!PQ1RCONF159!&; Current = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCONF159!& for "other construction loans and all land development and other land loans" (RC-C 1.a.(2)).  However, this quarter you reported none.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1A2 = 0, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1a2 = zero; Current RC-C 1a2 = $&!RCONF159!

Msg2:
Last quarter you reported zero for "other construction loans and all land development and other land loans" (RC-C 1.a.(2)).  However, this quarter you reported $&!RCONF159!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1B >= 5 MILL, CURR SHOULD BE > 0 &  & Previous RC-C 1b = $&!PQ1RCON1420!&; Current = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON1420!& for "loans secured by farmland including farm residential and other improvements" (RC-C 1.b.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1B = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous (RC-C 1.b.) = zero;  Current (RC-C 1.b.) = $&!RCON1420!

Msg2:
Last quarter, your bank reported zero for "loans secured by farmland including farm residential and other improvements"  (RC-C 1.b.).  However, this quarter you reported $&!RCON1420!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1C1 >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 1c1 = $&!PQ1RCON1797!&; Current = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON1797!& for "revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-C 1.c.1).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1C1 = ZERO, CURR SHOULD BE <= 5 MILL

Msg2:
Last quarter, your bank reported zero for "revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-C 1.c.(1)).  However, this quarter you reported $&!RCON1797!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1C2A >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 1c2a = $&!PQ1RCON5367!&; Current RC-C 1c2a = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON5367!& for "closed-end loans secured by 1-4 family residential properties and secured by first liens" (RC-C 1.c.(2)(a)).  However, this quarter you reported zero.  Please review your reported data and revise or explain as necessary.


Msg1:
IF PREV RC-C 1C2A = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1c2a = zero;  Current RC-C 1c2a = $&!RCON5367!

Msg2:
Last quarter, your bank reported zero for "closed-end loans secured by 1-4 family residential properties and secured by first liens" (RC-C 1.c.(2)(a)).  However, this quarter you reported $&!RCON5367!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1C2B >= 5 MILL, CURR SHOULD BE > 0 &  & Previous RC-C 1c2b = $&!PQ1RCON5368!&; Current RC-C 1c2b = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON5368!& for "closed-end loans secured by 1-4 family residential properties secured by junior liens" (RC-C 1.c.(2)(b)).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1C2B = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1c2b = zero; Current RC-C 1c2b = $&!RCON5368!

Msg2:
Last quarter, your bank reported zero for "closed-end loans secured by 1-4 family residential properties secured by junior liens" (RC-C 1.c.(2)(b)).  However, this quarter you reported $&!RCON5368!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1D >= 5 MILL, CURR SHOULD BE > 0 &  & Previous RC-C 1d = $&!PQ1RCON1460!&; Current RC-C 1d = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON1460!& for "loans secured by multifamily, 5 or more, residential properties" (RC-C 1.d.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1D = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1d = zero;  Current RC-C 1d = $&!RCON1460!

Msg2:
Last quarter, you reported zero for "loans secured by multifamily, 5 or more, residential properties" (RC-C 1.d.).  However, this quarter you reported $&!RCON1460!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1E1 >= 5 MILL, CURR SHOULD BE > 0 &  & Previous RC-C 1e1 = $& !PQ1RCONF160!&; Current RC-C 1e1 = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONF160! & for "loans secured by owner-occupied nonfarm nonresidential properties" (RC-C 1.e.(1)).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1E1 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1e1 = zero; Current RC-C 1e1 = $& !RCONF160!

Msg2:
Last quarter, your bank reported zero for "loans secured by owner-occupied nonfarm nonresidential properties" (RC-C 1.e.(1)).  However, this quarter you reported $& !RCONF160!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1E2 >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 1e2 = $& !PQ1RCONF161! &; Current RC-C 1e2 = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONF161! & for "Loans secured by other nonfarm nonresidential properties" (RC-C 1.e.(2)).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 1E2 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 1e2 = zero; Current RC-C 1e2 = $& !RCONF161!

Msg2:
Last quarter, your bank reported zero for "loans secured by other nonfarm nonresidential properties" (RC-C 1.e.(2)).  However, this quarter you reported $& !RCONF161! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 2 >= 5 MILL, CURR SHOULD BE > 0 &  & Previous RC-C 2 = $&!PQ1RCON1288!&;  Current RC-C 2 = ZERO

Msg2:
Last quarter, your bank reported $&!PQ1RCON1288!& for "loans to depository institutions and acceptances of other banks" (RC-C 2).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 2 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 2 = zero; Current RC-C 2 = $& !RCON1288!

Msg2:
Last quarter, your bank reported zero for "loans to depository institutions and acceptances of other banks" (RC-C 2).  However, this quarter you reported $& !RCON1288! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 3 >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 3 = $& !PQ1RCON1590! &; Current RC-C 3 = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCON1590! & for "loans to finance agricultural production and other loans to farmers" (RC-C 3).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 3 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 3 = zero; Current RC-C 3 = $& !RCON1590!

Msg2:
Last quarter, your bank reported zero for "loans to finance agricultural production and other loans to farmers" (RC-C 3).  However, this quarter you reported $& !RCON1590! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 4 >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 4 = $& !PQ1RCON1766! &; Current RC-C 4 = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCON1766! & for "Commercial and industrial loans" (RC-C 4).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 4 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 4 = zero; Current RC-C 4 = $& !RCON1766!

Msg2:
Last quarter, your bank reported zero for "Commercial and industrial loans" (RC-C 4).  However, this quarter you reported $& !RCON1766! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6A >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 6a = $& !PQ1RCONB538! &; Current RC-C 6a = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONB538! & for "credit card loans to individuals for household, family, and other personal expenditures" (RC-C 6.a.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6A = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 6a = zero; Current RC-C 6a = $& !RCONB538!

Msg2:
Last quarter, your bank reported zero for "credit card loans to individuals for household, family, and other personal expenditures" (RC-C 6.a.).  However, this quarter you reported $& !RCONB538! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6B >= 5 MILL, CURR SHOULD BE > ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONB539! & for "other revolving credit plan loans to individuals for household, family, and other personal expenditures" (RC-C 6.b.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6B = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 6b = zero; Current RC-C 6b = $& !RCONB539!

Msg2:
Last quarter, your bank reported zero for "other revolving credit plan loans to individuals for household, family, and other personal expenditures" (RC-C 6b).  However, this quarter you reported $& !RCONB539!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6C >= 5 MILL, CURR SHOULD BE > ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONK137! & for "Automobile loans to individuals for household, family, and other personal expenditures" (RC-C 6.c.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6C = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 6c = zero; Current RC-C 6c = $& !RCONK137!

Msg2:
Last quarter, your bank reported zero for "Automobile loans to individuals for household, family, and other personal expenditures" (RC-C 6.c.).  However, this quarter you reported $& !RCONK137! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6D >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 6d = $& !PQ1RCONK207! &; Current RC-C 6d = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONK207! & for "other consumer loans to individuals for household, family, and other personal expenditures" (RC-C 6.d.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 6D = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 6d = zero; Current RC-C 6d = $& !RCONK207!

Msg2:
Last quarter, your bank reported zero for "other consumer loans to individuals for household, family, and other personal expenditures" (RC-C 6.d.).  However, this quarter you reported $& !RCONK207! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 8 >= 5 MILL, CURR SHOULD BE > ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCON2107! & for "obligations, other than securities and leases, of states and political subdivisions in the U.S." (RC-C 8).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 8 = ZERO, CURR SHOULD BE <= 5 MILL

Msg2:
Last quarter, your bank reported zero for "obligations, other than securities and leases, of states and political subdivisions in the U.S." (RC-C 8).  However, this quarter you reported $& !RCON2107! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 9A >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 9a = $& !PQ1RCONJ454! &; Current RC-C 9a = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONJ454! & for "loans to nondepository financial institutions" (RC-C 9.a.). However, this quarter you reported zero.  Please review your reported data and revise or explain as apropriate.


Msg1:
IF PREV RC-C 9A = ZERO, CURR SOULD BE <= 5 MILL

Msg2:
Last quarter, your bank reported zero for "loans to nondepository financial institutions" (RC-C 9.a.).  However, this quarter you reported $& !RCONJ454! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 9B >= 5 MILL, CURR SHOULD BE > ZERO &  & Previous RC-C 9b = $& !PQ1RCONJ464! &; Current RC-C 9b = ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCONJ464! & for "other loans for purchasing or carrying securities and all other loans excluding consumer loans" (RC-C 9.b.).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 9B = ZERO, CURR SHOULD BE <= 5 MILL

Msg2:
Last quarter, your bank reported zero for "other loans for purchasing or carrying securities and all other loans excluding consumer loans" (RC-C 9.b.).  However, this quarter you reported $& !RCONJ464! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 10 >= 5 MILL, CURR SHOULD BE > ZERO

Msg2:
Last quarter, your bank reported $& !PQ1RCON2165! & for "lease financing receivables, net of unearned income" (RC-C 10).  However, this quarter you reported zero.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PREV RC-C 10 = ZERO, CURR SHOULD BE <= 5 MILL &  & Previous RC-C 10 = zero; Current RC-C 10 = $& !RCON2165!

Msg2:
Last quarter, your bank reported zero for "lease financing receivables, net of unearned income" (RC-C 10).  However, this quarter you reported $& !RCON2165! &.  Please review your reported data and revise or explain as appropriate.


Msg1:
SUM OF LOAN MODS IN COMPLIANCE  (RC-C I M1A1 THRU M1F)  MUST EQUAL TOTAL (RC-C I M1G).  &  & RC-C I M.1.a.(1) thru M.1.f  $& (!RCONK158! + !RCONK159! + !RCONF576! + !RCONK160! + !RCONK161! + !RCONK162! + !RCONK256! + !RCONK165!) & does not equal RC-C I M.1.g  $ & !RCONHK25!

Msg2:
The sum of the subitems for "Loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms" (RC-C Part I M.1.a.(1) through M.1.f) of $ & (!RCONK158! + !RCONK159! + !RCONF576! + !RCONK160! + !RCONK161! + !RCONK162! + !RCONK256! + !RCONK165!)&  must equal "Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms" (RC-C Part I M.1.g) of $ & !RCONHK25! & . Please revise your reported data.


Msg1:
IF(RC-C I M1G PREV) IS > 200K, CURR (RC-C I M1G) S/B > 0.  &  &  Prior = $ & !PQ1RCONHK25! & ; Curr = $ & !RCONHK25!

Msg2:
Last quarter, your bank reported "Loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms" (RC-C Part I M.1.g) of $ & !PQ1RCONHK25! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-M 17C SHOULD BE LESS THAN OR EQUAL TO RC-M 17B.  &  & RC-M.17.c = $ & !RCONLG28!&;  RC-M.17.b = $ & !RCONLG27!

Msg2:
The "Outstanding balance of loans pledged to the PPPLF" (RC-M.17.c) of $&!RCONLG28!& should be less than or equal to the "Outstanding balance of PPP loans" RC-M.17.b of $&!RCONLG27!&.   Please review your reported data and explain or revise as appropriate.


Msg1:
IF OUTSTD BAL PPP PLGD LNS (RC-M 17C)  > 0, PLGD LNS (RC-C M.14) > 0.  &  & RC-M 17.c = $&!RCONLG28!&; RC-C I M.14 = $&!RCONG378!

Msg2:
Your institution reported "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c) of $&!RCONLG28!&.   Therefore, the PPP pledged loans should also be reported in “Pledged loans and leases” (RC-C I M.14).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your institution reported "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF" (RC-M 17.d.(1) + 17.d.(2)) of $&!RCONLL59! + !RCONLL60!&.   Therefore, the borrowings should also be reported in “Other borrowed money” (RC-H 5 on 031 form or RC 16 on 041 and 051 forms) and should not equal zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF OUTSD BAL PPPLF BRRW FED MAT <= 1YR (RC-M 17D1) > 0, OTHR BRRW MAT <= 1 YR (RC-M 5B1A AND RC-M 5B2)) > 0.  &  & RC-M 17.d.(1) = $&!RCONLL59!&; RC-M 5.b.(1)(a) = $& !RCONF060!&; RC-M 5.b.(2) = $&!RCONB571!

Msg2:
Your institution reported "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF" with a remaining maturity of one year of less (RC-M 17.d.(1)) of $&!RCONLL59!&.   Therefore, the borrowings should also be reported in “Other borrowings" with a remaining maturity or next repricing date of one year or less ” (RC-M 5.b.(1)(a)) and (RC-M 5.b.(2)) and should not equal zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF OUTSD BAL PPPLF BRRW FED MAT > 1Y (RC-M 17D2) > 0, OTHR BRRW MAT > 1 YR THRU 5 YR (RC-M5B1B THRU 5B1C) > 0.  &  & RC-M 17.d.(2) = $&!RCONLL60!&; RC-M 5.b.(1)(b) thru 5.b.(1)(c) = $&(!RCONF061! + !RCONF062!)

Msg2:
Your institution reported "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF" with a remaining maturity of more than one year (RC-M 17.d.(2)) of $&!RCONLL60!&.   Therefore, the borrowings should also be reported in “Other borrowings" with a remaining maturity over one year through five years (RC-M 5.b.(1)(b) through 5.b.(1)(c)) and should not equal zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF BRRW FROM PPPLF (RC-M 17D1 + 17D2) >0, PLDGD TO PPLF (RC-M 17C) SHLD BE > 0.  &  & RC-M 17.d.(1) + 17.d.(2) = & !RCONLL59! + !RCONLL60!& ;  RC-M 17.c = &!RCONLG28!

Msg2:
Your institution reported "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF with a remaining maturity" of "One year or less" (RC-M 17.d.(1)) of $&!RCONLL59!& and "More than one year" (RC-M 17.d.(2)) of $&!RCONLL60!&.    However, you reported zero for "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c).  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PLDGD TO PPLF (RC-M 17C) > 0, THEN BRRW FROM PPPLF (RC-M 17D1 + 17D2) SHLD BE >0.  &  & RC-M 17.c = &!RCONLG28!&;   RC-M 17.d.(1) + 17.d.(2) = & !RCONLL59! + !RCONLL60!

Msg2:
Your institution reported "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c) of $&!RCONLG28!&.   However, you reported zero for  "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF with a remaining maturity" of "One year or less" (RC-M 17.d.(1)) and "More than one year" (RC-M 17.d.(2)).    Please review your reported data and revise or explain as appropriate.


Msg1:
BRRW FROM PPPLF (RC-M 17D1 + 17D2)  SHLD BE <= PLDGD TO PPLF (RC-M 17C).  &  & RC-M 17.d.(1) + 17.d.(2) = $& !RCONLL59! + !RCONLL60!& ;  RC-M 17.c = $&!RCONLG28!

Msg2:
The "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF with a remaining maturity" of "One year or less" (RC-M 17.d.(1)) of $&!RCONLL59!& and "More than one year" (RC-M 17.d.(2)) of $&!RCONLL60!& for a total of $&!RCONLL59! + !RCONLL60!& should be less than or equal to the  "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c)  of $&!RCONLG28!& .  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PLDGD TO PPLF (RC-M 17C) > 0, OTHER BRRW THAT ARE SECURED (RC-M 10B) SHLD BE > 0.  &  & RC-M 17.c =&!RCONLG28!&;  RC-M 10.b = &!RCONF065!

Msg2:
Your institution reported "Outstanding balance of PPP loans pledged to the PPPLF  (RC-M 17.c) of $&!RCONLG28!&.    However, you did not report any  "Other borrowings" that are secured (RC-M 10.b).  Please review your reported data and revise or explain as appropriate.


Msg1:
OUTSTD BAL BRRW FROM PPPLF  (RC-M 17D1 + 17D2) SHLD BE <= OTHER BRRW THAT ARE SECURED (RC-M 10B).  &  & RC-M 17.d.(1) + 17.d.(2) =  $& !RCONLL59! + !RCONLL60!& ;  RC-M 10.b = $& !RCONF065!

Msg2:
The "Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF with a remaining maturity" of "One year or less" (RC-M 17.d.(1)) of $&!RCONLL59!& and "More than one year" (RC-M 17.d.(2)) of $&!RCONLL60!& for a total of  $&!RCONLL59! + !RCONLL60!& should be less than or equal to "Other borrowings" that are secured (RC-M 10.b) of $&!RCONF065!&.  Please review your reported data and revise or explain as appropriate.


Msg1:
IF PLDG TO PPLF (RC-M 17C) > 0, QTRLY AVG PLDGD TO PPPLF (RC-M 17E) SHLD BE > 0.  &  & RC-M 17.c = &!RCONLG28!&; RC-M 17.e = &!RCONLL57!

Msg2:
Your institution has "PPP loans pledged to PPPLF" (RC-M 17.c) of $&!RCONLG28!&.  However, you reported zero for "Quarterly average amount of PPP loans pledged to PPPLF and excluded from "Total assets for leverage ratio"" (RC-M 17.e).    Please review your reported data and revise or explain as appropriate.


Msg1:
QTRLY AVG PLDGD TO PPPLF (RC-M 17E) SHLD NOT EQ OUTSTD BAL PPP LNS PLDG TO PPPLF (RC-M 17C) > 0.  &  & RC-M 17.c = &!RCONLG28!&;  RC-M 17.e = &!RCONLL57!

Msg2:
Generally, balances reported for the quarterly average and the quarter-end balance should be different due to transactions recorded during the current period.  Your bank reported $ &!RCONLL57! & for PPP loans pledged to PPPLF for both the quarterly average (RC-M 17.e) and the quarter-end balance (RC-M 17.c).  Please review your reported data and revise or explain as appropriate.


Msg1:
OUTSTD BAL OF SECTION 4013 LNS (RC-C I M17B) MUST BE < TOTAL ASSETS (RC 12).  &  & RC 12 = &!RCON2170!&; RC-C I M.17.b = &!RCONLG25!

Msg2:
The amount reported for "Outstanding balance of Section 4013 loans" (RC-C I M.17.b) of $&!RCONLG25!& must be less than "Total Assets" (RC 12) of $&!RCON2170!&.   Please revise your reported data.


Msg1:
OUTSTD BAL PPP LNS (RC-M 17B) MUST BE < TOTAL ASSETS (RC 12).  &  & RC 12 = &!RCON2170!&; RC-M 17.b = &!RCONLG27!

Msg2:
The amount reported for "Outstanding balance of PPP loans" (RC-M 17.b) of $&!RCONLG27!& must be less than "Total Assets" (RC 12) of $&!RCON2170!&.   Please revise your reported data.


Msg1:
OUTSTD BAL PPP LNS PLDG TO PPPLF (RC-M 17C) MUST BE < TOTAL ASSETS (RC 12).  &  & RC 12 = &!RCON2170!&; RC-M 17.c = &!RCONLG28!

Msg2:
The amount reported for "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c) of $&!RCONLG28!& must be less than "Total Assets" (RC 12) of $&!RCON2170!&.   Please revise your reported data.


Msg1:
SECTION 4013 LNS:  NUMBER LNS (RC-C I M17A) SHLD NOT EQ  OUTSTD BAL (RC-C I M17B).  &  & RC-C I M.17.a = &!RCONLG24!&; RC-C I M.17.b = $&!RCONLG25!

Msg2:
The amount reported for "Number of Section 4013 loans" (RC-C I M.17.a) of &!RCONLG24!& should not equal  "Outstanding balance of Section 4013 loans" (RC-C I M.17.b) of $&!RCONLG25!&.   Please review your reported data and revise or explain as appropriate.


Msg1:
PPP LOANS:  NUMBER LNS (RC-M 17A) SHLD NOT EQ  OUTSTD BAL (RC-M 17B).  &  & RC-M 17.a = &!RCONLG26!&; RC-M 17.b = $&!RCONLG27!

Msg2:
The amount reported for "Number of PPP loans outstanding" (RC-M 17.a) of &!RCONLG26!& should not equal  "Outstanding balance of PPP loans" (RC-M 17.b) of $&!RCONLG27!&.   Please review your reported data and revise or explain as appropriate.


Msg1:
IF PPP LNS PLDG TO PPPLF (RC-M 17C) EQ ZERO, QTRLY AVG PPPLF LNS (RC-M 17E) SHLD EQ ZERO.   &  & RC-M 17.c = &!RCONLG28!&; RC-M 17.e = &!RCONLL57!

Msg2:
Your institution reported zero for  "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c).   Therefore, the  "Quarterly average amount of PPP loans pledged to the PPPLF" (RC-M 17.e) of $&!RCONLL57!& should equal zero.    Please review your reported data and revise or explain as appropriate.


Msg1:
OUTSTD BAL: SECTION 4013 LNS (RC-C I M17B) <>  PPP LNS (RC-M 17B).  &  & RC-C I M.17.b = $&!RCONLG25!&; RC-M 17.b = $&!RCONLG27!

Msg2:
The "Outstanding balance of Section 4013 loans" (RC-C I M.17.b) of $&!RCONLG25!& should not equal "Outstanding balance of PPP loans" (RC-M 17.b) of $&!RCONLG27!&.   Please review your reported data and revise or explain as appropriate.


Msg1:
SECTION 4013 LOANS:  OUTSTD BAL (RC-C I M17B) / NBR LNS (RC-C I M17A) SHLD BE > 100.  CHECK YOUR FIELDS FOR NBR OF LNS AND OUTSTD BAL ARE NOT REVERSED. &  & RC-C I M.17.b / M.17.a = &!RCONLG25!& / &!RCONLG24!& = &(!RCONLG25! / !RCONLG24!)*1000

Msg2:
Your reporting for the fields for Section 4013  "Number of loans" (RC-C I M.17.a) of &!RCONLG24!& and "Outstanding balance" (RC-C I M.17.b) of $&!RCONLG25!&  may have been reversed since the "Outstanding balance" divided by "Number of loans" (RC-C I M.17.b / M.17.a) which equals &(!RCONLG25!/!RCONLG24!) * 1000 & should be greater than our tolerance of 100.    Please review your reported data and revise or explain as appropriate.


Msg1:
PPP LOANS:  OUTSTD BAL (RC-M 17B) / NBR LNS (RC-M 17A) SHLD BE > 100. CHECK YOUR FIELDS FOR NBR OF LNS AND OUTSTD BAL ARE NOT REVERSED. &  & RC-M 17.b / 17.a = &!RCONLG27!& / &!RCONLG26!& = &(!RCONLG27! / !RCONLG26!)*1000

Msg2:
Your reporting for the fields for  "Number of PPP loans" (RC-M 17.a) of &!RCONLG26!& and "Outstanding balance" (RC-M 17.b) of $&!RCONLG27!&  may have been reversed since the "Outstanding balance" divided by "Number of loans" (RC-M 17.b / 17.a) which equals &(!RCONLG27!/!RCONLG26!) * 1000 & should be greater than our tolerance of 100.    Please review your reported data and revise or explain as appropriate.


Msg1:
SECTION 4013 LOANS:  OUTSTD BAL (RC-C I M17B) / NBR LNS (RC-C I M17A) SHLD BE < 10000.  CHECK YOUR OUTSTD BAL HAS BEEN ROUNDED TO THOUSANDS. &  & RC-C I M.17.b / M.17.a = &!RCONLG25!& / &!RCONLG24!& = &!RCONLG25! / !RCONLG24!

Msg2:
Your reported Section 4013  "Outstanding balance" (RC-C I M.17.b) of $&!RCONLG25!&  may not have been rounded to the thousands since the "Outstanding balance" divided by "Number of loans" (RC-C I M.17.b / M.17.a) of $&!RCONLG25!& / &!RCONLG24!&  which equals &(!RCONLG25!/!RCONLG24!)& should be less than our tolerance of 10,000.    Please review your reported data and revise or explain as appropriate.


Msg1:
PPP LOANS:  OUTSTD BAL (RC-M 17B) / NBR LNS (RC-M 17A) SHLD BE < 10000.   CHECK YOUR OUTSTD BAL HAS BEEN ROUNDED TO THOUSANDS.  &  & RC-M 17.b / 17.a = &!RCONLG27!&/ &!RCONLG26!& = &(!RCONLG27!/!RCONLG26!)

Msg2:
Your reported PPP Loans "Outstanding balance" (RC-M 17.b) of $&!RCONLG27!&  may not have been rounded to the thousands since the "Outstanding balance" divided by "Number of loans" (RC-M 17.b / 17.a) of $&!RCONLG27!& / &!RCONLG26!&  which equals &(!RCONLG27!/!RCONLG26!)& should be less than our tolerance of 10,000.  Please review your reported data and revise or explain as appropriate.


Msg1:
PPPLF:  QTRLY AVG (RC-M 17E)  SHOULD BE BETWEEN 50% - 150% OF OUTSTD BAL (RC-M 17C CURR + PREV / 2).  &  & RC-M 17.e = &!RCONLL57!& (&(!RCONLL57!/((!RCONLG28! + !PQ1RCONLG28!)/2)) * 100&% of RC-M 17.c Curr + Prev / 2 = &(!RCONLG28! + !PQ1RCONLG28!)/2 &)

Msg2:
The amount of $ & !RCONLL57! &  you reported as the "Quarterly average amount of PPP loans pledged to the PPPLF" (RC-M 17.e) seems inconsistent with the calculated quarterly average and should fall within 50% and 150% of the calculated quarterly average.  The calculated quarterly average of  $ & ((!RCONLG28! +  !PQ1RCONLG28!)/2) &  is derived by adding the current and previous quarter-end balances of "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c), and then dividing the total by two.     Please review your reported data and revise or explain as appropriate.


Msg1:
RC-C I M16 SHLD BE <= RC-C I 1C1, COL B.  &  & RC-C I M.16 = $& !RCONLE75!&; RC-C I 1.c.(1), Col B = $&!RCON1797!

Msg2:
The amount reported for "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit (in domestic offices) that have converted to non-revolving closed-end status" (RC-C I M.16) of $& !RCONLE75!& should be less than or equal to the amount reported  for "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit"  (RC-C I 1.c.(1), Column B) of $& !RCON1797! &. Please review your reported data, and explain or revise as appropriate.


Msg2:
The amount reported for "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit (in domestic offices) that have converted to non-revolving closed-end status" (RC-C I M.16) of $& !RCONLE75!& should be less than or equal to the amount reported  for "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit"  (RC-C I 1.c.(1)) of $& !RCON1797! &. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV OUTSTD BAL PPP LNS (RC-M 17B) > $1M, CURR SHLD BE > 0.  &  &  Prior RC-M 17.b = $ & !PQ1RCONLG27! &; Curr = 0.

Msg2:
Last quarter, your bank reported $ & !PQ1RCONLG27! & for the "Outstanding balance of PPP loans"  (RC-M 17.b).  However, this quarter you reported zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV OUTSTD BAL PPP LNS PLGD TO PPPLF (RC-M 17C)  > $100K, CURR SHLD BE > 0.  &  &  Prior RC-M 17.c = $ & !PQ1RCONLG28! &; Curr = 0.

Msg2:
Last quarter, your bank reported $ & !PQ1RCONLG28! & for the "Outstanding balance of PPP loans pledged to the PPPLF" (RC-M 17.c).  However, this quarter you reported zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS RC-C I M16 (CONVERTED TO NON-REVOLV CLSD END STATUS) > 0, THEN CURRENT SHOULD BE > 0.   &  & Previous RC-C I M.16 = $& !PQ1RCONLE75!

Msg2:
Last quarter, your bank reported "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit (in domestic offices) that have converted to non-revolving closed-end status" (RC-C I M.16) of $& !PQ1RCONLE75!&.  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
JUN OR DEC:  IF PREVIOUS RC-C I M16  > 0, THEN CURRENT SHOULD BE > 0.   &  & Previous RC-C I M.16 = $& !PQ2RCONLE75!

Msg2:
Previously, your bank reported "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit (in domestic offices) that have converted to non-revolving closed-end status" (RC-C I M.16) of $& !PQ2RCONLE75!&.   However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURRENT  RC-C I M1G SHOULD BE >=  PREVIOUS.          &  & Curr RC-C M.1.g = $ & !RCONHK25! &; Prev = $ & !PQ1RCONHK25!

Msg2:
Generally, the current amount reported for "Total loan modifications to borrowers experiencing financial difficulty" (RC-C Part I, M.1.g) should be greater than prior quarter.  This quarter, your institution reported  $ &!RCONHK25! & which is less than prior quarter amount of $ &!PQ1RCONHK25! &.    Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of "All other loans" modified for borrowers experiencing financial difficulty that are in compliance with modified terms  (RC-CI M1F) and past due or in nonaccrual status (RC-N M1F, columns A thru C) of $ & !RCONK165! + !RCONK126! + !RCONK127! + !RCONK128! & must be less than or equal to the sum of RC-C, items 1b, 2, 3, and 6a through 9b of $ & !RCON1420! + !RCON1288! + !RCON1590! + !RCONB538! + !RCONB539! + !RCONK137! + !RCONK207!  + !RCON2107! + !RCONJ454! + !RCONJ464! &. Please revise your reported data.


Msg1:
SUM OF (RC-N1C2BA + N1C2BB + N1C2BC) MUST BE <= (RC-C1C2BB) & (!RCONC238! + !RCONC239! + !RCONC230!) &   is not < to  & !RCON5368!

Msg2:
The sum of "Closed-end loans secured by 1-4 family residential properties" that are "Secured by junior liens" and are "Past due" or in "Nonaccrual" status (RC-N 1.c.(2)(b), Columns A, B, and C) of $ & (!RCONC238! + !RCONC239! + !RCONC230!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.c.(2)(b), Column B) of $ & !RCON5368! & .  Please revise your reported data.


Msg1:
IF (RC-NM2A + NM2B + NM2C) > $1MIL., (RC-NM2A +NM2B +NM2C) SHOULD NOT EXCEED 50% OF COMMERCIAL REAL ESTATE (RC-CM3)  Nonperforming Amt = $  & (!RCON6558! + !RCON6559! + !RCON6560!) & ; 50% OF (RC-CM3) = $  & (!RCON2746! * 0.50)

Msg2:
Your bank`s "Loans to finance commercial real estate, construction, and land development" that are "Past due" and in "Nonaccrual" status (RC-N M.2., Columns A through C) of $ & (!RCON6558! + !RCON6559! + !RCON6560!) &  seem high when compared to "Loans to finance commercial real estate, construction, and land development" (RC-C Part I, M.3.) of $ & !RCON2746! & , and exceed our tolerance of 50%.  Please review your reported data, and explain or revise as appropriate.


Msg2:
Last quarter, your bank reported past due "Loans to finance commercial real estate construction, and land development (not secured by real estate)" (RC-N M.2., Columns A and B) of $ & (!PQ1RCON6558! + !PQ1RCON6559!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS SEC BY MULTI-FAM R/E:(RC-N1DA +N1DB +N1DC) MUST BE <= (RC-C1DB) & (!RCON3499! + !RCON3500! + !RCON3501!) &   is not < = to  & !RCON1460!

Msg2:
The sum of loans "Secured by multifamily (5 or more) residential properties" that are "Past due" and in "Nonaccrual" status (RC-N 1.d., Columns A, B, and C) of $ & (!RCON3499! + !RCON3500! + !RCON3501!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.d., Column B) of $ & !RCON1460! & .  Please revise your reported data.


Msg1:
IF RCN(M3AA+M3AB+M3AC) > $1MIL., RCN(M3A+M3B+M3C) SHOULD NOT EXCEED 50% OF NON-U.S.ADDR REAL ESTATE (RC-CM5)  RCN(M3AA+M3AB+M3AC) = $  & (!RCON1248! + !RCON1249! + !RCON1250!) & ; 50% OF RC-CM5 = $  & (!RCONB837! * 0.50)

Msg2:
Your bank`s "Loans secured by real estate to non-U.S. addressees (domicile)" that are "Past due" and in "Nonaccrual" status (RC-N M.3., Columns A through C) of $ & (!RCON1248! + !RCON1249! + !RCON1250!) &  seem high when compared to "Loans secured by real estate to non-U.S. addressees" (RC-C Part I, M.5.) of $ & !RCONB837! & , and exceed our tolerance of 50%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV (NM3aA,NM3aB >0 & SUM >$1M) & CURR(CM5) >0, CURR (NM3aA+NM3aB) S/B >0Curr =  & (!RCON1248! + !RCON1249!) &  ;  Prior =  & (!PQ1RCON1248! + !PQ1RCON1249!)

Msg2:
Last quarter, your bank reported past due "Loans secured by real estate to non-U.S. addressees" (RC-N M.3.a., Columns A and B) of $ & (!PQ1RCON1248! + !PQ1RCON1249!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS SEC BY OWNER OCC NONFARM/NONRES (RC-N1E1 COLS A,B,C) MUST BE <= (RC-C1E1 COL B)$ & (!RCONF178! + !RCONF180! + !RCONF182!) &  is not less than $ & !RCONF160!

Msg2:
The sum of "Loans secured by owner-occupied nonfarm nonresidential properties" that are "Past due" and in "Nonaccrual" status (RC-N 1.e.(1), Columns A, B, and C) of $ & (!RCONF178! + !RCONF180! + !RCONF182!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.e.(1), Column B) of $ & (!RCONF160!) & .  Please revise your reported data.


Msg1:
IF (RC-NM3CA + NM3CB + NM3CC) > $1MIL., SUM OF (RC-NM3C COL A THRU C) SHOULD NOT EXCEED 50% OF  (RC-C4BA)  SUM OF (RC-NM3C COL. A THRU C) = $  & (!RCON1254! + !RCON1255! + !RCON1256!) &  ; 50% OF RC-C4BA = $  & (!RCON1764! * 0.50)

Msg2:
Your bank`s "Commercial and industrial loans to non-U.S. addressees" that are "Past due" and in "Nonaccrual" status (RC-N M.3.c., Columns A through C) of $ & (!RCON1254! + !RCON1255! + !RCON1256!) &  seem high when compared to "Commercial and industrial loans to non-U.S. addressees (domicile)" (RC-C Part I, 4.b., Column A) of $ & !RCON1764! & , and exceed our tolerance of 50%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS SEC BY OTHER NONFARM/NONRES (RC-N1E2 COLS A,B,C) MUST BE <= (RC-C1E2 COL B)$ & (!RCONF179! + !RCONF181! + !RCONF183!) &  is not less than $ & !RCONF161!

Msg2:
The sum of "Loans secured by other nonfarm nonresidential properties" that are "Past due" and in "Nonaccrual" status (RC-N 1.e.(2), Columns A, B, and C) of $ & (!RCONF179! + !RCONF181! + !RCONF183!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 1.e.(2), Column B) of $ & (!RCONF161!) & .  Please revise your reported data.


Msg1:
PREV(RC-NM3CA,NM3CB>0;SUM>$1MM) & CURR(C4BA)>0, CURR(NM3CA+NM3CB)S/B>0Curr =  & (!RCON1254! + !RCON1255!) &  ;  Prior =  & (!PQ1RCON1254! + !PQ1RCON1255!)

Msg2:
Last quarter, your bank reported past due "Commercial and industrial loans to non-U.S. addressees" (RC-N M.3.c., Columns A and B) of $ & (!PQ1RCON1254! + !PQ1RCON1255!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM3DA + NM3DB + NM3DC) > $1MIL., SUM OF (RC-NM3D COL A THRU C) SHOULD NOT EXCEED 50% OF (RC-C10AA) &  & SUM OF (RC-NM3D COL A THRU C) = $ & (!RCONF166! + !RCONF167! + !RCONF168!) & ; 50% OF RC-C10AA = $ & (!RCONF162! * 0.50)

Msg2:
Your bank`s "Leases to individuals for household, family, and other personal expenditures" that are "Past due" and in "Nonaccrual" status (RC-N M.3.d., Columns A through C) of $  & (!RCONF166! + !RCONF167! + !RCONF168!) &  seem high when compared to "Lease financing receivables (net of unearned income)" (RC-C Part I, 10.a., Column A) of $ & !RCONF162! & , and exceed our tolerance of 50%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV(RC-NM3DA>0 AND NM3DB>0; SUM>$1MIL) & CURR(C10AA)>0, CURR (NM3DA + NM3DB) SHOULD BE >0Curr =  & (!RCONF166! + !RCONF167!) &  ; Prev =  & (!PQ1RCONF166! + !PQ1RCONF167!)

Msg2:
Last quarter, your bank reported past due "Leases to individuals for household, family, and other personal expenditures" (RC-N M.3.d., Columns A and B) of $ & (!PQ1RCONF166! + !PQ1RCONF167!) & . However, this quarter you reported none. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-NM4A + NM4B + NM4C) > $1MIL., SUM OF (RC-NM4 COL A THRU C) SHOULD BE LESS THAN 50% OF (RC-C3B)  SUM OF (RC-NM4 COL A THRU C ) = $  & (!RCON1594! + !RCON1597! + !RCON1583!) & ; 50% OF RC-C3B = $  & (!RCON1590! * 0.50)

Msg2:
Your bank`s "Loans to finance agricultural production and other loans to farmers" that are "Past due" and in "Nonaccrual" status (RC-N M.4., Columns A through C) of $ & (!RCON1594! + !RCON1597! + !RCON1583!) &  seem high when compared to "Loans to finance agricultural production and other loans to farmers" (RC-C Part I, 3., Column B) of $ & !RCON1590! & , and exceed our tolerance of 50%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV(RC-NM4A,NM4B>0;SUM>$1 MM) & CURR(RC-C3B)>0, CURR(NM4A+NM4B) S/B>0Curr =  & (!RCON1594! + !RCON1597!) &  ;  Prior =  & (!PQ1RCON1594! + !PQ1RCON1597!)

Msg2:
Last quarter, your bank reported past due "Loans to finance agricultural production and other loans to farmers" (RC-N M.4., Columns A and B) of $ & (!PQ1RCON1594! + !PQ1RCON1597!) & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-N M5A(041) or RC-N M5(051), COLS A,B,C) SHOULD NOT EXCEED 50% OF RC 4A.  &  & $  & (!RCONC240! + !RCONC241! + !RCONC226!) &  is not <=  50% OF RC 4A  $  & (!RCON5369! * 0.50)

Msg2:
Your bank`s "Loans and leases held for sale" that are in "Past due" or "Nonaccrual" status (RC-N M.5.a (on 041) or RC-N M.5 (on 051), Columns A through C) of $  & (!RCONC240! + !RCONC241! + !RCONC226!) & seems high when compared to "Total loans and leases held for sale" (RC 4.a.) of $ & !RCON5369! &, and exceeds our tolerance of 50% . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV(RC-NM5A COLS A & B > $1MIL) & CURR (RC-4A) > 0, CURR(RC-NM5A COLS A & B) S/B > 0 &  & Prior = $  & (!PQ1RCONC240! + !PQ1RCONC241!)

Msg2:
Last quarter, your bank reported past due "Loans and leases held-for-sale" (RC-N M.5.a.), Columns A and B) of $  & (!PQ1RCONC240! + !PQ1RCONC241!) & . However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV(RC-N M5 COLS A & B > $1MIL) & CURR (RC 4A) > 0, CURR(RC-N M5 COLS A & B) S/B > 0.  &  & Prior = $  & (!PQ2RCONC240! + !PQ2RCONC241!)

Msg2:
Last time, your bank reported past due "Loans and leases held-for-sale" (RC-N M.5), Columns A and B) of $  & (!PQ2RCONC240! + !PQ2RCONC241!) & . However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
LOANS TO DI`S:  (RC-N2A +N2B +N2C) MUST BE <= (RC-C2B) & (!RCONB834! + !RCONB835! + !RCONB836!) &   is not < to  & !RCON1288!

Msg2:
The sum of "Loans to depository institutions and acceptances of other banks" that are "Past Due" and in "Nonaccrual" status (RC-N 2., Columns A, B, and C) of $ & (!RCONB834! + !RCONB835! + !RCONB836!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 2., Column B) of $ & !RCON1288! & .  Please revise your reported data.


Msg1:
C&I LOANS:  (RC-N4A +N4B +N4C) MUST BE LESS THAN OR EQUAL TO (RC-C4B) & (!RCON1606! + !RCON1607! + !RCON1608!) &   is not < = to  & !RCON1766!

Msg2:
The sum of "Commercial and industrial loans to non-U.S. addressees" that are "Past due" and in "Nonaccrual" status (RC-N 4., Columns A, B, and C) of $ & (!RCON1606! + !RCON1607! + !RCON1608!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 4., Column B) of $ & !RCON1766! & .  Please revise your reported data.


Msg1:
CREDIT CARD LOANS:  (RC-N5AA +N5AB +N5AC) MUST BE <= (RC-C6AB) & (!RCONB575! + !RCONB576! + !RCONB577!) &   is not <=  to  & !RCONB538!

Msg2:
The sum of "Credit card loans" that are "Past due" and in "Nonaccrual" status (RC-N 5.a., Columns A, B, and C) of $ & (!RCONB575! + !RCONB576! + !RCONB577!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 6.a., Column B) of $ & !RCONB538! & .  Please revise your reported data.


Msg1:
AUTO LOANS: (RC-N5B COLS A,B,C) MUST BE <= RC-C6CB &  & $ & (!RCONK213! + !RCONK214! + !RCONK215!) & is not less than or equal to $ & (!RCONK137!) &

Msg2:
The sum of  "Automobile loans" that are "Past due" and in "Nonaccrual" status (RC-N 5.b., Columns A, B, and C) of $ & (!RCONK213! + !RCONK214! + !RCONK215!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 6.c. Column B) of $ & (!RCONK137!) &.  Please revise your reported data.


Msg1:
SUM OF (RC-N5CA +N5CB +N5CC) M/B <= OTH REV PLAN/CONS (RC-C6B +C6D) &  & $ & (!RCONK216! + !RCONK217! + !RCONK218!) &   is not <= to  & (!RCONB539! + !RCONK207!)

Msg2:
The sum of "Other consumer loans" that are "Past due" and in "Nonaccrual" status (RC-N 5.c., Columns A, B, and C) of $ & (!RCONK216! + !RCONK217! + !RCONK218!) &  must be less than or equal to the related loan balances reported in (RC-C Part I, 6.b. and 6.d) of $ & !RCONB539! + !RCONK207! & .  Please revise your reported data.


Msg2:
The sum of "All other loans" that are "Past due" and in "Nonaccrual" status (RC-N 7., Columns A, B, and C) of $ & (!RCON5459! + !RCON5460! + !RCON5461!) &  must be less than or equal to the related loan balances reported in (RC-C Part I, 3. + 8. + 9.a. + 9.b., Column B) of $ & (!RCON1590! + !RCON2107! + !RCONJ454! + !RCONJ464!) & .  Please revise your reported data.


Msg1:
LEASE FINANCING RECEIVABLES: (RC-N8A +N8B +N8C) MUST BE <= (RC-C10B) & (!RCON1226! + !RCON1227! + !RCON1228!) &   is not < = to  & !RCON2165!

Msg2:
The sum of "Lease financing receivables" that are "Past due" and in "Nonaccrual" status (RC-N 8., Columns A, B, and C) of $ & (!RCON1226! + !RCON1227! + !RCON1228!) &  must be less than or equal to the related loan balance reported in (RC-C Part I, 10., Column B) of $ & !RCON2165! & .  Please revise your reported data.


Msg1:
RC-O1 SHOULD BE WITHIN 100-115% OF THE SUM OF (RC-13A AND RC-G1A) &  & RC-O1 = $ & !RCONF236! &  IS NOT WITHIN $ & (!RCON2200! + !RCON3645!) &  AND $ & (!RCON2200!+!RCON3645!)*1.15

Msg2:
Generally, "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations" as reported in (RC-O 1.) of $ & !RCONF236! &  should be within 100% to 115% of the sum of the bank`s total "Deposits held in domestic offices" (RC 13.a.) of $ & !RCON2200! &, and "Accrued interest payable" (RC-G 1.a.) of $ & !RCON3645! & . The amount you reported in (RC-O 1.) falls outside our tolerance. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-G1A > 0, THEN RC-O1 SHOULD NOT = (RC-E7A + E7C) (RCE 7A + RCE 7C) = $ & (!RCON2215! + !RCON2385!) & , RC-O1 = $ & !RCONF236!

Msg2:
Generally, "Total deposit liabilities before exclusions as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations," (RC-O 1.) includes "Interest accrued and unpaid on deposits" (RC-G 1.a.) and "Deposits in domestic offices" (RC-E 7., Columns A and C).  Your bank reported $ & !RCON3645! &  in (RC-G 1.a.).  The amount reported in (RC-O 1.) of  $ & !RCONF236! &  should not equal (RC-E 7., Columns A and C) of $ & (!RCON2215! + !RCON2385!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O 2 SHOULD BE LESS THAN TEN PERCENT OF RC-O 1  $ & !RCONF237! &  IS NOT LESS THAN $ & (!RCONF236! * 0.10)

Msg2:
Your banks "Total allowable exclusions" (RC-0 2.) of $  & !RCONF237! &  seems high when compared to "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations" (RC-O 1.) of $ & !RCONF236! & .  Please review your data, and explain or revise as appropriate.


Msg1:
DEP LIAB BF EXCLUSION (RC-O 1)  LESS ALLOWABLE EXCLUSION (RC-O 2) LESS DEPOSITS (RC 13A) AND LESS INTEREST ACCRUED AND UNPD (RC-G 1A) SHLD NOT EQ ZERO.  &  & RC-O 1 - RC-O 2 - RC 13.a - RC-G 1.a = &!RCONF236!& - &!RCONF237!& -&!RCON2200!& - &!RCON3645!&  = $& !RCONF236! - !RCONF237! - !RCON2200! - !RCON3645!

Msg2:
Generally, when an FDIC-insured institution consolidates entities other than FDIC-insured institutions, the deposits of subsidiaries and interest accrued and unpaid are eliminated from reported deposits on the balance sheet and reported in RC-O.   Since "Total deposit liabilities before exclusions" less "Total allowable exclusions" less "Deposits in domestic offices" less "Interest accrued and unpaid on deposits" (RC-O 1 minus RC-O 2 minus RC 13.a minus RC-G 1.a) equal zero, it appears that your institution may not have consolidated and therefore eliminated your deposits on the balance sheet or do not have items to consolidate for GAAP purposes.     Please review your reported data, and explain or revise as appropriate.


Msg1:
UNSEC OTH BORROWINGS (RC-O7A THROUGH O7D) MUST <= SUM OF (RC-M5B1A THROUGH M5B1D MINUS M10B)  $ & (!RCONG465! + !RCONG466! + !RCONG467! + !RCONG468!) &  is not <=  $ & (!RCONF060! + !RCONF061! + !RCONF062!  + !RCONF063!) - !RCONF065!

Msg2:
The sum of "Unsecured "Other borrowings"" (RC-O 7.a.  through 7.d.) of $ & (!RCONG465! + !RCONG466! + !RCONG467! + !RCONG468!) &  must be less than or equal to the sum of "Other borrowings" (RC-M 5.b.(1)(a) through 5.b.(1)(d)) minus the "Amount of "Other borrowings" that are secured" (RC-M 10.b.) of $ & ((!RCONF060! + !RCONF061! + !RCONF062!  + !RCONF063!) - !RCONF065!) & .  Please revise your reported data.


Msg1:
UNSEC OTH BORROWINGS <= 1YR (RC-O7A) SHLD BE <= RC-M5B2 $ & !RCONG465! &  is not <=  & !RCONB571!

Msg2:
Your bank reported "Unsecured "Other borrowings" with a remaining maturity of:  One year or less" (RC-O 7.a.) of $ & !RCONG465!  & . However, you did not report any "Other borrowings with a remaining maturity of: One year or less" (RC-M 5.b.(2)).  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUB NOTE & DEBENTURES (RC-O8A + O8B + O8C + O8D) MUST BE = (RC-19) &  &  $ & (!RCONG469! + !RCONG470! + !RCONG471! + !RCONG472!) &   is not =  & !RCON3200!

Msg2:
The sum of "Subordinated notes and debentures" (RC-O 8.a.  through 8.d.) of $ & (!RCONG469! + !RCONG470! + !RCONG471! + !RCONG472!) &  must be equal to the amount reported on the Balance Sheet (RC 19.) of $ & !RCON3200! & .  Please revise your reported data.


Msg1:
BROKERED RECIPROCAL DEP (RC-O 9) SHLD BE <= "TOTAL BROKERED DEP" (RC-E M1B)  &  & RC-O 9 =($ & !RCONG803! & ;   RC-E M.1.b = $ & !RCON2365!

Msg2:
Generally, the amount of "Brokered reciprocal deposits" (RC-O 9.) of $ & !RCONG803! &  should be less than or equal to "Total brokered deposits" (RC-E M.1.b.) of $ & !RCON2365! & .  Please review your reported data and explain, or revise as appropriate.


Msg1:
RC-O 9 SHOULD BE <= RC-O 9A &  & RC-O 9 EQUALS $ & !RCONG803! &; RC-O 9A EQUALS $ & !RCONL190!

Msg2:
The amount of $ & !RCONG803! & reported for "Brokered reciprocal deposits" (RC-O 9.), which is reported on an unconsolidated basis, should be less than or equal to the amount of $& !RCONL190! & reported for "Fully consolidated brokered reciprocal deposits" (RC-O 9.a.). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O 9A SHOULD BE <= RC-E M1B &  & RC-O 9A EQUALS $  & !RCONL190! &  ; RC-E M1B EQUALS $ & !RCON2365!

Msg2:
The amount reported for "Fully consolidated brokered reciprocal deposits" (RC-O 9.a) of $ & !RCONL190! & should be less than or equal to the amount reported for "Total brokered deposits" (RC-E M.1.b) of $ & !RCON2365! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M17D MUST BE <= RC-O M17A MINUS RC-O M17B &  &  $& !RCONL197! & IS NOT LESS THAN OR EQUAL TO $& (!RCONL194! - !RCONL195!)

Msg2:
Your bank`s "Estimated amount of uninsured deposits," (RC-O M17.d.) of & !RCONL197! &  must be less than or equal to "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance and FDIC regulations," (RC-O 17.a.), minus "Total allowable exclusions," (RC-O 17.b.). Please revise your reported data.


Msg1:
RC-O M2 SHOULD BE LESS THAN RC-O M17D &  & RC-O M2 = $ & !RCON5597! & ; RC-O M17D = $ & !RCONL197!

Msg2:
Your bank`s "Estimated amount of uninsured deposits (unconsolidated)," (RC-O M2) of $ & !RCON5597! &  should be less than the "Estimated amount of uninsured deposits (consolidated)," (RC-O M17.d.) of $ & !RCONL197! & . Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M16 SHOULD BE <= 95% OF RC-C M1A1 THRU M1F &  & RC-0 M16 = $& !RCONL189! &; RC-C MA1 THRU M1F = $ & !RCONK158! + !RCONK159! + !RCONF576! + !RCONK160! + !RCONK161! + !RCONK162! + !RCONK256! + !RCONK165!

Msg2:
The amount of $& !RCONL189! & reported for the "Portion of loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms and are guaranteed or insured by the U.S. government" (RC-O M16.) seems high compared to "Loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms" (sum of RC-C M.1.a.(1) through M.1.f.) of $  & !RCONK158! + !RCONK159! + !RCONF576! + !RCONK160! + !RCONK161! + !RCONK162! + !RCONK256! + !RCONK165! &and exceeds our tolerance of 95 percent. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M17A SHOULD BE WITHIN 100-110% OF THE SUM OF (RC-13A AND RC-G1A) &  & RC-O M17A = $ & !RCONL194! &  IS NOT WITHIN $ & (!RCON2200! + !RCON3645!) &  AND $ & ((!RCON2200!+!RCON3645!)* 1.10)

Msg2:
Generally, "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations" as reported in (RC-O M17.a) of $ & !RCONL194! &  should be within 100% to 110% of the sum of the bank`s total "Deposits held in domestic offices" (RC 13.a.) of $ & !RCON2200! &, and "Accrued interest payable" (RC-G 1.a.) of $ & !RCON3645! & . The amount you reported in (RC-O M17.a) falls outside our tolerance. Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M17B SHOULD BE LESS THAN TEN PERCENT OF RC-O M17A &  &  $ & !RCONL195! &  IS NOT LESS THAN $ & (!RCONL194! * 0.10)

Msg2:
Your banks "Total allowable exclusions" (RC-0 M.17.b.) of $  & !RCONL195! &  seems high when compared to "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations" (RC-O M.17.a) of $ & !RCONL194! & .  Please review your data, and explain or revise as appropriate.


Msg1:
RC-O M17C MUST BE <= RC-M 5B2 &  & RC-O M17C= $ & !RCONL196! &; RC-M 5B2 = $ & !RCONB571!

Msg2:
The amount of $ & !RCONL196! & reported for "Unsecured other borrowings with a remaining maturity of one year or less" (RC-O M17.c) must be less than or equal to the amount of $ & !RCONB571! & reported for "Other borrowings with a remaining maturity of one year or less" (RC-M 5.b.(2)). Please revise your reported data.


Msg1:
RC-O M17C MUST BE <= SUM OF (RC-M 5B1A THROUGH 5B1D) LESS RC-M 10B &  & RC-O M17C = $ & !RCONL196! &; (RC-M 5B1A THROUGH 5B1D) LESS RC-M 10B = $ & (!RCONF060! + !RCONF061! + !RCONF062! + !RCONF063! - !RCONF065!)

Msg2:
The amount reported for "Unsecured other borrowings with a remaining maturity of one year or less" (RC-O M17.c) must be less than or equal to total unsecured borrowings, which is derived by subtracting "Other borrowings that are secured" (RC-M 10.b.) from total "Other borrowings" (RC-M 5.b.(1)(a) through 5.b.(1)(d)). $ & !RCONL196! & is not less than or equal to $ & (!RCONF060! + !RCONF061! + !RCONF062! + !RCONF063! - !RCONF065!) &. Please revise your reported data.


Msg1:
PREF DEP (RC-E M1E) SHLD BE <= EST UNINSURED DEP (RC-O M2).  &  & RC-E M.1.e = $ & !RCON5590! &;   RC-O M.2 = $ & !RCON5597!

Msg2:
Preferred deposits (uninsured deposits of states and political subdivisions in the US which are secured and collateralized" (RC-E M.1.e) of $ &!RCON5590! & should be less than or equal to "Estimated amount of uninsured deposits including related interest accrued and unpaid" (RC-O M.2) of $ &!RCON5597! &.     Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M18A COL N SHOULD BE LESS THAN OR EQUAL TO RC-O M7A &  & RC-O M18A COL N = $ & !RCONM977! &; RC-O M7A = $ & !RCONN025!

Msg2:
The total amount of $& !RCONM977! & reported for "Nontraditional 1-4 family residential loans" (RC-O M.18.a, Column N) should be less than or equal to the amount of $ & !RCONN025! & reported for "Nontraditional 1-4 family residential loans" (RC-O M.7.a.). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18B COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 1C2A COL B MINUS RC-O M13C &  & RC-O M18B COL N = $ & CC:RCONM992!_P0 &; RC-C 1C2A COL B MINUS RC-O M13C = $ & CC:RCON5367!_P0 - !RCONN179!

Msg2:
The total amount of $& !RCONM992! & reported for "Closed-end loans secured by first liens  on 1-4 family residential properties" (RC-O M.18.b, Column N) should be less than or equal to the amount of $ & !RCON5367! & reported for "Closed-end loans secured by first liens on 1-4 family residential properties" (RC-C 1.c.(2)(a), Column B) less the portion guaranteed or insured by the U.S. government (RC-O M.13.c) of $ & !RCONN179! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18C COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 1C2B COL B &  & RC-O M18C COL N = $ & CC:RCONN008!_P0 &; RC-C 1C2B COL B = $ & CC:RCON5368!_P0

Msg2:
The total amount of $& !RCONN008! & reported for "Closed-end loans secured by junior liens  on 1-4 family residential properties" (RC-O M.18.c, Column N) should be less than or equal to the amount of $ & !RCON5368! & reported for "Closed-end loans secured by junior liens  on 1-4 family residential properties" (RC-C 1.c.(2)(b), Column B). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18D COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 1C1 COLUMN B &  & RC-O M18D COL N = $ & !RCONN023! &; RC-C 1C1 COL B= $ & !RCON1797!

Msg2:
"Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-O M18.d., Column N) of $ & (!RCONN023!) &  should be less than or equal to these loans as reported on Schedule RC-C (1.c.(1), Column B) of $ & !RCON1797! & .  Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18E COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 6A COL B MINUS RC-O M13F &  & RC-O M18E COL N = $ & !RCONN053! &; RC-C 6A COL B MINUS RC-O M13F = $ & !RCONB538! - !RCONN182!

Msg2:
The total amount of $& !RCONN053! & reported for "Credit cards" (RC-O M.18.e, Column N) should be less than or equal to the amount of $ & !RCONB538! & reported for "Credit cards" (RC-C 6.a., column B) minus the portion guaranteed or insured by the U.S. government (RC-O M.13.f.) of $ & !RCONN182! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18F COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 6C COL B &  & RC-O M18F COL N = $ & !RCONN068! &; RC-C 6C COL B = $ & !RCONK137!

Msg2:
The total amount of $& !RCONN068! & reported for "Automobile loans" (RC-O M.18.f, Column N) should be less than or equal to the amount of $ & !RCONK137! & reported for "Automobile loans" (RC-C 6.c., column B). Please review your reported data and revise or explain as appropriate.


Msg1:
SUM OF RC-O M18G AND M18H COL N SHOULD BE LESS THAN OR EQUAL TO SUM OF RC-C 6B AND 6D COL B &  & SUM OF RC-O M18G COL N AND M18H COL N = $ & CC:RCONN083!_P0 + !RCONN098! &; SUM OF RC-C 6B AND 6D COL B = $ & !RCONB539! + !RCONK207!

Msg2:
The sum of "Student loans" and "Other consumer loans and revolving credit plans other than credit cards (RC-O M18.g. and M18.h,column N) of $ & (!RCONN083! + !RCONN098!) &  should be less than or equal to the sum of RC-C, items 6.b. and 6.d., column B, which equals $ & !RCONB539! + !RCONK207! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18I COL N SHOULD BE LESS THAN OR EQUAL TO RC-C 10A COL A &  & RC-O M18I COL N = $ & !RCONN113! &; RC-C 10A COL A = $ & !RCONF162!

Msg2:
The total amount of $& !RCONN113! & reported for "Consumer leases" (RC-O M.18.i., Column N) should be less than or equal to the amount of $ & !RCONF162! & reported for "Consumer leases" (RC-C 10.a., column A). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M18A COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18A COL O =  & !RCONM978!

Msg2:
RC-O memorandum item 18.a., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18B COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18B COL O =  & !RCONM993!

Msg2:
RC-O memorandum item 18.b., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18C COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18C COL O =  & !RCONN009!

Msg2:
RC-O memorandum item 18.c., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18D COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18D COL O =  & !RCONN024!

Msg2:
RC-O memorandum item 18.d., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18E COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18E COL O =  & !RCONN054!

Msg2:
RC-O memorandum item 18.e., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18F COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18F COL O =  & !RCONN069!

Msg2:
RC-O memorandum item 18.f., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18G COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18G COL O =  & !RCONN084!

Msg2:
RC-O memorandum item 18.g., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18H COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18H COL O =  & !RCONN099!

Msg2:
RC-O memorandum item 18.h., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
RC-O M18I COL O MUST EQUAL 1, 2, OR 3 &  & RC-O M18I COL O =  & !RCONN114!

Msg2:
RC-O memorandum item 18.i., column O, must equal 1, 2, or 3. Please revise your reported data.


Msg1:
IF RC-O M18A COL N = 0 THEN RC-O M18A COL O MUST = 0 &  & RC-O M 18A COL O = & !RCONM978!

Msg2:
Your bank reported zero for "Nontraditional 1-4 family residential mortgage loans" (RC-O M.18.a., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.a., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18B COL N = 0 THEN RC-O M18B COL O MUST = 0 &  & RC-O M 18B COL O = & !RCONM993!

Msg2:
Your bank reported zero for "Closed-end loans secured by first liens on 1-4 family residential properties" (RC-O M.18.b., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.b., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18C COL N = 0 THEN RC-O M18C COL O MUST = 0 &  & RC-O M 18C COL O = & !RCONN009!

Msg2:
Your bank reported zero for "Closed-end loans secured by junior liens on 1-4 family residential properties" (RC-O M.18.c., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.c., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18D COL N = 0 THEN RC-O M18D COL O MUST = 0 &  & RC-O M 18D COL O = & !RCONN024!

Msg2:
Your bank reported zero for "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-O M.18.d., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.d., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18E COL N = 0 THEN RC-O M18E COL O MUST = 0 &  & RC-O M 18E COL O = & !RCONN054!

Msg2:
Your bank reported zero for "Credit cards" (RC-O M.18.e., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.e., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18F COL N = 0 THEN RC-O M18F COL O MUST = 0 &  & RC-O M 18F COL O = & !RCONN069!

Msg2:
Your bank reported zero for "Automobile loans" (RC-O M.18.f., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.f., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18G COL N = 0 THEN RC-O M18G COL O MUST = 0 &  & RC-O M 18G COL O = & !RCONN084!

Msg2:
Your bank reported zero for "Student loans" (RC-O M.18.g., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.g., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18H COL N = 0 THEN RC-O M18H COL O MUST = 0 &  & RC-O M 18H COL O = & !RCONN099!

Msg2:
Your bank reported zero for "Other consumer loans and revolving credit plans other than credit cards" (RC-O M.18.h., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.h., column O) must be zero. Please revise your reported data.


Msg1:
IF RC-O M18I COL N = 0 THEN RC-O M18I COL O MUST = 0 &  & RC-O M 18I COL O = & !RCONN114!

Msg2:
Your bank reported zero for "Consumer leases" (RC-O M.18.i., column N). Therefore, the number reported for the method used to determine the probability of default (RC-O M.18.i., column O) must be zero. Please revise your reported data.


Msg1:
SUM OF RC-M (5B1A THROUGH 5B1D) SHOULD BE EQUAL TO THE SUM OF RC-M10B PLUS RC-O (7A THROUGH 7D) &  & RC-M 5B1A THRU 5B1D = $ & !RCONF060! + !RCONF061! + !RCONF062! + !RCONF063! & ; RC-M 10B PLUS RC-O 7A THRU 7D = $ & !RCONF065! + !RCONG465! + !RCONG466! + !RCONG467! + !RCONG468!

Msg2:
The sum of "Other borrowed money" (RC-M.5.b.(1)(a) through (1)(d)) should be equal to the sum of "Secured other borrowed money" (RC-M.10.b.) plus "Unsecured other borrowings" (RC-O.7.a. through 7.d). Please review your reported data and revise or explain as appropriate.


Msg1:
SUM OF (RC-O M.18.A. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.A. COL N) &  & $& !RCONM964! + !RCONM965! + !RCONM966! + !RCONM967! + !RCONM968! + !RCONM969! + !RCONM970! + !RCONM971! + !RCONM972! + !RCONM973! + !RCONM974! + !RCONM975! + !RCONM976! & does not equal & !RCONM977! &; Difference = & ((!RCONM964! + !RCONM965! + !RCONM966! + !RCONM967! + !RCONM968! + !RCONM969! + !RCONM970! + !RCONM971! + !RCONM972! + !RCONM973! + !RCONM974! + !RCONM975! + !RCONM976!) - !RCONM977!)

Msg2:
The sum of the components of "Outstanding balance of nontraditional 1-4 family residential mortgage loans" (RC-O M.18.a. Columns A through M) of $& !RCONM964! + !RCONM965! + !RCONM966! + !RCONM967! + !RCONM968! + !RCONM969! + !RCONM970! + !RCONM971! + !RCONM972! + !RCONM973! + !RCONM974! + !RCONM975! + !RCONM976! & must equal the total (RC-O M.18.a. Column N) of $ & !RCONM977! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.B. COL A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.B. COL N) &  & $& !RCONM979! + !RCONM980! + !RCONM981! + !RCONM982! + !RCONM983! + !RCONM984! + !RCONM985! + !RCONM986! + !RCONM987! + !RCONM988! + !RCONM989! + !RCONM990! + !RCONM991! & does not equal $& !RCONM992! &;  Difference = $& ((!RCONM979! + !RCONM980! + !RCONM981! + !RCONM982! + !RCONM983! + !RCONM984! + !RCONM985! + !RCONM986! + !RCONM987! + !RCONM988! + !RCONM989! + !RCONM990! + !RCONM991!) - !RCONM992!)

Msg2:
The sum of the components of "Outstanding balance of closed-end loans secured by first liens of 1-4 family residential properties" (RC-O M.18.b. Columns A through M) of $& !RCONM979! + !RCONM980! + !RCONM981! + !RCONM982! + !RCONM983! + !RCONM984! + !RCONM985! + !RCONM986! + !RCONM987! + !RCONM988! + !RCONM989! + !RCONM990! + !RCONM991! & must equal the total (RC-O M.18.b. Column N) of $ & !RCONM992! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.C. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.C. COL N) &  & $& !RCONM994! + !RCONM995! + !RCONM996! + !RCONM997! + !RCONM998! + !RCONM999! + !RCONN001! + !RCONN002! + !RCONN003! + !RCONN004! + !RCONN005! + !RCONN006! + !RCONN007! & does not equal & !RCONN008! &; Difference = & ((!RCONM994! + !RCONM995! + !RCONM996! + !RCONM997! + !RCONM998! + !RCONM999! + !RCONN001! + !RCONN002! + !RCONN003! + !RCONN004! + !RCONN005! + !RCONN006! + !RCONN007!) - !RCONN008!)

Msg2:
The sum of the components of "Outstanding balance of closed-end loans secured by junior liens on 1-4 family residential properties" (RC-O M.18.c. Columns A through M) of $& !RCONM994! + !RCONM995! + !RCONM996! + !RCONM997! + !RCONM998! + !RCONM999! + !RCONN001! + !RCONN002! + !RCONN003! + !RCONN004! + !RCONN005! + !RCONN006! + !RCONN007! & must equal the total (RC-O M.18.c. Column N) of $& !RCONN008! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.D. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.D. COL N) &  & $& !RCONN010! + !RCONN011! + !RCONN012! + !RCONN013! + !RCONN014! + !RCONN015! + !RCONN016! + !RCONN017! + !RCONN018! + !RCONN019! + !RCONN020! + !RCONN021! + !RCONN022! & does not equal & !RCONN023! &; Difference = & ((!RCONN010! + !RCONN011! + !RCONN012! + !RCONN013! + !RCONN014! + !RCONN015! + !RCONN016! + !RCONN017! + !RCONN018! + !RCONN019! + !RCONN020! + !RCONN021! + !RCONN022!) - !RCONN023!)

Msg2:
The sum of the components of "Outstanding balance of revolving, open-end loans secured by first and junior liens on 1-4 family residential properties and extended under lines of credit"(RC-O M.18.d. Columns A through M) of $& !RCONN010! + !RCONN011! + !RCONN012! + !RCONN013! + !RCONN014! + !RCONN015! + !RCONN016! + !RCONN017! + !RCONN018! + !RCONN019! + !RCONN020! + !RCONN021! + !RCONN022! & must equal the total (RC-O  M.18.d. Column N) of $& !RCONN023! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.E. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.E. COL N) &  & $& !RCONN040! + !RCONN041! + !RCONN042! + !RCONN043! + !RCONN044! + !RCONN045! + !RCONN046! + !RCONN047! + !RCONN048! + !RCONN049! + !RCONN050! + !RCONN051! + !RCONN052! & does not equal & !RCONN053! &; Difference = & ((!RCONN040! + !RCONN041! + !RCONN042! + !RCONN043! + !RCONN044! + !RCONN045! + !RCONN046! + !RCONN047! + !RCONN048! + !RCONN049! + !RCONN050! + !RCONN051! + !RCONN052!) - !RCONN053!)

Msg2:
The sum of the components of "Outstanding balance of credit cards" (RC-O M.18.e. Columns A through M) of $& !RCONN040! + !RCONN041! + !RCONN042! + !RCONN043! + !RCONN044! + !RCONN045! + !RCONN046! + !RCONN047! + !RCONN048! + !RCONN049! + !RCONN050! + !RCONN051! + !RCONN052! & must equal the total (RC-O M.18.e. Column N) of $& !RCONN053! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.F. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.F. COL N) &  & $& !RCONN055! + !RCONN056! + !RCONN057! + !RCONN058! + !RCONN059! + !RCONN060! + !RCONN061! + !RCONN062! + !RCONN063! + !RCONN064! + !RCONN065! + !RCONN066! + !RCONN067! & does not equal & !RCONN068! &; Difference = & ((!RCONN055! + !RCONN056! + !RCONN057! + !RCONN058! + !RCONN059! + !RCONN060! + !RCONN061! + !RCONN062! + !RCONN063! + !RCONN064! + !RCONN065! + !RCONN066! + !RCONN067!) - !RCONN068!)

Msg2:
The sum of the components of "Outstanding balance of automobile loans" (RC-O M.18.f. Columns A through M) of $& !RCONN055! + !RCONN056! + !RCONN057! + !RCONN058! + !RCONN059! + !RCONN060! + !RCONN061! + !RCONN062! + !RCONN063! + !RCONN064! + !RCONN065! + !RCONN066! + !RCONN067! & must equal the total (RC-O M.18.f. Column N) of $& !RCONN068! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.G. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.G. COL N) &  & $& !RCONN070! + !RCONN071! + !RCONN072! + !RCONN073! + !RCONN074! + !RCONN075! + !RCONN076! + !RCONN077! + !RCONN078! + !RCONN079! + !RCONN080! + !RCONN081! + !RCONN082! & does not equal & !RCONN083! &; Difference = & ((!RCONN070! + !RCONN071! + !RCONN072! + !RCONN073! + !RCONN074! + !RCONN075! + !RCONN076! + !RCONN077! + !RCONN078! + !RCONN079! + !RCONN080! + !RCONN081! + !RCONN082!) - !RCONN083!)

Msg2:
The sum of the components of "Outstanding balance of student loans" (RC-O M.18.g. Columns A through M) of $& !RCONN070! + !RCONN071! + !RCONN072! + !RCONN073! + !RCONN074! + !RCONN075! + !RCONN076! + !RCONN077! + !RCONN078! + !RCONN079! + !RCONN080! + !RCONN081! + !RCONN082! & must equal the total (RC-O M.18.g. Column N) of $& !RCONN083! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.H. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.H. COL N) &  & $& !RCONN085! + !RCONN086! + !RCONN087! + !RCONN088! + !RCONN089! + !RCONN090! + !RCONN091! + !RCONN092! + !RCONN093! + !RCONN094! + !RCONN095! + !RCONN096! + !RCONN097! & does not equal & !RCONN098! &; Difference = & ((!RCONN085! + !RCONN086! + !RCONN087! + !RCONN088! + !RCONN089! + !RCONN090! + !RCONN091! + !RCONN092! + !RCONN093! + !RCONN094! + !RCONN095! + !RCONN096! + !RCONN097!) - !RCONN098!)

Msg2:
The sum of the components of "Outstanding balance of other consumer loans and revolving credit plans other than credit cards" (RC-O M.18.h. Columns A through M) of $& !RCONN085! + !RCONN086! + !RCONN087! + !RCONN088! + !RCONN089! + !RCONN090! + !RCONN091! + !RCONN092! + !RCONN093! + !RCONN094! + !RCONN095! + !RCONN096! + !RCONN097! & must equal the total (RC-O M.18.h. Column N) of $& !RCONN098! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.I. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.I. COL N) &  & $& !RCONN100! + !RCONN101! + !RCONN102! + !RCONN103! + !RCONN104! + !RCONN105! + !RCONN106! + !RCONN107! + !RCONN108! + !RCONN109! + !RCONN110! + !RCONN111! + !RCONN112! & does not equal & !RCONN113! &; Difference = & ((!RCONN100! + !RCONN101! + !RCONN102! + !RCONN103! + !RCONN104! + !RCONN105! + !RCONN106! + !RCONN107! + !RCONN108! + !RCONN109! + !RCONN110! + !RCONN111! + !RCONN112!) - !RCONN113!)

Msg2:
The sum of the components of "Outstanding balance of consumer leases" (RC-O M.18.i. Columns A through M) of $& !RCONN100! + !RCONN101! + !RCONN102! + !RCONN103! + !RCONN104! + !RCONN105! + !RCONN106! + !RCONN107! + !RCONN108! + !RCONN109! + !RCONN110! + !RCONN111! + !RCONN112! & must equal the total (RC-O M.18.i. Column N) of $& !RCONN113! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.J. COLS A THRU M) MUST EQUAL THE TOTAL (RC-O M.18.J. COL N) &  & $& !RCONN115! + !RCONN116! + !RCONN117! + !RCONN118! + !RCONN119! + !RCONN120! + !RCONN121! + !RCONN122! + !RCONN123! + !RCONN124! + !RCONN125! + !RCONN126! + !RCONN127! & does not equal & !RCONN128! &; Difference = & ((!RCONN115! + !RCONN116! + !RCONN117! + !RCONN118! + !RCONN119! + !RCONN120! + !RCONN121! + !RCONN122! + !RCONN123! + !RCONN124! + !RCONN125! + !RCONN126! + !RCONN127!) - !RCONN128!)

Msg2:
The sum of the components of total "Outstanding balance of 1-4 family ressidential mortgage loans, consumer loans, and consumer leases by two-year probability of default" (RC-O M.18.j. Columns A through M) of $& !RCONN115! + !RCONN116! + !RCONN117! + !RCONN118! + !RCONN119! + !RCONN120! + !RCONN121! + !RCONN122! + !RCONN123! + !RCONN124! + !RCONN125! + !RCONN126! + !RCONN127! & must equal the total (RC-O M.18.j. Column N) of $& !RCONN128! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL A) MUST EQUAL THE TOTAL (RC-O M.18.J. COL A) &  & $& !RCONM964! + !RCONM979! + !RCONM994! + !RCONN010! + !RCONN040! + !RCONN055! + !RCONN070! + !RCONN085! + !RCONN100! & does not equal $& !RCONN115! &; Difference = & ((!RCONM964! + !RCONM979! + !RCONM994! + !RCONN010! + !RCONN040! + !RCONN055! + !RCONN070! + !RCONN085! + !RCONN100!) - !RCONN115!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default of less than or equal to 1% (RC-O M.18.a. through M.18.i. Column A) of $& !RCONM964! + !RCONM979! + !RCONM994! + !RCONN010! + !RCONN040! + !RCONN055! + !RCONN070! + !RCONN085! + !RCONN100! & must equal the total (RC-O M.18.j. Column A) of $& !RCONN115! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL B) MUST EQUAL THE TOTAL (RC-O M.18.J. COL B) &  & $& !RCONM965! + !RCONM980! + !RCONM995! + !RCONN011! + !RCONN041! + !RCONN056!  + !RCONN071! + !RCONN086! + !RCONN101! & does not equal $& !RCONN116! &; Difference = & ((!RCONM965! + !RCONM980! + !RCONM995! + !RCONN011! + !RCONN041! + !RCONN056! + !RCONN071! + !RCONN086! + !RCONN101!) - !RCONN116!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 1.01% and 4% (RC-O M.18.a. through M.18.i. Column B) of $& !RCONM965! + !RCONM980! + !RCONM995! + !RCONN011! + !RCONN041! + !RCONN056! + !RCONN071! + !RCONN086! + !RCONN101! & must equal the total (RC-O M.18.j. Column B) of $& !RCONN116!&.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL C) MUST EQUAL THE TOTAL (RC-O M.18.J. COL C) &  & $& !RCONM966! + !RCONM981! + !RCONM996! + !RCONN012! + !RCONN042! + !RCONN057!  + !RCONN072! + !RCONN087! + !RCONN102! & does not equal $& !RCONN117! &; Difference = & ((!RCONM966! + !RCONM981! + !RCONM996! + !RCONN012! + !RCONN042! + !RCONN057! + !RCONN072! + !RCONN087! + !RCONN102!) - !RCONN117!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 4.01% and 7% (RC-O M.18.a. through M.18.i. Column C) of $& !RCONM966! + !RCONM981! + !RCONM996! + !RCONN012! + !RCONN042! + !RCONN057! + !RCONN072! + !RCONN087! + !RCONN102! & must equal the total (RC-O M.18.j. Column C) of $& !RCONN117! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL D) MUST EQUAL THE TOTAL (RC-O M.18.J. COL D) &  & $& !RCONM967! + !RCONM982! + !RCONM997! + !RCONN013! + !RCONN043! + !RCONN058!  + !RCONN073! + !RCONN088! + !RCONN103! & does not equal $& !RCONN118! &; Difference = & ((!RCONM967! + !RCONM982! + !RCONM997! + !RCONN013! + !RCONN043! + !RCONN058! + !RCONN073! + !RCONN088! + !RCONN103!) - !RCONN118!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 7.01% and 10% (RC-O M.18.a. through M.18.i. Column D) of $& !RCONM967! + !RCONM982! + !RCONM997! + !RCONN013! + !RCONN043! + !RCONN058! + !RCONN073! + !RCONN088! + !RCONN103! & must equal the total (RC-O M.18.j. Column D) of $& !RCONN118! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL E) MUST EQUAL THE TOTAL (RC-O M.18.J. COL E) &  & $& !RCONM968! + !RCONM983! + !RCONM998! + !RCONN014! + !RCONN044! + !RCONN059!  + !RCONN074! + !RCONN089! + !RCONN104! & does not equal $& !RCONN119! &; Difference = & ((!RCONM968! + !RCONM983! + !RCONM998! + !RCONN014! + !RCONN044! + !RCONN059! + !RCONN074! + !RCONN089! + !RCONN104!) - !RCONN119!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 10.01% and 14% (RC-O M.18.a. through M.18.i. Column E) of $& !RCONM968! + !RCONM983! + !RCONM998! + !RCONN014! + !RCONN044! + !RCONN059! + !RCONN074! + !RCONN089! + !RCONN104! & must equal the total (RC-O M.18.j. Column E) of $& !RCONN119! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL F) MUST EQUAL THE TOTAL (RC-O M.18.J. COL F) &  & $& !RCONM969! + !RCONM984! + !RCONM999! + !RCONN015! + !RCONN045! + !RCONN060! + !RCONN075! + !RCONN090! + !RCONN105! & does not equal $& !RCONN120! &; Difference = $& ((!RCONM969! + !RCONM984! + !RCONM999! + !RCONN015! + !RCONN045! + !RCONN060! + !RCONN075! + !RCONN090! + !RCONN105!) - !RCONN120!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 14.01% and 16% (RC-O  M.18.a. through M.18.i. Column F) of $& !RCONM969! + !RCONM984! + !RCONM999! + !RCONN015! + !RCONN045! + !RCONN060! + !RCONN075! + !RCONN090! + !RCONN105! & must equal the total (RC-O M.18.j. Column F) of $& !RCONN120! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL G) MUST EQUAL THE TOTAL (RC-O M.18.J. COL G) &  & $& !RCONM970! + !RCONM985! + !RCONN001! + !RCONN016! + !RCONN046! + !RCONN061! + !RCONN076! + !RCONN091! + !RCONN106! & does not equal $& !RCONN121! &; Difference = $& ((!RCONM970! + !RCONM985! + !RCONN001! + !RCONN016! + !RCONN046! + !RCONN061! + !RCONN076! + !RCONN091! + !RCONN106!) - !RCONN121!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 16.01% and 18% (RC-O M.18.a. through M.18.i. Column G) of $& !RCONM970! + !RCONM985! + !RCONN001! + !RCONN016! + !RCONN046! + !RCONN061! + !RCONN076! + !RCONN091! + !RCONN106! & must equal the total (RC-O M.18.j. Column G) of $& !RCONN121! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL H) MUST EQUAL THE TOTAL (RC-O M.18.J. COL H) &  & $& !RCONM971! + !RCONM986! + !RCONN002! + !RCONN017! + !RCONN047! + !RCONN062! + !RCONN077! + !RCONN092! + !RCONN107! & does not equal $& !RCONN122! &; Difference = $& ((!RCONM971! + !RCONM986! + !RCONN002! + !RCONN017! + !RCONN047! + !RCONN062! + !RCONN077! + !RCONN092! + !RCONN107!) - !RCONN122!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 18.01% and 20% (RC-O M.18.a. through M.18.i. Column H) of $& !RCONM971! + !RCONM986! + !RCONN002! + !RCONN017! + !RCONN047! + !RCONN062! + !RCONN077! + !RCONN092! + !RCONN107! & must equal the total (RC-O M.18.j. Column H) of $& !RCONN122! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL I) MUST EQUAL THE TOTAL (RC-O M.18.J. COL I) &  & $& !RCONM972! + !RCONM987! + !RCONN003! + !RCONN018! + !RCONN048! + !RCONN063! + !RCONN078! + !RCONN093! + !RCONN108! & does not equal $& !RCONN123! &; Difference = $& ((!RCONM972! + !RCONM987! + !RCONN003! + !RCONN018! + !RCONN048! + !RCONN063! + !RCONN078! + !RCONN093! + !RCONN108!) - !RCONN123!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 20.01% and 22% (RC-O M.18.a. through M.18.i. Column I) of $& !RCONM972! + !RCONM987! + !RCONN003! + !RCONN018! + !RCONN048! + !RCONN063! + !RCONN078! + !RCONN093! + !RCONN108! & must equal the total (RC-O M.18.j. Column I) of $& !RCONN123! &.  Please revise your reported date.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL J) MUST EQUAL THE TOTAL (RC-O M.18.J. COL J) &  & $& !RCONM973! + !RCONM988! + !RCONN004! + !RCONN019! + !RCONN049! + !RCONN064! + !RCONN079! + !RCONN094! + !RCONN109! & does not equal $& !RCONN124! &; Difference = $& ((!RCONM973! + !RCONM988! + !RCONN004! + !RCONN019! + !RCONN049! + !RCONN064! + !RCONN079! + !RCONN094! + !RCONN109!) - !RCONN124!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 22.01% and 26% (RC-O M.18.a. through M.18.i. Column J) of $& !RCONM973! + !RCONM988! + !RCONN004! + !RCONN019! + !RCONN049! + !RCONN064! + !RCONN079! + !RCONN094! + !RCONN109! & must equal the total (RC-O M.18.j. Column J) of $& !RCONN124! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL K) MUST EQUAL THE TOTAL (RC-O M.18.J. COL K) &  & $& !RCONM974! + !RCONM989! + !RCONN005! + !RCONN020! + !RCONN050! + !RCONN065! + !RCONN080! + !RCONN095! + !RCONN110! & does not equal $& !RCONN125! &;  Difference = $& ((!RCONM974! + !RCONM989! + !RCONN005! + !RCONN020! + !RCONN050! + !RCONN065! + !RCONN080! + !RCONN095! + !RCONN110!) - !RCONN125!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default between 26.01% and 30% (RC-O M.18.a. through M.18.i. Column K) of $& !RCONM974! + !RCONM989! + !RCONN005! + !RCONN020! + !RCONN050! + !RCONN065! + !RCONN080! + !RCONN095! + !RCONN110! & must equal the total (RC-O M.18.j. Column K) of $& !RCONN125! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL L) MUST EQUAL THE TOTAL (RC-O M.18.J. COL L) &  & $& !RCONM975! + !RCONM990! + !RCONN006! + !RCONN021! + !RCONN051! + !RCONN066! + !RCONN081! + !RCONN096! + !RCONN111! & does not equal $& !RCONN126! &; Difference = & ((!RCONM975! + !RCONM990! + !RCONN006! + !RCONN021! + !RCONN051! + !RCONN066! + !RCONN081! + !RCONN096! + !RCONN111!) - !RCONN126!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default greater than 30% (RC-O M.18.a. through M.18.i. Column L) of $& !RCONM975! + !RCONM990! + !RCONN006! + !RCONN021! + !RCONN051! + !RCONN066! + !RCONN081! + !RCONN096! + !RCONN111! & must equal the total (RC-O M.18.j. Column L) of $& !RCONN126! &.  Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL M) MUST EQUAL THE TOTAL (RC-O M.18.J. COL M) &  & $& !RCONM976! + !RCONM991! + !RCONN007! + !RCONN022! + !RCONN052! + !RCONN067! + !RCONN082! + !RCONN097! + !RCONN112! & does not equal $& !RCONN127! &; Difference = $& ((!RCONM976! + !RCONM991! + !RCONN007! + !RCONN022! + !RCONN052! + !RCONN067! + !RCONN082! + !RCONN097! + !RCONN112!) - !RCONN127!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" with a two-year probability of default that is unscoreable (RC-O M.18.a. through M.18.i. Column M) of $& !RCONM976! + !RCONM991! + !RCONN007! + !RCONN022! + !RCONN052! + !RCONN067! + !RCONN082! + !RCONN097! + !RCONN112! & must equal the total (RC-O M.18.j. Column M) of $& !RCONN127! &. Please revise your reported data.


Msg1:
SUM OF (RC-O M.18.A. THRU M.18.I. COL N) MUST EQUAL THE TOTAL (RC-O M.18.J. COL N) &  & $& !RCONM977! + !RCONM992! + !RCONN008! + !RCONN023! + !RCONN053! + !RCONN068! + !RCONN083! + !RCONN098! + !RCONN113! & does not equal $& !RCONN128! &; Difference = $& ((!RCONM977! + !RCONM992! + !RCONN008! + !RCONN023! + !RCONN053! + !RCONN068! + !RCONN083! + !RCONN098! + !RCONN113!) - !RCONN128!)

Msg2:
The sum of the components of "Outstanding balance of 1-4 family residential mortgage loans, consumer loans, and consumer leases" totals (RC-O M.18.a. through M.18.i. Column N) of $& !RCONM977! + !RCONM992! + !RCONN008! + !RCONN023! + !RCONN053! + !RCONN068! + !RCONN083! + !RCONN098! + !RCONN113! & must equal the total (RC-O M.18.j. Column N) of $& !RCONN128! &.  Please revise your reported data.


Msg2:
Your institution reported in RC-O M.18.a through M.18.i, Column O ("PDs were derived using") values of "2" for PDs derived using an internally developed mapping approach or "3" for PDs derived by using third party and internal mapping for one or more of your product types.   Please confirm in your explanation that you did use an internally developed mapping table consistent with FDIC regulation. If you did not use an internal developed mapping to derive your PDs, please review your reported data, and explain or revise as appropriate.


Msg1:
GUARANTEED LOANS BY THE US GOVT 30-89 DAY PAST DUE  (RC-N 11 COL A)  MUST <=  (RC-N 1A1 THRU N8, COL A).  &  & RC-N 11, Col A   $ & !RCONK036! &  is not <=  RC-N 1 thru 8, Col A  $ &(!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179! + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! +  !RCON5459! + !RCON1226!)

Msg2:
The sum of "Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11, Column A) of $ & !RCONK036!&  must be less than or equal to the sum of all loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 1.a.(1) through 8., Column A) of $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179! + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! + !RCON5459! + !RCON1226!) & .  Please revise your reported data.


Msg1:
GUARANTEED LOANS 30-89 DAY PAST DUE:(RC-N 11, COL A) MUST <= (RC-N 9 COL A).  &  & $ & !RCONK036!&  is not <= $ & !RCON1406!

Msg2:
"Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11., Column A) that are "Past due 30 through 89 days and still accruing" of $ & !RCONK036!&  must be less than or equal to the sum of all loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 9, Column A) of $ &!RCON1406!& . Please revise your reported data.


Msg1:
30-89 DAY PAST DUE: COVERED LNS AND LSE (RC-N 12, COL A) SHLD BE < TTL LNS and LSE(RC-N 9, COL A).   &  & RC-N 12, Col A = $ & !RCONK102! &; RC-N 9, Col A = $ & !RCON1406!

Msg2:
The "Portion of covered loans and leases protected by loss-sharing agreements with the FDIC"  that are "Past due 30 through 89 days and still accruing" (RC-N 12, Column A) of $ & !RCONK102! &  should be less than the sum of all loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 9, Column A) of $ &!RCON1406!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
PAST DUE 90 DAYS OR MORE: COVERED LNS AND LSE  (RC-N 12, COL B) SHLD BE < TTL LNS and LSE(RC-N 9, COL B).   &  & RC-N 12, Col B = $ & !RCONK103! &; RC-N 9, Col B = $ & !RCON1407!

Msg2:
The "Portion of covered loans and leases protected by loss-sharing agreements with the FDIC"  that are "Past due 90 days or more and still accruing" (RC-N 12, Column B) of $ & !RCONK103! &  should be less than the sum of all loans and leases that are "Past due 90 days or more and still accruing" (RC-N 9, Column B) of $ &!RCON1407!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
NONACCRUAL: COVERED LNS AND LSE  (RC-N 12, COL C) SHLD BE < TTL LNS and LSE(RC-N 9, COL C).   &  & RC-N 12, Col C = $ & !RCONK104! &; RC-N 9, Col C = $ & !RCON1403!

Msg2:
The "Portion of covered loans and leases protected by loss-sharing agreements with the FDIC"  that are "Nonaccrual" (RC-N 12, Column C) of $ & !RCONK104! &  should be less than the sum of all loans and leases that are "Nonaccrual" (RC-N 9, Column C) of $ &!RCON1403!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
GUARANTEED LOANS BY THE US GOVT 90+ DAYS PAST DUE  RC-N 11 COL B MUST <= (RC-N 1A1 THRU 8 COL B). &  & RC-N 11 Col B   $ & !RCONK037!&  is not <=  RC-N 1 thru 8, Col B  $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217!  + !RCON5460! + !RCON1227!)

Msg2:
The sum of "Loans and leases that are wholly or partially guaranteed by the U.S. Government"(RC-N 11., Column B) that are "Past due 90 or more days and still accruing"  of $ & !RCONK037!&  must be less than or equal to the sum of all loans and leases that are "Past due 90 or more days and still accruing" (RC-N 1.a.(1) through 8., Column B) of $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! +  !RCON5460! + !RCON1227!) & .  Please revise your reported data.


Msg1:
GUARANTEED  LOANS BY THE US GOVT IN NONACCRUAL (RC-N 11 COL C) MUST <= (RC-N1A1 THRU 8, COL C).  &  & RC-N 11, Col C $& !RCONK038! &  is not <=  RC-N 1 thru 8, Col C   $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!)

Msg2:
The sum of "Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11., Column C) that are in "Nonaccrual" status  of $ & !RCONK038!&  must be less than or equal to the sum of all loans and leases that are in "Nonaccrual" status (RC-N 1.a.(1) through 8, Column C) of $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!) & . Please revise your reported data.


Msg1:
IF RC-OM1A2 > 0, THEN RC-OM1A1 > 0  &  & RC-OM1A2 =  & !RCONF050! & ; RC-OM1A1 =  & !RCONF049!

Msg2:
Your bank reported  & !RCONF050! &  for the "Number of deposit accounts (excluding retirement accounts) of $250,000 or less" (RC-O M.1.a.(2)). Therefore, the amount reported in (RC-O M.1.a.(1)) for "Amount of deposit accounts (excluding retirement accounts) of $250,000 or less" should be greater than 0. Please revise your reported data.


Msg2:
The sum of the "Guaranteed portion of loans and leases" (RC-N 11.a., Column A) and the "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" (RC-N 11.b., Column A) that are "Past due 30 through 89 days and still accruing" of $ & !RCONK039! + !RCONK042! &  must be less than or equal to "Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11., Column A) of $ & !RCONK036! & . Please revise your reported data.


Msg1:
IF RC-OM1A1 PREV > 0, RC-OM1A1 CURR S/B > 0  &  &  PREV = $  & !PQ1RCONF049!

Msg2:
Last quarter, your bank reported an "Amount of deposit accounts (excluding retirement accounts) of $250,000 or less" (RC-O M.1.a.(1) of $ & !PQ1RCONF049! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the "Guaranteed portion of loans and leases" (RC-N 11.a., Column B) and the "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" (RC-N 11.b., Column B) that are "Past due 90 or more days and still accruing" of $ & !RCONK040! + !RCONK043! &  must be less than or equal to "Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11., Column B) of $ & !RCONK037! & . Please revise your reported data.


Msg1:
PREV(RC-OM1B1>OM1A1) & CURR(RC-OM1A1) >0, CURR(RC-OM1B1/OM1A1) S/B>80%  &  & RC-OM1B1 =  & !RCONF051! &  ; RC-OM1A1 =  & !RCONF049!

Msg2:
Last quarter, your bank reported an "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) of $ & !PQ1RCONF051! & , which was greater than the "Amount of deposit accounts (excluding retirement accounts) of $250,000 or less" (RC-O M.1.a.(1)) of $ & !PQ1RCONF049! & . However, this quarter the opposite is true, and the ratio of deposit accounts (excluding retirement accounts) of more than $250,000 to deposit accounts (excluding retirement accounts) of $250,000 or less, (RC-O M.1.b.(1)) divided by (RC-O M.1.a.(1)) is  & !RCONF051! / !RCONF049! * 100 & %, which falls below our tolerance of 80%. Please review your reported data, and explain or revise as appropriate.


Msg1:
PREV(RC-OM1D1>OM1C1) & CURR(RC-OM1C1) >0, CURR(RC-OM1D1/OM1C1) S/B>80% RC-OM1D1 = $ & !RCONF047! &  ; RC-OM1C1 = $ & !RCONF045!

Msg2:
Last quarter, your bank reported an "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) of $ & !PQ1RCONF047! & , which was greater than the "Amount of retirement deposit accounts of $250,000 or less" (RC-O M.1.c.(1)) of $ & !PQ1RCONF045! & . However, this quarter the opposite is true, and the ratio of retirement deposit accounts of more than $250,000 to retirement deposit accounts of $250,000 or less, (RC-O M.1.d.(1)) divided by (RC-O M.1.c.(1)) is  & !RCONF047! / !RCONF045! * 100 & %, which falls below our tolerance of 80%. Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-OM1B2) > 0, THEN (RC-OM1B1 / RC-OM1B2) SHOULD BE < $5 MIL  &  &  (RC-OM1B1) = $ & !RCONF051! & ;(RC-OM1B2) =  & !RCONF052! &  AVG DEP = $ & (!RCONF051! / !RCONF052!)

Msg2:
Your bank`s average account balance for deposit accounts (excluding retirement accounts) of more than $250,000 seems questionable. The average account balance is derived from dividing the "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) of $ & !RCONF051! &  by the "Number of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(2)) of  & !RCONF052! & . Your derived average balance is $ & (!RCONF051! / !RCONF052!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-OM1D2) > 0, THEN (RC-OM1D1 / RC-OM1D2) SHOULD BE >$250K AND <$1 MIL &  &  (RC-OM1D1) = $ & !RCONF047! &  ; (RC-OM1D2) =  & !RCONF048! & ;  AVG DEP = $ & (!RCONF047! / !RCONF048!)

Msg2:
Your bank`s average account balance for retirement deposit accounts of more than $250,000 seems questionable.  The average account balance is derived from dividing the "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) of $ & !RCONF047! &  by the "Number of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(2)) of  & !RCONF048! & .  Your derived average balance is $ & (!RCONF047! / !RCONF048!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
UNINSURED DEPOSITS (RC-OM2) SHLD NOT = (RC-OM1B1 MINUS (RC-OM1B2 * 250)) + (RC-OM1D1 MINUS (RC-OM1D2 * 250)) &  & Reported Amount =  & !RCON5597!

Msg2:
Some large balance deposit accounts such as time or brokered deposits can be partially or totally insured; therefore, your bank`s "Estimated amount of uninsured deposits" (RC-O M.2.) of $ & !RCON5597! &  should not equal the "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) $ & !RCONF051! &  minus the "Number of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(2)) multiplied by 250, of $ & (!RCONF052! * 250) &  plus the "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) $ & !RCONF047! &  minus the "Number of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(2)) multiplied by 250, of $ & (!RCONF048! * 250) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
DEPOSITS/DOM OFFICES(RC-13A) >0, UNINSURED DEP`S(RC-OM2) S/B< (RC-13A) & !RCON5597! &   is not < to  & !RCON2200!

Msg2:
The "Estimated amount of uninsured deposits" (RC-O M.2.) of $ & !RCON5597! &  should be less than your total "Deposits: In domestic offices" (RC 13.a.) of $ & !RCON2200! & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
The sum of the "Guaranteed portion of loans and leases" (RC-N 11.a., Column B) and the "Rebooked `GNMA Loans` that have been repurchased or are eligible for repurchase" (RC-N 11.b., Column C) that are in "Nonaccrual" status of $ & !RCONK041! + !RCONK044! &  must be less than or equal to "Loans and leases that are wholly or partially guaranteed by the U.S. Government" (RC-N 11., Column C) of $ & !RCONK038! & . Please revise your reported data.


Msg1:
IF (RC-OM1B1 + RC-OM1D1) > 0, THEN (RC-OM2) SHOULD NOT EQUAL (RC-OM1B1 + RC-OM1D1) &  & RC-OM2 = $ & !RCON5597! &  ; (RC-OM1B1 + RC-OM1D1) = $ & (!RCONF051! + !RCONF047!)

Msg2:
Large balance deposits can be partially or totally insured. Therefore, your bank`s "Estimated amount of uninsured deposits" (RC-O M.2.) of $ & !RCON5597! &  should generally not equal the "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) of $ & !RCONF051! &  plus the "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) of $ & !RCONF047! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF NUMBER OF DEPS (RC-OM1B2 + RC-OM1D2) > 0, UNINSUR DEPS (RC-OM2) SHLD NOT = (RC-OM1B2 + RC-OM1D2) &  & RC-OM2 =  & !RCON5597! &  ; (RC-OM1B2 + RC-OM1D2) =  & (!RCONF052! + !RCONF048!)

Msg2:
Your bank`s "Estimated amount of uninsured deposits in domestic offices of the bank and in insured branches in Puerto Rico and U.S. territories and possessions" (RC-O M.2.) of $ & !RCON5597! &  should not equal the "Number of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(2)) of  & !RCONF052! &  plus the "Number of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(2)) of  & !RCONF048! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RATIOS BET UNINS DEPS AND TOT DEPS (RC-OM2/13A, CUR-PREV) S/B W/IN 25%

Msg2:
Last quarter, your bank`s "Estimated amount of uninsured deposits in domestic offices of the bank and in insured branches in Puerto Rico and U.S. territories and possessions" (RC-O M.2.) of $ & !PQ1RCON5597! &  represented  & !PQ1RCON5597! / !PQ1RCON2200! * 100 & % of the total "Deposits: In domestic offices" (RC 13.a.) of $ & !PQ1RCON2200! & .  However, this quarter your uninsured deposits of $ & !RCON5597! &  represents  & (!RCON5597! / !RCON2200! * 100)  * 100 & % of total deposits of $ &  !RCON2200! & .  The difference between the current and prior quarter ratios is  & (!RCON5597! / !RCON2200! * 100) - (!PQ1RCON5597! / !PQ1RCON2200! * 100) & %, which exceeds our tolerance of 25%.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-OM2 CURR S/B = RC-OM2 PREV +/- $5 billion  &  &  CURR = $  & !RCON5597! &  ; PREV =  & !PQ1RCON5597! & ; Difference = $  & !RCON5597! - !PQ1RCON5597!

Msg2:
Last quarter, your bank reported "Estimated amount of uninsured deposits" (RC-O M.2.) of $  & !PQ1RCON5597! & .  This quarter, you reported $  & !RCON5597! & which exceeds our tolerance of +/- $5 billion of prior quarter`s balance.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-OM2 CURR S/B WITHIN 20% OF RC-OM2 PREV  &  &  CURR =  $  & !RCON5597! & ; PREV =  & !PQ1RCON5597! & ; CURR / PREV =  & !RCON5597! / !PQ1RCON5597! * 100 &  %

Msg2:
Last quarter, your bank reported "Estimated amount of uninsured deposits" (RC-O M.2.) of $  & !PQ1RCON5597! & . This quarter, you reported $ & !RCON5597! &  which exceeds our tolerance of 80% to 120% of prior quarter`s balance.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-OM3 (CURRENT) SHOULD EQUAL RC-OM3 (PREVIOUS) & !RCONA545! &   does not equal  & !PQ1RCONA545!

Msg2:
The "FDIC Certificate Number of the parent bank or parent savings association" (RC-O M.3.) should not change from the previous quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M3 SHOULD NOT EQUAL BANK CERTIFICATE NUMBER &  & RC-O M3 = & !RCONA545!

Msg2:
The certificate number reported for "FDIC Certificate Number of the parent bank or parent savings association" (RC-O M3) should not equal the certificate number of the reporting bank. Please revise your data.


Msg1:
If RCO M3 LEGAL TITLE REPORTED THEN CERT NUMBER SHOULD NOT EQUAL ZERO &  & RC-0 M3 FDIC CERT EQUALS & !RCONA545!

Msg2:
Your bank reported a legal title of a parent bank or savings association in RC-O, Memorandum item 3. Therefore, the FDIC certificate number reported in the same item should not equal zero. Please review your reported data and revise or explain as appropriate.


Msg1:
If RC-O M3 CERTIFICATE NUMBER EQUALS ZERO, RC-O M3 LEGAL TITLE SHOULD BE BLANK &  & RC-0 M3 FDIC CERT EQUALS & !RCONA545!

Msg2:
Your bank reported zero as an FDIC certificate number in RC-O, Memorandum item 3. Therefore, the legal title field should be blank. Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-O M3 LEGAL TITLE REPORTED THEN RC-O M3 CERT NO IS REQUIRED &  & NO TEMPLATE. SEE MESSAGE TEXT

Msg2:
Your bank reported the legal title of a parent bank or savings association in RC-O M.3., and should therefore report the associated FDIC certifcate number. Uninsured institutions should leave all of RC-O M.3 blank. Please review your reported data and revise or explain as appropriate.


Msg2:
"Loan modifications to borrowers experiencing financial difficulty" that are "Past due 30 through 89 days and still accruing" (RC-N M.1.(a) through M.1.(e) + M.1.(f), Column A) of $  & (!RCONK105! + !RCONK108! + !RCONF661! + !RCONK111! + !RCONK114! + !RCONK117! + !RCONK257! + !RCONK126!) &  must be less than or equal to all loans and leases that are "Past due 30 through 89 days and still accruing" (RC-N 1.a.(1) through 7, Column A) of $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179! + !RCONB834! + !RCON1606! + !RCONB575! +  !RCONK213! + !RCONK216! + !RCON5459!) & . Please revise your reported data.


Msg1:
RC-N M1B, COL A MUST BE <= SUM (RC-N 1C1 THRU 1C2B, COL A)  &  &  RC-NM1BA = $ & !RCONF661! & ; (RC-N1C1A thru N1C2BA) = $ & !RCON5398! + !RCONC236! + !RCONC238!

Msg2:
"Loans secured by 1-4 family residential properties" modified for borrowers experiencing financial difficulty that are "Past due 30 through 89 days and still accruing" (RC-N M.1.B., Column A) of $ & !RCONF661! &  must be less than or equal to "Loans secured by 1-4 family residential properties" (RC-N 1.c.(1) through 1.c.(2)(b), Column A) of $ & !RCON5398! + !RCONC236! + !RCONC238! & .  Please revise your reported data.


Msg1:
RC-N M1B, COL B MUST BE <= SUM (RC-N 1C1 THRU 1C2B, COL B).  &  &  RC-N M.1.b, Col B = $ & !RCONF662! & ; (RC-N 1.c.(1), Col B thru 1.c.(2)(b), Col B) = $ & !RCON5399! + !RCONC237! + !RCONC239!

Msg2:
"Loans secured by 1-4 family residential properties" modified for borrowers experiencing financial difficulty that are "Past due 90 days or more and still accruing" (RC-N M.1.b., Column B) of $ & !RCONF662! &  must be less than or equal to "Loans secured by 1-4 family residential properties" (RC-N 1.c.(1) through 1.c.(2)(b), Column B) of $ & !RCON5399! + !RCONC237! + !RCONC239! & .  Please revise your reported data.


Msg1:
RC-N M1B, COL C MUST BE <= SUM (RC-N 1C1 THRU 1C2B, COL C)  &  &  RC-N M1b, Col C = $ & !RCONF663! & ; (RC-N 1c1 thru 1c2b, Col C) = $ & !RCON5400! + !RCONC229! + !RCONC230!

Msg2:
"Loans secured by 1-4 family residential properties"  modified for borrowers experiencing financial difficulty that are in "Nonaccrual" status (RC-N M.1.b., Column C) of $ & !RCONF663! &  must be less than or equal to "Loans secured by 1-4 family residential properties" (RC-N 1.c.(1) through 1.c.(2)(b), Column C) of $ & !RCON5400! + !RCONC229! + !RCONC230! & .  Please revise your reported data.


Msg1:
PAST DUE 30-89 DAYS C&I LOANS (RC-N M1E1 + M1E2, COL A) MUST = (RC-N M1E, COL A) &  & $ & (!RCONK120! + !RCONK123!) &  does not equal $ & !RCONK257!

Msg2:
The sum of "Commercial and industrial loans" modified for borrowers experiencing financial difficulty that are "To U.S. addressees" and "To non-U.S. addressees" and are "Past due 30 through 89 days and still accruing" (RC-N M.1.e.(1) + M.1.e.(2), Column A) of $ & (!RCONK120! + !RCONK123!) &  must equal modified "Commercial and industrial loans" "Past due 30 through 89 days and still accruing" (RC-N M.1.e., Column A) of $ & !RCONK257! &  .  Please revise your reported data.


Msg1:
PAST DUE 90/+ DAYS C&I LOANS (RC-N M1E1 + M1E2, COL B) MUST = RC-N M1E, COL B &  & $ & (!RCONK121! + !RCONK124!) &  does not equal $ & !RCONK258!

Msg2:
The sum of "Commercial and industrial loans" modified for borrowers experiencing financial difficulty that are "To U.S. addressees" and "To non-U.S. addressees" and are "Past due 90 or more days and still accruing" (RC-N M.1.e.(1) + M.1.e.(2), Column B) of $ & (!RCONK121! + !RCONK124!) &  must equal modified "Commercial and industrial loans" "Past due 90 or more days and still accruing" (RC-N M.1.e., Column B) of $ & !RCONK258! &  .  Please revise your reported data.


Msg1:
NONACCRUAL C&I LOANS (RC-N M1E1 + M1E2, COL C) MUST = (RC-N M1E, COL C) &  & $ & (!RCONK122! + !RCONK125!) &  does not equal $ & !RCONK259!

Msg2:
The sum of "Commercial and industrial loans" modified for borrowers experiencing financial difficulty that are "To U.S. addressees" and "To non-U.S. addressees" and are in "Nonaccrual" status (RC-N M.1.e.(1) + M.1.e.(2), Column C) of $ & (!RCONK122! + !RCONK125!) &  must equal modified "Commercial and industrial loans" in "Nonaccrual" status (RC-N M.1.e., Column C) of $ & !RCONK259! &  .  Please revise your reported data.


Msg1:
SUM OF (RC-N M1A2, COLS A ,B,C) MUST BE <= SUM OF (RC-N1A2, COLS A ,B,C) &  &  $ & (!RCONK108! + !RCONK109! + !RCONK110!) &  IS NOT <= $ & (!RCONF173! + !RCONF175! + !RCONF177!)

Msg2:
The "Other construction loans and all land development and other land loans" that are "modified for borrowers experiencing financial difficulty" and are in past due and nonaccrual status (RC-N M.1.a.(2), Columns A, B, and C) of $ & (!RCONK108! + !RCONK109! + !RCONK110!) &  must be less than or equal to the sum of all "Other construction loans and all land development and other land loans" that are in past due and nonaccrual status (RC-N 1.a.(2), Columns A, B, and C) of $ & (!RCONF173! + !RCONF175! + !RCONF177!) & . Please revise your reported data.


Msg2:
"Loans secured by 1-4 family residential properties"  modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.b., Columns A, B, and C) of $ & (!RCONF661! + !RCONF662! + !RCONF663!) &  must be less than or equal to the sum of all "Loans secured by 1-4 family residential properties" that are in past due and nonaccrual status (RC-N 1.c.(1) + 1.c.(2)(a) + 1.c.(2)(b), Columns A, B, and C) of $ & (!RCON5398! + !RCON5399! + !RCON5400! + !RCONC236! + !RCONC237! + !RCONC229! + !RCONC238! + !RCONC239! + !RCONC230!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1C, COLS A,B,C) MUST BE <= SUM OF (RC-N 1D, COLS A,B,C) &  & $  & (!RCONK111! + !RCONK112! + !RCONK113!) &  IS NOT <= $  & (!RCON3499! + !RCON3500! + !RCON3501!)

Msg2:
"Loans secured by multifamily (5 or more) residential properties" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.c., Columns A, B, and C) of $ & (!RCONK111! + !RCONK112! + !RCONK113!) &  must be less than or equal to the sum of all "Loans secured by multifamily (5 or more) residential properties" are in past due and nonaccrual status (RC-N 1.d., Columns A, B, and C) of $ & (!RCON3499! + !RCON3500! + !RCON3501!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1D1, COLS A,B,C) MUST BE <= SUM OF (RC-N 1E1, COLS A,B,C) &  & $ & (!RCONK114! + !RCONK115! + !RCONK116!) &  is not <= $ & (!RCONF178! + !RCONF180! + !RCONF182!)

Msg2:
"Loans secured by owner-occupied nonfarm nonresidential properties" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.d.(1), Columns A, B, and C) of $ & (!RCONK114! + !RCONK115! + !RCONK116!) &  must be less than or equal to the sum of all "Loans secured by owner-occupied nonfarm nonresidential properties" that are in past due and nonaccrual status (RC-N 1.e.(1), Columns A, B, and C) of $ & (!RCONF178! + !RCONF180! + !RCONF182!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1D2, COLS A,B,C) MUST BE <= SUM OF (RC-N 1E2, COLS A,B,C) &  & $ & (!RCONK117! + !RCONK118! + !RCONK119!) &  is not <= $ & (!RCONF179! + !RCONF181! + !RCONF183!) &

Msg2:
"Loans secured by other nonfarm nonresidential properties" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.d.(2), Columns A, B, and C) of $ & (!RCONK117! + !RCONK118! + !RCONK119!) &  must be less than or equal to the sum of all "Loans secured by other nonfarm nonresidential properties" that are in past due and nonaccrual status (RC-N 1.e.(2), Columns A, B, and C) of $ & (!RCONF179! + !RCONF181! + !RCONF183!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1E, COLS A,B,C) MUST BE <= SUM OF (RC-N 4A + N4B + N4C) &  & $ & (!RCONK257! + !RCONK258! + !RCONK259!) &  is not <= $ & (!RCON1606! + !RCON1607! + !RCON1608!)

Msg2:
"Commercial and industrial loans" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.e., Columns A, B, and C) of $ & (!RCONK257! + !RCONK258! + !RCONK259!) &  must be less than or equal to the sum of all "Commercial and industrial loans" that are in past due and nonaccrual status (RC-N 4, Columns A, B, and C) of $ & (!RCON1606! + !RCON1607! + !RCON1608!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1E1 + M1E2, COLS A,B,C) MUST BE EQUAL TO SUM OF (RC-N M1E, COL A,B,C) &  & $ & (!RCONK120! + !RCONK121! + !RCONK122! + !RCONK123! + !RCONK124! + !RCONK125!) &  IS NOT EQUAL TO $ & (!RCONK257! + !RCONK258! + !RCONK259!)

Msg2:
The sum of "Commercial and industrial loans" modified for borrowers experiencing financial difficult that are "To U.S. addressees" and "To non-U.S. addressees" and are in past due and nonaccrual status (RC-N M.1.e.(1) and RC-N M.1.e.(2), Columns A, B, and C) of $ & (!RCONK120! + !RCONK121! + !RCONK122! + !RCONK123! + !RCONK124! + !RCONK125!) &  must equal modified "Commercial and industrial loans" that are in past due and nonaccrual status (RC-N M.1.e., Columns A, B, and C) of $ & (!RCONK257! + !RCONK258! + !RCONK259!) & . Please revise your reported data.


Msg1:
SUM OF (RC-N M1E2, COLS A,B,C) MUST BE <= SUM OF (RC-N M3C, COLS A,B,C) &  & $ & (!RCONK123! + !RCONK124! + !RCONK125!) &  is not <= $ & (!RCON1254! + !RCON1255! + !RCON1256!)

Msg2:
The "Commercial and industrial loans to non-U.S. addressees" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.e.(2), Columns A, B, and C) of $ & (!RCONK123! + !RCONK124! + !RCONK125!) &  must be less than or equal to the sum of all "Commercial and industrial loans to non-U.S. addressees" that are in past due and nonaccrual status (RC-N M.3.c., Columns A, B, and C) of $ & (!RCON1254! + !RCON1255! + !RCON1256!) & . Please revise your reported data.


Msg2:
The sum of "All other loans" modified for borrowers experiencing financial difficulty that are in past due and nonaccrual status (RC-N M.1.f., Column A, B, and C) of $ & !RCONK126! + !RCONK127! + !RCONK128! &  must be less than or equal to the sum of all other loans that are in past due and nonaccrual status (RC-N 1.b. + 2. + 5.a. + 5.b. + 5.c. + 7., Columns A, B, and C) of $ & !RCON3493! + !RCON3494! + !RCON3495! + !RCONB834! + !RCONB835! + !RCONB836! + !RCONB575! + !RCONB576! + !RCONB577! + !RCONK213! + !RCONK214! + !RCONK215! + !RCONK216! + !RCONK217! + !RCONK218! + !RCON5459! + !RCON5460! + !RCON5461! & . Please revise your reported data.


Msg1:
SUM RCN M1F1 THROUGH M1F5 COL A MUST BE LESS THAN OR EQUAL RCN M1F COL A. &  & SUM RC-N M.1.f.(1) THROUGH M.1.f.(5) COL A = $ & !RCONK130! + !RCONK274! + !RCONK277! + !RCONK280! + !RCONK138! &; RC-N M.1.f COL A = $ & !RCONK126!

Msg2:
The sum of the components of "All other loans" modified for borrowers experiencing financial difficulty that are "Past due 30 through 89 days and still accruing" (RC-N, M.1.f.(1) through M.1.f.(5), column A) of $ & !RCONK130! + !RCONK274! + !RCONK277! + !RCONK280! + !RCONK138! & must be less than or equal to the amount reported for modified "All other loans" that are "Past due 30 through 89 days and still accruing" (RC-N, M.1.f. Column A) of $ & !RCONK126! &. Please revise your reported data.


Msg1:
SUM RCN M1F1 THROUGH M1F5 COL B MUST BE LESS THAN OR EQUAL RCN M1F COL B. &  & SUM RC-N M.1.f.(1) THROUGH M.1.F.(5) COL B = $ & !RCONK131! + !RCONK275! + !RCONK278! + !RCONK281! + !RCONK139! &; RC-N M.1.f COL B = $ & !RCONK127!

Msg2:
The sum of the components of "All other loans" modified for borrowers experiencing financial difficulty that are  "Past due 90 days or more and still accruing" (RC-N, M.1.f.(1) through M.1.f.(5), column B) of $ & !RCONK131! + !RCONK275! + !RCONK278! + !RCONK281! + !RCONK139! & must be less than or equal to the amount reported for  modified "All other loans" that are "Past due 90 days or more and still accruing" (RC-N, M.1.f. Column B) of $ & !RCONK127! &. Please revise your reported data.


Msg1:
SUM RCN M1F1 THROUGH M1F5 COL C MUST BE LESS THAN OR EQUAL RCN M1F COL C. &  & SUM RC-N M.1.f.(1) THROUGH M.1.f.(5) COL C = $ & !RCONK132! + !RCONK276! + !RCONK279! + !RCONK282! + !RCONK140! &; RC-N M.1.f COL C = $ & !RCONK128!

Msg2:
The sum of the components of "All other loans" modified for borrowers experiencing financial difficulty that are in "Nonaccrual" (RC-N, M.1.f.(1) through M.1.f.(5), column C) of $ & !RCONK132! + !RCONK276! + !RCONK279! + !RCONK282! + !RCONK140! & must be less than or equal to the amount reported for modified "All other loans" that are in "Nonaccrual" (RC-N, M.1.F. Column C) of $ & !RCONK128! &. Please revise your reported data.


Msg2:
"Loan modifications to borrowers experiencing financial difficulty" that are "Past due 90 or more days and still accruing" (RC-N M.1.(a) through M.1.(e) + M.1.(f), Column B) of $  & (!RCONK106! + !RCONK109! + !RCONF662! + !RCONK112! + !RCONK115! + !RCONK118! + !RCONK258! + !RCONK127!) &  must be less than or equal to all loans and leases that are "Past due 90 or more days and still accruing" (RC-N 1.a.(1) through 7, Column B) of $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! + !RCON5460!)& . Please revise your reported data.


Msg2:
"Loan modifications to borrowers experiencing financial difficulty" that are in "Nonaccrual" status (RC-N M.1.(a) through M.1.(e) + M.1.(f), Column C) of $  & (!RCONK107! + !RCONK110! + !RCONF663! + !RCONK113! + !RCONK116! + !RCONK119! + !RCONK259! + !RCONK128!) &  must be less than or equal to all loans and leases that are in "Nonaccrual" status (RC-N 1.a.(1) through 7., Column C) of $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! +  !RCONK215! + !RCONK218! + !RCON5461!) & . Please revise your reported data.


Msg1:
AMOUNT OF COMMERCIAL R/E LOANS PAST DUE 30-89 DAYS (RC-NM2A) MUST BE <= (RC-N4A +N7A) & !RCON6558! &   is not <= to  & (!RCON1606! + !RCON5459!)

Msg2:
"Loans to finance commercial real estate" that are 30 through 89 days past due (RC-N M.2., Column A) of $ & !RCON6558! &  must be less than or equal to the sum of "Commercial and industrial loans" and "All other loans" that are 30 through 89 days past due (RC-N 4. + 7., Column A) of $ & (!RCON1606! + !RCON5459!) & .  Please revise your reported data.


exp1:
(03<>3) AND ((!RCONC752!)="FFIEC031" OR (!RCONC752!)="FFIEC041") AND ([EXNONEMPTY((!PQ1RCONHT81!))] OR [EXNONEMPTY((!PQ1RCONHT82!))] OR [EXNONEMPTY((!PQ1RCONFT04!))] OR [EXNONEMPTY((!PQ1RCONFT05!))] OR [EXNONEMPTY((!PQ1RIADHT85!))] OR [EXNONEMPTY((!PQ1RCONHT86!))] OR [EXNONEMPTY((!PQ1RCONL191!))] OR [EXNONEMPTY((!PQ1RCONL192!))] OR [EXNONEMPTY((!PQ1RCONM288!))])

exp2:
[EXNONEMPTY((!RCONHT81!))] AND [EXNONEMPTY((!RCONHT82!))] AND [EXNONEMPTY((!RCONFT04!))] AND [EXNONEMPTY((!RCONFT05!))] AND [EXNONEMPTY((!RIADHT85!))] AND [EXNONEMPTY((!RCONHT86!))] AND [EXNONEMPTY((!RCONL191!))] AND [EXNONEMPTY((!RCONL192!))] AND [EXNONEMPTY((!RCONM288!))]

Msg1:
IF PRIOR RC-P COMPLETED,  RC-P SHOULD BE COMPLETED IN ITS ENTIRETY THRU END OF CALENDAR YEAR.

Msg2:
Generally, once RC-P is completed, then your institution should continue to complete this schedule through the end of the calendar year.   Last quarter, your institution completed RC-P but this quarter you did not report RC-P in its entirety. One or more items are null, but all items should have a value and should not be skipped. Please review your reported data, and explain or revise as appropriate.


Msg1:
AMOUNT OF COMMERCIAL R/E LOANS PAST DUE GREATER THAN 90 DAYS (RC-NM2B) MUST BE <= (RC-N4B +N7B) & !RCON6559! &   is not <=  to  & (!RCON1607! + !RCON5460!)

Msg2:
"Loans to finance commercial real estate" that are 90 days or more past due (RC-N M.2., Column B) of $ & !RCON6559! &  must be less than or equal to the sum of "Commercial and industrial loans" and "All other loans" that are 90 days or more past due (RC-N 4. + 7., Column B) of $ & (!RCON1607! + !RCON5460!) & .  Please revise your reported data.


Msg1:
SUM OF RC-P7A + P7B MUST BE LESS THAN OR EQUAL TO RC-G4  &  & Sum = $ & !RCONL191! + !RCONL192! & ; RC-G4 = $ & !RCON2938!

Msg2:
The sum of "Representation and warranty reserves for 1-4 family residential mortgage loans sold" that are "For representations and warranties made to U.S. Government agencies and Government-spondsored agencies" and "For representations and warranties made to other parties" (RC-P 7.a. and 7.b.) of $ & (!RCONL191! + !RCONL192!) &  must be less than or equal to "All other liabilities" (RC-G 4.) of $ & !RCON2938! & .  Please revise your reported data.


Msg1:
SUM OF (RC-P7A + RC-P7B) MUST EQUAL TOTAL REPRESENTATION AND WARRANTY RESERVES (RC-P7C) &  & Sum =  & !RCONL191! + !RCONL192! &  ;  Reported =  & !RCONM288! &  ;  Difference =  & (!RCONL191! + !RCONL192!) - !RCONM288!

Msg2:
"Total representation and warranty reserves" (RC-P7C.) of $ & !RCONM288! &  must equal the sum of "For representations and warranties made to U.S Government agencies and Government-sponsored agencies" (RC-P7A.) plus "For representations warranties made to other parties" (RC- 7B.) of $ & (!RCONL191! + !RCONL192!) & .  Please revise your reported data.


Msg1:
RC-P 7C SHOULD BE LESS THAN OR EQUAL TO RC-G 4 &  & RC-P 7C = $ & !RCONM288! &; RC-G 4 = $ & !RCON2938!

Msg2:
The amount of $ & !RCONM288! & reported for "Total representation and warranty reserves" (RC-P, 7.c.) should be less than or equal than the amount of $ & !RCON2938! & reported for "All other liabilities" (RC-G, 4). Please review your data and revise or explain as appropriate.


Msg2:
The "1-4 family residential mortgage loans held for sale or trading at quarter-end" (RC-P 4 or on FFIEC051, SU 2.b) of $ & !RCONFT05! &  should be less than or equal to "Total revolving, open-ended loans secured by 1-4 family residential properties" (RC-C Part I, 1.c.(1)) of $ & !RCON1797! &  and "Closed-end loans secured by 1-4 family residential properties:  Secured by first liens and junior liens" .   (RC-C Part I, 1.c.(2)(a) and 1.c.(2)(b)) of $ & !RCON5367! + !RCON5368!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
If(RC-P 4 PREV > 0) AND (RC 4A CURR > 0) AND (RC-C 1C1 THRU 1C2B COL B > 0), THEN RC-P 4 CURR S/B > 0).  &  & RC-P 4 (Prev) = $ & !PQ1RCONFT05!&; RC-C 1.c.1 thru 1.c.2.(b) = $ & !RCON1797! + !RCON5367! + !RCON5368!

Msg2:
Last quarter, your bank reported "1-4 family residential mortgage loans held for sale or trading at quarter-end" secured by "Revolving, open-end loans, Closed-end First liens, and Closed-end Junior Liens" (RC-P 4) of $  & !PQ1RCONFT05! &  and this quarter you reported "Loans secured by 1-4 family residential properties" (RC-C 1.c.1 through 1.c.2.(b), Col B) of $& !RCON1797! + !RCON5367! + !RCON5368!&.  However, this quarter you reported none in RC-P 4.  Please review your reported data, and explain or revise as appropriate.


Msg1:
AMOUNT OF COMMERCIAL R/E LOANS NONACCRUAL(RC-NM2C) MUST BE <= (RC-N4C +N7C) & !RCON6560! &   is not <=  to  & (!RCON1608! + !RCON5461!)

Msg2:
"Loans to finance commercial real estate" that are in "Nonaccrual" status (RC-N M.2., Column C) of $ & !RCON6560! &  must be less than or equal to the sum of "Commercial and industrial loans" and "All other loans" that are in "Nonaccrual" status (RC-N 4. + 7., Column C) of $ & (!RCON1608! + !RCON5461!) & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q5B1, COLS C THRU E) MINUS RC-Q 5B1 COL B SHOULD EQUAL (RC-Q5B1, COL A)  &  &  $ & (!RCONF692! + !RCONF241! + !RCONF242! - !RCONF684!) &  DOES NOT = $ & !RCONF240!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Nontrading securities at fair value with changes in fair value reported in current earnings" (RC-Q 5.b.1, Columns C through E) of $ & (!RCONF692! + !RCONF241! + !RCONF242!) &  minus "Amount netted in determination of total fair value" of  & !RCONF684! &  & should equal  the "Total fair value reported on Schedule RC" (RC-Q 5.b.1, Column A) of $ & !RCONF240! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-Q8, COLS C THRU E) MINUS RC-Q8, COL B MUST EQUAL (RC-Q8, COL A)  $  & (!RCONF694! + !RCONF253! + !RCONF254! - !RCONF686!) &  DOES NOT = $  & !RCONF252!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Deposits " (RC-Q 8., Columns C through E) of $  & (!RCONF694! + !RCONF253! + !RCONF254!) &  minus the "Amount netted in determination of total fair value" (RC-Q 8, Column B) of  & !RCONF686! & must equal the "Total fair value reported on Schedule RC " (RC-Q 8., Column A) of $  & !RCONF252! & . Please revise your reported data.


Msg1:
RC-Q 5B1 COL A SHOULD BE <= RC-Q 5B COL A  $  & !RCONF240! &  IS NOT <= $  & !RCONG497!

Msg2:
The amount reported in "Total Fair Value" of "Nontrading securities at fair value with changes in fair value reported in current earnings" (RC-Q 5b(1), Column A) of $ & !RCONF240! & should be less than or equal to the amount reported in "Total Fair Value" of "Other trading assets" (RC-Q 5b. column A) of $ & !RCONG497! & . Please check your data and revise or explain as appropriate.


Msg1:
(RC-Q5B1 COL D) SHOULD BE <= (RC-Q5B COL D)  $  & !RCONF241!&  IS NOT <= $  & !RCONG500!

Msg2:
Generally,  "Level 2 Fair Value Measurement" of "Nontrading securities at fair value with changes in fair value reported in current earnings" (RC-Q 5.b.(1), Column D) of $ & !RCONF241! &  should be less than or equal to "Level 2 Fair Value Measurement" of "Other trading assets" (RC-Q 5.b., Column D) of $ & !RCONG500! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-Q5B1 COL E) SHOULD BE <= (RC-Q5B COL E)  $  & !RCONF242! &  IS NOT <= $  & !RCONG501!

Msg2:
Generally, "Level 3 Fair Value Measurement" of "Nontrading securities at fair value with changes in fair value reported in current earnings" (RC-Q 5.b.(1), Column E) of $  & !RCONF242! &  should be less than or equal to "Level 3 Fair Value Measurement" of "Other trading assets" (RC-Q 5.b., Column E) of $  & !RCONG501! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-Q6A) MUST EQUAL SUM OF (RC-Q6C THRU Q6E MINUS Q6B)  RC-Q6 Column A = $  & !RCONG391! & ; Sum of (RC-Q6 Columns C thru E minus B) = $  & !RCONG395! + !RCONG396! + !RCONG804! - !RCONG392!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "All other assets" (RC-Q 6., Columns C through E) of $  & !RCONG395! + !RCONG396! + !RCONG804! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 6., Column B) of  & !RCONG392! &  must equal the "Total fair value reported on Schedule RC" (RC-Q 6., Column A) of $  & !RCONG391! & . Please revise your reported data.


Msg1:
RC-Q8A SHOULD BE LESS THAN OR EQUAL TO RC-13A  $ & !RCONF252! & IS NOT LESS THAN OR EQUAL TO $ & !RCON2200!

Msg2:
The amount reported in RC-Q 8 column A, "Deposits, " should generally be less than or equal to RC 13A, "Deposits: In domestic offices."  Please review your data and revise or explain as appropriate.


Msg1:
SUM OF (RC-QM2AC THRU QM2AE MINUS QM2AB) MUST EQUAL (RC-QM2AA)  Sum of (RC-QM2a Columns C thru E minus B) = $  & (!RCONF697! + !RCONF262! + !RCONF263! - !RCONF689!) & ,  RC-QM2a Column A = $  & !RCONF261!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Loan commitments" (RC-Q M.2.a., Columns C through E) of $  & (!RCONF697! + !RCONF262! + !RCONF263!) &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.a., Column B) of  & !RCONF689! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.a., Column A) of $  & !RCONF261! & . Please revise your reported data.


Msg1:
RC-Q MEMO ITEMS 1A THRU 2F, COL B SHOULD BE >= 0

Msg2:
The amounts reported in RC-Q Memoranda items, column B should be greater than or equal to zero.  Please review your data and revise or explain as appropriate.


Msg1:
SUM OF (RC-QM1AC THRU QM1AE MINUS QM1AB) MUST EQUAL (RC-QM1AA)  Sum of (RC-QM1a Columns C thru E minus B) = $  & (!RCONG538! + !RCONG539! + !RCONG540! - !RCONG537!) & ,  RC-QM1a Column A = $  & !RCONG536!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Mortgage servicing Rights" (RC-Q M.1.a., Columns C through E) of $  & (!RCONG538! + !RCONG539! + !RCONG540!) &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.a., Column B) of  & !RCONG537! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.a., Column A) of $  & !RCONG536! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1BC THRU QM1BE MINUS QM1BB) MUST EQUAL (RC-QM1BA)  Sum of (RC-QM1b Columns C thru E minus B) = $  & !RCONG543! + !RCONG544! + !RCONG545! - !RCONG542! & ,  RC-QM1b Column A = $  & !RCONG541!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Nontrading derivative assets" (RC-Q M.1.b., Columns C through E) of $  & (!RCONG543! + !RCONG544! + !RCONG545!) &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.b., Column B) of  & !RCONG542! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.b., Column A) of $  & !RCONG541! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1CC THRU QM1CE MINUS QM1CB) MUST EQUAL (RC-QM1CA)  &  &  Sum of (RC-QM1c Columns C thru E minus B) = $  & (!RCONG548! + !RCONG549! + !RCONG550! - !RCONG547!) & ,  RC-QM1c Column A = $  & !RCONG546!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "First itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.c., Columns C through E) of $  & !RCONG548! + !RCONG549! + !RCONG550! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.c., Column B) of  & !RCONG547! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.c., Column A) of $  & !RCONG546! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1DC THRU QM1DE MINUS QM1DB) MUST EQUAL (RC-QM1DA)  &  &  Sum of (RC-QM1d Columns C thru E minus B) = $  & (!RCONG553! + !RCONG554! + !RCONG555! - !RCONG552!) & ,  RC-QM1d Column A = $  & !RCONG551!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Second itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.d., Columns C through E) of $  & !RCONG553! + !RCONG554! + !RCONG555! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.d., Column B) of  & !RCONG552! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.d., Column A) of $  & !RCONG551! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1EC THRU QM1EE MINUS QM1EB) MUST EQUAL (RC-QM1EA)  &  &  Sum of (RC-QM1e Columns C thru E minus B) = $  & (!RCONG558! + !RCONG559! + !RCONG560! - !RCONG557!) & ,  RC-QM1e Column A = $  & !RCONG556!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Third itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.e., Columns C through E) of $  & !RCONG558! + !RCONG559! + !RCONG560! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.e., Column B) of  & !RCONG557! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.e., Column A) of $  & !RCONG556! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1FC THRU QM1FE MINUS QM1FB) MUST EQUAL (RC-QM1FA)  &  &  Sum of (RC-QM1f Columns C thru E minus B) = $  & (!RCONG563! + !RCONG564! + !RCONG565! - !RCONG562!) & ,  RC-QM1f Column A = $  & !RCONG561!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Fourth itemized amount that exceeds $100,000 and 25% of All Other Assets measured at fair value on a recurring basis (RC-Q 6.)" (RC-Q M.1.f., Columns C through E) of $  & !RCONG563! + !RCONG564! + !RCONG565! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.1.f., Column B) of  & !RCONG562! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.1.f., Column A) of $  & !RCONG561! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2BC THRU QM2BE MINUS QM2BB) MUST EQUAL (RC-QM2BA)  Sum of (RC-QM2b Columns C thru E minus B) = $  & (!RCONG568! + !RCONG569! + !RCONG570! - !RCONG567!) & ,  RC-QM2b Column A = $  & !RCONG566!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Nontrading derivative liabilities" (RC-Q M.2.b., Columns C through E) of $  & !RCONG568! + !RCONG569! + !RCONG570! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.b., Column B) of  & !RCONG567! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.b., Column A) of $  & !RCONG566! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2CC THRU QM2CE MINUS QM2CB) MUST EQUAL (RC-QM2CA)  &  &  Sum of (RC-QM2c Columns C thru E minus B) = $  & (!RCONG573! + !RCONG574! + !RCONG575! - !RCONG572!) & ,  RC-QM2c Column A = $  & !RCONG571!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "First itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.c., Columns C through E) of $  & !RCONG573! + !RCONG574! + !RCONG575! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.c., Column B) of  & !RCONG572! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.c., Column A) of $  & !RCONG571! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2DC THRU QM2DE MINUS QM2DB) MUST EQUAL (RC-QM2DA)  &  &  Sum of (RC-QM2d Columns C thru E minus B) = $  & (!RCONG578! + !RCONG579! + !RCONG580! - !RCONG577!) & ,  RC-QM2d Column A = $  & !RCONG576!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Second itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.d., Columns C through E) of $  & !RCONG578! + !RCONG579! + !RCONG580! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.d., Column B) of  & !RCONG577! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.d., Column A) of $  & !RCONG576! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2EC THRU QM2EE MINUS QM2EB) MUST EQUAL (RC-QM2EA)  &  &  Sum of (RC-QM2e Columns C thru E minus B) = $  & (!RCONG583! + !RCONG584! + !RCONG585! - !RCONG582!) & ,  RC-QM2e Column A = $  & !RCONG581!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Third itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.e., Columns C through E) of $  & !RCONG583! + !RCONG584! + !RCONG585! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.e., Column B) of  & !RCONG582! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.e., Column A) of $  & !RCONG581! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2FC THRU QM2FE MINUS QM2FB) MUST EQUAL (RC-QM2FA)  &  &  Sum of (RC-QM2f Columns C thru E minus B) = $  & (!RCONG588! + !RCONG589! + !RCONG590! - !RCONG587!) & ,  RC-QM2f Column A = $  & !RCONG586!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Fourth itemized amount that exceeds $100,000 and 25% of All Other Liabilities measured at fair value on a recurring basis (RC-Q 13.)" (RC-Q M.2.f., Columns C through E) of $  & !RCONG588! + !RCONG589! + !RCONG590! &  minus the "Amounts netted in determination of total fair value" (RC-Q M.2.f., Column B) of  & !RCONG587! & must equal the "Total fair value reported on Schedule RC" (RC-Q M.2.f., Column A) of $  & !RCONG586! & . Please revise your reported data.


Msg1:
SUM OF (RC-Q14, COLS C THRU E) MINUS RC-Q14, COL B MUST EQUAL (RC-Q14, COL A)  $  & (!RCONG533! + !RCONG534! + !RCONG535! - !RCONG532!) &  DOES NOT = $  & !RCONG531!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Total liabilities measured at fair value on a recurring basis" (RC-Q 14., Columns C through E) of $  & !RCONG533! + !RCONG534! + !RCONG535! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 14., Column B) of  & !RCONG532! & must equal the "Total fair value reported on Schedule RC-Q" (RC-Q 14., Column A) of $  & !RCONG531! & . Please revise your reported data.


Msg1:
RC-Q10BA SHOULD BE LESS THAN OR EQUAL TO SUM (RC-D13A + D13B)  $ & !RCONG516! & IS NOT LESS THAN OR EQUAL TO $ & !RCON3546! + !RCONF624!

Msg2:
In general, the "Total fair value reported on schedule RC-Q" for "Other trading liabilities" (RC-Q 10.b., Column A) of $ & !RCONG516! &  should be less than or equal to sum of "Liabilities for short position" and "Other trading liabilites" (RC-D 13.a. + 13.b.) of $ &  !RCON3546! + !RCONF624! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-Q10AA + Q10BA) MUST BE LESS THAN OR EQUAL TO (RC-15)  $ & !RCON3547! + !RCONG516! & is not less than or equal to $ & !RCON3548!

Msg2:
The "Total fair value reported on schedule RC-Q" for "Total trading liabilities" (RC-Q 10.a. + 10.b., Column A) of $ & !RCON3547! + !RCONG516!  &  must be less than or equal to the amount reported on the balance sheet (RC 15.) of $ & !RCON3548! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q8A THROUGH Q13A) MUST EQUAL (RC-Q14A)  &  &   Sum = $  & (!RCONF252! + !RCON3547! + !RCONG516! + !RCONG805!) & ;  RC-Q14A = $ & !RCONG531!

Msg2:
The sum of the components of "Total fair value reported on Schedule RC-Q - Total liabilities measured at fair value on a recurring basis" (RC-Q 8. through 13., Column A) of $ & (!RCONF252!+ !RCON3547! + !RCONG516! +  !RCONG805!) & must be less than or equal to the total amount reported in (RC-Q 14., Column A) of $ & !RCONG531! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q8B THROUGH Q13B) MUST EQUAL (RC-Q14B)  &  & Sum = $  & (!RCONF686!+ !RCONG512! + !RCONG517!+ !RCONG806!) & ;  RC-Q14B = $ & !RCONG532!

Msg2:
The sum of the components of "Amounts netted in the determination of total fair value - Total liabilities measured at fair value on a recurring basis" (RC-Q 8. through 13., Column B) of $ & (!RCONF686! + !RCONG512! + !RCONG517! + !RCONG806!) & must be less than or equal to the total amount reported in (RC-Q 14., Column B) of $ & !RCONG532! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q8C THROUGH Q13C) MUST EQUAL (RC-Q14C)  &  & Sum = $  & (!RCONF694! + !RCONG513! + !RCONG518! + !RCONG807!) & ;  RC-Q14C = $ & !RCONG533!

Msg2:
The sum of the components of "Level 1 fair value measurements - Total liabilities measured at fair value on a recurring basis" (RC-Q 8. through 13., Column C) of $ & (!RCONF694! + !RCONG513! + !RCONG518! + !RCONG807!) & must be less than or equal to the total amount reported in (RC-Q 14., Column C) of $ & !RCONG533! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q8D THROUGH Q13D) MUST EQUAL (RC-Q14D)  &  & Sum = $  & (!RCONF253!  + !RCONG514! + !RCONG519! + !RCONG808!) & ;  RC-Q14D = $ & !RCONG534!

Msg2:
The sum of the components of "Level 2 fair value measurements - Total liabilities measured at fair value on a recurring basis" (RC-Q 8. through 13., Column D) of $ & (!RCONF253! + !RCONG514! + !RCONG519! + !RCONG808!) & must be less than or equal to the total amount reported in (RC-Q 14., Column D) of $ & !RCONG534! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q8E THROUGH Q13E) MUST EQUAL (RC-Q14E)  &  & Sum = $  & (!RCONF254! + !RCONG515! + !RCONG520! + !RCONG809!) & ;  RC-Q14E = $ & !RCONG535!

Msg2:
The sum of the components of "Level 3 fair value measurements - Total liabilities measured at fair value on a recurring basis" (RC-Q 8. through 13., Column E) of $ & (!RCONF254! + !RCONG515! + !RCONG520!  + !RCONG809!) & must be less than or equal to the total amount reported in (RC-Q 14., Column E) of $ & !RCONG535! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q10a, COLS C THRU E) MINUS RC-Q10a, COL B MUST EQUAL (RC-Q10a, COL A)  $  & (!RCONG513! + !RCONG514! + !RCONG515! - !RCONG512!) &  DOES NOT = $  & !RCON3547!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Derivative liabilities" (RC-Q 10.a., Columns C through E) of $  & !RCONG513! + !RCONG514! + !RCONG515! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 10.a., Column B) of  & !RCONG512! & must equal the "Total fair value reported on Schedule RC-Q" (RC-Q 10.a., Column A) of $  & !RCON3547! & . Please revise your reported data.


Msg1:
SUM OF (RC-Q10b, COLS C THRU E) MINUS RC-Q10b, COL B MUST EQUAL (RC-Q10b, COL A)  $  & (!RCONG518! + !RCONG519! + !RCONG520! - !RCONG517!) &  DOES NOT = $  & !RCONG516!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Other trading liabilities" (RC-Q 10.b., Columns C through E) of $  & !RCONG518! + !RCONG519! + !RCONG520! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 10.b., Column B) of  & !RCONG517! & must equal the "Total fair value reported on Schedule RC-Q" (RC-Q 10.b., Column A) of $  & !RCONG516! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1AA THRU QM1FA) MUST BE <= RC-Q6A    Sum = $ & (!RCONG536! + !RCONG541! + !RCONG546! + !RCONG551! + !RCONG556! + !RCONG561!) &  ,  RC-Q6A = $  & !RCONG391!

Msg2:
The sum of the itemized components of "Total fair value reported on Schedule RC - All other assets" (RC-Q M.1.a. through M.1.f., Column A) of $ & (!RCONG536! + !RCONG541! + !RCONG546! + !RCONG551! + !RCONG556! + !RCONG561!) & must be less than or equal to the total amount reported in (RC-Q 6., Column A) of $ & !RCONG391! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1AB THRU QM1FB) MUST BE <= RC-Q6B  &  &   Sum = $ & (!RCONG537! + !RCONG542! + !RCONG547! + !RCONG552! + !RCONG557! + !RCONG562!) &  ,  RC-Q6B = $  & !RCONG392!

Msg2:
The sum of the itemized components of "Amounts netted in the determination of total fair value - All other assets" (RC-Q M.1.a. through M.1.f., Column B) of $ & (!RCONG537! + !RCONG542! + !RCONG547! + !RCONG552! + !RCONG557! + !RCONG562!) &  must be less than or equal to the total amount reported in (RC-Q 6., Column B) of $ & !RCONG392! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1AC THRU QM1FC) MUST BE <= RC-Q6C   Sum = $  & (!RCONG538! + !RCONG543! + !RCONG548! + !RCONG553! + !RCONG558! + !RCONG563!) & , RC-Q6C = $  & !RCONG395!

Msg2:
The sum of the itemized components of "Level 1 fair value measurements - All other assets" (RC-Q M.1.a. through M.1.f., Column C) of $ & (!RCONG538! + !RCONG543! + !RCONG548! + !RCONG553! + !RCONG558! + !RCONG563!) &  must be less than or equal to the total amount reported in (RC-Q 6., Column C) of $ & !RCONG395! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1AD THRU QM1FD) MUST BE <= RC-Q6D   Sum = $  & (!RCONG539! + !RCONG544! + !RCONG549! + !RCONG554! + !RCONG559! + !RCONG564!) & , RC-Q6D = $  & !RCONG396!

Msg2:
The sum of the itemized components of "Level 2 fair value measurements - All other assets" (RC-Q M.1.a. through M.1.f., Column D) of $ & (!RCONG539! + !RCONG544! + !RCONG549! + !RCONG554! + !RCONG559! + !RCONG564!) &  must be less than or equal to the total amount reported in (RC-Q 6., Column D) of $ & !RCONG396! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM1AE THRU QM1FE) MUST BE <= RC-Q6E   Sum = $  & (!RCONG540! + !RCONG545! + !RCONG550! + !RCONG555! + !RCONG560! + !RCONG565!) & , RC-Q6E = $  & !RCONG804!

Msg2:
The sum of the itemized components of "Level 2 fair value measurements - All other assets" (RC-Q M.1.a. through M.1.f., Column E) of $ & (!RCONG540! + !RCONG545! + !RCONG550! + !RCONG555! + !RCONG560! + !RCONG565!) &  must be less than or equal to the total amount reported in (RC-Q 6., Column E) of $ & !RCONG804! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2AA THRU QM2FA) MUST BE <= RC-Q13A   Sum = $ & (!RCONF261! + !RCONG566! + !RCONG571! + !RCONG576! + !RCONG581! + !RCONG586!) & ,  RC-Q13A = $  & !RCONG805!

Msg2:
The sum of the itemized components of "Total fair value reported on Schedule RC - All other liabilities" (RC-Q M.2.a. through M.2.f., Column A) of $ & (!RCONF261! + !RCONG566! + !RCONG571! + !RCONG576! + !RCONG581! + !RCONG586!) & must be less than or equal to the total amount reported in (RC-Q 13., Column A) of $ & !RCONG805! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2AB THRU QM2FB) MUST BE <= RC-Q13B   Sum = $ & (!RCONF689! + !RCONG567! + !RCONG572! + !RCONG577! + !RCONG582! + !RCONG587!) & ,  RC-Q13B = $  & !RCONG806!

Msg2:
The sum of the itemized components of "Amounts netted in the determination of total fair value - All other liabilities" (RC-Q M.2.a. through M.2.f., Column B) of $ & (!RCONF689! + !RCONG567! + !RCONG572! + !RCONG577! + !RCONG582! + !RCONG587!) & must be less than or equal to the total amount reported in (RC-Q 13., Column B) of $ & !RCONG806! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2AC THRU QM2FC) MUST BE <= RC-Q13C   Sum = $ & (!RCONF697! + !RCONG568! + !RCONG573! + !RCONG578! + !RCONG583! + !RCONG588!) & ,  RC-Q13C = $  & !RCONG807!

Msg2:
The sum of the itemized components of "Level 1 fair value measurements - All other liabilities" (RC-Q M.2.a. through M.2.f., Column C) of $ & (!RCONF697! + !RCONG568! + !RCONG573! + !RCONG578! + !RCONG583! + !RCONG588!) & must be less than or equal to the total amount reported in (RC-Q 13., Column C) of $ & !RCONG807! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2AD THRU QM2FD) MUST BE <= RC-Q13D   Sum = $ & (!RCONF262! + !RCONG569! + !RCONG574! + !RCONG579! + !RCONG584! + !RCONG589!) & ,  RC-Q13D = $  & !RCONG808!

Msg2:
The sum of the itemized components of "Level 2 fair value measurements - All other liabilities" (RC-Q M.2.a. through M.2.f., Column D) of $ & (!RCONF262! + !RCONG569! + !RCONG574! + !RCONG579! + !RCONG584! + !RCONG589!) & must be less than or equal to the total amount reported in (RC-Q 13., Column D) of $ & !RCONG808! & . Please revise your reported data.


Msg1:
SUM OF (RC-QM2AE THRU QM2FE) MUST BE <= RC-Q13E   Sum = $ & (!RCONF263! + !RCONG570! + !RCONG575! + !RCONG580! + !RCONG585! + !RCONG590!) & ,  RC-Q13E = $  & !RCONG809!

Msg2:
The sum of the itemized components of "Level 3 fair value measurements - All other liabilities" (RC-Q M.2.a. through M.2.f., Column E) of $ & (!RCONF263! + !RCONG570! + !RCONG575! + !RCONG580! + !RCONG585! + !RCONG590!) & must be less than or equal to the total amount reported in (RC-Q 13., Column E) of $ & !RCONG809! & . Please revise your reported data.


Msg1:
RC-QM1AA MUST BE <= RC-M2A   RC-QM1aA = $ & !RCONG536! & , RC-M2a = $ & !RCON3164!

Msg2:
The "Total fair value reported on schedule RC" for "Mortgage servicing rights" (RC-Q M.1.a., Column A) of $ & !RCONG536! &  must be less than or equal to "Mortgage servicing rights" (RC-M 2.a.) of $ & !RCON3164! & .  Please revise.


Msg1:
RC-QM1BA MUST BE <= RC-F6C    RC-QM1bA = $ & !RCONG541! & , RC-F4c = $ & !RCONC010!

Msg2:
The "Total fair value reported on schedule RC" for "Nontrading derivative assets" (RC-Q M.1.b., Column A) of $ & !RCONG541! &  must be less than or equal to the amount of "Derivatives with a positive fair value held for purposes other than trading" (RC-F 6.c.) of $ & !RCONC010! &.  Please revise.


Msg1:
RC-QM2BA MUST BE <= RC-G4D   &  &   RC-QM2bA = $ & !RCONG566! & , RC-G4d = $ & !RCONC012!

Msg2:
The "Total fair value reported on schedule RC" for "Nontrading derivative liabilities" (RC-Q M.2.b., Column A) of $ & !RCONG566! &  must be less than or equal to the amount of "Derivatives with a negative fair value held for purposes other than trading" (RC-G 4.d.) of $ & !RCONC012! &.  Please revise.


Msg1:
RC-Q 1 Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  &  &  Col A =  & !RCONJA36! & ; Sum =  & !RCONG475! + !RCONG476! + !RCONG477! - !RCONG474!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes" (RC-Q 1., Columns C through E) of $  & !RCONG475! + !RCONG476! + !RCONG477! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 1., Column B) of  & !RCONG474! & must equal the "Total fair value reported on Schedule RC" (RC-Q 1., Column A) of $  & !RCONJA36! & . Please revise your reported data.


Msg1:
RC-Q 3 Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  Col A =  & !RCONG483! & ; Sum =  & !RCONG485! + !RCONG486! + !RCONG487! - !RCONG484!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Loans and leases held for sale" (RC-Q 3., Columns C through E) of $  & !RCONG485! + !RCONG486! + !RCONG487! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 3., Column B) of  & !RCONG484! & must equal the "Total fair value reported on Schedule RC" (RC-Q 3., Column A) of $  & !RCONG483! & . Please revise your reported data.


Msg1:
RC-Q 4 Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  Col A =  & !RCONG488! & ; Sum =  & !RCONG490! + !RCONG491! + !RCONG492! - !RCONG489!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Loans and leases held for investment" (RC-Q 4., Columns C through E) of $  & !RCONG490! + !RCONG491! + !RCONG492! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 4., Column B) of  & !RCONG489! & must equal the "Total fair value reported on Schedule RC" (RC-Q 4., Column A) of $  & !RCONG488! & . Please revise your reported data.


Msg1:
RC-Q 5A Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  Col A =  & !RCON3543! & ; Sum =  & !RCONG494! + !RCONG495! + !RCONG496! - !RCONG493!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Derivative assets" (RC-Q 5.a., Columns C through E) of $  & !RCONG494! + !RCONG495! + !RCONG496! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 5.a., Column B) of  & !RCONG493! &  must equal the "Total fair value reported on Schedule RC" (RC-Q 5.a., Column A) of $  & !RCON3543! & . Please revise your reported data.


Msg1:
RC-Q 5B Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  Col A =  & !RCONG497! & ; Sum =  & !RCONG499! + !RCONG500! + !RCONG501! - !RCONG498!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Other trading assets" (RC-Q 5.b., Columns C through E) of $  &  !RCONG499! + !RCONG500! + !RCONG501! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 5.b., Column B) of  & !RCONG498! & must equal the "Total fair value reported on Schedule RC" (RC-Q 5.b., Column A) of $  & !RCONG497! & . Please revise your reported data.


Msg1:
RC-Q 7 Col A MUST EQUAL RC-Q Col C + Col D + Col E - Col B  Col A =  & !RCONG502! & ; Sum =  & !RCONG504! + !RCONG505! + !RCONG506! - !RCONG503!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "Total assets measured at fair value on a recurring basis" (RC-Q 7., Columns C through E) of $  & !RCONG504! + !RCONG505! + !RCONG506! &  minus the "Amounts netted in the determination of total fair value" (RC-Q 7., Column B) of  & !RCONG503!  & must equal the "Total fair value reported on Schedule RC" (RC-Q 7., Column A) of $  & !RCONG502! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-Q1A THROUGH Q5BA + Q6A) MUST EQUAL (RC-Q7A)  &  &  Sum = $  & (!RCONJA36! + !RCONG483! + !RCONG488! + !RCON3543! + !RCONG497! + !RCONG391!) & ;  RC-Q7A = $ & !RCONG502!

Msg2:
The sum of the components of "Total fair value reported on Schedule RC - Total assets measured at fair value on a recurring basis" (RC-Q 1. through 5.b. and 6., Column A) of $ & (!RCONJA36! + !RCONG483! + !RCONG488! + !RCON3543! + !RCONG497! + !RCONG391!) & must equal the total amount reported in (RC-Q 7., Column A) of $ & !RCONG502! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q1B THROUGH Q5BB + Q6B) MUST EQUAL (RC-Q7B)  &  &  Sum = $  & (!RCONG474!  + !RCONG484! + !RCONG489! + !RCONG493! + !RCONG498! + !RCONG392!) & ;  RC-Q7B = $ & !RCONG503!

Msg2:
The sum of the components of "Amounts netted in the determination of total fair value - Total assets measured at fair value on a recurring basis" (RC-Q 1. through 5.b. and 6., Column B) of $ & (!RCONG474! + !RCONG484! + !RCONG489! + !RCONG493! + !RCONG498! + !RCONG392!) & must equal the total amount reported in (RC-Q 7., Column B) of $ & !RCONG503! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q1C THROUGH Q5BC + Q6C) MUST EQUAL (RC-Q7C)  &  & Sum = $  & (!RCONG475! + !RCONG485! + !RCONG490! + !RCONG494! + !RCONG499! + !RCONG395!) & ;  RC-Q7C = $ & !RCONG504!

Msg2:
The sum of the components of "Level 1 fair value measurements - Total assets measured at fair value on a recurring basis" (RC-Q 1. through 5.b. and 6., Column C) of $ & (!RCONG475! + !RCONG485! + !RCONG490! + !RCONG494! + !RCONG499! + !RCONG395!) & must equal the total amount reported in (RC-Q 7., Column C) of $ & !RCONG504! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q1D THROUGH Q5BD + Q6D) MUST EQUAL (RC-Q7D)  &  & Sum = $  & (!RCONG476!  + !RCONG486! + !RCONG491! + !RCONG495! + !RCONG500! + !RCONG396!) & ;  RC-Q7D = $ & !RCONG505!

Msg2:
The sum of the components of "Level 2 fair value measurements - Total assets measured at fair value on a recurring basis" (RC-Q 1. through 5.b. and 6., Column D) of $ & (!RCONG476! + !RCONG486! + !RCONG491! + !RCONG495! + !RCONG500! + !RCONG396!) & must equal the total amount reported in (RC-Q 7., Column D) of $ & !RCONG505! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q1E THROUGH Q5BE + Q6E) MUST EQUAL (RC-Q7E)  &  & Sum = $  & (!RCONG477! + !RCONG487! + !RCONG492! + !RCONG496! + !RCONG501! + !RCONG804!) & ;  RC-Q7E = $ & !RCONG506!

Msg2:
The sum of the components of "Level 3 fair value measurements - Total assets measured at fair value on a recurring basis" (RC-Q 1. through 5.b. and 6., Column E) of $ & (!RCONG477! + !RCONG487! + !RCONG492! + !RCONG496! + !RCONG501! + !RCONG804!) & must equal the total amount reported in (RC-Q 7., Column E) of $ & !RCONG506! & .  Please revise your reported data.


Msg1:
(RC-Q3A) MUST BE LESS THAN OR EQUAL TO (RC-4A)   RC-Q3A = $ & !RCONG483! & ,  (RC-4a) = $ & !RCON5369!

Msg2:
The "Total fair value reported on schedule RC" for "Loans and leases held for sale" (RC-Q 3., Column A) of $ & !RCONG483! &  must be less than or equal to the amount reported on the balance sheet (RC 4.a.) of $ & !RCON5369! & .  Please revise your reported data.


Msg1:
(RC-Q4A) MUST BE LESS THAN OR EQUAL TO (RC-4B)  &  &   RC-Q4A = $ & !RCONG488! & ,  (RC-4b) = $ & !RCONB528!

Msg2:
The "Total fair value reported on schedule RC" for "Loans and leases held for investment" (RC-Q 4., Column A) of $ & !RCONG488! &  must be less than or equal to the amount reported on the balance sheet (RC 4.b.) of $ & !RCONB528! & .  Please revise your reported data.


Msg1:
SUM OF (RC-Q13, COLS C THRU E) MINUS RC-Q13, COL B MUST EQUAL (RC-Q13, COL A)  $  & (!RCONG807! + !RCONG808! + !RCONG809! - !RCONG806!) &  DOES NOT = $  & !RCONG805!

Msg2:
The sum of "Level 1", "Level 2" and "Level 3" fair value measurements for "All other liabilities" (RC-Q 13., Columns C through E) of $  & !RCONG807! + !RCONG808! + !RCONG809! &  minus the "Amounts netted in determination of total fair value" (RC-Q 12., Column B) of  & !RCONG806! & must equal the "Total fair value reported on Schedule RC-Q" (RC-Q 13., Column A) of $  & !RCONG805! & . Please revise your reported data.


Msg1:
IF (RC-Q6A) > $500K, SUM OF (RC-QM1AA THRU QM1FA) S/B LESS THAN OR EQUAL TO (RC-Q6A) AND GREATER > 0 SUM = $ & (!RCONG536! + !RCONG541! + !RCONG546! + !RCONG551! + !RCONG556! + !RCONG561!) &,  RC-Q6A = $ & !RCONG391!

Msg2:
Generally, the sum of the itemized components of "Total fair value reported on Schedule RC - All other assets" (RC-Q M.1.a. through M.1.f., Column A) of $ & (!RCONG536! + !RCONG541! + !RCONG546! + !RCONG551! + !RCONG556! + !RCONG561!) & is expected to be greater than zero and less than or equal to the total amount reported in (RC-Q 6., Column A) of $ & !RCONG391! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF (RC-Q13A) > $500K, SUM OF (RC-QM2AA THRU QM2FA) S/B LESS THAN OR EQUAL TO (RC-Q13A) AND GREATER THAN 0 SUM = $ & (!RCONF261! + !RCONG566! + !RCONG571! + !RCONG576! + !RCONG581! + !RCONG586!) &,  RC-Q13A = $ & !RCONG805!

Msg2:
Generally, the sum of the itemized components of "Total fair value reported on Schedule RC - All other liabilities" (RC-Q M.2.a. through M.2.f., Column A) of $ & (!RCONF261! + !RCONG566! + !RCONG571! + !RCONG576! + !RCONG581! + !RCONG586!) & is expected to be greater than zero and less than or equal to the total amount reported in (RC-Q 13., Column A) of $ & !RCONG805! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-Q 1 Col A MUST EQUAL RC 2B + 2C.  &  & RC-Q 1 Col A =  & !RCONJA36! & ; RC 2.b + 2.c =  & !RCON1773! + !RCONJA22!

Msg2:
"Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes" (RC-Q 1, Column A) of $ & !RCONJA36!& must equal the sum of "Available-for-sale debt securities" and "Equity securities with readily determinable fair values not held for trading" (RC 2.b + 2.c)  of $ & !RCON1773! + !RCONJA22! & .  Please revise your reported data.


Msg1:
COMMERCIAL R/E LOANS:  (RC-NM2A +NM2B +NM2C) MUST BE <= (RC-CM3) & (!RCON6558! + !RCON6559! + !RCON6560!) &   is not <= to  & !RCON2746!

Msg2:
The sum of "Loans to finance commercial real estate, construction and land development activities" that are "Past due" or in "Nonaccrual" status (RC-N M.2., Columns A, B, and C) of $ & (!RCON6558! + !RCON6559! + !RCON6560!) &  must be less than or equal to the related balance reported in the loan schedule (RC-C Part I, M.3.) of $ & !RCON2746! & .  Please revise your reported data.


Msg1:
R/E LOAN TO NON-US ADDRESSEE (RC-NM3AA) MUST BE <= (RC-N1A1A THRU N1E2A)  RC-NM3AA = $ & !RCON1248! &  IS NOT <= $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179!)

Msg2:
"Loans secured by real estate to non-U.S. addressees (domicile)" that are 30 through 89 days past due (RC-N M.3.a., Column A) of $ & !RCON1248! &  must be less than or equal to the sum of "Loans secured by real estate" that are 30 through 89 days past due (RC-N 1.a.(1) through 1.e.(2), Column A) of $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179!) & .  Please revise your reported data.


Msg1:
R/E LOAN TO NON-US ADDRESSEE (RC-NM3AB) MUST BE <= (RC-N1A1B THRU N1E2B)  RC-NM3AB  & !RCON1249! &  IS NOT <= & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181!)

Msg2:
"Loans secured by real estate to non-U.S. addressees (domicile)" that are 90 days or more past due (RC-N M.3.a., Column B) of $ & !RCON1249! &  must be less than or equal to the sum of "Loans secured by real estate" that are 90 days or more past due (RC-N 1.a.(1) through 1.e.(2), Column B) of $ & !RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! & .  Please revise your reported data.


Msg1:
R/E LOAN TO NON-US ADDRESSEE (RC-NM3AC) MUST BE <= (RC-N1A1C THRU N1E2C)    RC-NM3AC:  & !RCON1250! &  IS NOT <=  & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183!)

Msg2:
"Loans secured by real estate to non-U.S. addressees (domicile)" that are in "Nonaccrual" status (RC-N M.3.a., Column C) of $ & !RCON1250! &  must be less than or equal to the sum of all "Loans secured by real estate" that are in "Nonaccrual" status (RC-N 1.a.(1) through 1.e.(2), Column C) of $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183!) & .  Please revise your reported data.


Msg1:
SUM OF (RC-NM3AA + NM3AB + NM3AC) MUST BE <= (RC-CM5)  SUM OF (RC-NM3AA + NM3AB + NM3AC)  & !RCON1248! + !RCON1249! + !RCON1250! &  MUST BE <= (RC-CM5)  & !RCONB837!

Msg2:
The sum of "Loans secured by real estate to non-U.S. addressees (domicile)" that are "Past due" or in "Nonaccrual" status (RC-N M.3.a., Columns A, B, and C) of $ & (!RCON1248! + !RCON1249! + !RCON1250!) &  must be less than or equal to "Loans secured by real estate to non-U.S. addressees (domicile)" (RC-C Part I, M.5.) of $ & !RCONB837! & .  Please revise your reported data.


Msg1:
LOANS TO FOREIGN BANKS (RC-NM3BA) MUST BE <= (RC-N2A) & !RCON5380! &   is not <=  to  & !RCONB834!

Msg2:
"Loans to and acceptances of foreign banks" that are "Past due 30-89 days or more and still accruing" (RC-N M.3.b., Column A) of $ & !RCON5380! &  must be less than or equal to "Loans to depository institutions and acceptances of other banks" that are "Past due 30-89 days and still accruing" (RC-N 2., Column A) of $ & !RCONB834! & .  Please revise your reported data.


Msg1:
LOANS TO FOREIGN BANKS (RC-NM3BB) MUST BE <= (RC-N2B) & !RCON5381! &   is not <=  to  & !RCONB835!

Msg2:
"Loans to and acceptances of foreign banks" that are "Past due 90 days or more and still accruing" (RC-N M.3.b., Column B) of $ & !RCON5381! &  must be less than or equal to "Loans to depository institutions and acceptances of other banks" that are "Past due 90 days or more and still accruing" (RC-N 2., Column B) of $ & !RCONB835! & .  Please revise your reported data.


Msg1:
LOANS TO FOREIGN BANKS (RC-NM3BC) MUST BE <= (RC-N2C) & !RCON5382! &   is not <= to  & !RCONB836!

Msg2:
"Loans to and acceptances of foreign banks" that are in "Nonaccrual" status (RC-N M.3.b., Column C) of $ & !RCON5382! &  must be less than or equal to "Loans to depository institutions and acceptances of other banks" that are in "Nonaccrual" status (RC-N 2., Column C) of $ & !RCONB836! & .  Please revise your reported data.


Msg1:
C&I LOANS TO NON-US ADDRESSEE (RC-NM3CA) MUST BE <= (RC-N4A) & !RCON1254! &   is not <=  to  & !RCON1606!

Msg2:
"Commercial and industrial loans to non-U.S. addressees (domicile)" that are "Past due 30 through 89 days and still accruing" (RC-N M.3.c., Column A) of $ & !RCON1254! &  must be less than or equal to "Commercial and industrial loans" that are "Past due 30 through 89 days and still accruing" (RC-N 4., Column A) of $ & !RCON1606! & .  Please revise your reported data.


Msg1:
C&I LOANS TO NON-US ADDRESSEE (RC-NM3CB) MUST BE <= (RC-N4B) & !RCON1255! &   is not <=  to  & !RCON1607!

Msg2:
"Commercial and industrial loans to non-U.S. addressees (domicile)" that are "Past due 90 days or more and still accruing" (RC-N M.3.c., Column B) of $ & !RCON1255! &  must be less than or equal to "Commercial and industrial loans" that are "Past due 90 days or more and still accruing" (RC-N 4., Column B) of $ & !RCON1607! & .  Please revise your reported data.


Msg1:
C&I LOANS TO NON-US ADDRESSEE (RC-NM3CC) MUST BE <= (RC-N4C) & !RCON1256! &   is not <=  to  & !RCON1608!

Msg2:
"Commercial and industrial loans to non-U.S. addressees (domicile)" that are in "Nonaccrual" status (RC-N M.3.c., Column C) of $ & !RCON1256! &  must be less than or equal to "Commercial and industrial loans" that are in "Nonaccrual" status (RC-N 4., Column C) of $ & !RCON1608! & .  Please revise your reported data.


Msg1:
(RC-NM3DA) MUST BE <= (RC-N8A) & !RCONF166! &  is not <= to  & !RCON1226!

Msg2:
"Leases to individuals for household, family, and other personal expenditures" that are "Past due 30 through 89 days and still accruing" (RC-N M.3.d., Column A) of $ & !RCONF166! &  must be less than or equal to "Lease financing receivables" that are "Past due 30 through 89 days and still accruing" (RC-N 8., Column A) of $ & !RCON1226! & . Please revise your reported data.


Msg1:
(RC-NM3DB) MUST BE <= (RC-N8B) & !RCONF167! &   is not <=  to  & !RCON1227!

Msg2:
"Leases to individuals for household, family, and other personal expenditures" that are "Past due 90 days or more and still accruing" (RC-N M.3.d., Column B) of $ & !RCONF167! &  must be less than or equal to "Lease financing receivables" that are "Past due 90 days or more and still accruing" (RC-N 8., Column B) of $ & !RCON1227! & .  Please revise your reported data.


Msg1:
(RC-NM3DC) MUST BE <= (RC-N8C) & !RCONF168! &   is not <=  to  & !RCON1228!

Msg2:
"Leases to individuals for household, family, and other personal expenditures" that are in "Nonaccrual" status (RC-N M.3.d., Column C) of $ & !RCONF168! &  must be less than or equal to the balance reported for all "Lease financing receivables" that are in "Nonaccrual" status (RC-N 8., Column C) of $ & !RCON1228! & .  Please revise your reported data.


Msg1:
FARM LOANS (RC-NM4A) MUST BE LESS THAN OR EQUAL TO (RC-N7A) & !RCON1594! &   is not <=  to  & !RCON5459!

Msg2:
"Loans to finance agricultural production an other loans to farmers" that are "Past due 30 through 89 days and still accruing" (RC-N M.4., Column A) of $ & !RCON1594! &  must be less than or equal to "All other loans" that are "Past due 30 through 89 days and still accruing" (RC-N 7., Column A) of $ & !RCON5459! & .  Please revise your reported data.


Msg1:
FARM LOANS (RC-NM4B) MUST BE LESS THAN OR EQUAL TO (RC-N7B) & !RCON1597! &   is not <=  & !RCON5460!

Msg2:
"Loans to finance agricultural production and other loans to farmers" that are "Past due 90 days or more and still accruing" (RC-N M.4., Column B) of $ & !RCON1597! &  must be less than or equal to "All other loans" that are "Past due 90 days or more and still accruing" (RC-N 7., Column B) of $ & !RCON5460! & .  Please revise your reported data.


Msg1:
FARM LOANS (RC-NM4C) MUST BE LESS THAN OR EQUAL TO (RC-N7C) & !RCON1583! &   is not <=  & !RCON5461!

Msg2:
"Loans to finance agricultural production and other loans to farmers" that are in "Nonaccrual" status (RC-N M.4., Column C) of $ & !RCON1583! &  must be less than or equal to "All other loans" that are in "Nonaccrual" status (RC-N 7., Column C) of $ & !RCON5461! & .  Please revise your reported data.


Msg2:
"Loans and leases held for sale" that are "Past due 30 through 89 days and still accruing" (RC-N M.5, Column A) of $ & !RCONC240!&  should be less than or equal to the sum of all loans that are "Past due 30 through 89 days and still accruing" (RC-N 1.a.(1) through 8., Column A) of $ & (!RCONF172! + !RCONF173! + !RCON3493! + !RCON5398! + !RCONC236! + !RCONC238! + !RCON3499! + !RCONF178! + !RCONF179! + !RCONB834! + !RCON1606! + !RCONB575! + !RCONK213! + !RCONK216! +  !RCON5459! + !RCON1226!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-N M5, COL A SHOULD BE <=  RC-N 9, COL A.  &  & $ & !RCONC240! &  is not <=  $ &!RCON1406!

Msg2:
"Loans and leases held for sale" that are "Past due 30 through 89 days and still accruing" (RC-N M.5, Column A) of $ & !RCONC240!&  should be less than or equal to all loans that are "Past due 30 through 89 days and still accruing" (RC-N 9, Column A) of $ & !RCON1406! & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
"Loans and leases held for sale" that are "Past due 90 days or more and still accruing" (RC-N M.5, Column B) of $ & !RCONC241! &  should be less than or equal to the sum of all loans that are "Past due 90 days or more and still accruing" (RC-N 1.a.(1) through 8., Column B) of $ & (!RCONF174! + !RCONF175! + !RCON3494! + !RCON5399! + !RCONC237! + !RCONC239! + !RCON3500! + !RCONF180! + !RCONF181! + !RCONB835! + !RCON1607! + !RCONB576! + !RCONK214! + !RCONK217! +  !RCON5460! + !RCON1227!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-N M5 COL B SHOULD BE <= RC-N 9 COL B. &  & $ & !RCONC241!&  is not <= $ & !RCON1407!

Msg2:
"Loans and leases held for sale" that are "Past due 90 days or more and still accruing" (RC-N M.5, Column B) of $ & !RCONC241! &  should be less than or equal to all loans that are "Past due 90 days or more and still accruing" (RC-N 9, Column B) of $ & !RCON1407!& .  Please review your reported data, and explain or revise as appropriate.


Msg2:
"Loans and leases held for sale" that are in "Nonaccrual" status (RC-N M.5, Column C) of $ & !RCONC226!&  should be less than or equal to the sum of all loans that are in "Nonaccrual" status (RC-N 1.a.(1) through 8, Column C) of $ & (!RCONF176! + !RCONF177! + !RCON3495! + !RCON5400! + !RCONC229! + !RCONC230! + !RCON3501! + !RCONF182! + !RCONF183! + !RCONB836! + !RCON1608! + !RCONB577! + !RCONK215! + !RCONK218! + !RCON5461! + !RCON1228!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-N M5 COL C SHOULD BE <= RC-N 9 COL C. &  & $ & !RCONC226!&  is not <= $ & !RCON1403!

Msg2:
"Loans and leases held for sale" that are in "Nonaccrual" status (RC-N M.5, Column C) of $ & !RCONC226!&  should be less than or equal to all loans that are in "Nonaccrual" status (RC-N 9, Column C) of $ & !RCON1403! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
HELD FOR SALE LOANS: (RC-N M5A (041) or RC-N M5 (051) , COLS A,B,C) MUST BE <= (RC-4A).  &  & $ & (!RCONC240! + !RCONC241! + !RCONC226!) &   IS NOT <= $ & !RCON5369!

Msg2:
"Loans and leases held for sale" that are "Past due" and in "Nonaccrual" status (RC-N M.5.a (on 041) or RC-N M.5 (on 051), Columns A, B, and C) of $ & (!RCONC240! + !RCONC241! + !RCONC226!) &  must be less than or equal to "Loans and leases held for sale" (RC 4.a.) of $ & !RCON5369! & .  Please revise your reported data.


Msg1:
SUM RC-S 1 (COLS A AND G) SHOULD GENERALLY BE ZERO. &  & SUM RC-S 1 (COLS A THROUGH G) = $ & !RCONB705! + !RCONB711!

Msg2:
The sum of all "outstanding principal balances of assets sold and securitized by the bank with servicing retained or with recourse or other seller-provided credit enhancements" (RC-S 1 Cols A and G) should be equal to zero, but your bank reported $& !RCONB705! + !RCONB711! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-Q M2A, COL A SHOULD BE LESS THAN OR EQUAL TO THE SUM OF (RC-L 1A +1B + 1C1A THRU 1E4) * 1.50.

Msg2:
The "Total fair value reported on schedule RC" for "Loan commitments (not accounted for as derivatives)" (RC-Q M.2.a., Column A) of $ & !RCONF261! &  seems high when compared to the sum of "Unused commitments" components (RC-L 1.a. + 1.b. + 1.c.(1)(a) + 1.c.(1)(b) + 1.c.(2) + 1.d. + 1.e.(1). + 1.e.(2). + 1.e.(3). + 1.e.(4)) of $ & (!RCON3814! +  !RCON3815! + !RCONF164! + !RCONF165! + !RCON6550! + !RCON3817! + !RCONJ457! + !RCONPV10! + !RCONPV11! + !RCONJ459!) & .  Please review your reported data, and revise or explain as appropriate.


Msg1:
SUM OF (RC-L1A1) MUST BE LESS THAN OR EQUAL TO (RC-L1A)

Msg2:
The sum of "Unused commitments for reverse mortgages outstanding that are held for investment in domestic offices" and "Unused commitments for proprietary reverse mortgages outstanding that are held for investment in domestic offices" (RC-L 1.a.(1)) of $ & !RCONHT72! &  must be less than or equal to "Revolving, open-end lines secured by 1-4 family residential properties" (RC-L 1.a.) of $ & !RCON3814! & .  Please revise your reported data.


Msg1:
SUM OF (RC-L1B1 +L1B2) MUST EQUAL (RC-L1B) &  & $  & !RCONJ455! + !RCONJ456! &  must be equal to $ & !RCON3815! &

Msg2:
The sum of "Unused consumer credit card lines" and "Other unused credit card lines" (RC-L 1.b.(1) + 1.b.(2)) of $ & !RCONJ455! + !RCONJ456! &  must equal "Credit card lines" (RC-L 1.b.) of $ & !RCON3815! & .  Please revise your reported data.


Msg1:
RC-L 1A THROUGH 1E3 CURRENT SHOULD BE LESS THAN OR EQUAL TO RC-L 1A THROUGH 1E3 PRIOR PLUS 5 MILL &  & RCL  1A THROUGH 1E3 PRIOR.

Msg2:
The amount of "Unused commitments" (RC-L 1.a. through 1.e.(4))reported this quarter reflects a large increase from the amount reported last quarter. Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-L 1A1 > 0, THEN RC-C I M15A SHOULD BE > 0  &  & RC-L 1.a.(1) = $ & !RCONHT72!

Msg2:
Your bank reported $& !RCONHT72! & for "Unused commitments for reverse mortgages outstanding that are held for investment," (RC-L, 1.a.(1)). However, you reported 0 for  "Reverse mortgages outstanding that are held for investment" (RC-C I M 15.a). Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-L 1E3 MUST EQ SUM OF RC-L 1E3A THRU 1E3E.  &  & RC-L 1.e.(3) = $ &!RCONPV11!&;  RC-L 1.e.(3)(a) thru 1.e.(3)(e) = $& !RCONPV12! + !RCONPV13! + !RCONPV14! + !RCONPV15! + !RCONPV16! &;   Difference = $&(!RCONPV11! - (!RCONPV12! + !RCONPV13! + !RCONPV14! + !RCONPV15! + !RCONPV16!))

Msg2:
The unused portions of commitments to extend credit to "Loans to nondepository financial institutions" (RC-L 1.e.(3)) of $&!RCONPV11!& must equal the sum of its disaggregated categories (RC-L 1.e.(3)(a) through 1.e.(3)(e)) of $& (!RCONPV12! + !RCONPV13! + !RCONPV14! + !RCONPV15! + !RCONPV16!) &.    Please revise your reported data.


Msg1:
RC-N M9, COL A MUST BE <= RC-N 7, COL A.  &  & RC-N M.9, Col A = $&!RCONPV23!&; RC-N 7, Col A = $&!RCON5459!

Msg2:
Loans to nondepository financial institutions" that are "Past due 30 through 89 days and still accruing" (RC-N M.9, Column A) of $&!RCONPV23!& must be less than or equal to "All other loans" that are "Past due 30 through 89 days and still accruing" (RC-N 7, Column A) of $&!RCON5459!&.   Please revise your reported data.


Msg1:
RC-N M9, COL B MUST BE <= RC-N 7, COL B.

Msg2:
Loans to nondepository financial institutions" that are "Past due 90 days or more and still accruing" (RC-N M.9, Column B) of $&!RCONPV24!& must be less than or equal to "All other loans" that are "Past due 90 days or more and still accruing(" RC-N 7, Column B) of $&!RCON5460!&.   Please revise your reported data.


Msg1:
RC-N M9, COL C MUST BE <= RC-N 7, COL C.  &  & RC-N M.9, Col C = $&!RCONPV25!&; RC-N 7, Col C = $&!RCON5461!

Msg2:
Loans to nondepository financial institutions" that are in "Nonaccrual" (RC-N M.9, Column C) of $&!RCONPV25!& must be less than or equal to "All other loans" that are in "Nonaccrual" (RC-N 7, Column C ) of $&!RCON5461!&.   Please revise your reported data.


Msg1:
RI-BIIM1 should be less than or equal to RC-RII30.  &  & RI-B II M.1 $& !RIADC435! &  is not <= RC-R II 30 $& !RCON3128!

Msg2:
Allocated transfer risk reserve included in Schedule RI-B, part II, M.1, $&!RIADC435!& should be less than or equal to Allocated transfer risk reserve, RC-R part II, 30, $&!RCON3128!


Msg1:
IF RI-B II M1 PREV = 0 THEN RI-B II M1 CURRENT SHOULD BE 0 &  & PREVIOUS = $ & !PQ1RIADC435! &; CURRENT = $ & !RIADC435!

Msg2:
Last quarter you reported 0 (zero) for "Allocated transfer risk reserve" (RI-B II M1). This quarter, you reported $ & !RIADC435! &. Please review your reported data and revise or explain as appropriate.


Msg1:
MARCH: RC-P 5 SHOULD BE LESS THAN OR EQUAL TO (RI-5C +RI-5F + RI-5G + RI-5I). &  & $ & !RIADHT85! &  IS NOT <= $ & !RIADA220!+ !RIADB492! + !RIADB493! + !RIAD5416!

Msg2:
"Noninterest income earned for the quarter from sales, securitization, and servicing of 1-4 family residential mortgage loans" (RC-P 5) of $ & !RIADHT85!&  should be less than or equal to the sum of "Trading revenue" (RI 5.c.), "Net servicing fees" (RI 5.f.), "Net securitization income" (RI 5.g.), and "Net gains (losses) on sales of loans and leases" (RI 5.i.) of $ & (!RIADA220!+!RIADB492! + !RIADB493! + !RIAD5416!) & .  Please review your reported data, and explain or revise as appropriate.


Msg2:
"Noninterest income for the quarter from sales, securitization, and servicing of 1-4 family residential mortgage loans" (RC-P 5) of $ & !RIADHT85! &  should be less than or equal to the sum of "Trading Revenue", "Net servicing fees", "Net securitization income", and "Net gains (losses) on sales of loans and leases" for the current quarter (RI 5.c+ 5.f. + 5.g. + 5.i., current quarter-end balance minus previous quarter-end balance) of $ & ((!RIADA220!+!RIADB492! + !RIADB493! + !RIAD5416!) - (!PQ1RIADA220! +!PQ1RIADB492! + !PQ1RIADB493! + !PQ1RIAD5416!)) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-OM1A1 > 0, THEN (RC-OM1A1 / RC-OM1A2) SHOULD BE <= $250K  &  & RC-OM1A1 =  & !RCONF049! & ; RC-OM1A2 =  & !RCONF050!

Msg2:
The "Number of deposit accounts (excluding retirement accounts) of $250,000 or less" (RC-O M.1.a.(2)) of  & !RCONF050! &  must be greater than zero, and the "Amount of deposit accounts (excluding retirement accounts) of $250,000 or less" (RC-O M.1.a.(1)) should be less than or equal to $ & (!RCONF050! * 250) & . Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-OM1C1 > 0, THEN (RC-OM1C1 / RC-OM1C2) SHOULD BE <= $250K  &  & RC-OM1C1 = $ & !RCONF045! & ; RC-OM1C2 =  & !RCONF046!

Msg2:
The "Number of retirement deposit accounts of $250,000 or less", (RC-O M.1.c.(2)) of  & !RCONF046! &  must be greater than zero, and the "Amount of retirement deposit accounts of $250,000 or less" (RC-O M.1.c.(1)) of $ & !RCONF045! &  should be less than or equal to $ & (!RCONF046! * 250) & . Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M1A2 CURR SHOULD BE BETWEEN 50% AND 150% OF RC-O M1A2 PREV. &  & CURR(RC-OM1A2) =  & !RCONF050! &  ; PREV(RC-OM1A2) =  & !PQ1RCONF050!

Msg2:
Your current "Number of deposit accounts (excluding retirement accounts) of $250,000 or less (RC-O M.1.a.(2) of & !RCONF050!& when compared to the previous quarter of  & !PQ1RCONF050!& falls outside our tolerance range of 50% to 150%.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M1B2 CURR SHOULD BE BETWEEN 60% AND 150% OF RC-O M1B2 PREV. &  & CURR(RC-OM1B2) =  & !RCONF052! &  ; PREV(RC-OM1B2) =  & !PQ1RCONF052!

Msg2:
Your current "Number of deposit accounts (excluding retirement accounts) of more than $250,000 (RC-O M.1.b.(2) of & !RCONF052!& when compared to the previous quarter of  & !PQ1RCONF052!& falls outside our tolerance range of 60% to 150%.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M1C2 CURR SHOULD BE BETWEEN 60% AND 150% OF RC-O M1C2 PREV. &  & CURR(RC-OM1C2) =  & !RCONF046! &  ; PREV(RC-OM1C2) =  & !PQ1RCONF046!

Msg2:
Your current "Number of retirement deposit accounts of $250,000  or less (RC-O M.1.c.(2) of & !RCONF046!& when compared to the previous quarter of  & !PQ1RCONF046!& falls outside our tolerance range of 60% to 150%.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M1D2 CURR SHOULD BE BETWEEN 50% AND 200% OF RC-O M1D2 PREV. &  & CURR(RC-OM1D2) =  & !RCONF048! &  ; PREV(RC-OM1D2) =  & !PQ1RCONF048!

Msg2:
Your current "Number of retirement deposit accounts of more than $250,000 (RC-O M.1.d.(2) of & !RCONF048!& when compared to the previous quarter of  & !PQ1RCONF048!& falls outside our tolerance range of 50% to 200%.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-OM1C2 > 0, THEN RC-OM1C1 > 0 RC-OM1C2 =  & !RCONF046! & ; RC-OM1C1 =  & !RCONF045!

Msg2:
Your bank reported  & !RCONF046! &  for the "Number of retirement deposit accounts of $250,000 or less" (RC-O M.1.c.(2)). Therefore, the amount reported in (RC-O M.1.c.(1)) for the "Amount of retirement deposit accounts of $250,000 or less" should be greater than 0. Please revise your reported data.


Msg1:
SUM OF (RC-OM1A1 + OM1B1 + OM1C1 + OM1D1) MUST = TOTAL DEPOSIT LIAB. (RC-O1-O2) &  & $ & (!RCONF049! + !RCONF051! + !RCONF045! + !RCONF047!) &  does not equal $ & !RCONF236! - !RCONF237!

Msg2:
The sum of "Amount of deposit accounts (excluding retirement accounts) of $250,000 or less", "Amount of deposit accounts (excluding retirement accounts) of more than $250,000", "Amount of retirement deposit accounts of $250,000 or less" and "Amount of retirement deposit accounts of more than $250,000"  (RC-O M.1.a.(1) + M.1.b.(1) + M.1.c.(1) + M.1.d.(1)) of $ & (!RCONF049! + !RCONF051! + !RCONF045! + !RCONF047!) &  must equal the sum of "Total deposit liabilities before exclusions (gross) as defined in Section 3(I) of the Federal Deposit Insurance Act and FDIC regulation" (RC-O 1.) minus "Total allowable exclusions (including foreign deposits)" (RC-O 2.) of $ & !RCONF236! - !RCONF237! & .  Please revise your reported data.


Msg1:
RC-O M2 MUST BE <= RC-O 1 MINUS RC-O 2 & !RCON5597! & IS NOT LESS THAN OR EQUAL TO & (!RCONF236! - !RCONF237!)

Msg2:
Your bank`s "Estimated amount of uninsured deposits," (RC-O M2) of & !RCON5597! &  must be less than or equal to "Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance and FDIC regulations," (RC-O 1), minus "Total allowable exclusions," (RC-O 2). Please revise your reported data.


Msg1:
RC-O2 SHOULD NOT BE WITHIN 1K OF RC-G1A  &  &  RC-O2 = & !RCONF237! & RC-G1A = & !RCON3645!

Msg2:
The amount reported in "Total allowable exclusions" (RC-O 2) of  & !RCONF237! & is equal to or very close to the amount reported in RC-G 1a of & !RCON3645! &. It appears you may have erroneously included "Interest accrued and unpaid on deposits" (RC-G 1a), as an "Allowable exclusion" in RC-O2. Please review your data and revise or explain as appropriate.


Msg1:
RC-O 4 SHOULD BE BETWEEN 98% AND 102% OF RC-K 9 &  & RC-O 4 = $ & !RCONK652! & ; RC-K 9 = $ & !RCON3368!

Msg2:
Your bank`s "Average consolidated total assets" (RC-O 4.) seems inconsistent with the quarterly average of "Total Assets" (RC-K 9.).  The "Average consolidated total assets" (RC-O 4.) of $ & !RCONK652! &  falls outside our tolerance range of 98% to 102% of (RC-K 9.) of $ & !RCON3368! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 10 EQUALS NO THEN RC-O 10A + 10B S/B 0 &  & RC-O 10A + 10B = $ & !RCONK657! + !RCONK658!

Msg2:
Your bank answered "No" to "Does the reporting institution meet both the statutory definition of a banker`s bank and the business conduct test set forth in FDIC regulations?" (RC-O 10.).  Therefore, your bank should not report any "Average banker`s bank deductions" (RC-O 10.a.) and "Average banker`s bank deduction limit" (RC-O 10.b.).  Please review your reported data, and explain or revise as appropriate.


exp1:
((!RCONK659!)=FALSE) AND ([EXNONEMPTY((!RCONK660!))] OR [EXNONEMPTY((!RCONK661!))])

Msg1:
IF RC-O 11 EQUALS NO THEN RC-O 11A + 11B S/B NULL &  & RC-O 11A = $ & !RCONK660! & RC-O 11B = $ & !RCONK661!

Msg2:
Your bank answered "No" to "Does the reporting institution meet the definition of a custodial bank set forth in FDIC regulations?" (RC-O 11.).  Therefore, your bank should not report "Custodial bank deduction" (RC-O 11.a.) or "Custodial bank deduction limit" (RC-O 11.b.).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 10 PREV EQUALS "YES", RC-O 10 CURR SHOULD EQUAL "YES" &  & PREVIOUS =  & !PQ1RCONK656!

Msg2:
Generally, once a bank meets the definition of a banker`s bank it continues to be a banker`s bank.  Last quarter, your bank answered "Yes" to "Does the reporting institution meet both the statutory definition of a banker`s bank and the business conduct test set forth in FDIC regulations?" (RC-O 10.).  However, this quarter your bank`s response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 11 PREV EQUALS "YES", RC-O 11 CURR SHOULD EQUAL "YES" &  & PREVIOUS =  & !PQ1RCONK659!

Msg2:
Generally, once a bank meets the definition of a custodial bank set forth in FDIC regulations it continues to be a custodial bank.  Last quarter, your bank answered "Yes" to "Does the reporting institution meet the definition of a custodial bank set forth in FDIC regulations?" (RC-O 11.).  However, this quarter your bank`s response is "No."  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M6A THRU M6D SHOULD BE LT OR EQUAL TO RC 12 - RC 5 &  & RC-O M6A THRU M6D = $ & !RCONK663! + !RCONK664! + !RCONK665! + !RCONK666! & ; RC 12 - RC 5 = $ & !RCON2170! - !RCON3545!

Msg2:
The sum of "Criticized and classified items" (RC-O M.6.a. through M.6.d.) of $  & !RCONK663! + !RCONK664! + !RCONK665! + !RCONK666! &  seems high when compared to the sum of "Total assets" (RC 12.) of $ & !RCON2170! &  less "Trading assets" (RC 5.) of $ & !RCON3545! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-OM8A SHOULD BE LESS THAN OR EQUAL TO THE SUM OF (RC-C1C1 THRU C1C2B + C6A THRU C6D, COL B + 10A, COL A) LESS (RC-OM7A)

Msg2:
Generally, the amount of "Higher-risk consumer loans" (RC-O M.8.a) of $ & !RCONN027! &  is expected to be less than or equal to the sum of loans "Secured by 1-4 family residential properties" (RC-C 1.c.(1) through 1.c.(2)(b), Column B) of $ & !RCON1797! + !RCON5367! + !RCON5368! &  and loans and leases to individuals for household, family, and other personal expenditures" (RC-C 6.a. through 6.d., Column B and 10.a, Column A) of  $ & !RCONB538! + !RCONB539! + !RCONK137! + !RCONK207! + !RCONF162! & , other than those loans already reported in "Nontraditional 1-4 family residential mortgage loans" (RC-O M.7.) of $ & !RCONN025! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M9A SB LESS THAN OR EQUAL TO THE SUM OF RC-B MEM 5E COLUMNS A AND D + RC-C4A AND 4B

Msg2:
The amount of "Higher-risk commercial and industrial loans and securities" (RC-O M.9.a) of $ & !RCONN029! &  seems high when compared to the sum of Asset-backed securities for "Commercial and industrial loans" (RC-B M.5.e Columns A and D) of $ & !RCONB854! + !RCONB857! &  and "Commercial and industrial loans" (RC-C 4.a and 4.b) $ & !RCON1763! + !RCON1764! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M10A SB LESS THAN OR EQUAL TO RC-L 1C1A AND 1C1B &  & RC-O M10A = $ & !RCONK676! & ; RC-L 1C1A AND 1C1B = $ & !RCONF164! + !RCONF165!

Msg2:
Generally, the amount of "Total unfunded commitments" (RC-O M.10.a.) of $ & !RCONK676! &   is expected to be less than or equal to the sum of "1-4 family residential construction loan commitments" and "Commercial real estate, other constructions loan, and land development loan commitments" (RC-L 1.c.(1)(a) + 1.c.(1)(b)) of $ & !RCONF164! + !RCONF165! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M10B SB LESS THAN OR EQUAL TO RC-O M10A &  & RC-O M10B = $ & !RCONK677! & ; RC-O M10A = $ & !RCONK676!

Msg2:
Generally, the "Portion of unfunded commitments guaranteed or insured by the U.S. government (including the FDIC)" (RC-O M.10.b.) of $ & !RCONK677! &  is expected to be less than or equal to "Total unfunded commitments" (RC-O M.10.a.) of $ & !RCONK676! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M11 SB LESS THAN OR EQUAL TO RC 7 LESS RC-M 13.  &  & RC-O M 11 = $ & !RCONK669! & ; RC 7 LESS RC-M 13 = $ & (!RCON2150! - !RCONK192!)

Msg2:
Generally, the "Amount of other real estate owned recoverable from the U.S. government under guarantee or insurance provisions (excluding other real estate owned covered under FDIC loss-sharing agreements)" (RC-O M.11.) of $ & !RCONK669! &  is expected to be less than or equal to the sum of "Other real estate owned" (RC 7.) of $ & !RCON2150! &  less the "Portion of covered other real estate owned that is protected by FDIC loss-sharing agreements" (RC-M 13) of $ & !RCONK192! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M12 SB LESS THAN OR EQUAL TO RC-E M2D LESS BROKERED DEPOSITS GT 250K.  &  & RC-O M.12 = $ & !RCONK678! & ; RC-E M.2.d less RC-E M.1.b minus RC-E M.1.c = $ & !RCONJ474! - (!RCON2365! - !RCONHK05!)

Msg2:
Generally, the "Nonbrokered time deposits of more than $250,000 in domestic offices (included in Schedule RC-E, Memorandum item 2.d)" (RC-O M.12.) of $ & !RCONK678! &  is expected to be less than or equal to "Total time deposits of more than $250,000" (RC-E M.2.d.) of $ & !RCONJ474! &  less brokered deposits of more than $250,000 (RC-E M.1.b minus RC-E M.1.c) of $ & !RCONJ474! - (!RCON2365! - !RCONHK05!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13A SB LESS THAN OR EQUAL TO RC-C 1A1 PLUS 1A2, COL B &  & RC-O M13A = $ & !RCONN177! &; RC-C 1A1 + 1A2 = $ & (!RCONF158! + !RCONF159!)

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Construction, land development, and other land loans secured by real estate" (RC-O M.13.a.) of $ & !RCONN177! &  is expected to be less than or equal to the sum of total "Construction, land development, and other land loans" (RC-C 1.a.(1) + 1.a.(2), Column B) of $ & (!RCONF158! + !RCONF159!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13B SB LESS THAN OR EQUAL TO RC-C 1D + 1E1 + 1E2, COL B &  & RC-O M13B = $ & !RCONN178! & ; RC-C 1D + 1E1 + 1E2, COL B = $ & (!RCON1460! + !RCONF160! + !RCONF161!)

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Loans secured by multifamily residential and nonfarm nonresidential properties" (RC-O M.13.b.) of $ & !RCONN178! &  is expected to be less than or equal to the sum of loans "Secured by multifamily (5 or more) residential properties" and "Secured by nonfarm nonresidential properties" (RC-C 1.d. + 1.e.(1) + 1.e.(2), Column B) of $ & (!RCON1460! + !RCONF160! + !RCONF161!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13C SB LESS THAN OR EQUAL TO RC-C 1C2A COL B &  & RC-O M13C = $ & !RCONN179! & ; RC-C 1C2A COL B = $ & !RCON5367!

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Closed-end loans secured by first lien 1-4 family residential properties" (RC-O M.13.c.) of $ & !RCONN179! &  is expected to be less than or equal to the sum of "Closed-end loans secured by 1-4 family residential properties" that are "Secured by first liens" (RC-C 1.c.(2)(a), Column B) of $ &!RCON5367!  & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13D SB LESS THAN OR EQUAL TO RC-C 1C1, COL B PLUS 1C2B, COL B &  & RC-O M13D = $ & !RCONN180! &; RC-C 1C2B, COL B + 1C1, COL B = $ & (!RCON5368! + !RCON1797!)

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Closed-end loans secured by junior liens 1-4 family residential properties and revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-O M.13.d.) of $ & !RCONN180! &  is expected to be less than or equal to the sum of "Closed-end loans secured by1-4 family residential properties" that are "Secured by junior liens" and "Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit" (RC-C 1.c.(2)(b) + 1.c.(1), Column B) of $ & (!RCON5368! + !RCON1797!) & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13E SB LESS THAN OR EQUAL TO RC-C 4 COL B &  & RC-O M13E = $ & !RCONN181! & ; RC-C 4 COL B = $ & !RCON1766!

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Commercial and industrial loans" (RC-O M.13.e.) of $ & !RCONN181! &  is expected to be less than or equal to the sum of "Commercial and industrial loans" (RC-C 4., Column B) of $ & !RCON1766! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13F SB LESS THAN OR EQUAL TO RC-C 6A COL B &  & RC-O M13F = $ & !RCONN182! &; RC-C 6A COL B= $ & !RCONB538!

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Credit card loans to individuals for household, family and other personal expenditures" (RC-O M.13.f.) of $ & !RCONN182! &  is expected to be less than or equal to the sum of "Credit card loans to individuals for household, family and other personal expenditures" (RC-C 6.a., Column B) of $ & !RCONB538! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M13G SB LESS THAN OR EQUAL TO RC-C 6B, 6C, 6D, COL B &  & RC-O M13G = $ & !RCONN183! &; RC-C 6B, 6C, 6D, COL B = $ & !RCONB539! + !RCONK137! + !RCONK207!

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "All other loans to individuals for household, family, and other personal expenditures" (RC-O M.13.g.) of $ & !RCONN183! &  is expected to be less than or equal to the sum of "Other revolving credit plans", "Automobile loans" and "Other consumer loans" (RC-C 6.b. + 6.c. + 6.d., Column B) of $ & (!RCONB539! + !RCONK137! + !RCONK207!) & . Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M14 SB LESS THAN OR EQUAL TO RC-O M15 &  & RC-O M14 = $ & !RCONK673! &; RC-O M15 = $ & !RCONK674!

Msg2:
Generally, the "Amount of the institution`s largest counterparty exposure" (RC-O M.14.) of $ & !RCONK673! &  is expected to be less than or equal to the "Total amount of the institution`s 20 largest counterparty exposures" (RC-O M.15.) of $ & !RCONK674! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
CURR RC-O 4A SHOULD CONTINUE TO BE REPORTED AS "DAILY" &  & RC-O4A PRIOR =  & !PQ1RCONK653!

Msg2:
Generally, once a bank starts using the daily averaging method it should continue to use the same averaging method.  Last quarter, your bank selected "Daily" for the "Averaging method used" (RC-O 4.a.).  However, this quarter your bank selected "Weekly."  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 10 EQUALS "YES", THEN RC-O 10A AND 10B SHOULD NOT BE NULL &  & RC-O 10 =  & !RCONK656!

Msg2:
Your bank answered "YeS" to "Does the reporting institution meet both the statutory definition of a banker`s bank and the business conduct test set forth in FDIC regulations?" (RC-O 10.).  Therefore, your bank should report "Average banker`s bank deductions" (RC-O 10.a.) and "Average banker`s bank deduction limit" (RC-O 10.b.). Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 11 EQUALS "YES", THEN RC-O 11B SHOULD NOT BE NULL &  & RC-O 11 =   & !RCONK659!

Msg2:
Your bank answered "Yes" to "Does the reporting institution meet the definition of a custodial bank set forth in FDIC regulations?" (RC-O 11.).  Therefore, your bank should report "Custodial bank deduction limit" (RC-O 11.b.). Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M6D SHOULD GENERALLY EQUAL ZERO &  & RC-O M6D = $ & !RCONK666!

Msg2:
Generally, since items are written off or charged off in the period they are deemed “Loss,” "Criticized and classified items (Loss)" (RC-O m.6.d.) should equal zero. However, your bank reported $ & !RCONK666! &. Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O 4A MUST EQUAL "1" OR "2" &  & RC-O 4A =  & !RCONK653!

Msg2:
The "Averaging method used" (RC-O 4.a.) must equal “1” for daily or “2” for weekly. Please revise your reported data.


Msg1:
RC-O 6 SHOULD BE LESS THAN OR EQUAL TO TEN PERCENT OF RC 12 &  & RC-O 6 = $ & !RCONK655! &; RC 12 = $ & !RCON2170!

Msg2:
The amount reported for "Holdings of long-term unsecured debt issued by other FDIC-insured depository institutions," (RC-O 6) of $& !RCONK655! & seems high when compared to "Total Assets," (RC 12) of $& !RCON2170! & and exceeds our tolerance of ten percent. Please review your data and revise or explain as appropriate.


Msg1:
RC-O 4 SHOULD BE GREATER THAN RC-O 5 &  & RC-O 4 = $ & !RCONK652! &; RC-O 5 = $ & !RCONK654!

Msg2:
The amount of $& !RCONK652! & reported for "Average consolidated assets" (RC-O 4) should be greater than the amount of $ & !RCONK654! & reported for "Average tangible equity" (RC-O 5). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O M13H SB LESS THAN OR EQUAL TO RC-B 4A3 (COL A,D) PLUS RC-B 4B3 (COL A,D) &  & RC-O M13H = $ & !RCONM963! & ; RC-B 4A3 (COL A,D) PLUS RC-B 4B3 (COL A,D) = $ & !RCONG308! + !RCONG311! + !RCONG320! + !RCONG323!

Msg2:
Generally, the "Portion of the balance sheet (Schedule RC) amount of funded loans and securities guaranteed or insured by the U.S. government (including loans covered under FDIC loss-sharing agreements)" for "Non-agency residential mortgage-backed securities" (RC-O M.13.h.) of $ & !RCONM963! &  is expected to be less than or equal to the sum of "Residential mortgage pass-through securities" that are "Other pass-through securities" and "All other residential MBS" ((RC-B 4.a.(3), Columns A,D)  + (RC-B 4.b.(3), Columns A,D)) of $ & ((!RCONG308! + !RCONG311!) + (!RCONG320! + !RCONG323!)) &  .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 4 GT OR EQUAL $1 BILL TWO PREV QTRS, RC-O 4A SHOULD EQUAL 1 &  & RC-O 4A = & !RCONK653!

Msg2:
The amounts reported for "Average consolidated total assets for the calendar quarter" (RC-O 4.) for the two previous quarters were $ & !PQ1RCONK652! & and $ & !PQ2RCONK652! &, respectively. Since the two prior quarters equaled or exceeded $1 billion, the averaging method permanently used should be daily averaging and RC-O, item 4.a. should equal 1. Please review your data and revise or explain as appropriate.


Msg1:
IF RC-O 4 GT OR EQUAL $1 BILL TWO PREV QTRS, RC-O 5 SHOULD NOT EQUAL RC-R I 26 &  & RC-O 5 = $ & !RCONK654! &; RC-R I 26 = $ & !RCOA8274!

Msg2:
The amounts reported for "Average consolidated total assests for the calendar quarter" (RC-O 4.) for the two previous quarters were $ & !PQ1RCONK652! & and $ & !PQ2RCONK652! &, respectively. Since the two prior quarters equaled or exceeded $1 billion, the bank should permanently use the monthly averaging method to calculate "Average tangible equity capital for the calendar quarter" (RC-O 5.) and RC-O, item 5 should not equal "Tier 1 capital" (RC-R I 26.) Please review your data and revise or explain as appropriate.


Msg1:
RC-O M7A SHOULD EQUAL RC-O M18A COL N &  & RC-O M7A = $ & !RCONN025! & ; RC-O M18A COL N = $ & !RCONM977!

Msg2:
The amount reported for "Nontraditional 1-4 family residential mortgage loans" (RC-O M.7.a) should generally be equal to the amount reported for "Nontraditional 1-4 family residential mortgage loans" (RC-O M.18.a., Column N). Please review your reported data and revise or explain as appropriate.


Msg1:
RC-O 5 SHOULD NOT EQUAL RC-R I 26 &  & RC-O 5 = $& !RCONK654!

Msg2:
Last quarter, the amount reported in RC-O 5 for "Average tangible equity" did not equal the amount reported in RC-R Part I 26 for "Tier 1 Capital," an indication that your bank opted permanently to report "Average tangible equity" (RC-O 5) on a monthly average basis. However, the amount reported this quarter for "Average tangible equity" (RC-O 5) of $& !RCONK654! & equals the amount reported for "Tier 1 Capital" (RC-R Part I 26). Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O 5 SHOULD BE BETWEEN 90% AND 110% OF RC-R I 26 &  & RC-O 5 = $ & !RCONK654!

Msg2:
Your bank`s "Average tangible equity" (RC-O 5.) seems inconsistent with Tier 1 capital (RC-R Part I 26.).  The "Average tangible equity" (RC-O 5.) of $ & !RCONK654! &  falls outside our tolerance range of 90% to 110% of Tier 1 capital of $ & !RCOA8274!& .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O 5 SHOULD BE BETWEEN 90% AND 110% OF RC-R I 26 &  & RC-O 5 = $& !RCONK654!

Msg2:
Your bank`s "Average tangible equity" (RC-O 5.) seems inconsistent with Tier 1 capital (RC-R Part I 26.).  The "Average tangible equity" (RC-O 5.) of $ & !RCONK654! &  falls outside our tolerance range of 90% to 110% of Tier 1 capital of $ & !RCOA8274! & . Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-O 4 GT OR EQUAL $1 BILL TWO PREV QTRS, RC-O 5 SHOULD NOT EQUAL RC-R I 26 &  & RC-O 5 = $ & !RCONK654! &; RC-R Part I 26 = $ & !RCOA8274!

Msg2:
The amounts reported for "Average consolidated total assests for the calendar quarter" (RC-O 4.) for the two previous quarters were $ & !PQ1RCONK652! & and $ & !PQ2RCONK652! &, respectively. Since the two prior quarters equaled or exceeded $1 billion, the bank should permanently use the monthly averaging method to calculate "Average tangible equity capital for the calendar quarter" (RC-O 5.) and RC-O, item 5 should not equal "Tier 1 capital" (RC-R Part I 26.) Please review your data and revise or explain as appropriate.


Msg1:
IF RC-O 11B GT ZERO, RC-O 11A SHOULD NOT BE NULL &  & RC-O 11B = $ & !RCONK661!

Msg2:
Your bank reported $ & !RCONK661! & for "Custodial bank deduction limit" (RC-O 11.b.). Therefore, you must report an amount for "Custodial bank deduction" (RC-O 11.a.). Please review your reported data and revise or explain as appropriate.


Msg1:
IF ELECTED 3 YR OR 5 YR CECL TRANSITION AND PREV RC-O M5 <> 0, CURR RC-O M5 SHLD <> 0.   &  &  RC-R I 2.a (CECL Transition) = &!RCOAJJ29!&;  Prev RC-O M.5 = $& !PQ1RCONMW53!

Msg2:
Since your institution has a 3-year or 5-year CECL transition election in effect (RC-R Part I, 2.a = 1 or 2, respectively) and an amount was reported in the prior period for the  "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes as of the current report date and is attributable to loans and leases held for investment" (RC-O M.5) of $ & !PQ1RCONMW53!&, then the current "Applicable portion of the CECL transitional amount" (RC-O M.5) should not equal zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O 5 DOES NOT EQUAL RC-R I 26. &  & RC-O 5 = $ & !RCONK654!&; RC-R I 26 = $ & !RCOA8274!

Msg2:
Previously you reported the quarter-end tangible equity in "Average tangible equity" (RC-O 5) of $ & !RCONK654! &  which equals the quarter-end balance of "Tier 1 capital" (RC-R Part I 26).   However, this quarter you switched reporting of the average tangible equity to the monthly average basis.   Please review your reported data, and explain or revise as appropriate.


exp1:
(!RCONC752!)="FFIEC041" AND ((!RCONK684!)=FALSE AND (!RCONK685!)=FALSE)

Msg1:
IF INSTITUTION NOT LARGE OR HIGHLY COMPLEX, RC-O M5 SHLD EQ BLANK. DO NOT REPORT ZERO.  &  & RC-O M.5 = $ & !RCONMW53!

Msg2:
If your institution is not considered "Large" or "Highly Complex", the  "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes" (RC-O M.5) should be left blank.   Do not report zero.    Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-O M5 SHLD BE <= RC-R I 2 LESS RC 26A.  &  & RC-O M.5 = $ &!RCONMW53!&;  RC-R I 2 MINUS RC 26.a  (& !RCOAKW00!& - & !RCON3632!&) = $ & !RCOAKW00! - !RCON3632!&;  Difference = $ &!RCONMW53! - (!RCOAKW00! - !RCON3632!)

Msg2:
If the CECL transition was elected, the  "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes" (RC-O M.5) of $ &!RCONMW53!& should be less than or equal to $ &!RCOAKW00! - !RCON3632!& which is regulatory capital "Retained Earnings" (RC-R I 2) of $ & !RCOAKW00!& minus balance sheet "Retained Earning" (RC 26.a) of $ &!RCON3632!&  .   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-R 2 MINUS RC 26A EQ ZERO, THEN RC-O M5 SHOULD EQ ZERO.  &  & RC-R I 2 MINUS RC 26.a  = $ & !RCOAKW00! - !RCON3632!&;  RC-O M.5 = $ &!RCONMW53!

Msg2:
If the CECL transition was elected and regulatory capital "Retained Earnings" (RC-R I 2) of $ & !RCOAKW00!& minus balance sheet "Retained Earning" (RC 26.a) of $ &!RCON3632!& equals zero, then the  "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes" (RC-O M.5) of $ &!RCONMW53!& should equal zero.   Please review your reported data, and explain or revise as appropriate.


exp1:
(!RCOAJJ29!)=0 AND ((!RCONK684!)=TRUE OR (!RCONK685!)=TRUE)

Msg1:
IF ELECTED NO CECL TRANSITION EFFECT (RC-R I 2A = 0), RC-O M5 SHLD EQ ZERO.  &  &  None available -- please refer to the Long Message Text

Msg2:
If your institution is considered "large" or "highly complex"  but your institution did not have a CECL transition election in effect (RC-R I 2.a = 0), then the   "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes" (RC-O M.5) should equal zero.   Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1H1 + M1H2 + M1H3 + M1H4 (SWEEP DEPOSITS) SHLD BE  <=  RC 13A (DEPOSITS IN DOM OFFICES).  &  & RC 13.a = $& !RCON2200!&;   RC-E M.1.h.(1) + M.1.h.(2) + M.1.h.(3) + M.1.h.(4) = $ &!RCONMT87! + !RCONMT89! + !RCONMT91! + !RCONMT93!&;  Diff = $& !RCON2200! - (!RCONMT87! + !RCONMT89! + !RCONMT91! + !RCONMT93!)

Msg2:
The sum of "Sweep deposits" that are fully insured or not fully insured and affiliate or non-affiliate (RC-E M.1.h.(1) + M.1.h.(2) + M.1.h.(3) + M.1.h.(4)) of $ & (!RCONMT87! + !RCONMT89! + !RCONMT91! + !RCONMT93!)&  should be less than or equal to "Deposits" in domestic offices (RC 13.a) of $ & !RCON2200! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-E M1I (SWEEP DEPOSITS NOT BRKRD) SHLD BE  <=  RC 13A (DEPOSITS IN DOM OFFICES).  &  & RC 13.a = $& !RCON2200!&;   RC-E M.1.i = $ &!RCONMT95!&;  Diff = $& !RCON2200! - !RCONMT95!

Msg2:
"Total Sweep deposits that are not brokered deposits" (RC-E M.1.i) of $ & !RCONMT95!&  should be less than or equal to "Deposits" in domestic offices (RC 13.a) of $ & !RCON2200! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-O M5 <> 0, CURR RC-O M5 SHLD BE >  0 AND <= PREV RC-O M5. &  & PREV RC-O M.5 = $ & !PQ1RCONMW53! &; CURR RC-O M.5 =  $ & !RCONMW53!

Msg2:
Last quarter, your institution reported "Applicable portion of the CECL transitional amount or modified CECL transitional amount that has been added to retained earnings for regulatory capital purposes as of the current report date and is attributable to loans and leases held for investment" (RC-O M.5) of $ & !PQ1RCONMW53!&.   However, this quarter, your institution reported zero or an amount of $ & !RCONMW53! &  that is greater than the amount reported last quarter.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-O M5 <> 0, CURR RC-O M5 SHLD BE >  0 AND < PREV RC-O M5.  &  &  PREV RC-O M.5 = $ & !PQ1RCONMW53! &; CURR RC-O M.5 =  $ & !RCONMW53!


Msg2:
The "Portion of covered other real estate owned that is protected by FDIC loss-sharing agreements" (RC-M 13) of $& !RCONK192! &  should be less than  "Other real estate owned" (RC 7) of $& !RCON2150! &.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-B (M5E COL A + M5E COL D + M6C COL A + M6C COL D) > 0,  RC-O M9B > 0.  &  & RC-B M.5.e, Col A = $ &!RCONB854!&;  RC-B M.5.e, Col D  = $ &!RCONB857!&;  RC-B M.6.c, Col A = $ &!RCONG356!&;  RC-B M.6.c, Col D) = $ &!RCONG359!

Msg2:
Your institution reported amounts for asset-backed securitization collateralized by commercial and industrial loans and structured financial products collateralized by corporate or similar loans in RC-B M.5.e, Column A of $ &!RCONB854!& or Column D of $ &!RCONB857!& or RC-B M.6.c, Column A of $ &!RCONG356!& or Column D of $ &!RCONG359!&.  However, you did not report any  "Securitizations of higher-risk commercial and industrial loans and securities" in (RC-O M.9.b).  Please review your reported data, and explain or revise as appropriate.


Msg2:
Your institution reported  & !RCONJ474! &  for "Total time deposits of more than $250,000" (RC-E Part I, M.2.d).  However, you did not report any  "Nonbrokered time deposits of more than $250,000" in (RC-O M.12).  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV RC-O M9A > 0, CURR RC-O M9A S/B > 0. &  & Prev RC-O M.9.a = $ &!PQ1RCONN029!&;  Curr = $0

Msg2:
Last quarter, your institution reported “Higher-risk commercial and industrial loans and securities” (RC-O M.9.a) of $&!PQ1RCONN029!&. However, this quarter your institution reported zero.  Note: the OCC’s and FDIC’s rescission of the “Interagency Guidance on Leveraged Lending” did not impact this line item.   Please review your reported data, explain or revise as appropriate.


Msg1:
IF PREV RC-O M9B > 0, CURR RC-O M9B S/B > 0. &  & Prev RC-O M.9.b = $ &!PQ1RCONN030!&;  Curr = $0

Msg2:
Last quarter, your institution reported “Securitizations of higher-risk commercial and industrial loans securities” (RC-O M.9.b) of $&!PQ1RCONN030!&. However, this quarter your institution reported zero.  Note: the OCC’s and FDIC’s rescission of the “Interagency Guidance on Leveraged Lending” did not impact this line item.   Please review your reported data, explain or revise as appropriate.


Msg1:
IF PUSHDOWN ACCTG APPLD (RI M7), RC-O 4 SHLD <> RC-K 9.  &  & RI M.7 = &!RIAD9106!&;   RC-O 4 = $ &!RCONK652! &;  RC-K 9 =$&!RCON3368!

Msg2:
If your institution has applied push-down acounting in the current quarter (RI M.7 = &!RIAD9106!&), generally the "Average consolidated total assets" (RC-O 4) of  $ & !RCONK652! & should not equal the amount reported for your quarterly average of "Total Assets" (RC-K 9.) of  $ & !RCON3368! & .   For push down accounting, the "Average consolidated total assets" (RC-O 4) is calculated as if the transaction occurred on the 1st day of the calendar quarter while the quarterly average of "Total Assets" (RC-K 9) is calculated from the acquistion date until the end of the quarter. Please review your reported data, explain or revise as appropriate.


Msg1:
IF RC-OM1B1 > 0, THEN (RC-OM1B1 / OM1B2) SHOULD BE GREATER THAN $250K &  &  RC-OM1B1 = $ & !RCONF051! &  ; OM1B2 =  & !RCONF052!

Msg2:
Your bank reported an "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) of $ & !RCONF051! &, and the "Number of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(2)) of  & !RCONF052! & . The account balances of these deposits should be greater than $250,000, which means the amount reported in(RC-O M.1.b.(1)) should be more than $ & (!RCONF052! * 250) & . Please review your reported data and revise or explain as appropriate.


Msg1:
IF RC-OM1D1 > 0, THEN (RC-OM1D1 / OM1D2) SHOULD BE GREATER THAN $250K &  &  RC-OM1D1 = $ & !RCONF047! &  ; RC-OM1D2 =  & !RCONF048!

Msg2:
Your bank reported an "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) of $ & !RCONF047! &, and the "Number of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(2)) of  & !RCONF048! & . The account balances of these deposits should be greater than $250,000, which means the amount reported in RC-O M.1.d.(1) should be more than $ & (250 * !RCONF048!) & . Please review your reported data and revise or explain as appropriate.


Msg1:
IF (RC-OM1B1 + RC-OM1D1) IS > 0, THEN (RC-OM2) SHOULD BE > 0

Msg2:
Your bank reported an "Amount of deposit accounts (excluding retirement accounts) of more than $250,000" (RC-O M.1.b.(1)) of $ & !RCONF051! &  and an "Amount of retirement deposit accounts of more than $250,000" (RC-O M.1.d.(1)) of $ & !RCONF047! & . However, you did not report any "Estimated amount of uninsured deposits" in (RC-O M.2.). Please revise your reported data.


Msg1:
IF PREV (RC-S1, COL A) > 0, CURR (S1, COL. A ) S/B > 0Previous =  & !PQ1RCONB705!

Msg2:
Last quarter, your bank reported "Outstanding principal balance of 1-4 family residential loans sold and securitized by the reporting bank with servicing retained or with recourse or other seller-provided credit enhancements" (RC-S 1., Column A) of $ & !PQ1RCONB705! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREV (RC-S1, COL. G) > 0, CURR (S1, COL. G) S/B > 0Previous =  & !PQ1RCONB711!

Msg2:
Last quarter, your bank reported "Outstanding principal balance of All other loans and all leases sold and securitized by the reporting bank with servicing retained or with recourse or other seller-provided credit enhancements" (RC-S 1., Column G) of $ & !PQ1RCONB711! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS > 0, THEN CURRENT SHOULD BE > 0   (RC-S 2 COL. A).  &  & Previous =  & !PQ1RCONHU09!

Msg2:
Last quarter, your bank reported "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to structures reported in 1-4 family residential loans" (RC-S 2, Column A) of $ & !PQ1RCONHU09! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
IF PREVIOUS > 0, THEN CURRENT SHOULD BE > 0   (RC-S 2 COL. G).  &  & Previous =  & !PQ1RCONHU15!

Msg2:
Last quarter, your bank reported "Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to structures reported in All Other Loans, All Leases, and All Other Assets" (RC-S 2, Column G) of $ & !PQ1RCONHU15! & .  However, this quarter you reported none.  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R PART I ITEM 1 SHOULD BE EQUAL TO THE SUM OF (RC 24 + 25 + RC 26C).

Msg2:
Generally, the amount of "Common Equity Tier 1 Capital Common Stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares" reported in Schedule RC-R, Part I., item 1  of $ & !RCOAP742! &  should  equal  the sum of Common Stock and related surplus less treasury stock, unearned ESOP shares, and any other contra-equity components reported in (RC 24 + 25 + 26.c) of $ & !RCON3230! + !RCON3839! + !RCONA130! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R PART I ITEM 3A MUST EQUAL 1 FOR YES OR 0 FOR NO. &  & RC-R PART I ITEM 3.a = &!RCOAP838!

Msg2:
The "AOCI Opt-out election" (RC-RI 3.a.) must equal 1 for "yes" or 0 for "No." Please revise your reported data.


Msg1:
COMMON EQUITY TIER 1 MINORITY INTEREST (RC-RI 4) SHOULD BE <= NONCONTROLLING (MINORITY) INTERESTS IN CONSOLIDATED SUBSIDIARIES (RC-27B) &  & RC-RI 4 = $ & !RCOAP839!&  ; (RC-27 B) = $ & !RCON3000!

Msg2:
The "Common equity tier 1 minority interest" (RC-RI 4) of $ & !RCOAP839! &  should be less than or equal to total "Noncontrolling (minority) interests in consolidated subsidiaries" (RC 27.b.) of $ & !RCON3000! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-RI 1 THRU 4) MUST = (RC-RI 5) COMMON EQUITY TIER 1 CAPITAL &  & RC-RI 1 THRU 4 = $ & !RCOAP742! + !RCOAKW00! + !RCOAB530! + !RCOAP839! & ;  RC-R  5 = $ & !RCOAP840!

Msg2:
The sum of the components of "Common Equity Tier 1 Capital" (RC-RI 1 through 4) of $ &  !RCOAP742! + !RCOAKW00! + !RCOAB530! + !RCOAP839!  &  must equal "Common Equity Tier 1 Capital before Adjustments and Deductions" (RC-RI 5) of $ & !RCOAP840! & .  Please revise your reported data.


Msg1:
RC-RI 6 SHOULD EITHER BE GREATER THAN ZERO OR LESS THAN OR EQUAL TO RC-M 2B. &  &  $ & !RCOAP841! &  IS EITHER NOT GREATER THAN ZERO OR LESS THAN OR EQUAL TO $ & !RCON3163!

Msg2:
The amount of "Goodwill net of associated deferred tax liabilities (DTLs)" reported in Schedule RC-R, Part I, item 6  of $ & !RCOAP841! &  should either be greater than zero or less than or equal to "Goodwill" reported in RC-M 2.b of $ & !RCON3163! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R I 7 SHOULD BE WITHIN 70% AND 100% OF RC-M 2C.  &  & RC-M 2.c = &!RCONJF76!& (70% = &!RCONJF76! * .70 &) ;  RC-R I 7 = $ & !RCOAP842!

Msg2:
The amount of "Intangible assets (other than goodwill and mortgage servicing assets(MSAs)), net of associated DTLs" (RC-R, Part I, item 7)  of $ & !RCOAP842! &  should be within 70% to 100% of "All other intangible assets" reported in RC-M 2.c of $ &!RCONJF76! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM RC-RI 8 AND RCRI 15 SHOULD BE <= RC-F 2 &  &  SUM RC-RI  8 AND 15 = $ & !RCOAP843! + !RCOALB60! & ; RC-F 2 = $ & !RCON2148!

Msg2:
The sum of "Deferred tax assets" for common equity tier 1 capital purposes (RC-R I 8) and "Deferred tax assets arising from temporary differences" (RC-RI 15) of $ & !RCOAP843! + !RCOALB60! &  should be less than or equal to total "Net deferred tax assets" (RC-F 2.) of $ & !RCON2148! & .  Please review your reported data, and explain or revise as appropriate.


Msg1:
RC-R PART I 9F SHOULD BE <= ABSOLUTE VALUE OF RC 26B &  & RC-R PART I 9.f = $& !RCOAP849! &;  RC 26.b = $& !RCONB530!

Msg2:
"Accumulated net gain (loss) on cash flow hedges included in AOCI, net of applicable income taxes" (RC-R Part I 9.f) of $ & !RCOAP849! &  should be less than or equal to the absolute value of "Accumulated Other Comprehensive Income" (RC 26.b) of $ & !RCONB530! &.    Please review your reported data, and explain or revise as appropriate.


Msg1:
THE "SUBTOTAL" (RC-RI 12) MUST EQUAL RC-RI 5 MINUS SUM OF (RC-RI 6 THROUGH 10B). &  & RC-RI 12 = $ & !RCOAP852! &  ; RC-RI 5 minus 6 through 10.b = $ & (!RCOAP840! - (!RCOAP841! + !RCOAP842! + !RCOAP843! + !RCOAP849! + !RCOAQ258! + !RCOAP850!))

Msg2:
The "Subtotal" (RC-RI 12) of $  & !RCOAP852! &  must equal the "Common equity tier 1 capital before adjustments and deductions" minus the sum of the components of "Common equity tier 1 capital: adjustments and deductions" (RC-RI 5 - ( 6 through 10.b)) of  $  & (!RCOAP840! - (!RCOAP841! + !RCOAP842! + !RCOAP843! +  !RCOAP849! + !RCOAQ258! + !RCOAP850!)) & .   Please revise your reported data.


Msg1:
SUM OF (RC-R I 13 THRU 17) MUST EQUAL TOTAL ADJUSTMENTS AND DEDUCTIONS FOR COMMON EQUITY TIER 1 CAPITAL (RC-R I 18).  &  &  RC-R Part I 18 = $ & !RCOAP858! &  ; (RC-R Part I 13 through 17) = $ & !RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP857!

Msg2:
The sum of the components of common equity tier 1 capital adjustments and deductions (RC-R Part I 13 through 17) of $ & (!RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP857!) &  must equal "Total adjustments and deductions for common equity tier 1 capital  (RC-R Part I 18) of $ & !RCOAP858! & .  Please revise your reported data.


Msg1:
(RC-R I 12 - 18) MUST EQUAL COMMON EQUITY TIER 1 CAPITAL (RC-R I 19) &  & (RC-R Part I 12 - 18) = $ & !RCOAP852! - !RCOAP858! &;  RC-R Part I 19 = $ & !RCOAP859!

Msg2:
The "Subtotal"  of Common equity tier 1 capital: adjustments and deductions (RC-R Part I 12) of $ & !RCOAP852! &  minus "Total adjustments and deductions for common equity tier 1 capital" (RC-R Part I 18) of $ & !RCOAP858! & must equal "Common equity tier 1 capital" (RC-R Part I 19) of $ & !RCOAP859! &.  Please revise your reported data.


Msg1:
ADDITIONAL TIER 1 CAPITAL INSTRUMENTS PLUS RELATED SURPLUS (RC-R I 20) SHOULD BE LESS THAN OR EQUAL TO PERPETUAL PREFERRED STOCK AND RELATED SURPLUS (RC 23) &  & RC-R Part I 20 = $ & !RCOAP860! &; RC 23 = $ & !RCON3838!

Msg2:
"Additional tier 1 capital instruments plus related surplus" (RC-R Part I 20) of $  & !RCOAP860! & should be less than or equal to "Perpetual preferred stock and related surplus" (RC 23) of $  & !RCON3838! &.   Please review your reported data, and explain or revise as appropriate.


Msg1:
"ADDITIONAL TIER 1 CAPITAL BEFORE DEDUCTIONS" (RC-R I 23) MUST EQUAL SUM (RC-R I 20 THROUGH 22) &  & RC-R Part I 23 = $ & !RCOAP863! & ; RC-R Part I 20 through 22 = $ &  !RCOAP860! + !RCOAP861! + !RCOAP862!

Msg2:
"Additional tier 1 capital before deductions" (RC-R Part I 23) of $ & !RCOAP863! & must equal the sum of RC-R Part I 20 through 22 of $ & !RCOAP860! + !RCOAP861! + !RCOAP862! & .  Please revise your reported data.


Msg1:
RC-R I 25 MUST BE THE GREATER OF (RC-R I 23 MINUS 24) OR ZERO &  &  RC-R Part I 25 = $ & !RCOAP865! &; RC-R Part I 23 minus 24 = $&!RCOAP863! - !RCOAP864!

Msg2:
"Additional tier 1 capital" (RC-R Part I 25) of $  & !RCOAP865! & must be the greater of "Additional tier 1 capital before deductions" (RC-R Part I 23) of $ & !RCOAP863! & minus "Additional tier 1 capital  deductions" (RC-R Part I 24) of $ & !RCOAP864! & or zero. Please revise your reported data.


Msg1:
SUM OF (RC-R Part I 19 + 25) MUST EQUAL TIER 1 CAPITAL (RC-R Part I 26) &  & RC-R Part I 19 + Part I 25 = $ & !RCOAP859! + !RCOAP865! &;  RC-R Part I = $ & !RCOA8274!

Msg2:
The sum of the "Common equity tier 1 capital" (RC-R Part I 19) of $ & !RCOAP859! & and "Additional tier 1 capital" (RC-R Part I 25) of $ & !RCOAP865! & must equal "Tier 1 capital" (RC-R Part I 26) of $ & !RCOA8274! &.  Please revise your reported data.


Msg1:
RC-R Part I 44 MUST EQUAL SUM(RC-R Part I 39 THROUGH 42).  &  &  RC-R Part I 44  = $ & !RCOAP870! & ; RC-R Part I 39 through 42 = $ & !RCOAP866! + !RCOAP867! + !RCOAP868! + !RCOA5310!

Msg2:
"Tier 2 capital before deductions" (RC-R Part I 44) of $ & !RCOAP870! & must equal the sum of the components of tier 2 capital (RC-R Part I 39 through 42) of $ &  !RCOAP866! + !RCOAP867! + !RCOAP868! + !RCOA5310! & .  Please revise your reported data.


Msg1:
RC-R Part I 46 SHOULD BE THE GREATER OF (RC-R Part I 44 MINUS 45) OR ZERO &  &  RC-R Part I 44 - 45  = $ & !RCOAP870! - !RCOAP872! &; RC-R Part I 46 = $ & !RCOA5311!

Msg2:
"Tier 2 capital" (RC-R Part I 46) of $ & !RCOA5311! & should be the greater of "Tier 2 capital before deductions" (RC-R Part I 44) of $ & !RCOAP870! & minus "Tier 2 deductions" (RC-R Part I 45) of $ & !RCOAP872! & or zero.  Please review your reported data, and explain or revise as appropriate.


Msg1:
SUM OF (RC-R Part I 26 + 46) MUST EQUAL TOTAL CAPITAL (RC-R Part I 47).  &  & SUM RC-R Part I 26 + Part I 46  = $ & !RCOA8274! + !RCOA5311! &; RC-R Part I 47 = $ & !RCOA3792!

Msg2:
The sum of the "Tier 1 capital" (RC-R Part I 26) of $ & !RCOA8274! & and "Tier 2 capital" (RC-R Part I 46) of $ & !RCOA5311! & must equal "Total Capital" (RC-R Part I 47) of $ & !RCOA3792! &.  Please revise your reported data.


Msg1:
SUM OF (RC-R Part I 6, 7,  8, 10B, 13 THROUGH 15, 17, AND CERTAIN ELEMENTS OF 24) MUST EQUAL "DEDUCTIONS FROM COMMON EQUITY TIER 1 CAPITAL AND ADDITIONAL TIER 1 CAPITAL" (RC-R Part I 28). &  &  Sum = $ &  (!RCOAP841! + !RCOAP842! + !RCOAP843! + !RCOAP850! + !RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP857! + !RCOAP864!) & ;  RC-R Part I 28 = $ & !RCOAP875!

Msg2:
The sum of the components for common equity tier 1 capital and additional tier 1 capital (RC-R Part I 6, 7,  8, 10B, 13 THROUGH 15, 17, and certain elements of item 24) of $ &   (!RCOAP841! + !RCOAP842! + !RCOAP843! + !RCOAP850! + !RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP857! + !RCOAP864!) &  must equal "Deductions from common equity tier 1 capital and additional tier 1 capital" (RC-R Part I 28) of  $ & !RCOAP875! & .   Please revise your reported data.


Msg1:
RC-R Part I 30 MUST EQUAL RC-R Part I 27 LESS SUM(Part I 28 + 29) &  & RC-R Part I 30 = $  & !RCOAA224! & ;  RC-R Part I 27 - (Part I 28 + 29) = $  & !RCOAKW03! -(!RCOAP875! + !RCOAB596!)

Msg2:
"Total assets for leverage ratio" (RC-R Part I 30) of $  & !RCOAA224! &  must equal "Average total consolidated assets" (RC-R Part I 27) minus sum of "Deductions from common equity tier 1 capital and additional tier 1 capital" and "Other deductions" for leverage ratio purposes (RC-R Part I 28 + 29) of $ & (!RCOAKW03! -(!RCOAP875! + !RCOAB596!)) & .  Please revise your reported data.


Msg1:
COMMON EQUITY TIER 1 CAPITAL RATIO (RC-R Part I 49) SHOULD EQUAL (RC-R Part I 19) / (RC-R Part I 48)  &  & RC-R Part I 49 =  & (!RCOAP793! * 100) &  %;   RC-R Part I 19 / Part I 48 =  & (!RCOAP859!/!RCOAA223!) * 100 &  %

Msg2:
"Common equity tier 1 capital ratio" (RC-R Part I 49) of  & !RCOAP793! * 100 & %  should equal "Common equity tier 1 capital" (RC-R Part I 19) / "Total risk-weighted assets" (RC-R Part I 48) of  & !RCOAP859!/!RCOAA223! * 100 & %.   Please review your reported data, and explain or revise as appropriate.


Msg1:
TIER 1 CAPITAL RATIO (RC-R Part I 50) SHOULD EQUAL (RC-R Part I 26) / (RC-R Part I 48)  &  & RC-R Part I 50 =  & (!RCOA7206! * 100) &  %;   RC-R Part I 26  / Part I 48 =  & (!RCOA8274!/!RCOAA223!) * 100 &  %

Msg2:
"Tier 1 capital ratio" (RC-R Part I 50) of  & !RCOA7206! * 100 & %  should equal "Tier 1 capital" (RC-R Part I 26) / "Total risk-weighted assets" (RC-R Part I 48) of  & !RCOA8274!/!RCOAA223! * 100 & %.   Please review our reported data, and explain or revise as appropriate.


Msg1:
TOTAL CAPITAL RATIO (RC-R Part I 51) SHOULD EQUAL (RC-R Part I 47) / (RC-R Part I 48)  &  & RC-R Part I 51  =  & (!RCOA7205! * 100) &  %;   RC-R Part I 47  / Part I 48 =  & (!RCOA3792!/!RCOAA223!) * 100 &  %

Msg2:
"Total capital ratio" (RC-R Part I 51) of  & !RCOA7205! * 100 & %  should equal "Total capital" (RC-R Part I 47) / "Total risk-weighted assets" (RC-R Part I 48) of  & !RCOA3792!/!RCOAA223! * 100 & %.   Please review your reported data, and explain or revise as appropriate.


Msg1:
TIER 1 LEVERAGE RATIO (RC-R Part I 31) SHOULD EQUAL (RC-R Part I 26) / (RC-R Part I 30)  &  & RC-R Part I 31 =  & (!RCOA7204! * 100) &  %;   RC-R Part I 26  / Part I 30 =  & (!RCOA8274!/!RCOAA224!) * 100 &  %

Msg2:
"Tier 1 leverage ratio" (RC-R Part I 31) of  & !RCOA7204! * 100 & %  should equal "Tier 1 capital" (RC-R Part I 26) / "Total assets for the leverage ratio" (RC-R Part I 30) of  & !RCOA8274!/!RCOAA224! * 100 & %.   Please review your reported data, and explain or revise as appropriate.


Msg1:
IF RC-RI 3 NE ZERO AND RC-RI 3A EQUALS NO THEN RC-RI 9F NE ZERO &  & IF RC-RI 3 IS NOT EQUAL ZERO AND RC-R I 3A EQUALS NO THEN RC-RI 9F SHOULD NOT EQUAL ZERO

Msg2:
If RC-RI item 3 is not equal to zero and RC-RI, item 3.a. equals no, then RC-RI,9.f should not equal zero. Please review your reported data and explain or revise as appropriate.


Msg1:
SUM OF (RC-RI 6, 7,  8, 10B, 13 THRU 15, AND CERTAIN ELEMENTS OF 24) SHOULD EQUAL RC-RI 28.  &  & RC-RI 28 ($ & !RCOAP875! &) <> Sum of components ($& !RCOAP841! + !RCOAP842! + !RCOAP843! + !RCOAP850!  + !RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP864! &)

Msg2:
The sum of the components for common equity tier 1 capital and additional tier 1 capital (RC-RI 6, 7,  8, 10B, 13 through 15, and certain elements of 24) of $ & !RCOAP841! + !RCOAP842! + !RCOAP843! + !RCOAP850!  + !RCOALB58! + !RCOALB59! + !RCOALB60! + !RCOAP864! &) should equal "Deductions from common equity tier 1 capital and additional tier 1 capital" (RC-RI 28) of  $ & !RCOAP875! & .   Please review your reported data, and explain or revise as appropriate.


Msg1:
(RC-R II 1B +R1C +R1G+R1H+R1I+R1J) MUST =RC-R II 1A &  & Sum =  &(!RCONS396!+!RCOND958!+!RCOND959!+!RCONS397!+!RCOND960!+!RCONS398!) &  ;  Reported =  & !RCOND957! &  ;  Difference =  & !RCOND957!-(!RCONS396!+!RCOND958!+!RCOND959!+!RCONS397!+!RCOND960!+!RCONS398!)

Msg2:
The sum of "Cash and balances due from depository institutions" allocated by risk weight (RC-R II 1., Columns B, C, G,H,I and J) of $ & (!RCONS396!+!RCOND958!+!RCOND959!+!RCONS397!+!RCOND960!+!RCONS398!) &  must equal "Total cash and balances due from depository institutions" (RC-R II 1., Column A) of $ & !RCOND957! & .  Please revise your reported data.


Msg1:
(RC-R II 2AB +R2AC +RC2AD +RC2AE+R2AG+R2AH+R2AI+R2AJ) MUST =RC-R II 2AA

Msg2:
The sum of "Securities: Held-to-maturity securities" allocated by risk weight (RC-R II 2A., Columns B, C, D, E, G,H,I and J) of $ & (!RCONS399!+!RCOND962!+ !RCONHJ74!+ !RCONHJ75!+ !RCOND963!+!RCOND964!+!RCOND965!+!RCONS400!) &  must equal "Total Securities: Held-to-maturity securities" (RC-R II 2A., Column A) of $ & !RCOND961! & .  Please revise your reported data.


Msg1:
(RC-R II 2BB+R2BC+R2BD+R2BE+R2BG+R2BH+R2BI+R2BJ+R2BL+R2BN+R2BR) MUST =RC-R II 2BA.  &  &  Sum = &(!RCONS402!+!RCOND967!+!RCONHJ76!+!RCONHJ77!+!RCOND968!+!RCOND969!+!RCOND970!+!RCONS403!+!RCONS405!+!RCONS406!+!RCONH271!) &  ;  Reported =  & !RCONJA21! &  ;  Difference =  & !RCONJA21!-(!RCONS402!+!RCOND967!+!RCONHJ76!+!RCONHJ77!+!RCOND968!+!RCOND969!+!RCOND970!+!RCONS403!+!RCONS405!+!RCONS406!+!RCONH271!)

Msg2:
The sum of "Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading" allocated by risk weight (RC-R II 2B., Columns B,C,D,E,G,H,I,J,L,N and R) of $ & (!RCONS402!+!RCOND967!+!RCONHJ76!+!RCONHJ77!+!RCOND968!+!RCOND969!+!RCOND970!+!RCONS403!+!RCONS405!+!RCONS406!+!RCONH271!) &  must equal "Totals from Schedule RC" reported in RC-R II 2B., Column A of $ & !RCONJA21! & .  Please revise your reported data.


Msg1:
(RC-R II 3AC+R3AG+R3AH+R3AI+R3AJ) MUST =RC-R II 3AA &  & Sum = &(!RCOND972!+!RCOND973!+!RCONS410!+!RCOND974!+!RCONS411!) &  ;  Reported =  & !RCOND971! &  ;  Difference =  & !RCOND971!-(!RCOND972!+!RCOND973!+!RCONS410!+!RCOND974!+!RCONS411!)

Msg2:
The sum of "Federal funds sold and securities purchased under agreements to resell: Federal funds sold (in domestic offices)" allocated by risk weight (RC-R II 3A., Columns C, G,H,I and J) of $ & (!RCOND972!+!RCOND973!+!RCONS410!+!RCOND974!+!RCONS411!) &  must equal "Total Federal funds sold and securities purchased under agreements to resell: Federal funds sold (in domestic offices)" (RC-R II 3A., Column A) of $ & !RCOND971! & .  Please revise your reported data.


Msg1:
(RC-R II 4AB+R4AC+R4AG+R4AH+R4AI+R4AR) MUST =RC-R II 4AA &  & Sum =  &(!RCONS414!+!RCONH173!+!RCONS415!+!RCONS416!+!RCONS417!+!RCONH273!) &  ;  Reported = & !RCONS413! & ;  Difference =  & !RCONS413!-(!RCONS414!+!RCONH173!+!RCONS415!+!RCONS416!+!RCONS417!+!RCONH273!)

Msg2:
The sum of "Loans and leases held for sale: Residential mortgage exposures" allocated by risk weight (RC-R II 4A., Columns B,C, G,H,I and R) of $ & (!RCONS414!+!RCONH173!+!RCONS415!+!RCONS416!+!RCONS417!+!RCONH273!) &  must equal "Total Loans and leases held for sale: Residential mortgage exposures" (RC-R II 4A., Column A) of $ & !RCONS413! & .  Please revise your reported data.


Msg1:
(RC-R II 4BB+R4BC+R4BG+R4BH+R4BI+R4BJ+R4BR) MUST =RC-R II 4BA &  & Sum =  &(!RCONS420!+!RCONH174!+!RCONH175!+!RCONH176!+!RCONH177!+!RCONS421!+!RCONH275!) &  ;  Reported =  & !RCONS419! &  ;  Difference =  & !RCONS419!-(!RCONS420!+!RCONH174!+!RCONH175!+!RCONH176!+!RCONH177!+!RCONS421!+!RCONH275!)

Msg2:
The sum of "Loans and leases held for sale: High volatility commercial real estate exposures" allocated by risk weight (RC-R II 4B., Columns B,C, G,H,I,J and R) of $ & (!RCONS420!+!RCONH174!+!RCONH175!+!RCONH176!+!RCONH177!+!RCONS421!+!RCONH275!) &  must equal "Total Loans and leases held for sale: High volatility commercial real estate exposures" (RC-R II 4B., Column A) of $ & !RCONS419! & .  Please revise your reported data.


Msg1:
(RC-R II 4CB+R4CC+R4CD+R4CE+R4CG+R4CH+R4CI+R4CJ+R4CR) MUST =RC-R II 4CA &  & Sum =  &(!RCONS424!+!RCONS425!+!RCONHJ78! +!RCONHJ79!+!RCONS426!+!RCONS427!+!RCONS428!+!RCONS429!+!RCONH277!) &  ;  Reported =  & !RCONS423! &  ;  Difference =  & !RCONS423!-(!RCONS424!+!RCONS425!+!RCONHJ78! +!RCONHJ79!+!RCONS426!+!RCONS427!+!RCONS428!+!RCONS429!+!RCONH277!)

Msg2:
The sum of "Loans and leases held for sale: Exposures past due 90 days or more or on nonaccrual" allocated by risk weight (RC-R II 4C., Columns B,C, D,E,G,H,I,J and R) of $ & (!RCONS424!+!RCONS425!+!RCONHJ78! +!RCONHJ79!+!RCONS426!+!RCONS427!+!RCONS428!+!RCONS429!+!RCONH277!) &  must equal "Total Loans and leases held for sale: High volatility commercial real estate exposures" (RC-R II 4C., Column A) of $ & !RCONS423! & .  Please revise your reported data.


Msg1:
(RC-R II 4DB+R4DC+R4DD+R4DE+R4DG+R4DH+R4DI+R4DJ+R4DR) MUST =RC-R II 4DA &  & Sum =  &(!RCONS432!+!RCONS433!+!RCONHJ80!+!RCONHJ81!+!RCONS434!+!RCONS435!+!RCONS436!+!RCONS437!+!RCONH279!) &  ;  Reported =  & !RCONS431! &  ;  Difference =  & !RCONS431!-(!RCONS432!+!RCONS433!+!RCONHJ80!+!RCONHJ81!+!RCONS434!+!RCONS435!+!RCONS436!+!RCONS437!+!RCONH279!)

Msg2:
The sum of "Loans and leases held for sale: All other exposures" allocated by risk weight (RC-R II 4C., Columns B,C, D,E,G,H,I,J and R) of $ & (!RCONS432!+!RCONS433!+!RCONHJ80!+!RCONHJ81!+!RCONS434!+!RCONS435!+!RCONS436!+!RCONS437!+!RCONH279!) &  must equal "Total Loans and leases held for sale: Loans and leases held for sale: All other exposures" (RC-R II 4C., Column A) of $ & !RCONS431! & .  Please revise your reported data.


Msg1:
(RC-R II 5AB+R5AC+R5AG+R5AH+R5AI+R5AR) MUST =RC-R II 5AA &  & Sum =  &(!RCONS440!+!RCONH178!+!RCONS441!+!RCONS442!+!RCONS443!+!RCONH281!) &  ;  Reported =  & !RCONS439! &  ;  Difference =  & !RCONS439!-(!RCONS440!+!RCONH178!+!RCONS441!+!RCONS442!+!RCONS443!+!RCONH281!)

Msg2:
The sum of "Loans and leases, held for investment : Residential mortgage exposures" allocated by risk weight (RC-R II 5A., Columns B,C, G,H,I and R) of $ & (!RCONS440!+!RCONH178!+!RCONS441!+!RCONS442!+!RCONS443!+!RCONH281!) &  must equal "Total Loans and leases, held for investment: Residential mortgage exposures" (RC-R II 5A., Column A) of $ & !RCONS439! & .  Please revise your reported data.


Msg1:
(RC-R II 5BB+R5BC+R5BG+R5BH+R5BI+R5BJ+R5BR) MUST =RC-R II 5BA &  & Sum =  &(!RCONS446!+!RCONH179!+!RCONH180!+!RCONH181!+!RCONH182!+!RCONS447!+!RCONH283!) &  ;  Reported =  & !RCONS445! &  ;  Difference =  & !RCONS445!-(!RCONS446!+!RCONH179!+!RCONH180!+!RCONH181!+!RCONH182!+!RCONS447!+!RCONH283!)

Msg2:
The sum of "Loans and leases, held for investment : High volatility commercial real estate exposures" allocated by risk weight (RC-R II 5B., Columns B,C, G,H,I,J and R) of $ & (!RCONS446!+!RCONH179!+!RCONH180!+!RCONH181!+!RCONH182!+!RCONS447!+!RCONH283!) &  must equal "Total Loans and leases, held for investment : High volatility commercial real estate exposures" (RC-R II 5B., Column A) of $ & !RCONS445! & .  Please revise your reported data.


Msg1:
(RC-R II 5CB+R5CC+R5CD+R5CE+R5CG+R5CH+R5CI+R5CJ+R5CR) MUST =RC-R II 5CA &  & Sum =  &(!RCONS450!+!RCONS451!+!RCONHJ82!+!RCONHJ83!+!RCONS452!+!RCONS453!+!RCONS454!+!RCONS455!+!RCONH285!) &  ;  Reported =  & !RCONS450! &  ;  Difference =  & !RCONS449!-(!RCONS450!+!RCONS451!+!RCONHJ82!+!RCONHJ83!+!RCONS452!+!RCONS453!+!RCONS454!+!RCONS455!+!RCONH285!)

Msg2:
The sum of "Loans and leases, held for investment : Exposures past due 90 days or more or on nonaccrual " allocated by risk weight (RC-R II 5C., Columns B,C, D,E,G,H,I,J and R) of $ & (!RCONS450!+!RCONS451!+!RCONHJ82!+!RCONHJ83!+!RCONS452!+!RCONS453!+!RCONS454!+!RCONS455!+!RCONH285!) &  must equal "Total Loans and leases, held for investment : Exposures past due 90 days or more or on nonaccrual " (RC-R II 5C., Column A) of $ & !RCONS449! & .  Please revise your reported data.


Msg1:
(RC-R II 5DB+R5DC+R5DD+R5DE+R5DG+R5DH+R5DI+R5DJ+R5DR) MUST =RC-R II 5DA &  & Sum =  &(!RCONS458!+!RCONS459!+!RCONHJ84!+!RCONHJ85!+!RCONS460!+!RCONS461!+!RCONS462!+!RCONS463!+!RCONH287!) &  ;  Reported =  & !RCONS457! &  ;  Difference =  & (!RCONS458!+!RCONS459!+!RCONHJ84!+!RCONHJ85!+!RCONS460!+!RCONS461!+!RCONS462!+!RCONS463!+!RCONH287!)

Msg2:
The sum of "Loans and leases, held for investment : All other exposures" allocated by risk weight (RC-R II 5D., Columns B,C, D,E,G,H,I,J and R) of $ & (!RCONS458!+!RCONS459!+!RCONHJ84!+!RCONHJ85!+!RCONS460!+!RCONS461!+!RCONS462!+!RCONS463!+!RCONH287!) &  must equal "Total Loans and leases, held for investment : All other exposures" (RC-R II 5D., Column A) of $ & !RCONS457! & .  Please revise your reported data.


Msg2:
The sum of "Trading assets" allocated by risk weight (RC-R II 7., Columns B,C, D,E,G,H,I,J,L,M,N and R) of $ & (!RCONS466!+!RCOND977!+!RCONHJ86!+!RCONHJ87!+!RCOND978!+!RCOND979!+!RCOND980!+!RCONS467!+!RCONH186!+!RCONH290!+!RCONH187!+!RCONH291!) &  must equal "Total Trading assets" (RC-R II 7., Column A) of $ & !RCOND976! & .  Please revise your reported data.


Msg1:
(RC-R II 9AB+R9AQ) SHOULD =RC-R II 9AA &  & Sum =  &(!RCONS476!+!RCONS477!) &  ;  Reported =  & !RCONS475! &  ;  Difference =  & !RCONS475!-(!RCONS476!+!RCONS477!)

Msg2:
The sum of "On-balance sheet securitization exposures: Held-to-maturity securities" allocated by risk weight (RC-R II 9A., Columns B and Q) of $ & (!RCONS476!+!RCONS477!) &  should equal "Total On-balance sheet securitization exposures: Held-to-maturity securities" (RC-R II 9A., Column A) of $ & !RCONS475! & .  Please review your reported data and explain or revise as appropriate.


Msg1:
(RC-R II 9BB+R9BQ) SHOULD =RC-R II 9BA &  & Sum =  &(!RCONS481!+!RCONS482!) &  ;  Reported =  & !RCONS480! &  ;  Difference =  & !RCONS480!-(!RCONS481!+!RCONS482!)

Msg2:
The sum of "On-balance sheet securitization exposures: Available-for-sale securities" allocated by risk weight (RC-R II 9B., Columns B and Q) of $ & (!RCONS481!+!RCONS482!) &  should equal "Total On-balance sheet securitization exposures: Available-for-sale securities" (RC-R II 9B., Column A) of $ & !RCONS480! & .  Please review your reported data and explain or revise as appropriate.


Msg1:
(RC-R II 9CB+R9CQ) SHOULD =RC-R II 9CA &  & Sum =  &(!RCONS486!+!RCONS487!) &  ;  Reported =  & !RCONS485! &  ;  Difference =  & !RCONS485!-(!RCONS486!+!RCONS487!)

Msg2:
The sum of "On-balance sheet securitization exposures: Trading assets" allocated by risk weight (RC-R II 9C., Columns B and Q) of $ & (!RCONS486!+!RCONS487!) &  should equal "Total On-balance sheet securitization exposures: Trading assets" (RC-R II 9C., Column A) of $ & !RCONS485! & .  Please review your reported data and explain or revise as appropriate.


Msg1:
(RC-R II 9DB+R9DQ) SHOULD =RC-R II 9DA &  & Sum =  &(!RCONS491!+!RCONS492!) &  ;  Reported =  & !RCONS490! &  ;  Difference =  & !RCONS490!-(!RCONS491!+!RCONS492!)

Msg2:
The sum of "On-balance sheet securitization exposures: All other on-balance sheet securitization exposures" allocated by risk weight (RC-R II 9D., Columns B and Q) of $ & (!RCONS491!+!RCONS492!) &  should equal "Total On-balance sheet securitization exposures: All other on-balance sheet securitization exposures" (RC-R II 9D., Column A) of $ & !RCONS490! & .  Please review your reported data and explain or revise as appropriate.


Msg1:
(RC-R II 10B+R10Q) SHOULD =RC-R II 10A &  & Sum =  &(!RCONS496!+!RCONS497!) &  ;  Reported =  & !RCONS495! &  ;  Difference =  & !RCONS495!-(!RCONS496!+!RCONS497!)

Msg2:
The sum of "Off-balance sheet securitization exposures" allocated by risk weight (RC-R II 10., Columns B and Q) of $ & (!RCONS496!+!RCONS497!) &  should equal "Total Off-balance sheet securitization exposures" (RC-R II 10., Column A) of $ & !RCONS495! & .  Please review your reported data and explain or revise as appropriate.


Msg2:
The sum of "Total balance sheet assets" allocated by risk weight (RC-R II 11., Columns B,C,D,E,G,H,I,J,K,L,M,N,Q, and R) of $ & (!RCONS500!+!RCOND987!+!RCOND988!+!RCOND989!+!RCOND990!+!RCONS503!+!RCONS504!+!RCONS505!+!RCONS506!+!RCONS507!+!RCONS510!+!RCONH300!+!RCONHJ90!+!RCONHJ91!) &  must equal "Total balance sheet assets" (RC-R II 11., Column A) of $ & !RCON2170! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets less Allowance for credit losses on loans and leases (RC-R II 1 through 9 less 6., Column A) of $ & (!RCOND957!+!RCOND961!+!RCONJA21!+!RCOND971!+!RCONH171!+!RCONS413!+!RCONS419!+!RCONS423!+!RCONS431!+!RCONS439!+!RCONS445!+!RCONS449!+!RCONS457!-!RCON3123!+!RCOND976!+!RCOND981!+!RCONS475!+!RCONS480!+!RCONS485!+!RCONS490!) &  must equal "Total balance sheet assets" (RC-R II 11., Column A) of $ & !RCON2170! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets less Allowance for credit losses on loans and leases (RC-R II 1 through 9.d. less 6., Column B) of $ & (!RCONS396!+!RCONS399!+!RCONS402!+!RCONH172!+!RCONS414!+!RCONS420!+!RCONS424!+!RCONS432!+!RCONS440!+!RCONS446!+!RCONS450!+!RCONS458!-!RCON3123!+!RCONS466!+!RCONS469!+!RCONS476!+!RCONS481!+!RCONS486!+!RCONS491!) &  must equal "Total balance sheet assets" (RC-R II 11., Column B) of $ & !RCONS500! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,2.,3A., 4.,5., 7. and 8., Column C) of $ & (!RCOND958!+!RCOND962!+!RCOND967!+!RCOND972!+!RCONH173!+!RCONH174!+!RCONS425!+!RCONS433!+!RCONH178!+!RCONH179!+!RCONS451!+!RCONS459!+!RCOND977!+!RCOND982!) &  must equal "Total balance sheet assets" (RC-R II 11., Column C) of $ & !RCOND987! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,2.,3A., 4.,5., 7. and 8., Column G) of $ & (!RCOND959!+!RCOND963!+!RCOND968!+!RCOND973!+!RCONS415!+!RCONH175!+!RCONS426!+!RCONS434!+!RCONS441!+!RCONH180!+!RCONS452!+!RCONS460!+!RCOND978!+!RCOND983!) &  must equal "Total balance sheet assets" (RC-R II 11., Column G) of $ & !RCOND988! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,2.,3A., 4.,5., 7. and 8., Column H) of $ & (!RCONS397!+!RCOND964!+!RCOND969!+!RCONS410!+!RCONS416!+!RCONH176!+!RCONS427!+!RCONS435!+!RCONS442!+!RCONH181!+!RCONS453!+!RCONS461!+!RCOND979!+!RCOND984!) &  must equal "Total balance sheet assets" (RC-R II 11., Column H) of $ & !RCOND989! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,2.,3A., 4. ,5., 7. and 8., Column I) of $ & (!RCOND960!+!RCOND965!+!RCOND970!+!RCOND974!+!RCONS417!+!RCONH177!+!RCONS428!+!RCONS436!+!RCONS443!+!RCONH182!+!RCONS454!+!RCONS462!+!RCOND980!+!RCOND985!) &  must equal "Total balance sheet assets" (RC-R II 11., Column I) of $ & !RCOND990! & .  Please revise your reported data.


Msg2:
The sum of the components of Balance Sheet assets (RC-R II 1.,2.,3A., 4B.,4C.,4D.,5B.,5C.,5D., 7. and 8., Column J) of $ & (!RCONS398!+!RCONS400!+!RCONS403!+!RCONS411!+!RCONS421!+!RCONS429!+!RCONS437!+!RCONS447!+!RCONS455!+!RCONS463!+!RCONS467!+!RCONH185!) &  must equal "Total balance sheet assets" (RC-R II 11., Column J) of $ & !RCONS503! & .  Please revise your reported data.


Msg1:
(RC-R II 2BL+R7L+R8L) MUST = (RC-R II 11L) &  & Sum =  & (!RCONS405!+!RCONH186!+!RCONH188!) &  ;  Reported =  & !RCONS505! &  ;  Difference =  & !RCONS505!-(!RCONS405!+!RCONH186!+!RCONH188!)

Msg2:
The sum of the components of Balance Sheet assets (RC-R II 2B.,7. and 8., Column L) of $ & (!RCONS405!+!RCONH186!+!RCONH188!) &  must equal "Total balance sheet assets" (RC-R II 11., Column L) of $ & !RCONS505! & .  Please revise your reported data.


